MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results
  1. Home›
  2. Credit Unions›
  3. Heartland Credit Union Hutchinson, KS
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Heartland Credit Union Hutchinson, KS Rates & Review October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: October 10, 2026

Heartland Credit Union Hutchinson, KS's top rates as of October 10, 2026 are 4.55% APY on its 48 Month Business IRA/HSA CD, 0.05% APY on savings, 3.50% APY on money market accounts, 3.00% APY on checking, personal loans from 12.99% APR, and credit cards from 13.49% APR, according to rates verified by MonitorBankRates. Other Heartland Credit Union Hutchinson, KS CD rates include 48 Month IRA/HSA CD at 4.55%, and up - 48 month at 4.55%, and 48 Month Business CD at 4.50%. MonitorBankRates evaluates the financial stability of Heartland Credit Union Hutchinson, KS with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.12%. Rates last updated and verified on 10/10/2026.

Heartland Credit Union Hutchinson, KS money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Heartland Credit Union Hutchinson, KS? Share your experience about Heartland Credit Union Hutchinson, KS by leaving a review below, or read customer reviews before you decide to use Heartland Credit Union Hutchinson, KS.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
9.12%
Excellent Higher than avg
Health Trend ?
Improving 12 quarters
Full history ›
Heartland Credit Union Hutchinson, KS
Support Center
4000 N Monroe St
Hutchinson, KS 67502
https://www.hcu.coop/
Member NCUA
Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Heartland Credit Union Hutchinson, KS CD Rates

Product Rate APY Term View More
48 Month IRA/HSA Certificate - 4.55% 48 months
No additional details.
Last Updated 10/10/2026
Rate History
1 change since Sep 30, 2026 · 4.50% → 4.55% ▲ 0.05 pts · high 4.55% / low 4.50%
4.00%4.53%5.05%Sep 30, 2026: 4.50% APYOct 6, 2026: 4.55% APYSep 30, 2026Oct 13, 2026
  • Oct 6, 20264.55%▲ from 4.50%
  • Sep 30, 20264.50%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
and up - 48 month - 4.55% 48 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 4.55% APY · checked 2 times
4.05%4.55%5.05%Oct 6, 2026: 4.55% APYOct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
48 Month Certificate - 4.50% 48 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 4.50% APY · checked 2 times
4.00%4.50%5.00%Oct 6, 2026: 4.50% APYOct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
48 Month IRA/HSA Certificate - 4.50% 48 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 4.50% APY · checked 4 times
4.00%4.50%5.00%Sep 30, 2026: 4.50% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
11-Month Certificate - 4.30% 11-Month
Min Deposit $500
Details Earn up to 4.30% APY with an 11-Month Certificate
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 4.30% APY
3.80%4.30%4.80%Oct 10, 2026: 4.30% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
11-Month Promo Certificate - 4.30% 11 Month
Min Deposit $250,000
Min Balance $250,000
Details Balance: $250,000+
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 4.30% APY · checked 4 times
3.80%4.30%4.80%Sep 30, 2026: 4.30% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
11-Month Promo Certificate - 4.25% 11 Month
Min Deposit $500
Min Balance $500
Details Balance: $500 - $249,999
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 4.25% APY · checked 4 times
3.75%4.25%4.75%Sep 30, 2026: 4.25% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
16-Month Certificate - 4.05% 16-Month
Min Deposit $500
Details Earn up to 4.05% APY with a 16-Month Certificate
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 4.05% APY
3.55%4.05%4.55%Oct 10, 2026: 4.05% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
16-Month Promo Certificate - 4.05% 16 months
Min Deposit $250,000
Min Balance $250,000
Details Balance: $250,000+
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 4.05% APY · checked 4 times
3.55%4.05%4.55%Sep 30, 2026: 4.05% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
16-Month Promo Certificate - 4.00% 16 months
Min Deposit $500
Min Balance $500
Details Balance: $500 - $249,999
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 30, 2026: 4.00% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
24 Month IRA/HSA Certificate - 3.05% 24 months
No additional details.
Last Updated 10/10/2026
Rate History
1 change since Sep 30, 2026 · 3.00% → 3.05% ▲ 0.05 pts · high 3.05% / low 3.00%
2.50%3.03%3.55%Sep 30, 2026: 3.00% APYOct 6, 2026: 3.05% APYSep 30, 2026Oct 13, 2026
  • Oct 6, 20263.05%▲ from 3.00%
  • Sep 30, 20263.00%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
36 Month IRA/HSA Certificate - 3.05% 36 months
No additional details.
Last Updated 10/10/2026
Rate History
1 change since Sep 30, 2026 · 3.00% → 3.05% ▲ 0.05 pts · high 3.05% / low 3.00%
2.50%3.03%3.55%Sep 30, 2026: 3.00% APYOct 6, 2026: 3.05% APYSep 30, 2026Oct 13, 2026
  • Oct 6, 20263.05%▲ from 3.00%
  • Sep 30, 20263.00%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
60 Month IRA/HSA Certificate - 3.05% 60 months
No additional details.
Last Updated 10/10/2026
Rate History
1 change since Sep 30, 2026 · 3.00% → 3.05% ▲ 0.05 pts · high 3.05% / low 3.00%
2.50%3.03%3.55%Sep 30, 2026: 3.00% APYOct 6, 2026: 3.05% APYSep 30, 2026Oct 13, 2026
  • Oct 6, 20263.05%▲ from 3.00%
  • Sep 30, 20263.00%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
and up - 24 month - 3.05% 24 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 3.05% APY · checked 2 times
2.55%3.05%3.55%Oct 6, 2026: 3.05% APYOct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
and up - 36 month - 3.05% 36 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 3.05% APY · checked 2 times
2.55%3.05%3.55%Oct 6, 2026: 3.05% APYOct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
and up - 60 month - 3.05% 60 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 3.05% APY · checked 2 times
2.55%3.05%3.55%Oct 6, 2026: 3.05% APYOct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
30 Month Add-On Certificate - 3.03% 30 months
Min Deposit $500
Min Balance $500
Details Balance: $500 and up
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 3.03% APY · checked 4 times
2.53%3.03%3.53%Sep 30, 2026: 3.03% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
24 Month Certificate - 3.00% 24 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 6, 2026: 3.00% APYOct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
24 Month IRA/HSA Certificate - 3.00% 24 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 30, 2026: 3.00% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
36 Month Certificate - 3.00% 36 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 6, 2026: 3.00% APYOct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
36 Month IRA/HSA Certificate - 3.00% 36 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 30, 2026: 3.00% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
60 Month Certificate - 3.00% 60 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 6, 2026: 3.00% APYOct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
60 Month IRA/HSA Certificate - 3.00% 60 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 30, 2026: 3.00% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
12 Month IRA/HSA Certificate - 2.55% 12 months
No additional details.
Last Updated 10/10/2026
Rate History
1 change since Sep 30, 2026 · 2.50% → 2.55% ▲ 0.05 pts · high 2.55% / low 2.50%
2.00%2.53%3.05%Sep 30, 2026: 2.50% APYOct 6, 2026: 2.55% APYSep 30, 2026Oct 13, 2026
  • Oct 6, 20262.55%▲ from 2.50%
  • Sep 30, 20262.50%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
6 Month IRA/HSA Certificate - 2.55% 6 months
No additional details.
Last Updated 10/10/2026
Rate History
1 change since Sep 30, 2026 · 2.50% → 2.55% ▲ 0.05 pts · high 2.55% / low 2.50%
2.00%2.53%3.05%Sep 30, 2026: 2.50% APYOct 6, 2026: 2.55% APYSep 30, 2026Oct 13, 2026
  • Oct 6, 20262.55%▲ from 2.50%
  • Sep 30, 20262.50%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
and up - 12 month - 2.55% 12 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 2.55% APY · checked 2 times
2.05%2.55%3.05%Oct 6, 2026: 2.55% APYOct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
and up - 6 month - 2.55% 6 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 2.55% APY · checked 2 times
2.05%2.55%3.05%Oct 6, 2026: 2.55% APYOct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
12 Month Certificate - 2.50% 12 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Oct 6, 2026: 2.50% APYOct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
12 Month IRA/HSA Certificate - 2.50% 12 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 2.50% APY · checked 4 times
2.00%2.50%3.00%Sep 30, 2026: 2.50% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
6 Month Certificate - 2.50% 6 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Oct 6, 2026: 2.50% APYOct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
6 Month IRA/HSA Certificate - 2.50% 6 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 2.50% APY · checked 4 times
2.00%2.50%3.00%Sep 30, 2026: 2.50% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
3 Month IRA/HSA Certificate - 0.20% 3 months
No additional details.
Last Updated 10/10/2026
Rate History
1 change since Sep 30, 2026 · 0.15% → 0.20% ▲ 0.05 pts · high 0.20% / low 0.15%
0.00%0.35%0.70%Sep 30, 2026: 0.15% APYOct 6, 2026: 0.20% APYSep 30, 2026Oct 13, 2026
  • Oct 6, 20260.20%▲ from 0.15%
  • Sep 30, 20260.15%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
and up - 3 month - 0.20% 3 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 0.20% APY · checked 2 times
0.00%0.35%0.70%Oct 6, 2026: 0.20% APYOct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
3 Month Certificate - 0.15% 3 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 0.15% APY · checked 2 times
0.00%0.33%0.65%Oct 6, 2026: 0.15% APYOct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
3 Month IRA/HSA Certificate - 0.15% 3 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 0.15% APY · checked 4 times
0.00%0.33%0.65%Sep 30, 2026: 0.15% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%

Heartland Credit Union Hutchinson, KS Business CD Rates

Product Rate APY Term View More
48 Month Business IRA/HSA Certificate - 4.55% 48 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 4.55% APY · checked 2 times
4.05%4.55%5.05%Oct 6, 2026: 4.55% APYOct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
48 Month Business Certificate - 4.50% 48 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 4.50% APY · checked 4 times
4.00%4.50%5.00%Sep 30, 2026: 4.50% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
48 Month Business IRA/HSA Certificate - 4.50% 48 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 4.50% APY · checked 2 times
4.00%4.50%5.00%Oct 6, 2026: 4.50% APYOct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Business 16 Month Promo Certificate - 4.05% 16 Month
Min Deposit $250,000
Min Balance $250,000
Details Balance: $250,000+
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 4.05% APY · checked 4 times
3.55%4.05%4.55%Sep 30, 2026: 4.05% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Business 16 Month Promo Certificate - 4.00% 16 Month
Min Deposit $500
Min Balance $500
Details Balance: $500 - $249,999
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 30, 2026: 4.00% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
24 Month Business IRA/HSA Certificate - 3.05% 24 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 3.05% APY · checked 2 times
2.55%3.05%3.55%Oct 6, 2026: 3.05% APYOct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
36 Month Business IRA/HSA Certificate - 3.05% 36 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 3.05% APY · checked 2 times
2.55%3.05%3.55%Oct 6, 2026: 3.05% APYOct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
60 Month Business IRA/HSA Certificate - 3.05% 60 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 3.05% APY · checked 2 times
2.55%3.05%3.55%Oct 6, 2026: 3.05% APYOct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
30 Month Business Add-On Certificate - 3.03% 30 months
Min Balance $500
Details Balance: $500 and up
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 3.03% APY · checked 4 times
2.53%3.03%3.53%Sep 30, 2026: 3.03% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
24 Month Business Certificate - 3.00% 24 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 30, 2026: 3.00% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
24 Month Business IRA/HSA Certificate - 3.00% 24 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 6, 2026: 3.00% APYOct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
36 Month Business Certificate - 3.00% 36 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 30, 2026: 3.00% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
36 Month Business IRA/HSA Certificate - 3.00% 36 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 6, 2026: 3.00% APYOct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
60 Month Business Certificate - 3.00% 60 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 30, 2026: 3.00% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
60 Month Business IRA/HSA Certificate - 3.00% 60 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 6, 2026: 3.00% APYOct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
12 Month Business IRA/HSA Certificate - 2.55% 12 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 2.55% APY · checked 2 times
2.05%2.55%3.05%Oct 6, 2026: 2.55% APYOct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
6 Month Business IRA/HSA Certificate - 2.55% 6 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 2.55% APY · checked 2 times
2.05%2.55%3.05%Oct 6, 2026: 2.55% APYOct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
12 Month Business Certificate - 2.50% 12 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 2.50% APY · checked 4 times
2.00%2.50%3.00%Sep 30, 2026: 2.50% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
12 Month Business IRA/HSA Certificate - 2.50% 12 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Oct 6, 2026: 2.50% APYOct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
6 Month Business Certificate - 2.50% 6 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 2.50% APY · checked 4 times
2.00%2.50%3.00%Sep 30, 2026: 2.50% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
6 Month Business IRA/HSA Certificate - 2.50% 6 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 2.50% APY · checked 2 times
2.00%2.50%3.00%Oct 6, 2026: 2.50% APYOct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
3 Month Business IRA/HSA Certificate - 0.20% 3 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 0.20% APY · checked 2 times
0.00%0.35%0.70%Oct 6, 2026: 0.20% APYOct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
3 Month Business Certificate - 0.15% 3 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 0.15% APY · checked 4 times
0.00%0.33%0.65%Sep 30, 2026: 0.15% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
3 Month Business IRA/HSA Certificate - 0.15% 3 months
No additional details.
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 0.15% APY · checked 2 times
0.00%0.33%0.65%Oct 6, 2026: 0.15% APYOct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%

Heartland Credit Union Hutchinson, KS Savings Rates

Product Rate APY View More
Gateway Savings - 0.05%
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Smart Start Savings - 0.05%
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%

Heartland Credit Union Hutchinson, KS Business Savings Rates

Product Rate APY View More
Business Gateway Savings - 0.05%
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Business Smart Start Savings - 0.05%
No additional details.
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%

Heartland Credit Union Hutchinson, KS Money Market Rates

Product Rate APY View More
Money Market - 2.25%
Min Balance $1,000,000
Details Balance: $1,000,000+
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 2.25% APY · checked 4 times
1.75%2.25%2.75%Sep 30, 2026: 2.25% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Money Market - 2.00%
Min Balance $500,000
Details Balance: $500,000 - $999,999
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 2.00% APY · checked 4 times
1.50%2.00%2.50%Sep 30, 2026: 2.00% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Money Market - 1.70%
Min Balance $250,000
Details Balance: $250,000 - $499,999
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 1.70% APY · checked 4 times
1.20%1.70%2.20%Sep 30, 2026: 1.70% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Money Market - 1.50%
Min Balance $100,000
Details Balance: $100,000 - $249,999
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 1.50% APY · checked 4 times
1.00%1.50%2.00%Sep 30, 2026: 1.50% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Money Market - 1.10%
Min Balance $50,000
Details Balance: $50,000 - $99,999
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 1.10% APY · checked 4 times
0.60%1.10%1.60%Sep 30, 2026: 1.10% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Money Market - 1.00%
Min Balance $25,000
Details Balance: $25,000 - $49,999
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Sep 30, 2026: 1.00% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Money Market - 0.05%
Min Balance $10,000
Details Balance: $10,000 - $24,999
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%

Heartland Credit Union Hutchinson, KS Business Money Market Rates

Product Rate APY View More
Business Money Market - 3.50%
Min Balance $1,000,000
Details Balance: $1,000,000+
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 3.50% APY · checked 4 times
3.00%3.50%4.00%Sep 30, 2026: 3.50% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Business Money Market - 2.25%
Min Balance $1,000,000
Details Balance: $1,000,000+
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 2.25% APY · checked 4 times
1.75%2.25%2.75%Sep 30, 2026: 2.25% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Business Money Market - 2.00%
Min Balance $500,000
Details Balance: $500,000 - $999,999
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 2.00% APY · checked 4 times
1.50%2.00%2.50%Sep 30, 2026: 2.00% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Business Money Market - 1.70%
Min Balance $250,000
Details Balance: $250,000 - $499,999
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 1.70% APY · checked 4 times
1.20%1.70%2.20%Sep 30, 2026: 1.70% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Business Money Market - 1.50%
Min Balance $100,000
Details Balance: $100,000 - $249,999
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 1.50% APY · checked 4 times
1.00%1.50%2.00%Sep 30, 2026: 1.50% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Business Money Market - 1.10%
Min Balance $50,000
Details Balance: $50,000 - $99,999
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 1.10% APY · checked 4 times
0.60%1.10%1.60%Sep 30, 2026: 1.10% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Business Money Market - 1.00%
Min Balance $25,000
Details Balance: $25,000 - $49,999
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 1.00% APY · checked 4 times
0.50%1.00%1.50%Sep 30, 2026: 1.00% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Business Money Market - 0.05%
Min Balance $10,000
Details Balance: $10,000 - $24,999
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%

Heartland Credit Union Hutchinson, KS Business Checking Rates

Product Rate APY View More
Advanced Business Checking - 3.00%
Min Balance $1,000,000
Details Balance: $1,000,000+
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 30, 2026: 3.00% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Advanced Business Checking - 2.75%
Min Balance $500,000
Details Balance: $500,000 - $999,999
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 2.75% APY · checked 4 times
2.25%2.75%3.25%Sep 30, 2026: 2.75% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Advanced Business Checking - 2.00%
Min Balance $100,000
Details Balance: $100,000 - $499,999
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 2.00% APY · checked 4 times
1.50%2.00%2.50%Sep 30, 2026: 2.00% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Advanced Business Checking - 0.15%
Min Balance $50,000
Details Balance: $50,000 - $99,999
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 0.15% APY · checked 4 times
0.00%0.33%0.65%Sep 30, 2026: 0.15% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Advanced Business Checking - 0.10%
Min Balance $25,000
Details Balance: $25,000 - $49,999
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 0.10% APY · checked 4 times
0.00%0.30%0.60%Sep 30, 2026: 0.10% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Advanced Business Checking - 0.05%
Min Balance $2,500
Details Balance: $2,500 - $24,999
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%

Heartland Credit Union Hutchinson, KS Home Equity & HELOC

Product Rate Points APR Term View More
Business Home Equity Lines of Credit - - 6.49% 12 months
Details 6.49% introductory APR will be in effect for the first twelve months after your line of credit is opened. Upon expiration of the introductory rate, all balances will accrue interest at the variable standard APR, which can range from Prime minus .01% to Prime +.99%, using the Wall Street Journal Prime Rate (currently an APR of 6.99%) not to exceed 18% at any time, with a floor rate of 3.25%. Information accurate as of 10/1/2026. This offer is available to new Home Equity Lines of Credit only and is subject to change without notice. No application or origination fees for qualifying members who have an active Spending account with direct deposit. $49 origination fee for non-qualifying accounts. Normal third-party fees for appraisal, title, and taxes apply.
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 6.49% APR · checked 5 times
5.99%6.49%6.99%Sep 30, 2026: 6.49% APRSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Home Equity 12-Month Introductory Offer 6.49% - 6.49%
Details Introductory Offer
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 6.49% APR · checked 4 times
5.99%6.49%6.99%Sep 30, 2026: 6.49% APRSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Home Equity Lines of Credit - - 6.49% 12 months
Details 6.49% introductory APR will be in effect for the first twelve months after your line of credit is opened. Upon expiration of the introductory rate, all balances will accrue interest at the variable standard APR, which can range from Prime minus .01% to Prime +.99%, using the Wall Street Journal Prime Rate (currently an APR of 6.99%) not to exceed 18% at any time, with a floor rate of 3.25%. Information accurate as of 10/1/2026. This offer is available to new Home Equity Lines of Credit only and is subject to change without notice. No application or origination fees for qualifying members who have an active Spending account with direct deposit. $49 origination fee for non-qualifying accounts. Normal third-party fees for appraisal, title, and taxes apply.
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 6.49% APR · checked 2 times
5.99%6.49%6.99%Oct 6, 2026: 6.49% APROct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Business Flex HELOC - - 6.99%
Details <= 80% LTV
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 6.99% APR · checked 2 times
6.49%6.99%7.49%Oct 6, 2026: 6.99% APROct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Flex HELOC - - 6.99%
Details <= 80% LTV
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 6.99% APR · checked 2 times
6.49%6.99%7.49%Oct 6, 2026: 6.99% APROct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Business Flex HELOC - - 7.99%
Details > 80% LTV
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 7.99% APR · checked 2 times
7.49%7.99%8.49%Oct 6, 2026: 7.99% APROct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Flex HELOC - - 7.99%
Details > 80% LTV
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 7.99% APR · checked 2 times
7.49%7.99%8.49%Oct 6, 2026: 7.99% APROct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%

Heartland Credit Union Hutchinson, KS Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 4.99%
Details As Low As
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 4.99% APR · checked 2 times
4.49%4.99%5.49%Oct 6, 2026: 4.99% APROct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%

Heartland Credit Union Hutchinson, KS RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Business Motorcycle Loan - 8.74% Up to 48 months
Details As Low As*
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 8.74% APR · checked 2 times
8.24%8.74%9.24%Oct 6, 2026: 8.74% APROct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Business Motorcycle Loan - 9.49% Up to 60 months
Details As Low As*
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 9.49% APR · checked 2 times
8.99%9.49%9.99%Oct 6, 2026: 9.49% APROct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Business Motorcycle Loan - 9.74% Up to 72 months
Details As Low As*
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 9.74% APR · checked 2 times
9.24%9.74%10.24%Oct 6, 2026: 9.74% APROct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%

Heartland Credit Union Hutchinson, KS Credit Card Rates

Product Rate APR View More
Business Everyday VISA - 13.49%
Details As Low As*
Last Updated 10/10/2026
Rate History
1 change since Sep 30, 2026 · 13.24% → 13.49% ▲ 0.25 pts · high 13.49% / low 13.24%
12.74%13.37%13.99%Sep 30, 2026: 13.24% APROct 6, 2026: 13.49% APRSep 30, 2026Oct 13, 2026
  • Oct 6, 202613.49%▲ from 13.24%
  • Sep 30, 202613.24%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Business Visa Credit Cards - 13.49%
Details Published APR range: 13.49%-24%. Rates are subject to change or expire without notice.
Last Updated 10/10/2026
Rate History
1 change since Sep 30, 2026 · 13.24% → 13.49% ▲ 0.25 pts · high 13.49% / low 13.24%
12.74%13.37%13.99%Sep 30, 2026: 13.24% APROct 6, 2026: 13.49% APRSep 30, 2026Oct 13, 2026
  • Oct 6, 202613.49%▲ from 13.24%
  • Sep 30, 202613.24%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Everyday VISA - 13.49%
Details As Low As*
Last Updated 10/10/2026
Rate History
1 change since Sep 30, 2026 · 13.24% → 13.49% ▲ 0.25 pts · high 13.49% / low 13.24%
12.74%13.37%13.99%Sep 30, 2026: 13.24% APROct 6, 2026: 13.49% APRSep 30, 2026Oct 13, 2026
  • Oct 6, 202613.49%▲ from 13.24%
  • Sep 30, 202613.24%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Visa Credit Cards - 13.49%
Details Regular APR: 13.49% and 24% Rates are subject to change or expire without notice.
Last Updated 10/10/2026
Rate History
1 change since Sep 30, 2026 · 13.24% → 13.49% ▲ 0.25 pts · high 13.49% / low 13.24%
12.74%13.37%13.99%Sep 30, 2026: 13.24% APROct 6, 2026: 13.49% APRSep 30, 2026Oct 13, 2026
  • Oct 6, 202613.49%▲ from 13.24%
  • Sep 30, 202613.24%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Business Your Rewards VISA - 17.49%
Details As Low As*
Last Updated 10/10/2026
Rate History
1 change since Sep 30, 2026 · 17.24% → 17.49% ▲ 0.25 pts · high 17.49% / low 17.24%
16.74%17.37%17.99%Sep 30, 2026: 17.24% APROct 6, 2026: 17.49% APRSep 30, 2026Oct 13, 2026
  • Oct 6, 202617.49%▲ from 17.24%
  • Sep 30, 202617.24%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Your Rewards VISA - 17.49%
Details As Low As*
Last Updated 10/10/2026
Rate History
1 change since Sep 30, 2026 · 17.24% → 17.49% ▲ 0.25 pts · high 17.49% / low 17.24%
16.74%17.37%17.99%Sep 30, 2026: 17.24% APROct 6, 2026: 17.49% APRSep 30, 2026Oct 13, 2026
  • Oct 6, 202617.49%▲ from 17.24%
  • Sep 30, 202617.24%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%

Heartland Credit Union Hutchinson, KS Personal Loan Rates

Product APR Term View More
Business Signature Loan 12.99% Up to 36 months
Details As Low As*
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 12.99% APR · checked 4 times
12.49%12.99%13.49%Sep 30, 2026: 12.99% APRSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Signature Loan 12.99% Up to 36 months
Details As Low As
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 12.99% APR · checked 4 times
12.49%12.99%13.49%Sep 30, 2026: 12.99% APRSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%

Heartland Credit Union Hutchinson, KS Other Rates

Product Rate Points APY/APR Term View More
Business Express Loan - - 9.50% Up to 36 months
Details As Low As*
Last Updated 10/10/2026
Rate History
1 change since Sep 30, 2026 · 9.25% → 9.50% ▲ 0.25 pts · high 9.50% / low 9.25%
8.75%9.38%10.00%Sep 30, 2026: 9.25% APROct 6, 2026: 9.50% APRSep 30, 2026Oct 13, 2026
  • Oct 6, 20269.50%▲ from 9.25%
  • Sep 30, 20269.25%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Express Loan - - 9.50% Up to 36 months
Details As Low As
Last Updated 10/10/2026
Rate History
1 change since Sep 30, 2026 · 9.25% → 9.50% ▲ 0.25 pts · high 9.50% / low 9.25%
8.75%9.38%10.00%Sep 30, 2026: 9.25% APROct 6, 2026: 9.50% APRSep 30, 2026Oct 13, 2026
  • Oct 6, 20269.50%▲ from 9.25%
  • Sep 30, 20269.25%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Beyond Perks - Ultimate - - 2.02%
Min Balance $2,500
Details Fee waived with a $2,500 balance. Trip Cancellation and Interruption; Cell Phone Protection; Shop Local, Save Local; ID Theft Aid; Buyer's Protection and Extended Warranty; Roadside Assistance; Health Savings Card; Pet Insurance; Billshark
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 2.02% APY · checked 2 times
1.52%2.02%2.52%Oct 6, 2026: 2.02% APYOct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Beyond Spending Account - - 2.02%
Min Balance $0
Details Balance: $0 - $5,000
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 2.02% APY · checked 2 times
1.52%2.02%2.52%Oct 6, 2026: 2.02% APYOct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Beyond Spending Account - - 0.35%
Min Balance $5,000
Details Balance: $5,000 - $10,000
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 0.35% APY · checked 2 times
0.00%0.43%0.85%Oct 6, 2026: 0.35% APYOct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Beyond Spending Account - - 0.20%
Min Balance $10,000
Details Balance: $10,000 - $25,000
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 0.20% APY · checked 2 times
0.00%0.35%0.70%Oct 6, 2026: 0.20% APYOct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Beyond Spending Account - - 0.10%
Min Balance $25,000
Details Balance: $25,000+
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 0.10% APY · checked 2 times
0.00%0.30%0.60%Oct 6, 2026: 0.10% APYOct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Beyond Ultimate - - 2.02%
Min Balance $0
Details Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: $0.00 - $5,000.00; Included with Ultimate & Essential; Your phone breaks. Cracked screen. Stolen device. Whatever happens, Beyond Spending members get up to $1,000 per claim and $2,000 per year in cell phone protection reimbursement - with just a $50 co-pay. No separate insurance plan. No extra monthly fee. Just pay your phone bill from your Beyond account and coverage is in place.; Trip cancellation and interruption coverage and 24/7 roadside assistance, automatically activated when you pay for travel using your account.
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 2.02% APY · checked 4 times
1.52%2.02%2.52%Sep 30, 2026: 2.02% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Beyond Ultimate - - 0.35%
Min Balance $5,000
Details Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: $5,000.01 - $10,000; Included with Ultimate & Essential; Your phone breaks. Cracked screen. Stolen device. Whatever happens, Beyond Spending members get up to $1,000 per claim and $2,000 per year in cell phone protection reimbursement - with just a $50 co-pay. No separate insurance plan. No extra monthly fee. Just pay your phone bill from your Beyond account and coverage is in place.; Trip cancellation and interruption coverage and 24/7 roadside assistance, automatically activated when you pay for travel using your account.
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 0.35% APY · checked 2 times
0.00%0.43%0.85%Oct 6, 2026: 0.35% APYOct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Beyond Ultimate - - 0.20%
Min Balance $10,000
Details Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: $10,000.01 - $25,000; Included with Ultimate & Essential; Your phone breaks. Cracked screen. Stolen device. Whatever happens, Beyond Spending members get up to $1,000 per claim and $2,000 per year in cell phone protection reimbursement - with just a $50 co-pay. No separate insurance plan. No extra monthly fee. Just pay your phone bill from your Beyond account and coverage is in place.; Trip cancellation and interruption coverage and 24/7 roadside assistance, automatically activated when you pay for travel using your account.
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 0.20% APY · checked 2 times
0.00%0.35%0.70%Oct 6, 2026: 0.20% APYOct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Beyond Ultimate - - 0.10%
Min Balance $25,000
Details Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: greater than $25,000; Included with Ultimate & Essential; Your phone breaks. Cracked screen. Stolen device. Whatever happens, Beyond Spending members get up to $1,000 per claim and $2,000 per year in cell phone protection reimbursement - with just a $50 co-pay. No separate insurance plan. No extra monthly fee. Just pay your phone bill from your Beyond account and coverage is in place.; Trip cancellation and interruption coverage and 24/7 roadside assistance, automatically activated when you pay for travel using your account.
Last Updated 10/10/2026
Rate History
No change since Oct 10, 2026 · 0.10% APY
0.00%0.30%0.60%Oct 10, 2026: 0.10% APYOct 10, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Business Beyond Spending Account - - 2.02%
Min Balance $0
Details Balance: $0 - $5,000
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 2.02% APY · checked 2 times
1.52%2.02%2.52%Oct 6, 2026: 2.02% APYOct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Business Beyond Spending Account - - 0.35%
Min Balance $5,000
Details Balance: $5,000 - $10,000
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 0.35% APY · checked 2 times
0.00%0.43%0.85%Oct 6, 2026: 0.35% APYOct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Business Beyond Spending Account - - 0.20%
Min Balance $10,000
Details Balance: $10,000 - $25,000
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 0.20% APY · checked 2 times
0.00%0.35%0.70%Oct 6, 2026: 0.20% APYOct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Business Beyond Spending Account - - 0.10%
Min Balance $25,000
Details Balance: $25,000+
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 0.10% APY · checked 2 times
0.00%0.30%0.60%Oct 6, 2026: 0.10% APYOct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Business IRA and HSA Shares - - 0.25%
Min Balance $0
Details Balance: $0 - $9,999
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Sep 30, 2026: 0.25% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Business IRA and HSA Shares - - 2.00%
Min Balance $10,000
Details Balance: $10,000 - $24,999
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 2.00% APY · checked 4 times
1.50%2.00%2.50%Sep 30, 2026: 2.00% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Business IRA and HSA Shares - - 2.00%
Min Balance $25,000
Details Balance: $25,000 - $49,999
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 2.00% APY · checked 4 times
1.50%2.00%2.50%Sep 30, 2026: 2.00% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Business IRA and HSA Shares - - 2.00%
Min Balance $50,000
Details Balance: $50,000 - $99,999
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 2.00% APY · checked 4 times
1.50%2.00%2.50%Sep 30, 2026: 2.00% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Business IRA and HSA Shares - - 4.00%
Min Balance $100,000
Details Balance: $100,000 - $249,999
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 30, 2026: 4.00% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Business IRA and HSA Shares - - 4.00%
Min Balance $250,000
Details Balance: $250,000 - $499,999
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 30, 2026: 4.00% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Business IRA and HSA Shares - - 4.00%
Min Balance $5,000,000
Details Balance: $5,000,000 - $999,999
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 30, 2026: 4.00% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Business IRA and HSA Shares - - 4.00%
Min Balance $1,000,000
Details Balance: $1,000,000+
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 30, 2026: 4.00% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Business Prime Share - - 0.05%
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
IRA and HSA shares - - 0.25%
Min Balance $100
Details Rates, terms and conditions are subject to change or expire without notice.
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Sep 30, 2026: 0.25% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Prime Share - - 0.05%
Last Updated 10/10/2026
Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.12%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
Powered by MonitorBankRates

Financial Health History

Heartland Credit Union Hutchinson, KS’s Texas Ratio fell from 12.35% in Q3 2023 to 9.12% in Q2 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 5% 2.0★ 10% 3.0★ 15% 4.0★ 20% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 12.35% A Q3 2023 A Q4 2023 A Q1 2024 A Q2 2024 A- Q3 2024 A Q4 2024 A Q1 2025 A Q2 2025 A Q3 2025 A Q4 2025 A Q1 2026 9.12% A Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$726M9.12%5.0A
March 31, 2026$709M6.31%5.0A
December 31, 2025$690M7.56%5.0A
September 30, 2025$674M6.32%5.0A
June 30, 2025$667M6.85%5.0A
March 31, 2025$654M8.81%5.0A
December 31, 2024$644M11.52%5.0A
September 30, 2024$648M15.05%5.0A-
June 30, 2024$639M10.96%5.0A
March 31, 2024$632M9.48%5.0A
December 31, 2023$618M12.91%5.0A
September 30, 2023$622M12.35%5.0A
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Heartland Credit Union Hutchinson, KS is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Heartland Credit Union Hutchinson, KS rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Heartland Credit Union Hutchinson, KS's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Heartland Credit Union Hutchinson, KS
Website https://www.hcu.coop/
Address 4000 N Monroe St, Hutchinson, KS 67502
Phone 620-669-0177
Fax 620-669-8123
President Rex Christner
CEO Dan Springer
Full-Time Employees 155
Part-Time Employees 7
Branch Locations 11
ATM Locations 8
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
9.12%
Return on Assets (ROA)
1.2131%
Return on Equity (ROE)
12.3893%
Non-Performing Loans Ratio (NPL)
1.20%
Total Assets
726,387,972
Total Amount of Shares and Deposits
598,756,399
Total Shares and Deposits < 1 Year
523,671,313
Total Shares and Deposits 1 3 Years
41,070,149
Total Shares and Deposits > 3 Years
34,014,934
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
41,853,117
Total Uninsured Shares and Deposits > $250K (F+J)
41,853,117
Total Insured Shares and Deposits > $250K (item 17 less item K)
556,903,282
Total Interest Expense (Sum of items 6 8)
6,827,067
Share Certificates
5,076
Number of Accounts for Share Drafts
19,720
IRA KEOGH Accounts
1,097
Number of Accounts for Regular Shares
47,883
All other shares
4,020
Non Member Deposits
13
Money Market Shares
1,461
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
27,403,356
Total Liabilities
655,721,595
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Heartland Credit Union Hutchinson, KS earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/credit-unions/heartland-credit-union-rates-review-62031">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Heartland Credit Union Hutchinson, KS yet. Feel free to create one below.
Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Heartland Credit Union Hutchinson, KS
Your Name:
Your Rating:

Frequently Asked Questions About Heartland Credit Union Hutchinson, KS

How many branches does Heartland Credit Union Hutchinson, KS operate?

Heartland Credit Union Hutchinson, KS currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Heartland Credit Union Hutchinson, KS?

Yes, to access services at Heartland Credit Union Hutchinson, KS, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Heartland Credit Union Hutchinson, KS does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Heartland Credit Union Hutchinson, KS provides members with tools to manage their accounts and build a solid financial history.

Does Heartland Credit Union Hutchinson, KS offer online and mobile banking?

Most modern institutions like Heartland Credit Union Hutchinson, KS provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hcu.coop/.

Current Heartland Credit Union Hutchinson, KS Rates

  • 12-Month CD2.50%
  • 24-Month CD3.00%
  • 60-Month CD3.00%
  • Savings0.05%
  • MMA3.50%
Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

USE Federal Credit Union Community & Teachers Federal Credit Union MOPAC Employees Federal Credit Union American Airlines Federal Credit Union Denocos Federal Credit Union Fayette County School Employees Credit Union U S #1364 Federal Credit Union Lifetime Federal Credit Union Federal Employees Credit Union Monroe, LA Vision One Credit Union Partners 1st Federal Credit Union Maternity BVM Credit Union EQT Federal Credit Union Topside Federal Credit Union Big Island Federal Credit Union Long Beach Firemens Credit Union Rocky Mountain Credit Union Erie Lackawanna Railroad Company Employees Federal Credit Union First Entertainment Credit Union Service One Credit Union DOE RUN