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Integra First Federal Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 12, 2026
Integra First Federal Credit Union's top rates as of October 12, 2026 are 3.04% APY on its 60 Month Term CD, 0.20% APY on savings, 1.15% APY on money market accounts, personal loans from 10.00% APR, and credit cards from 6.90% APR, according to rates verified by MonitorBankRates. Other Integra First Federal Credit Union CD rates include 48 Month Term CD at 2.78%, 36 Month Term CD at 2.68%, and 24 Month Term CD at 2.52%. MonitorBankRates evaluates the financial stability of Integra First Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.82%. Rates last updated and verified on 10/12/2026.
Integra First Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Integra First Federal Credit Union? Share your experience about Integra First Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Integra First Federal Credit Union.
Integra First Federal Credit Union has earned an overall safety grade of A (Excellent, Score: 97/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Integra First Federal Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
6.82%
ExcellentHigher than avg
Integra First Federal Credit Union Texas Ratio
Integra First Federal Credit Union's Texas Ratio is 6.82%, which is considered excellent and is higher than the national average of 6.13%.
Integra First Federal Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
4.56% to 6.82% over 12 quarters, steadyFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A
The Texas Ratio for this credit union has held steady at a healthy level since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
Integra First Federal Credit Union CD Rates
Product
Rate
APY
Term
View More
60 Month Term Certificate
3.00%
3.04%
60 Months
Min Balance$500
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 3.04% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.82%
48 Month Term Certificate
2.75%
2.78%
48 Months
Min Balance$500
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 2.78% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.82%
36 Month Term Certificate
2.65%
2.68%
36 Months
Min Balance$500
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 2.68% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.82%
24 Month Term Certificate
2.50%
2.52%
24 Months
Min Balance$500
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 2.52% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.82%
12 Month Term Certificate
2.32%
2.35%
12 Months
Min Balance$500
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 2.35% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.82%
6 Month Term Certificate
1.51%
1.52%
6 Months
Min Balance$2,500
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 1.52% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.82%
Integra First Federal Credit Union Savings Rates
Product
Rate
APY
View More
Christmas Club Accounts
0.20%
0.20%
No additional details.
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.82%
Regular Savings Accounts
0.20%
0.20%
Min Balance$10
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.82%
Vacation Club Accounts
0.20%
0.20%
No additional details.
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.82%
Integra First Federal Credit Union Money Market Rates
Product
Rate
APY
View More
Money Market Accounts
1.15%
1.15%
Min Balance$50,000
DetailsBalance: $50,000.00 and Over
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 1.15% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.82%
Money Market Accounts
1.00%
1.00%
Min Balance$25,000
DetailsBalance: $25,000.00 - $49,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.82%
Money Market Accounts
0.60%
0.60%
Min Balance$10,000
DetailsBalance: $10,000.00 - $24,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.60% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.82%
Money Market Accounts
0.25%
0.25%
Min Balance$500
DetailsBalance: $500.00 - $9,999.99
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.82%
Integra First Federal Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity Line of Credit (HELOC)
-
-
5.50%
DetailsCredit score 740+; fixed APR for the life of the loan (unique to Integra First); credit limit up to 80% of home value; 1st lien position; 1% increase may apply when Integra First is 2nd lien
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 5.50% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.82%
Home Equity Line of Credit (HELOC)
-
-
7.00%
DetailsCredit score 680-739; fixed rate; credit limit up to 80% of home value; 1st lien position; 1% increase may apply when Integra First is 2nd lien
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 7.00% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.82%
Home Equity Line of Credit (HELOC)
-
-
8.50%
DetailsCredit score 679 and below; fixed rate; credit limit up to 80% of home value; 1st lien position; 1% increase may apply when Integra First is 2nd lien
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 8.50% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.82%
Integra First Federal Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Auto Loans
-
-
4.99%
36 Months
DetailsYear: New Titled Vehicles - 2024 & Newer; As Low As; APR* as low as; APRs based on financing up to 100% of value; 0.50% discount available with active checking account
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 4.99% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.82%
Auto Loans
-
-
4.99%
48 Months
DetailsYear: New Titled Vehicles - 2024 & Newer; As Low As; APR* as low as; APRs based on financing up to 100% of value; 0.50% discount available with active checking account
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 4.99% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.82%
Auto Loans
-
-
4.99%
60 Months
DetailsYear: New Titled Vehicles - 2024 & Newer; As Low As; APR* as low as; APRs based on financing up to 100% of value; 0.50% discount available with active checking account
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 4.99% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.82%
Auto Loans
-
-
4.99%
72 Months
DetailsYear: New Titled Vehicles - 2024 & Newer; As Low As; APR* as low as; 72 month term only available on model year 2020 or newer; APRs based on financing up to 100% of value; 0.50% discount available with active checking account
DetailsAs Low As; Monthly Payment Per $1000 Borrowed: $19.10; Members with an active checking account (direct deposit and auto pay) can qualify for a 0.50% discount off posted rate tiers
Last Updated10/12/2026
Rate History
1 change since Sep 14, 2026 · 4.99% → 5.50% ▲ 0.51 pts · high 5.50% / low 4.99%
Oct 12, 20265.50%▲ from 4.99%
Sep 14, 20264.99%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.82%
Auto Loans
-
-
5.59%
84 Months
DetailsYear: New Titled Vehicles - 2024 & Newer; As Low As; APR* as low as; APRs based on financing up to 100% of value; 0.50% discount available with active checking account
DetailsAs Low As; Active checking account (direct deposit and auto pay) may qualify for 0.50% discount off posted rate tiers
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 5.59% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.82%
Auto Loans
-
-
5.99%
36 Months
DetailsYear: Used Titled Vehicles - 2023 - 2020; As Low As; APR* as low as; APRs based on financing up to 100% of value; 0.50% discount available with active checking account
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 5.99% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.82%
Auto Loans
-
-
5.99%
48 Months
DetailsYear: Used Titled Vehicles - 2023 - 2020; As Low As; APR* as low as; APRs based on financing up to 100% of value; 0.50% discount available with active checking account
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 5.99% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.82%
Auto Loans
-
-
5.99%
60 Months
DetailsYear: Used Titled Vehicles - 2023 - 2020; As Low As; APR* as low as; APRs based on financing up to 100% of value; 0.50% discount available with active checking account
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 5.99% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.82%
Used Titled Vehicles - 2023 - 2020 Loan
-
-
5.99%
36 Months
DetailsAs low as; Monthly payment per $1000 borrowed: $30.42; Members with an active checking account can qualify for a 0.50% discount off posted rate tiers
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.82%
Used Titled Vehicles - 2023 - 2020 Loan
-
-
5.99%
48 Months
DetailsAs low as; Monthly payment per $1000 borrowed: $23.48; Members with an active checking account can qualify for a 0.50% discount off posted rate tiers
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.82%
Used Titled Vehicles - 2023 - 2020 Loan
-
-
5.99%
60 Months
DetailsAs low as; Monthly payment per $1000 borrowed: $19.33; Members with an active checking account can qualify for a 0.50% discount off posted rate tiers
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.82%
Auto Loans
-
-
6.49%
72 Months
DetailsYear: Used Titled Vehicles - 2023 - 2020; As Low As; APR* as low as; 72 month term only available on model year 2020 or newer; APRs based on financing up to 100% of value; 0.50% discount available with active checking account
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 6.49% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.82%
Used Titled Vehicles - 2023 - 2020 Loan
-
-
6.49%
72 Months
DetailsAs low as; Monthly payment per $1000 borrowed: $16.81; 72 month term only available on model year 2020 or newer; Members with an active checking account can qualify for a 0.50% discount off posted rate tiers
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 6.49% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.82%
Auto Loans
-
-
6.99%
36 Months
DetailsYear: Used Titled Vehicles - 2019-2018; As Low As; APR* as low as; APRs based on financing up to 100% of value; 0.50% discount available with active checking account
Last Updated10/12/2026
Rate History
No change since Oct 12, 2026 · 6.99% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.82%
Auto Loans
-
-
6.99%
48 Months
DetailsYear: Used Titled Vehicles - 2019-2018; As Low As; APR* as low as; APRs based on financing up to 100% of value; 0.50% discount available with active checking account
DetailsAs Low As; Monthly payment per $1000 borrowed: $30.87; 0.50% discount available with an active checking account (direct deposit and auto pay on the loan)
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 6 times
DetailsAs Low As; Monthly payment per $1000 borrowed: $23.94; 0.50% discount available with an active checking account (direct deposit and auto pay on the loan)
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.82%
Auto Loans
-
-
7.25%
60 Months
DetailsYear: Used Titled Vehicles - 2019-2018; As Low As; APR* as low as; APRs based on financing up to 100% of value; 0.50% discount available with active checking account
DetailsAs Low As; Monthly payment per $1000 borrowed: $19.92; 0.50% discount available with an active checking account (direct deposit and auto pay on the loan)
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 7.25% APR · checked 6 times
DetailsAs Low As; Requires vehicle current year or model year minus five years and NADA Guide value of $50,000 or more; Active checking account (direct deposit and auto pay) may qualify for 0.50% discount off posted rate tiers
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 8.00% APR · checked 4 times
DetailsAs Low As; Requires vehicle current year or model year minus five years and NADA Guide value of $75,000 or more; Active checking account (direct deposit and auto pay) may qualify for 0.50% discount off posted rate tiers
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 8.25% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.82%
Integra First Federal Credit Union RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
Non-Titled Recreational Vehicles - 2023-2018 Loan
-
7.99%
36 Months
DetailsAs Low As; Maximum Term; Monthly Payment Per $1000 Borrowed excluded; Members with active checking (direct deposit and auto pay) may qualify for 0.50% discount off posted rate
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 7.99% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.82%
Non-Titled Recreational Vehicles - 2023-2018 Loan
-
7.99%
48 Months
DetailsAs Low As; Members with active checking (direct deposit and auto pay) may qualify for 0.50% discount off posted rate
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 7.99% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.82%
Integra First Federal Credit Union Credit Card Rates
Product
Rate
APR
View More
Visa Credit Card
-
6.90%
DetailsAs Low As
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 6.90% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.82%
Integra First Federal Credit Union Personal Loan Rates
Product
APR
Term
View More
Unsecured Personal Loans
10.00%
36 Months
DetailsAs Low As
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 10.00% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.82%
Unsecured Personal Loans
10.50%
48 Months
DetailsAs Low As
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 10.50% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.82%
Unsecured Personal Loans
11.50%
60 Months
DetailsAs Low As
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 11.50% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.82%
Integra First Federal Credit Union Other Rates
Product
Rate
Points
APY/APR
Term
View More
Home Loans
-
-
6.36%
DetailsAs Low As
Last Updated10/12/2026
Rate History
4 changes since Sep 14, 2026 · 6.05% → 6.36% ▲ 0.31 pts · high 6.36% / low 6.05%
Oct 8, 20266.36%▲ from 6.20%
Oct 2, 20266.20%▲ from 6.19%
Sep 25, 20266.19%▲ from 6.10%
Sep 17, 20266.10%▲ from 6.05%
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.82%
Line of Credit
-
-
9.90%
DetailsAs Low As
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 9.90% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.82%
Single Payment Loans
-
-
14.25%
90 Day Note
DetailsAs Low As
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 14.25% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.82%
Roth, Educational & Traditional IRA Accounts
0.50%
-
0.50%
Min Balance$10
Last Updated10/12/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.82%
Financial Health History
Integra First Federal Credit Union’s Texas Ratio rose from 4.56% in Q3 2023 to 6.82% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$135M
6.82%
5.0
A
March 31, 2026
$136M
6.88%
5.0
A
December 31, 2025
$133M
6.48%
5.0
A
September 30, 2025
$131M
5.04%
5.0
A+
June 30, 2025
$130M
5.56%
5.0
A+
March 31, 2025
$130M
4.43%
5.0
A+
December 31, 2024
$129M
4.63%
5.0
A+
September 30, 2024
$131M
4.61%
5.0
A+
June 30, 2024
$131M
4.83%
5.0
A+
March 31, 2024
$134M
7.27%
5.0
A
December 31, 2023
$128M
4.95%
5.0
A+
September 30, 2023
$126M
4.56%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for Integra First Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Integra First Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Integra First Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union NameIntegra First Federal Credit Union
Address
W3803 US Highway 2/41,
Powers, MI 49874-9793
Phone906-497-5229
Fax906-497-5881
PresidentMarc Kleiman
CEOMindy Brezsko
Full-Time Employees25
Part-Time Employees8
Branch Locations4
ATM Locations3
NCUA Insured✓ Yes, up to $250,000 per depositor
Financials
MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.82%
Return on Assets (ROA)
0.0843%
Return on Equity (ROE)
0.9337%
Non-Performing Loans Ratio (NPL)
0.99%
Total Assets
135,441,956
Total Amount of Shares and Deposits
122,753,076
Total Shares and Deposits < 1 Year
117,638,160
Total Shares and Deposits 1 3 Years
1,708,075
Total Shares and Deposits > 3 Years
3,406,842
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
7,826,859
Total Uninsured Shares and Deposits > $250K (F+J)
7,826,859
Total Insured Shares and Deposits > $250K (item 17 less item K)
114,926,217
Total Interest Expense (Sum of items 6 8)
441,429
Share Certificates
483
Number of Accounts for Share Drafts
7,056
IRA KEOGH Accounts
230
Number of Accounts for Regular Shares
11,714
All other shares
87
Money Market Shares
532
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,122,882
Total Liabilities
123,584,211
Source: NCUA — Last Updated 06/30/2026
Q2 2026 MBR Health & Safety Badge
Integra First Federal Credit Union earned the Verified Healthy badge
Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
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Frequently Asked Questions About Integra First Federal Credit Union
How many branches does Integra First Federal Credit Union operate?
Integra First Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join Integra First Federal Credit Union?
Yes, to access services at Integra First Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, Integra First Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Integra First Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does Integra First Federal Credit Union offer online and mobile banking?
Most modern institutions like Integra First Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.integrafirstfcu.com.
Current Integra First Federal Credit Union Rates
12-Month CD2.35%
24-Month CD2.52%
60-Month CD3.04%
Savings0.20%
MMA1.15%
Retrieved from our database of financial products. Rates subject to change.
Brian McKay
