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Honolulu Fire Department Federal Credit Union Rates & Review April 2026

Honolulu Fire Department Federal Credit Union's 12-month CD special rates are at 3.50%. MonitorBankRates evaluates the financial stability of Honolulu Fire Department Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.69%. Rates were last updated on 04/11/2026.

Honolulu Fire Department Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Honolulu Fire Department Federal Credit Union? Share your experience about Honolulu Fire Department Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Honolulu Fire Department Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.69%
Excellent Lower than avg
Honolulu Fire Department Federal Credit Union
Honolulu Fire Department FCU Main Branch
1200 N School St
Honolulu, HI 96817 2013
https://www.hfdfcu.org
Member NCUA

Honolulu Fire Department Federal Credit Union CD Rates

Product Rate APY Term View More
12-month certificate special - 3.50% 12
Min Deposit $10,000
Details Requires $10,000 minimum deposit of new money. Valid March 1-31.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.69%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Honolulu Fire Department Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Honolulu Fire Department Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Honolulu Fire Department Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Honolulu Fire Department Federal Credit Union
Address 1200 N School St, Honolulu, HI 96817 2013
Phone 808-853-2355
Fax 808-853-2280
President Guy Katayama
CEO Guy Usui
Full-Time Employees 9
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.69%
Return on Assets (ROA)
0.4074%
Return on Equity (ROE)
3.8438%
Non-Performing Loans Ratio (NPL)
0.62%
Total Assets
88,664,649
Total Amount of Shares and Deposits
77,950,385
Total Shares and Deposits < 1 Year
72,291,107
Total Shares and Deposits 1 3 Years
5,659,279
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,186,847
Total Uninsured Shares and Deposits > $250K (F+J)
6,186,847
Total Insured Shares and Deposits > $250K (item 17 less item K)
71,763,538
Total Interest Expense (Sum of items 6 8)
606,259
Share Certificates
258
Number of Accounts for Share Drafts
2,099
IRA KEOGH Accounts
93
Number of Accounts for Regular Shares
5,754
Non Member Deposits
10
Money Market Shares
177
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,303,928
Total Liabilities
79,377,962
Source: NCUA — Last Updated 09/30/2025

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Total Reviews
0
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Frequently Asked Questions About Honolulu Fire Department Federal Credit Union

Is Honolulu Fire Department Federal Credit Union a safe place to deposit money?

Yes, Honolulu Fire Department Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 3.6910904785975%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Honolulu Fire Department Federal Credit Union operate?

Honolulu Fire Department Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Honolulu Fire Department Federal Credit Union?

Yes, to access services at Honolulu Fire Department Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Honolulu Fire Department Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Honolulu Fire Department Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Honolulu Fire Department Federal Credit Union offer online and mobile banking?

Most modern institutions like Honolulu Fire Department Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hfdfcu.org.

Current Honolulu Fire Department Federal Credit Union Rates

  • 12-Month CD3.50%
Retrieved from our database of financial products. Rates subject to change.