Georgia Power Valdosta Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Georgia Power Valdosta Federal Credit Union12-month CD rates can be found at 3.20%, 6-month CD rates at 0.25% and 3-month CD rates at 3.00%. Savings rates are at 0.20% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.23%. Credit Card rates are at 8.75%. Personal Loan rates are at 11.99%. All these rates, and more, can be found in our database of rates which you can compare to Georgia Power Valdosta Federal Credit Union rates.

Compare Georgia Power Valdosta Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Georgia Power Valdosta Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Georgia Power Valdosta Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Georgia Power Valdosta Federal Credit Union? Share your experience about Georgia Power Valdosta Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Georgia Power Valdosta Federal Credit Union.

Overall, Georgia Power Valdosta Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Georgia Power Valdosta Federal Credit Union
Main Office
1707 Dow St
Valdosta, GA 31601
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Georgia Power Valdosta Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Twin River Bank
Twin River Bank
6-Month CD
4.06%
$500
Bank Five Nine
Bank Five Nine
60-Month CD
4.00%
$1,000
VisionBank Saint Louis Park, MN
VisionBank Saint Louis Park, MN
24-Month CD
3.85%
$1,000
PSECU
PSECU
24-Month CD
3.75%
$500
Artisans Bank
Artisans Bank
6-Month CD
3.75%
$1,500
BankNewport
BankNewport
18-Month CD
3.75%
$1,000
Westside State Bank
Westside State Bank
12-Month CD
3.75%
$500
OWB One World Bank
OWB One World Bank
24-Month CD
3.50%
$1,000
Colonial Savings, F.A.
Colonial Savings, F.A.
12-Month CD
3.30%
$1,000
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
12-Month CD
3.30%
$500
Horicon Bank
Horicon Bank
60-Month CD
3.28%
$1,000
Citizens National Bank of Albion
Citizens National Bank of Albion
60-Month CD
3.27%
$1,000
AAEC Credit Union
AAEC Credit Union
60-Month CD
3.25%
$1,000
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
48-Month CD
3.10%
$1,000
Karnes County National Bank
Karnes County National Bank
12-Month CD (Jumbo)
3.04%
$100,000
Capitol Federal Savings Bank
Capitol Federal Savings Bank
12-Month CD
3.00%
$1,000
National Bank of Malvern
National Bank of Malvern
48-Month CD
3.00%
$2,500
Machias Savings Bank
Machias Savings Bank
48-Month CD
2.80%
$500
Gate City Bank
Gate City Bank
60-Month CD
2.25%
$1,000
United Republic Bank
United Republic Bank
60-Month CD
2.25%
$1,000
Benchmark Community Bank
Benchmark Community Bank
36-Month CD
2.15%
$500
705 Federal Credit Union
705 Federal Credit Union
36-Month CD
2.02%
$2,500
Pioneer Community Bank, Inc.
Pioneer Community Bank, Inc.
24-Month CD
1.76%
$1,000
Bank of Herrin
Bank of Herrin
36-Month CD
1.53%
$1,000
Evergreen Federal Bank
Evergreen Federal Bank
60-Month CD
1.50%
$1,000
Chain Bridge Bank
Chain Bridge Bank
Interest Checking
1.32%
$100
Shelby County State Bank
Shelby County State Bank
24-Month CD
1.21%
$1,000
Security Bank Laurel, NE
Security Bank Laurel, NE
SaveUp Savings
1.01%
$0
Shoreham Bank
Shoreham Bank
Loyalty Checking
1.00%
$0
Consumers Credit Union
Consumers Credit Union
18-Month CD
0.99%
$250
New Tripoli Bank
New Tripoli Bank
Statement Savings
0.85%
$20
FNB of Bellville
FNB of Bellville
Savings
0.43%
$100
Greene County Commercial Bank
Greene County Commercial Bank
24-Month CD
0.35%
$1,000
Lewis & Clark Bank
Lewis & Clark Bank
48-Month CD
0.35%
$500
Millville Savings Bank
Millville Savings Bank
60-Month CD
0.30%
$1,000
Jefferson Security Bank
Jefferson Security Bank
Rewards Checking
0.25%
$0
Northfield Savings Bank
Northfield Savings Bank
Savings
0.25%
$10
The Valley State Bank
The Valley State Bank
12-Month CD
0.25%
$500
Volunteer State Bank
Volunteer State Bank
Premium Money Market
0.25%
$100
State Bank Freeport, IL
State Bank Freeport, IL
Money Market
0.20%
$1
Conneaut Savings Bank
Conneaut Savings Bank
12-Month CD
0.20%
$1,000
Bank of Brenham
Bank of Brenham
Money Market
0.15%
$1,000
TSB Teutopolis State Bank
TSB Teutopolis State Bank
Money Market Advantage
0.10%
$2,500
The Bank of Brodhead
The Bank of Brodhead
Safe Money Market
0.10%
$1,000
Farmers State Bank Wathena, KS
Farmers State Bank Wathena, KS
Money Market
0.10%
$2,500
Iron Workers SB
Iron Workers SB
Money Market
0.05%
$10,000
National Bank of Malvern
National Bank of Malvern
NOW Checking
0.05%
$1,000
Van Wert Federal Savings Bank
Van Wert Federal Savings Bank
Statement Savings
0.05%
$0
Busey Bank
Busey Bank
60-Month CD
0.05%
$1,000
Gorham Savings Bank
Gorham Savings Bank
207 Checking
0.02%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Georgia Power Valdosta Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
7-Year Fixed
3.990%
4.357%
0.750
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed
4.500%
4.685%
0.750
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
10-Year Fixed
4.875%
5.195%
1.125
Abound Federal Credit Union
Abound Federal Credit Union
15-Year Fixed
5.375%
5.512%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
5-Year ARM
5.500%
5.581%
0.000
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
15-Year Fixed
5.500%
5.691%
0.471
Hawaii State Federal Credit Union
Hawaii State Federal Credit Union
15 Year Fixed
5.625%
5.800%
0.625
FCN Bank, N.A.
FCN Bank, N.A.
15-Year Fixed
5.750%
5.812%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
15-Year Fixed Jumbo
5.625%
5.820%
0.250
Port Washington State Bank
Port Washington State Bank
15-Year Fixed
5.750%
5.822%
0.000
FNB of River Falls
FNB of River Falls
15-Year Fixed
5.750%
5.868%
0.000
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
15-Year Fixed
5.750%
5.871%
0.000
Chartway Credit Union
Chartway Credit Union
15-Year Fixed
5.875%
5.875%
0.000
Crest Savings Bank
Crest Savings Bank
10-Year Fixed
5.750%
5.881%
0.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
10-Year Fixed
5.500%
5.905%
0.000
Phoenixville Federal B&T
15-Year Fixed
5.875%
5.984%
0.125
Golden Belt Bank, FSA
Golden Belt Bank, FSA
20-Year Fixed
6.000%
6.042%
0.000
Collinsville Bank
Collinsville Bank
15-Year Fixed
5.875%
6.054%
0.000
Canton Co-operative Bank
Canton Co-operative Bank
15-Year Fixed
6.000%
6.112%
0.000
First Security B&T Co. IA
First Security B&T Co. IA
30-Year Fixed
6.000%
6.123%
0.000
First Security B&T Co. IA
First Security B&T Co. IA
15-Year Fixed
5.500%
6.123%
0.000
Service Federal Credit Union
Service Federal Credit Union
5/1 ARM Jumbo
5.375%
6.137%
0.000
River Falls State Bank
River Falls State Bank
20-Year Fixed
6.000%
6.166%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
5/5 ARM
5.375%
6.167%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Georgia Power Valdosta Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
ACFCU
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
Canyon View Credit Union
Canyon View Credit Union
Visa Business Rewards Card
15.240%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Georgia Power Valdosta Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $2,500
36 - 36
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
1st Street Credit Union
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
1st United Credit Union
1st United Credit Union
Personal Loan
10.890%
$0
60
ABNB Federal Credit Union
ABNB Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
Abbey Credit Union
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
ABCO Federal Credit Union
ABCO Federal Credit Union
Vacation Loans
10.490%
$0
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Personal Loan
9.990% - 18.000%
$0 - $50,000
Suncoast Credit Union
Suncoast Credit Union
Technology Loan
9.750%
$0
36
ACFCU
ACFCU
Gold Star Loan
14.200%
$0
48
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.740%
$5,000
60 - 60
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Signature Loan
10.250% - 17.950%
$0
1 - 36
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
Vystar Credit Union
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
Hughes Federal Credit Union
Hughes Federal Credit Union
Line of Credit
13.450%
$0
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Loan
8.990% - 18.000%
$0 - $30,000
72
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
13.060%
$0
1 - 36
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Georgia Power Valdosta Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Georgia Power Valdosta Federal Credit Union Information

Credit Union Name: Georgia Power Valdosta Federal Credit Union
Full Time Employees: 5
Part Time Employees: 2
President: Lloyd Green
CEO: Kim Cowart
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
1707 Dow St
Valdosta, GA 31601
Phone Number: 229-253-1111
Fax Number: 229-293-9174

Georgia Power Valdosta Federal Credit Union Financials

Total Assets:
24,905,223
Total Amount of Shares and Deposits:
21,748,859
Total Shares and Deposits < 1 Year:
21,077,068
Total Shares and Deposits 1 3 Years:
671,792
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
3,501,749
Total Uninsured Shares and Deposits > $250K (F+J):
3,501,749
Total Insured Shares and Deposits > $250K (item 17 less item K):
18,247,110
Total Interest Expense (Sum of items 6 8):
74,815
Share Certificates:
88
Number of Accounts for Share Drafts:
1,360
IRA KEOGH Accounts:
35
Number of Accounts for Regular Shares:
3,261
Non Member Deposits:
3
Money Market Shares:
23
Net Income (unless the amount is already included in Undivided Earnings):
-11,163
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,473,839
Total Liabilities:
21,850,017
Show More

Georgia Power Valdosta Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
Brokered Deposits (All deposits acquired through a third party):
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
No
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Housing BailoutPresident Obama announced a housing rescue plan that might help as much as nine millions homeowners.
30 year mortgage rates today are averaging 4.19%, a decrease from yesterday's average 3o year mortgage rate of 4.21%. Current 15 year mortgage rates today are also lower averaging 3.45%, down from yesterday's average 15 year mortgage rate of 3.49%.

mortgage-rates-apy-vs-aprMortgage Rates: We have all seen rates offered as APY or APR. APY means annual percentage yield and APR means annual percentage rate. The different between the two is compounding interest. 

Bank or Credit Union Offers and Deals

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Record low mortgage rates on five-year ARM
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