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First Community Credit Union of Beloit Credit Union Rates & Review May 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: May 15, 2026

First Community Credit Union of Beloit Credit Union's Personal Loan Rates are at 3.59%. MonitorBankRates evaluates the financial stability of First Community Credit Union of Beloit Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.54%. Rates were last updated on 05/15/2026.

First Community Credit Union of Beloit Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Community Credit Union of Beloit Credit Union? Share your experience about First Community Credit Union of Beloit Credit Union by leaving a review below, or read customer reviews before you decide to use First Community Credit Union of Beloit Credit Union.

MonitorBankRates Verified Strong Badge 2026 Verified Strong Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.54%
Excellent Lower than avg
First Community Credit Union of Beloit Credit Union
Main Office
1702 Park Ave
Beloit, WI 53511
https://www.firstccu.com
Member NCUA

First Community Credit Union of Beloit Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan - - 6.38% 5
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.54%
Home Equity Loan - - 7.25% 10
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.54%

First Community Credit Union of Beloit Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 3.59%
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.54%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for First Community Credit Union of Beloit Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather First Community Credit Union of Beloit Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First Community Credit Union of Beloit Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name First Community Credit Union of Beloit Credit Union
Website https://www.firstccu.com
Address 1702 Park Ave, Beloit, WI 53511
Phone 608-362-9077
Fax 608-362-0434
President Wayne Udulutch
CEO Jack Gill
Full-Time Employees 85
Part-Time Employees 29
Branch Locations 9
ATM Locations 8
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.54%
Return on Assets (ROA)
0.3919%
Return on Equity (ROE)
3.7927%
Non-Performing Loans Ratio (NPL)
0.52%
Total Assets
396,964,333
Total Amount of Shares and Deposits
337,716,331
Total Shares and Deposits < 1 Year
305,791,552
Total Shares and Deposits 1 3 Years
30,806,034
Total Shares and Deposits > 3 Years
1,118,745
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
39,286,524
Total Uninsured Shares and Deposits > $250K (F+J)
48,222,286
Total Insured Shares and Deposits > $250K (item 17 less item K)
289,494,045
Total Interest Expense (Sum of items 6 8)
7,573,079
Share Certificates
1,566
Number of Accounts for Share Drafts
9,338
IRA KEOGH Accounts
331
Number of Accounts for Regular Shares
26,869
All other shares
47
Non Member Deposits
29
Money Market Shares
469
Net Income (unless the amount is already included in Undivided Earnings)
1,555,668
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
26,778,328
Total Liabilities
356,525,610
Source: NCUA — Last Updated 09/30/2025
MonitorBankRates Verified Strong Badge 2026
2026 MBR Health & Safety Badge

First Community Credit Union of Beloit Credit Union earned the Verified Strong badge

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Customer Reviews

There are no reviews for First Community Credit Union of Beloit Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
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Total Reviews
0
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Frequently Asked Questions About First Community Credit Union of Beloit Credit Union

How many branches does First Community Credit Union of Beloit Credit Union operate?

First Community Credit Union of Beloit Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join First Community Credit Union of Beloit Credit Union?

Yes, to access services at First Community Credit Union of Beloit Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, First Community Credit Union of Beloit Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Community Credit Union of Beloit Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does First Community Credit Union of Beloit Credit Union offer online and mobile banking?

Most modern institutions like First Community Credit Union of Beloit Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstccu.com.

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