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Great Basin Federal Credit Union Rates & Review September 2026

Great Basin Federal Credit Union's 18 Month Term CD rates are at 3.60%, 12 Month Term CD rates are at 3.55%, 1 Year Achieve My Dream CD rates are at 3.50%, 1 Year Payday CD rates are at 3.50%, 2 Year Term CD rates are at 3.40%. Great Basin Federal Credit Union's Conventional 15 Year Fixed rates are at 5.99%, VA 30 Year Fixed rates are at 6.12%, Conventional 30 Year Fixed rates are at 6.25%, FHA 30 Year Fixed rates are at 6.12%. Great Basin Federal Credit Union's Auto Loan Rates are as low as 4.25%. Great Basin Federal Credit Union's Credit Card Rates are at 11.25%. MonitorBankRates evaluates the financial stability of Great Basin Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.49%. Rates last updated and verified on 09/20/2026.

Great Basin Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Great Basin Federal Credit Union? Share your experience about Great Basin Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Great Basin Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
7.49%
Excellent Higher than avg
Health Trend ?
Worsening 12 quarters
Full history ›
Great Basin Federal Credit Union
Main Branch
9770 S Virginia St
Reno, NV 89511-5941
https://www.greatbasin.org
Member NCUA

Great Basin Federal Credit Union CD Rates

Product Rate APY Term View More
18 Month Term Share Certificate 3.55% 3.60% 18 months
No additional details.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
12 Month Term Share Certificate 3.50% 3.55% 12 months
No additional details.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
1 Year Achieve My Dream Certificate 3.46% 3.50% 1 yr term
Min Deposit $250
Details Jr. Savers & Young Investors only
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
1 Year Payday Certificate 3.46% 3.50% 1 yr term
Min Deposit $250
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
2 Year Term Share Certificate 3.36% 3.40% 2 years
No additional details.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
3 Year Term Share Certificate 3.31% 3.35% 3 year
Details Term: 3 year, 4 year, & 5 year
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
6 Month Term Share Certificate 3.21% 3.25% 6 months
No additional details.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%

Great Basin Federal Credit Union Checking Rates

Product Rate APY View More
High-Yield Checking 4.41% 4.50%
Min Balance $0
Details Balance: Up to $15,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%

Great Basin Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
Conventional 15 Year Fixed 5.99% 1.000 6.44%
Details 60% LTV
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
VA 30 Year Fixed 6.13% 1.000 6.69%
Details 100% LTV
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Conventional 30 Year Fixed 6.25% 1.000 6.99%
Details 60% LTV
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
FHA 30 Year Fixed 6.13% 1.000 7.23%
Details 96.5% LTV
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%

Great Basin Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit Up to 80% CLTV 7.50% - 7.50%
Details Rate: Prime + 0.50
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Solar Panel Home Equity Loan 8.25% - 8.25%
Details Rate: Prime + 1.25
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Fixed Rate Home Equity 8.50% - 8.50%
Details Rate: Prime + 1.50
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Home Equity Line of Credit Up to 100% CLTV 10.00% - 10.00%
Details Rate: Prime + 3.00
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%

Great Basin Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan 4.25% - 4.25% Max. Term 48 Months
Details Loan Amount: $5,000 to $9,999; Credit Score: 720+
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Auto Loan 4.25% - 4.25% Max. Term 60 Months
Details Loan Amount: $10,000 to $14,999; Credit Score: 720+
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Auto Loan 4.75% - 4.75% Max. Term 48 Months
Details Loan Amount: $5,000 to $9,999; Credit Score: 700-719
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Auto Loan 4.75% - 4.75% Max. Term 60 Months
Details Loan Amount: $10,000 to $14,999; Credit Score: 700-719
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Auto Loan 5.25% - 5.25% Max. Term 48 Months
Details Loan Amount: $5,000 to $9,999; Credit Score: 680 - 699
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Auto Loan 5.25% - 5.25% Max. Term 60 Months
Details Loan Amount: $10,000 to $14,999; Credit Score: 680 - 699
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Payment Saver Auto Loan - - 5.25% up to 72 months
Details Low-payment alternative to leasing. New & used cars and trucks. Ask for details. Rate is increased 1% for mileage over 75,000. Rates stated as annual percentage rate (APR). Loan rates as of 9/1/2026 and current as of today; rates subject to change without notice. Additional lending policies may apply. Financing, term, rate, and loan amount vary depending on loan type, collateral, applicant financial status & credit history. Existing Great Basin loans not eligible for refinance. 25 basis points will be added to the qualifying rate on auto and RV loans for vehicles with mileage of 75,000 or more.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Auto Loan 6.00% - 6.00% Max. Term 72 Months
Details Loan Amount: $15,000 to $24,999; Credit Score: 720+
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Auto Loan 6.25% - 6.25% Max. Term 72 Months
Details Loan Amount: $15,000 to $24,999; Credit Score: 700-719
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Auto Loan 6.50% - 6.50% Max. Term 84 Months
Details Loan Amount: Over $25,000; Credit Score: 720+
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Auto Loan 6.75% - 6.75% Max. Term 48 Months
Details Loan Amount: $5,000 to $9,999; Credit Score: 650 - 679
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Auto Loan 6.75% - 6.75% Max. Term 60 Months
Details Loan Amount: $10,000 to $14,999; Credit Score: 650 - 679
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Auto Loan 6.75% - 6.75% Max. Term 72 Months
Details Loan Amount: $15,000 to $24,999; Credit Score: 680 - 699
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Auto Loan 6.75% - 6.75% Max. Term 84 Months
Details Loan Amount: Over $25,000; Credit Score: 700-719
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Auto Loan 7.25% - 7.25% Max. Term 84 Months
Details Loan Amount: Over $25,000; Credit Score: 680 - 699
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Auto Loan 8.25% - 8.25% Max. Term 72 Months
Details Loan Amount: $15,000 to $24,999; Credit Score: 650 - 679
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Auto Loan 8.75% - 8.75% Max. Term 84 Months
Details Loan Amount: Over $25,000; Credit Score: 650 - 679
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Auto Loan 10.75% - 10.75% Max. Term 48 Months
Details Loan Amount: $5,000 to $9,999; Credit Score: 625 - 649
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Auto Loan 10.75% - 10.75% Max. Term 60 Months
Details Loan Amount: $10,000 to $14,999; Credit Score: 625 - 649
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Auto Loan 12.25% - 12.25% Max. Term 72 Months
Details Loan Amount: $15,000 to $24,999; Credit Score: 625 - 649
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Auto Loan 13.25% - 13.25% Max. Term 84 Months
Details Loan Amount: Over $25,000; Credit Score: 625 - 649
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Auto Loan 15.75% - 15.75% Max. Term 48 Months
Details Loan Amount: $5,000 to $9,999; Credit Score: 600 - 624
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Auto Loan 15.75% - 15.75% Max. Term 60 Months
Details Loan Amount: $10,000 to $14,999; Credit Score: 600 - 624
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Auto Loan 16.25% - 16.25% Max. Term 72 Months
Details Loan Amount: $15,000 to $24,999; Credit Score: 600 - 624
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Auto Loan 16.25% - 16.25% Max. Term 84 Months
Details Loan Amount: Over $25,000; Credit Score: 600 - 624
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Auto Loan 16.75% - 16.75% Max. Term 48 Months
Details Loan Amount: $5,000 to $9,999; Credit Score: <599
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Auto Loan 16.75% - 16.75% Max. Term 60 Months
Details Loan Amount: $10,000 to $14,999; Credit Score: <599
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Auto Loan 17.25% - 17.25% Max. Term 72 Months
Details Loan Amount: $15,000 to $24,999; Credit Score: <599
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Auto Loan 17.25% - 17.25% Max. Term 84 Months
Details Loan Amount: Over $25,000; Credit Score: <599
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%

Great Basin Federal Credit Union Credit Card Rates

Product Rate APR View More
Credit Card - 11.25%
Details Credit Score: 680+; Max Credit Limit: $10,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Credit Card - 13.25%
Details Credit Score: 650-679; Max Credit Limit: $10,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Credit Card - 15.25%
Details Credit Score: 625-649; Max Credit Limit: $5,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Credit Card - 17.25%
Details Credit Score: 600-624; Max Credit Limit: $2,500
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Credit Card - 18.00%
Details Credit Score: <599; Max Credit Limit: $1,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%

Great Basin Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Advance Line Loan - - 17.00%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Energy Saver Loan - - 11.89%
Details Published APR range: 11.89% - 17.00%.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Lifestyle Loans - - 12.89%
Details Published APR range: 12.89% - 18.00%.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Toy Loan - - 10.20% Max. Term 84 Months
Details Loan Amount: $5,000 to $14,999; Credit Score: 700+
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Toy Loan - - 10.70% Max. Term 84 Months
Details Loan Amount: $5,000 to $14,999; Credit Score: 680 - 699
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Toy Loan - - 12.20% Max. Term 84 Months
Details Loan Amount: $5,000 to $14,999; Credit Score: 650 - 679
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Toy Loan - - 18.00% Max. Term 84 Months
Details Loan Amount: $5,000 to $14,999; Credit Score: 625 - 649
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Toy Loan - - 10.45% Max. Term 96 Months
Details Loan Amount: $15,000 to $24,999; Credit Score: 700+
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Toy Loan - - 10.95% Max. Term 96 Months
Details Loan Amount: $15,000 to $24,999; Credit Score: 680 - 699
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Toy Loan - - 12.45% Max. Term 96 Months
Details Loan Amount: $15,000 to $24,999; Credit Score: 650 - 679
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Toy Loan - - 18.00% Max. Term 96 Months
Details Loan Amount: $15,000 to $24,999; Credit Score: 625 - 649
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Toy Loan - - 10.70% Max. Term 120 Months
Details Loan Amount: $25,000 to $49,999; Credit Score: 700+
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Toy Loan - - 11.20% Max. Term 120 Months
Details Loan Amount: $25,000 to $49,999; Credit Score: 680 - 699
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Toy Loan - - 12.70% Max. Term 120 Months
Details Loan Amount: $25,000 to $49,999; Credit Score: 650 - 679
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Toy Loan - - 18.00% Max. Term 120 Months
Details Loan Amount: $25,000 to $49,999; Credit Score: 625 - 649
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Toy Loan - - 10.70% Max. Term 144 Months
Details Loan Amount: Over $50,000 to $74,999; Credit Score: 700+
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Toy Loan - - 11.20% Max. Term 144 Months
Details Loan Amount: Over $50,000 to $74,999; Credit Score: 680 - 699
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Toy Loan - - 12.70% Max. Term 144 Months
Details Loan Amount: Over $50,000 to $74,999; Credit Score: 650 - 679
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Toy Loan - - 18.00% Max. Term 144 Months
Details Loan Amount: Over $50,000 to $74,999; Credit Score: 625 - 649
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Toy Loan - - 10.70% Max. Term 180 Months
Details Loan Amount: Over $75,000; Credit Score: 700+
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Toy Loan - - 11.20% Max. Term 180 Months
Details Loan Amount: Over $75,000; Credit Score: 680 - 699
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Toy Loan - - 12.70% Max. Term 180 Months
Details Loan Amount: Over $75,000; Credit Score: 650 - 679
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%
Toy Loan - - 18.00% Max. Term 180 Months
Details Loan Amount: Over $75,000; Credit Score: 625 - 649
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 7.49%

Financial Health History

Great Basin Federal Credit Union’s Texas Ratio rose from 2.19% in Q2 2023 to 7.49% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 2.19% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A Q1 2025 A Q2 2025 A Q3 2025 A+ Q4 2025 7.49% A Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$368M7.49%5.0A
December 31, 2025$354M5.13%5.0A+
September 30, 2025$351M7.89%5.0A
June 30, 2025$350M7.24%5.0A
March 31, 2025$346M7.03%5.0A
December 31, 2024$340M3.65%5.0A+
September 30, 2024$321M3.10%5.0A+
June 30, 2024$313M2.76%5.0A+
March 31, 2024$282M3.14%5.0A+
December 31, 2023$276M3.60%5.0A+
September 30, 2023$273M3.44%5.0A+
June 30, 2023$272M2.19%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Great Basin Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Great Basin Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Great Basin Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Great Basin Federal Credit Union
Address 9770 S Virginia St, Reno, NV 89511-5941
Phone 775-333-4228
Fax 775-789-3157
President Ron Korman
CEO Jennifer Denoo
Full-Time Employees 62
Part-Time Employees 2
Branch Locations 4
ATM Locations 4
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.49%
Return on Assets (ROA)
0.1753%
Return on Equity (ROE)
1.6535%
Non-Performing Loans Ratio (NPL)
1.27%
Total Assets
368,038,817
Total Amount of Shares and Deposits
325,885,703
Total Shares and Deposits < 1 Year
315,645,733
Total Shares and Deposits 1 3 Years
8,627,126
Total Shares and Deposits > 3 Years
1,612,844
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,023,863
Total Uninsured Shares and Deposits > $250K (F+J)
3,023,863
Total Insured Shares and Deposits > $250K (item 17 less item K)
322,861,840
Total Interest Expense (Sum of items 6 8)
821,706
Share Certificates
2,063
Number of Accounts for Share Drafts
15,233
IRA KEOGH Accounts
79
Number of Accounts for Regular Shares
30,146
Money Market Shares
701
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
54,379,280
Total Liabilities
329,361,924
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Great Basin Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/great-basin-federal-credit-union-rates-review-7063">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Great Basin Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
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Frequently Asked Questions About Great Basin Federal Credit Union

How many branches does Great Basin Federal Credit Union operate?

Great Basin Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Great Basin Federal Credit Union?

Yes, to access services at Great Basin Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Great Basin Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Great Basin Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Great Basin Federal Credit Union offer online and mobile banking?

Most modern institutions like Great Basin Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.greatbasin.org.

Current Great Basin Federal Credit Union Rates

  • 12-Month CD3.50%
  • 18-Month CD3.60%
  • 24-Month CD3.40%
Retrieved from our database of financial products. Rates subject to change.