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 First Priority Federal Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 9, 2026
First Priority Federal Credit Union's top rates as of October 9, 2026 are 4.00% APY on its CD - 6 MO, 0.10% APY on money market accounts, personal loans from 8.24% APR, and credit cards from 10.99% APR, according to rates verified by MonitorBankRates. Other First Priority Federal Credit Union CD rates include CD - 12 MO at 3.50%, CD - 24 MO at 3.00%, and CD - 36 MO at 3.00%. MonitorBankRates evaluates the financial stability of First Priority Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.37%. Rates last updated and verified on 10/09/2026. First Priority Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Priority Federal Credit Union? Share your experience about First Priority Federal Credit Union by leaving a review below, or read customer reviews before you decide to use First Priority Federal Credit Union. First Priority Federal Credit Union
Huntington 500 Virginia Ave
https://www.firstpriorityfcu.org Huntington, WV 25701  Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. First Priority Federal Credit Union CD Rates
First Priority Federal Credit Union Savings Rates
First Priority Federal Credit Union Money Market Rates
First Priority Federal Credit Union Auto Loan Rates
First Priority Federal Credit Union RV, Boat and Powersport Loan Rates
First Priority Federal Credit Union Credit Card Rates
First Priority Federal Credit Union Personal Loan Rates
First Priority Federal Credit Union Other Rates
Financial Health HistoryFirst Priority Federal Credit Union’s Texas Ratio rose from 1.07% in Q3 2023 to 3.37% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for First Priority Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather First Priority Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with First Priority Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
First Priority Federal Credit Union
Website
https://www.firstpriorityfcu.org
Address
500 Virginia Ave,
Huntington, WV 25701
Phone
304-522-9450
Fax
304-522-7708
President
Phillip Stapleton
CEO
Krista Christian
Full-Time Employees
15
Part-Time Employees
2
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.37%
Return on Assets (ROA)
0.9835%
Return on Equity (ROE)
7.8719%
Non-Performing Loans Ratio (NPL)
1.14%
Total Assets
74,846,220
Total Amount of Shares and Deposits
65,309,949
Total Shares and Deposits < 1 Year
64,942,463
Total Shares and Deposits 1 3 Years
367,486
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
7,012,686
Total Uninsured Shares and Deposits > $250K (F+J)
7,012,686
Total Insured Shares and Deposits > $250K (item 17 less item K)
58,297,263
Total Interest Expense (Sum of items 6 8)
294,462
Share Certificates
575
Number of Accounts for Share Drafts
4,325
IRA KEOGH Accounts
108
Number of Accounts for Regular Shares
7,022
All other shares
82
Money Market Shares
10
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
11,175,886
Total Liabilities
65,495,054
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for First Priority Federal Credit Union yet. Feel free to create one below.
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Add Your Rating and Review for First Priority Federal Credit Union
Frequently Asked Questions About First Priority Federal Credit UnionHow many branches does First Priority Federal Credit Union operate?First Priority Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join First Priority Federal Credit Union?Yes, to access services at First Priority Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, First Priority Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, First Priority Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does First Priority Federal Credit Union offer online and mobile banking?Most modern institutions like First Priority Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstpriorityfcu.org. Current First Priority Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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