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 Holy Rosary Credit Union Rochester, NH Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 9, 2026
Holy Rosary Credit Union Rochester, NH's top rates as of October 9, 2026 are 4.00% APY on its 11-Month Special CD of Deposit, 5.00% APY on savings, and 1.75% APY on money market accounts, according to rates verified by MonitorBankRates. Other Holy Rosary Credit Union Rochester, NH CD rates include Business 11 Month - Special Offer at 4.00%, 3-Month Special CD of Deposit at 3.25%, and Business 3 Month - Special Offer at 3.25%. MonitorBankRates evaluates the financial stability of Holy Rosary Credit Union Rochester, NH with a 4.9 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.17%. Rates last updated and verified on 10/09/2026. Holy Rosary Credit Union Rochester, NH money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Holy Rosary Credit Union Rochester, NH? Share your experience about Holy Rosary Credit Union Rochester, NH by leaving a review below, or read customer reviews before you decide to use Holy Rosary Credit Union Rochester, NH. Holy Rosary Credit Union Rochester, NH
Main Office 133 Brock St
https://www.hrcu.org Rochester, NH 03867  Customer Reviews
1.0 ★ 1 review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Holy Rosary Credit Union Rochester, NH CD Rates
Holy Rosary Credit Union Rochester, NH Business CD Rates
Holy Rosary Credit Union Rochester, NH Savings Rates
Holy Rosary Credit Union Rochester, NH Business Savings Rates
Holy Rosary Credit Union Rochester, NH Money Market Rates
Holy Rosary Credit Union Rochester, NH Business Money Market Rates
Holy Rosary Credit Union Rochester, NH Other Rates
Financial Health HistoryHoly Rosary Credit Union Rochester, NH’s Texas Ratio rose from 2.32% in Q3 2023 to 3.17% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Holy Rosary Credit Union Rochester, NH is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Holy Rosary Credit Union Rochester, NH rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Holy Rosary Credit Union Rochester, NH's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Holy Rosary Credit Union Rochester, NH
Website
https://www.hrcu.org
Address
133 Brock St,
Rochester, NH 03867
Phone
603-332-6840
Fax
603-335-2730
President
Dana Flanders
CEO
Brian Hughes
Full-Time Employees
80
Part-Time Employees
2
Branch Locations
5
ATM Locations
5
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.9 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
3.17%
Return on Assets (ROA)
0.5201%
Return on Equity (ROE)
5.5874%
Non-Performing Loans Ratio (NPL)
0.48%
Total Assets
508,006,146
Total Amount of Shares and Deposits
457,748,694
Total Shares and Deposits < 1 Year
449,190,107
Total Shares and Deposits 1 3 Years
7,528,755
Total Shares and Deposits > 3 Years
1,029,832
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
21,317,801
Total Uninsured Shares and Deposits > $250K (F+J)
21,317,801
Total Insured Shares and Deposits > $250K (item 17 less item K)
436,430,893
Total Interest Expense (Sum of items 6 8)
3,605,931
Share Certificates
6,002
Number of Accounts for Share Drafts
17,818
IRA KEOGH Accounts
1,200
Number of Accounts for Regular Shares
33,410
All other shares
499
Money Market Shares
1,549
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
36,267,734
Total Liabilities
461,527,375
Source: NCUA — Last Updated 06/30/2026
Customer ReviewsJay Gibb
March 19, 2025
This bank engages is dishonest almost criminal business practices. Theyre website and apps are missing basic functionality like the ability to pay the last statement balance on loans with an external bank account.
I have a HELOC loan with this bank and had autopay setup wirh an external bank but since i cant select the last statemrnt balance, I had to manually enter in an amount. When the monthly payment went up due to the loan not being a fixed interest, I paid less than the balance by roughly 50$ without knowing.
The bank only notified the payment was short in their monthky statement they mailed to me. The incomplete/partial payment did not show up on the app or website. They then reported that I was 30 days late to the credit bureaus eithout even a courtesy call to let me know there was a partial payment due!
They have since refused to remove it from the credit bureau stating even though itnwas caused by a limitation if their system, it was still technically a late payment so it is an accurate reporting! They dont even deny it was their fault!
Stay away from this company unless you like constantly having to check if your payment was made completely because you cant setup autopay for an account with an adjustable rate.
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Frequently Asked Questions About Holy Rosary Credit Union Rochester, NHHow many branches does Holy Rosary Credit Union Rochester, NH operate?Holy Rosary Credit Union Rochester, NH currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Holy Rosary Credit Union Rochester, NH?Yes, to access services at Holy Rosary Credit Union Rochester, NH, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Holy Rosary Credit Union Rochester, NH does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Holy Rosary Credit Union Rochester, NH provides members with tools to manage their accounts and build a solid financial history. Does Holy Rosary Credit Union Rochester, NH offer online and mobile banking?Most modern institutions like Holy Rosary Credit Union Rochester, NH provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hrcu.org. Current Holy Rosary Credit Union Rochester, NH Rates
Retrieved from our database of financial products. Rates subject to change.
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