MonitorBankRates
Quick Poll The Fed raised rates 0.25% on Sept. 16. Will you move money into a higher-yield account?
  1. Home
  2. Credit Unions
  3. Jessop Community Federal Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Jessop Community Federal Credit Union Rates & Review September 2026

Jessop Community Federal Credit Union's CD 36 Month rates are at 2.50%, CD 12 Month rates are at 2.25%, CD 6 Month rates are at 2.00%, Safari Saver 12 Month CD rates are at 0.40%, IRA CD 36 Month rates are at 0.30%. Jessop Community Federal Credit Union's Personal Loan Rates are as low as 10.75%. MonitorBankRates evaluates the financial stability of Jessop Community Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.28%. Rates last updated and verified on 09/20/2026.

Jessop Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Jessop Community Federal Credit Union? Share your experience about Jessop Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Jessop Community Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.28%
Excellent Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
Jessop Community Federal Credit Union
Main Office
1100 Green St
Washington, PA 15301-2338
https://www.jessopfcu.org
Member NCUA

Jessop Community Federal Credit Union CD Rates

Product Rate APY Term View More
Share Certificate 36 Month 2.50% 2.50% 36 months
No additional details.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.28%
Share Certificate 12 Month 2.25% 2.25% 12 months
No additional details.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.28%
Share Certificate 6 Month 2.00% 2.00% 6 months
No additional details.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.28%
Safari Saver 12 Month Share Certificate 0.40% 0.40% 12 months
No additional details.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.28%
IRA Share Certificate 36 Month 0.30% 0.30% 36 months
No additional details.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.28%
IRA Share Certificate 12 Month 0.15% 0.15% 12 months
No additional details.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.28%

Jessop Community Federal Credit Union Savings Rates

Product Rate APY View More
Christmas Clubs 0.02% 0.02%
No additional details.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.28%

Jessop Community Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
5 Year Fixed Rate Home Equity 6.00% 0 6.00% 5 Year
No additional details.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.28%
10 Year Fixed Rate Home Equity 6.05% 0 6.05% 10 Year
No additional details.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.28%
15 Year Fixed Rate Home Equity 6.10% 0 6.10% 15 Year
No additional details.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.28%

Jessop Community Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto 5.00% - 5.00% 36 months
Details Published APR range: 5.00% - 8.00%; Published rate range: 5.00% - 8.00%.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.28%
New Auto 5.00% - 5.00% 84 months
Details Published APR range: 5.00% - 8.00%; Published rate range: 5.00% - 8.00%. 72 months over $20,000 financed; 84 months over $40,000 financed
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.28%
Used Auto: 2024-2026 Model Years 5.00% - 5.00% Up to 84 months
Details Published APR range: 5.00% - 8.00%; Published rate range: 5.00% - 8.00%. 72 months over $20,000 financed; 84 months over $40,000 financed
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.28%
Used Auto: 2021-2023 Model Years 5.50% - 5.50% Up to 60 months
Details Published APR range: 5.50% - 8.50%; Published rate range: 5.50% - 8.50%.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.28%
Used Auto: 2018-2020 Model Years 8.05% - 8.05% Up to 48 months
Details Published APR range: 8.05% - 11.75%; Published rate range: 8.05% - 11.75%.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.28%
Older Vehicles: 2017 & 2016 Loan 9.50% - 9.50% Up to 36 months
Details Published APR range: 9.50% - 17.50%; Published rate range: 9.50% - 17.50%.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.28%

Jessop Community Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New Motorcycles, Travel Trailers, Boats & Recreational Vehicles Loan 5.00% 5.00% 60 months
Details Published APR range: 5.00% - 8.00%; Published rate range: 5.00% - 8.00%.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.28%
Used Motorcycles, Travel Trailers, Boats & Recreational Vehicles: 2021-2026 Model Years Loan 7.25% 7.25% Up to 48 months
Details Published APR range: 7.25% - 18.00%; Published rate range: 7.25% - 18.00%.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.28%

Jessop Community Federal Credit Union Personal Loan Rates

Product APR Term View More
Personal Unsecured Loan 10.75% 60 months
Details Published APR range: 10.75% - 18.75%; Published rate range: 10.75% - 18.75%.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.28%

Jessop Community Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Escrow Accounts 0.02% - 0.02%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.28%
IRA Shares 0.15% - 0.15%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.28%
Shares 0.02% - 0.02%
Min Deposit $5
Min Balance $5
Details Balance: $5.00 - $3999.99
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.28%
Shares 0.03% - 0.03%
Min Balance $4,000
Details Balance: $4,000.00 - $9,999.99
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.28%
Shares 0.05% - 0.05%
Min Balance $10,000
Details Balance: over $10,000.00
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.28%

Financial Health History

Jessop Community Federal Credit Union’s Texas Ratio fell from 2.83% in Q2 2023 to 0.28% in Q1 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.1% 2.0★ 2.2% 3.0★ 3.3% 4.0★ 4.4% 5.0★ Healthy zone – entire history below the 15% limit 2.83% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 0.28% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$34M0.28%5.0A+
December 31, 2025$33M0.51%5.0A+
September 30, 2025$33M0.42%5.0A+
June 30, 2025$33M0.35%5.0A+
March 31, 2025$33M1.00%5.0A+
December 31, 2024$32M2.58%5.0A+
September 30, 2024$32M0.92%5.0A+
June 30, 2024$33M1.62%5.0A+
March 31, 2024$34M1.62%5.0A+
December 31, 2023$33M2.36%5.0A+
September 30, 2023$35M3.29%5.0A+
June 30, 2023$36M2.83%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Jessop Community Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Jessop Community Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Jessop Community Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Jessop Community Federal Credit Union
Address 1100 Green St, Washington, PA 15301-2338
Phone 724-229-0720
Fax 724-222-4458
President Jeanne Terrill
CEO Holly Ashmore
Full-Time Employees 4
Part-Time Employees 1
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.28%
Return on Assets (ROA)
0.2723%
Return on Equity (ROE)
2.0185%
Non-Performing Loans Ratio (NPL)
0.11%
Total Assets
34,032,882
Total Amount of Shares and Deposits
29,346,396
Total Shares and Deposits < 1 Year
29,284,817
Total Shares and Deposits 1 3 Years
48,782
Total Shares and Deposits > 3 Years
12,798
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
895,889
Total Uninsured Shares and Deposits > $250K (F+J)
895,889
Total Insured Shares and Deposits > $250K (item 17 less item K)
28,450,507
Total Interest Expense (Sum of items 6 8)
14,250
Share Certificates
90
Number of Accounts for Share Drafts
1,257
IRA KEOGH Accounts
38
Number of Accounts for Regular Shares
3,068
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
10,310,281
Total Liabilities
29,441,895
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Jessop Community Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/jessop-community-federal-credit-union-rates-review-7724">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Jessop Community Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Jessop Community Federal Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Jessop Community Federal Credit Union

How many branches does Jessop Community Federal Credit Union operate?

Jessop Community Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Jessop Community Federal Credit Union?

Yes, to access services at Jessop Community Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Jessop Community Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Jessop Community Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Jessop Community Federal Credit Union offer online and mobile banking?

Most modern institutions like Jessop Community Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.jessopfcu.org.

Current Jessop Community Federal Credit Union Rates

  • 12-Month CD0.15%
Retrieved from our database of financial products. Rates subject to change.