What are the current interest rates at Jordan Federal Credit Union?

Current rates for Jordan Federal Credit Union include: 12-Month CD: 3.95%, 18-Month CD: 4.05%, 24-Month CD: 4.15%, 60-Month CD: 4.25%

MonitorBankRates

☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results

Home›
Credit Unions›
Jordan Federal Credit Union

iAdvertiser Disclosure

Jordan Federal Credit Union Rates & Review October 2026

Q: Is a member application needed to join Jordan Federal Credit Union?

Yes, to access services at Jordan Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Jordan Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 9, 2026

Jordan Federal Credit Union's top rates as of October 9, 2026 are 4.35% APY on its October Special 18 Month CD, 2.00% APY on checking, 7.19% on its 30-Year Conventional Mortgage, auto loans from 4.74% APR, and credit cards from 11.99% APR, according to rates verified by MonitorBankRates. Other Jordan Federal Credit Union CD rates include 60 Month CD Account at 4.25%, 48 Month CD Account at 4.20%, and 24 Month CD Account at 4.15%. Other Jordan Federal Credit Union mortgage rates include Mortgage at 7.19%. MonitorBankRates evaluates the financial stability of Jordan Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.93%. Rates last updated and verified on 10/09/2026.

Jordan Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Jordan Federal Credit Union? Share your experience about Jordan Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Jordan Federal Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.93%

Excellent Lower than avg

Health Trend

Improving 12 quarters

Full history ›

Jordan Federal Credit Union
South Jordan Corporate Office

1750 West 11400 South #200
South Jordan, UT 84095

https://jordan-cu.org/

Customer Reviews

Be the first to review

Write a Review

Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Jordan Federal Credit Union CD Rates

Product	Rate	APY	Term
October Special 18 Month	4.266%	4.35%	18 Month
Min Deposit $100 Details Maximum of $250,000 in total deposits per primary account holder.This special offer is available for a limited time and may be discontinued at any time. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 4.35% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.93%
60 Month Certificate Account	4.17%	4.25%	60 Month
Min Deposit $500 Last Updated 10/09/2026 Rate History 1 change since Sep 21, 2026 · 4.05% → 4.25% ▲ 0.20 pts · high 4.25% / low 4.05% Oct 5, 20264.25%▲ from 4.05% Sep 21, 20264.05%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.93%
48 Month Certificate Account	4.12%	4.20%	48 Month
Min Deposit $500 Last Updated 10/09/2026 Rate History 1 change since Sep 21, 2026 · 4.00% → 4.20% ▲ 0.20 pts · high 4.20% / low 4.00% Oct 5, 20264.20%▲ from 4.00% Sep 21, 20264.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.93%
24 Month Certificate Account	4.07%	4.15%	24 Month
Min Deposit $500 Last Updated 10/09/2026 Rate History 1 change since Sep 21, 2026 · 4.00% → 4.15% ▲ 0.15 pts · high 4.15% / low 4.00% Oct 5, 20264.15%▲ from 4.00% Sep 21, 20264.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.93%
24 Month Growth Certificate Account	4.07%	4.15%	24 Month
Min Deposit $100 Details After the certificate is opened, additional deposits can be made to the certificate at any time with a maximum of $100,000 of cumulative Growth CertificateTM deposits per primary account holder. Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 4.00% → 4.15% ▲ 0.15 pts · high 4.15% / low 4.00% Oct 5, 20264.15%▲ from 4.00% Sep 14, 20264.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.93%
36 Month Certificate Account	4.07%	4.15%	36 Month
Min Deposit $500 Last Updated 10/09/2026 Rate History 1 change since Sep 21, 2026 · 4.25% → 4.15% ▼ 0.10 pts · high 4.25% / low 4.15% Oct 5, 20264.15%▼ from 4.25% Sep 21, 20264.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.93%
18 Month Certificate Account	3.98%	4.05%	18 Month
Min Deposit $500 Last Updated 10/09/2026 Rate History 1 change since Sep 21, 2026 · 3.95% → 4.05% ▲ 0.10 pts · high 4.05% / low 3.95% Oct 5, 20264.05%▲ from 3.95% Sep 21, 20263.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.93%
12 Month Certificate Account	3.88%	3.95%	12 Month
Min Deposit $500 Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 3.95% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.93%
12 Month Growth Certificate Account	3.88%	3.95%	12 Month
Min Deposit $100 Details After the certificate is opened, additional deposits can be made to the certificate at any time with a maximum of $100,000 of cumulative Growth CertificateTM deposits per primary account holder. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.95% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.93%
6 Month Certificate Account	3.83%	3.90%	6 Month
Min Deposit $500 Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 3.90% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.93%

Jordan Federal Credit Union Checking Rates

Product	Rate	APY
Elite Checking	-	2.00%
Min Balance $0 Details Qualifications Required: Receive your monthly statement electronically (Online Statements); 10 debit card point-of-sale transactions post and clear during the Qualification Cycle; at least one direct deposit or one auto-debit via ACH during the Qualification Cycle; 2.00% APY applies to balances of $0.00-$10,000. Fees may reduce earnings. ATM refunds of up to $20 are provided as long as qualifications are met during the qualification cycle. Rates are subject to change. Annual Percentage Yield (APY) accurate as of 10/01/2024. For Personal accounts only (1 account per SSN). All qualification transactions on the account must be posted and cleared during the qualification cycle, which could take anywhere from, but not limited to, 1-5 business days to post to an account from the date the transaction is made (ATM withdrawals or transactions do not qualify). "Qualification cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 2.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.93%
Elite Checking	-	0.25%
Min Balance $10,000 Details Qualifications Required: Receive your monthly statement electronically (Online Statements); 10 debit card point-of-sale transactions post and clear during the Qualification Cycle; at least one direct deposit or one auto-debit via ACH during the Qualification Cycle; 0.25% APY applies to balances over $10,000. Fees may reduce earnings. ATM refunds of up to $20 are provided as long as qualifications are met during the qualification cycle. Rates are subject to change. Annual Percentage Yield (APY) accurate as of 10/01/2024. For Personal accounts only (1 account per SSN). All qualification transactions on the account must be posted and cleared during the qualification cycle, which could take anywhere from, but not limited to, 1-5 business days to post to an account from the date the transaction is made (ATM withdrawals or transactions do not qualify). "Qualification cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.93%
Elite Checking	-	0.05%
Details Qualifications Required: Receive your monthly statement electronically (Online Statements); 10 debit card point-of-sale transactions post and clear during the Qualification Cycle; at least one direct deposit or one auto-debit via ACH during the Qualification Cycle; 0.05% APY applies if you don't meet any qualifications. Fees may reduce earnings. ATM refunds of up to $20 are provided as long as qualifications are met during the qualification cycle. Rates are subject to change. Annual Percentage Yield (APY) accurate as of 10/01/2024. For Personal accounts only (1 account per SSN). All qualification transactions on the account must be posted and cleared during the qualification cycle, which could take anywhere from, but not limited to, 1-5 business days to post to an account from the date the transaction is made (ATM withdrawals or transactions do not qualify). "Qualification cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.93%

Jordan Federal Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
30-Year Conventional Mortgage	7.19%	-	7.315%	30 years
Details OAC. See Details Last Updated 10/09/2026 Rate History 2 changes since Sep 14, 2026 · 6.11% → 7.32% ▲ 1.21 pts · high 7.32% / low 6.11% Oct 9, 20267.32%▲ from 6.89%* Sep 17, 20266.89%▲ from 6.11% Sep 14, 20266.11%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.93%
Mortgage	7.19%	-	7.315%	30 YEAR
Details FIXED RATES AS LOW AS. OAC. See Details Last Updated 10/09/2026 Rate History 2 changes since Sep 14, 2026 · 6.11% → 7.32% ▲ 1.21 pts · high 7.32% / low 6.11% Oct 9, 20267.32%▲ from 6.89%* Sep 17, 20266.89%▲ from 6.11% Sep 14, 20266.11%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.93%

Jordan Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Home Equity Fixed Rate	-	-	7.24%	84 MONTH
Details AS LOW AS. OAC*. See Details Last Updated 10/09/2026 Rate History No change since Sep 17, 2026 · 7.24% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.93%

Jordan Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Auto Loan	-	-	4.74%	60 Months
Details Rates starting at. Click for more details. Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 4.74% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.93%
Auto Loan	-	-	5.74%	84 months
Details NEW & USED AS LOW AS. OAC*. See Details Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.74% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.93%

Jordan Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Small RV Motorcycle / ATV / UTV Loan	-	7.24%	60 months
Details OAC*. See Details Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.24% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.93%
RV / Boat Loan	-	7.99%	60-96 MONTH TERM
Details NEW & USED AS LOW AS. OAC. See Details Last Updated 10/09/2026 Rate History 1 change since Oct 5, 2026 · 8.24% → 7.99% ▼ 0.25 pts · high 8.24% / low 7.99% Oct 9, 20267.99%▼ from 8.24%* Oct 5, 20268.24%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.93%

Jordan Federal Credit Union Credit Card Rates

Product	Rate	APR
Platinum Low Interest Credit Card	-	11.99%
Details OAC*. See Details Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 11.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.93%
Platinum + Rewards Visa Credit Card	-	12.49%
Details OAC*. See Details Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 12.49% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.93%

Jordan Federal Credit Union Other Rates

Product	Rate	Points	APY/APR	Term	View More
Home Equity HELOC	3.99%	-	7.00%
Details Condition: 6-MONTH INTRO RATE. VARIABLE RATE. OAC. See Details Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75% Sep 17, 20267.00%▲ from 6.75%* Sep 14, 20266.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.93%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Jordan Federal Credit Union’s Texas Ratio fell from 2.96% in Q3 2023 to 1.93% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$425M	1.93%	5.0	A+
March 31, 2026	$421M	2.17%	5.0	A+
December 31, 2025	$414M	2.79%	5.0	A+
September 30, 2025	$405M	2.87%	5.0	A+
June 30, 2025	$396M	2.39%	5.0	A+
March 31, 2025	$391M	2.41%	5.0	A+
December 31, 2024	$374M	2.66%	5.0	A+
September 30, 2024	$381M	5.38%	5.0	A+
June 30, 2024	$379M	4.78%	5.0	A+
March 31, 2024	$379M	3.14%	5.0	A+
December 31, 2023	$376M	4.12%	5.0	A+
September 30, 2023	$372M	2.96%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Jordan Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Jordan Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Jordan Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Jordan Federal Credit Union

Website https://jordan-cu.org/

Address 1750 West 11400 South #200, South Jordan, UT 84095

Phone 801-566-4195

Fax 801-253-3223

President Christopher Finley

CEO Lindsey Merritt

Full-Time Employees 86

Part-Time Employees 5

Branch Locations 6

ATM Locations 5

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.93%

Return on Assets (ROA)

0.3026%

Return on Equity (ROE)

3.2868%

Non-Performing Loans Ratio (NPL)

0.34%

Total Assets

424,505,641

Total Amount of Shares and Deposits

387,309,781

Total Shares and Deposits < 1 Year

367,865,428

Total Shares and Deposits 1 3 Years

14,753,010

Total Shares and Deposits > 3 Years

4,691,341

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

46,329,686

Total Uninsured Shares and Deposits > $250K (F+J)

46,329,686

Total Insured Shares and Deposits > $250K (item 17 less item K)

340,980,095

Total Interest Expense (Sum of items 6 8)

3,465,492

Share Certificates

3,366

Number of Accounts for Share Drafts

16,111

IRA KEOGH Accounts

466

Number of Accounts for Regular Shares

34,910

Money Market Shares

3,227

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

17,875,271

Total Liabilities

389,919,686

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Jordan Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/credit-unions/jordan-federal-credit-union-rates-review-24698">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Jordan Federal Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Jordan Federal Credit Union

Frequently Asked Questions About Jordan Federal Credit Union

How many branches does Jordan Federal Credit Union operate?

Jordan Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Jordan Federal Credit Union?

Yes, to access services at Jordan Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Jordan Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Jordan Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Jordan Federal Credit Union offer online and mobile banking?

Most modern institutions like Jordan Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://jordan-cu.org/.