What are the current interest rates at Knoxville TVA Employees Credit Union?

Current rates for Knoxville TVA Employees Credit Union include: 12-Month CD: 2.00%, 18-Month CD: 3.80%, 24-Month CD: 3.00%, 60-Month CD: 3.90%, Savings: 0.10%

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Knoxville TVA Employees Credit Union

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Knoxville TVA Employees Credit Union Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Knoxville TVA Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 22, 2026

Knoxville TVA Employees Credit Union's 12 Month CD ACCOUNTS/BUSINESS CD ACCOUNTS rates are at 4.00%, 48 Month Business IRA CD Accounts rates are at 3.90%, 48 Month CD ACCOUNTS/BUSINESS CD ACCOUNTS rates are at 3.90%, 60 Month Business IRA CD Accounts rates are at 3.90%, 60 Month CD ACCOUNTS/BUSINESS CD ACCOUNTS rates are at 3.90%. Knoxville TVA Employees Credit Union's savings rates are at 0.10%. Knoxville TVA Employees Credit Union's Auto Loan Rates are as low as 4.99%. Knoxville TVA Employees Credit Union's Credit Card Rates are at 9.99%. MonitorBankRates evaluates the financial stability of Knoxville TVA Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.33%. Rates last updated and verified on 09/22/2026.

Knoxville TVA Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Knoxville TVA Employees Credit Union? Share your experience about Knoxville TVA Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Knoxville TVA Employees Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.33%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Knoxville TVA Employees Credit Union
North Knoxville

1316 Wilson Rd
Knoxville, TN 37912

https://www.tvacreditunion.com

Knoxville TVA Employees Credit Union CD Rates

Product	Rate	APY	Term
12 Month CERTIFICATE ACCOUNTS/BUSINESS CERTIFICATE ACCOUNTS	3.93%	4.00%	12 Months
Min Balance $2,500 Details Add 0.25% to current dividend certificate rate with at least $10,000 new money OR with direct deposit. Ask for details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
48 Month Business IRA Certificate Accounts	3.83%	3.90%	48 Months
Min Balance $500 Details Add 0.25% to current dividend certificate rate with at least $10,000 new money OR with direct deposit. Ask for details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
48 Month CERTIFICATE ACCOUNTS/BUSINESS CERTIFICATE ACCOUNTS	3.83%	3.90%	48 Months
Min Balance $500 Details Add 0.25% to current dividend certificate rate with at least $10,000 new money OR with direct deposit. Ask for details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
60 Month Business IRA Certificate Accounts	3.83%	3.90%	60 Months
Min Balance $500 Details Add 0.25% to current dividend certificate rate with at least $10,000 new money OR with direct deposit. Ask for details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
60 Month CERTIFICATE ACCOUNTS/BUSINESS CERTIFICATE ACCOUNTS	3.83%	3.90%	60 Months
Min Balance $500 Details Add 0.25% to current dividend certificate rate with at least $10,000 new money OR with direct deposit. Ask for details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
24 Month CERTIFICATE ACCOUNTS/BUSINESS CERTIFICATE ACCOUNTS	3.78%	3.85%	24 Months
Min Balance $500 Details Add 0.25% to current dividend certificate rate with at least $10,000 new money OR with direct deposit. Ask for details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
30 Month CERTIFICATE ACCOUNTS/BUSINESS CERTIFICATE ACCOUNTS	3.78%	3.85%	30 Months
Min Balance $500 Details Add 0.25% to current dividend certificate rate with at least $10,000 new money OR with direct deposit. Ask for details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
36 Month Business IRA Certificate Accounts	3.78%	3.85%	36 Months
Min Balance $500 Details Add 0.25% to current dividend certificate rate with at least $10,000 new money OR with direct deposit. Ask for details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
36 Month CERTIFICATE ACCOUNTS/BUSINESS CERTIFICATE ACCOUNTS	3.78%	3.85%	36 Months
Min Balance $500 Details Add 0.25% to current dividend certificate rate with at least $10,000 new money OR with direct deposit. Ask for details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
42 Month Business IRA Certificate Accounts	3.78%	3.85%	42 Months
Min Balance $500 Details Add 0.25% to current dividend certificate rate with at least $10,000 new money OR with direct deposit. Ask for details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
42 Month CERTIFICATE ACCOUNTS/BUSINESS CERTIFICATE ACCOUNTS	3.78%	3.85%	42 Months
Min Balance $500 Details Add 0.25% to current dividend certificate rate with at least $10,000 new money OR with direct deposit. Ask for details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
18 Month CERTIFICATE ACCOUNTS/BUSINESS CERTIFICATE ACCOUNTS	3.74%	3.80%	18 Months
Min Balance $500 Details Add 0.25% to current dividend certificate rate with at least $10,000 new money OR with direct deposit. Ask for details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
6 Month CERTIFICATE ACCOUNTS/BUSINESS CERTIFICATE ACCOUNTS	3.54%	3.60%	6 Months
Min Balance $2,500 Details Add 0.25% to current dividend certificate rate with at least $10,000 new money OR with direct deposit. Ask for details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
24 Month Set It & Forget It Certificate Account	2.96%	3.00%	24 months
Min Deposit $25 Details Automatic deposits of at least $25.00 per month are required on balances under $25,000.00. Failure to complete required deposits may result in early withdrawal penalties and closure. Additional deposits allowed within the term of the certificate account. No limits required for additional deposits. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
12 Month Set It & Forget It Certificate Account	1.98%	2.00%	12 months
Min Deposit $25 Details Automatic deposits of at least $25.00 per month are required on balances under $25,000.00. Failure to complete required deposits may result in early withdrawal penalties and closure. Additional deposits allowed within the term of the certificate account. No limits required for additional deposits. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%

Knoxville TVA Employees Credit Union Savings Rates

Product	Rate	APY
PREMIUM SAVINGS ACCOUNT	3.45%	3.50%
Min Deposit $25,000 Min Balance $250,000 Details Balance: $250,000.00 or more; New money is money not currently on deposit with Knoxville TVA Employees Credit Union. Rate subject to change. Some restrictions may apply. Fees may reduce earnings. Ask for details. Members under the age of 18, Senior Member Accounts, and department SSI excluded. Ask for details. Receive a paper statement in the mail for $2.00 per month or enroll in free eStatements (electronic statements). Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Jump Start Savings	2.96%	3.00%
Min Deposit $5 Min Balance $5 Details Qualifications Required: PREMIUM RATE of 3.00% APY is earned on balances up to $500.00; PREMIUM RATE of 3.00% APY is earned on balances up to $500.00. Jump Start Savings is a tiered-rate account for minors under 18 years of age. Must have a parent or legal guardian on the account. Monthly qualification cycle begins on the first day and ends on the last day of the calendar month. Terms and conditions may apply. APY = Annual Percentage Yield. Rate effective September 2026 and subject to change. Some restrictions may apply. Fees may reduce earnings. Ask for details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
PREMIUM SAVINGS ACCOUNT	2.96%	3.00%
Min Deposit $25,000 Min Balance $100,000 Details Balance: $100,000.00 - $249,999.99; New money is money not currently on deposit with Knoxville TVA Employees Credit Union. Rate subject to change. Some restrictions may apply. Fees may reduce earnings. Ask for details. Members under the age of 18, Senior Member Accounts, and department SSI excluded. Ask for details. Receive a paper statement in the mail for $2.00 per month or enroll in free eStatements (electronic statements). Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
PREMIUM SAVINGS ACCOUNT	1.98%	2.00%
Min Deposit $25,000 Min Balance $25,000 Details Balance: $25,000.00 - $99,999.99; New money is money not currently on deposit with Knoxville TVA Employees Credit Union. Rate subject to change. Some restrictions may apply. Fees may reduce earnings. Ask for details. Members under the age of 18, Senior Member Accounts, and department SSI excluded. Ask for details. Receive a paper statement in the mail for $2.00 per month or enroll in free eStatements (electronic statements). Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Centsible Savings	1.00%	1.00%
Min Balance $0 Details Fees may reduce earnings. Available to qualifying Members. Some restrictions may apply. Ask for details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Health Savings	0.75%	0.75%
Min Balance $25 Details Consult with your tax advisor to determine your specific tax situation. Early withdrawal penalties may apply. Additional terms and conditions may apply. Must be age 18 or older to apply. A Certificate Account can be designated as an IRA Certificate or a Health Savings Account Certificate. All rates and offerings are subject to change. Fees may reduce earnings. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Business Savings Account	0.15%	0.15%
Min Balance $5 Details Dividend Compounded: Quarterly; Business Savings Account: Must use eStatement for no-fee option. Available to qualifying Members. Some restrictions may apply. Fees may apply. Fees may reduce earnings. Ask for details. Dividends accrue daily; compound quarterly. $5.00 minimum balance. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Jump Start Savings	0.15%	0.15%
Min Deposit $5 Min Balance $500 Details NON-PREMIUM RATE of 0.15% APY minimum is earned on balances of $500.01 or more. Jump Start Savings is a tiered-rate account for minors under 18 years of age. Must have a parent or legal guardian on the account. Monthly qualification cycle begins on the first day and ends on the last day of the calendar month. Terms and conditions may apply. APY = Annual Percentage Yield. Rate effective September 2026 and subject to change. When the account is closed, 0.15% APY applies for the month the account is closed. Some restrictions may apply. Fees may reduce earnings. Ask for details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Regular Savings	0.15%	0.15%
Min Balance $5 Details Available to qualifying Members. Fees may reduce earnings. Some restrictions, conditions, and fees may apply. Ask for details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Christmas Club	0.10%	0.10%
Min Balance $0 Details Available to qualifying Members. Some restrictions, conditions, and fees may apply. Ask for details. Fees may reduce earnings. Limits on number of non-signature transactions may be imposed as required by regulation or Credit Union policy. Non-signature transactions may include those made over the phone, via online or telephone banking, or automatically by the Credit Union. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Vacation Savings	0.10%	0.10%
Min Balance $0 Details Available to qualifying Members. Some restrictions, conditions, and fees may apply. Ask for details. Fees may reduce earnings. Limits on number of non-signature transactions may be imposed as required by regulation or Credit Union policy. Non-signature transactions may include those made over the phone, via online or telephone banking, or automatically by the Credit Union. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%

Knoxville TVA Employees Credit Union Checking Rates

Product	Rate	APY
High-Yield Checking	3.45%	3.50%
Min Balance $500 Details Qualifications Required: 15 debit card transactions; Log in to online/mobile banking at least once; Receive eStatements; Have direct deposit. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Preferred Business Checking Account	0.30%	0.30%
Min Balance $25,000 Details Dividend Compounded: Quarterly; Preferred Business Checking Account: No monthly fee on a preferred business checking account if $1,500.00 balance is maintained. If balance is under $1,500.00, then fees may apply. Must use eStatement for no-fee option. Available to qualifying Members. Some restrictions may apply. Fees may apply. Fees may reduce earnings. Ask for details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
High-Yield Checking	0.15%	0.15%
Min Balance $10,000 Details Qualifications Required: 15 debit card transactions; Log in to online/mobile banking at least once; Receive eStatements; Have direct deposit. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Senior Member Checking Account	0.15%	0.15%
Min Balance $0 Details Some restrictions may apply. Fees may reduce earnings. Qualifying Member must be 55 years or older, and have minimum account balance of $2,000.00 or active direct deposit. Account suffix must be coded in branch or via phone at Member's request. Ask for details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Preferred Business Checking Account	0.10%	0.10%
Min Balance $1,500 Details Dividend Compounded: Quarterly; Preferred Business Checking Account: No monthly fee on a preferred business checking account if $1,500.00 balance is maintained. If balance is under $1,500.00, then fees may apply. Must use eStatement for no-fee option. Available to qualifying Members. Some restrictions may apply. Fees may apply. Fees may reduce earnings. Ask for details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%

Knoxville TVA Employees Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Auto & Rec Loan	4.99%	-	4.99%	84-month
Details As Low As; Additional 0.25% APR discount may be applied for new direct deposit or automatic payment setup, resulting in a loan rate as low as 4.99% APR. Refinancing of existing KTVAECU loans or business/commercial-vehicles do not qualify for the loan rate special. Auto and recreational vehicle loans for terms exceeding 84-months and collateral older than 2021 are available, but do not qualify for the loan rate special. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
New Vehicle Loan	4.99%	-	4.99%	up to 84-month
Details As low as 4.99% APR with Direct Deposit or Automatic Payment Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%

Knoxville TVA Employees Credit Union Credit Card Rates

Product	Rate	APR
Credit Card	-	9.99%
Details Intro/promo APR: 4.99%; Intro rate expires: until February 28, 2027; Regular APR: 9.99% - 29.99% Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Visa Platinum	-	9.99%
Details As low as 9.99% APR Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%

Knoxville TVA Employees Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
30-Year Home Loan	5.50%	-	5.72%	30 years
Details Fixed-rate mortgage loan of $200,000.00 for 30 years at 5.500% interest and 5.716% APR will have a monthly payment of $1,135.58. Taxes and insurance not included; therefore, the actual payment obligation will be greater. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
12 Month Set It & Forget It Certificate Account	-	-	2.00%	12 months
Min Deposit $25 Details Automatic monthly deposits of at least $25.00 required on balances under $25,000.00. Additional deposits allowed within the term with no limits. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
24 Month Set It & Forget It Certificate Account	-	-	3.00%	24 months
Min Deposit $25 Details Automatic monthly deposits of at least $25.00 required on balances under $25,000.00. Additional deposits allowed within the term with no limits. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Accumulation IRA	0.30%	-	0.30%
Min Balance $25 Details Some restrictions may apply. All rates and offerings subject to change. This content is intended to provide general information and shouldn't be considered legal, tax, or financial advice. Consult a tax or financial advisor for specific information on how certain laws apply to your situation. Ask for details. Fees may reduce earnings. A Certificate Account can be designated as an IRA Certificate or a Health Savings Account Certificate. Early withdrawal penalties may apply. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Business Member-Managed Funds Account	0.55%	-	0.55%
Min Balance $2,500 Details Balance: $2,500.00; Dividend Compound: Monthly Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Business Member-Managed Funds Account	0.60%	-	0.60%
Min Balance $25,000 Details Balance: $25,000.00; Dividend Compound: Monthly Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Business Member-Managed Funds Account	0.70%	-	0.70%
Min Balance $50,000 Details Balance: $50,000.00; Dividend Compound: Monthly Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Business Member-Managed Funds Account	1.74%	-	1.75%
Min Balance $100,000 Details Balance: $100,000.00; Dividend Compound: Monthly Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Business Member-Managed Funds Account	1.83%	-	1.85%
Min Balance $250,000 Details Balance: $250,000.00; Dividend Compound: Monthly Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Business Member-Managed Funds Account	1.98%	-	2.00%
Min Balance $500,000 Details Balance: $500,000.00; Dividend Compound: Monthly Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Business Member-Managed Funds Account	1.98%	-	2.00%
Min Balance $1,000,000 Details Balance: $1,000,000.00; Dividend Compound: Monthly Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Certificate Accounts	-	-	0.10%
Min Balance $10,000 Details New money of $10,000.00 may add 0.10% APY to the dividend rate featured above. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Education IRA	0.30%	-	0.30%
Min Balance $25 Details Some restrictions may apply. All rates and offerings subject to change. This content is intended to provide general information and shouldn't be considered legal, tax, or financial advice. Consult a tax or financial advisor for specific information on how certain laws apply to your situation. Early withdrawal penalties may apply. Ask for details. Fees may reduce earnings. A Certificate Account can be designated as an IRA Certificate or a Health Savings Account Certificate. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Educational Savings Plan	3.45%	-	3.50%	36 thru 60 months
Min Balance $0 Details Must be open for a minimum of three years and pays out on your child's college entrance date or 18th birthday, whichever comes first. Fees could reduce the earnings on the account. Available to qualifying Members. Some restrictions may apply. Ask for details. APY effective as of September 2026. Receive a paper statement in the mail for $2.00 per month or enroll in free eStatements (electronic statements). Members under the age of 18, Senior Member Accounts, and department SSI excluded. Ask for details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Educational Savings Plan	3.95%	-	4.02%	61 thru 120 months
Min Balance $0 Details Must be open for a minimum of three years and pays out on your child's college entrance date or 18th birthday, whichever comes first. Fees could reduce the earnings on the account. Available to qualifying Members. Some restrictions may apply. Ask for details. APY effective as of September 2026. Receive a paper statement in the mail for $2.00 per month or enroll in free eStatements (electronic statements). Members under the age of 18, Senior Member Accounts, and department SSI excluded. Ask for details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
Educational Savings Plan	4.20%	-	4.28%	121 months or more
Min Balance $0 Details Must be open for a minimum of three years and pays out on your child's college entrance date or 18th birthday, whichever comes first. Fees could reduce the earnings on the account. Available to qualifying Members. Some restrictions may apply. Ask for details. APY effective as of September 2026. Receive a paper statement in the mail for $2.00 per month or enroll in free eStatements (electronic statements). Members under the age of 18, Senior Member Accounts, and department SSI excluded. Ask for details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%
U-Name-It / Member Special	0.15%	-	0.15%
Min Balance $0 Details Some restrictions may apply. Ask for details. Fees may reduce earnings. Limits on the number of non-signature transactions may be imposed as required by regulation or Credit Union policy. Non-signature transactions may include those made over the phone, via online or telephone banking, or automatically by the Credit Union. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.33%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Knoxville TVA Employees Credit Union’s Texas Ratio rose from 1.23% in Q2 2023 to 2.33% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$5.2B	2.33%	5.0	A+
December 31, 2025	$5.1B	3.78%	5.0	A+
September 30, 2025	$5.0B	3.25%	5.0	A+
June 30, 2025	$4.8B	2.94%	5.0	A+
March 31, 2025	$4.7B	2.46%	5.0	A+
December 31, 2024	$4.6B	3.01%	5.0	A+
September 30, 2024	$4.6B	2.51%	5.0	A+
June 30, 2024	$4.5B	2.14%	5.0	A+
March 31, 2024	$4.5B	1.93%	5.0	A+
December 31, 2023	$4.3B	1.91%	5.0	A+
September 30, 2023	$4.2B	1.66%	5.0	A+
June 30, 2023	$4.1B	1.23%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Knoxville TVA Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Knoxville TVA Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Knoxville TVA Employees Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Knoxville TVA Employees Credit Union

Website https://www.tvacreditunion.com

Address 1316 Wilson Rd, Knoxville, TN 37912

Phone 865-544-5400

Fax 865-544-5427

President Mitchell Weaver

CEO Lynn Summers

Full-Time Employees 655

Part-Time Employees 27

Branch Locations 24

ATM Locations 24

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.33%

Return on Assets (ROA)

0.1728%

Return on Equity (ROE)

1.6226%

Non-Performing Loans Ratio (NPL)

0.33%

Total Assets

5,233,300,545

Total Amount of Shares and Deposits

4,516,939,969

Total Shares and Deposits < 1 Year

3,994,083,185

Total Shares and Deposits 1 3 Years

375,741,435

Total Shares and Deposits > 3 Years

147,115,349

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

498,392,319

Total Uninsured Shares and Deposits > $250K (F+J)

498,392,319

Total Insured Shares and Deposits > $250K (item 17 less item K)

4,018,547,650

Total Interest Expense (Sum of items 6 8)

25,378,680

Share Certificates

25,051

Number of Accounts for Share Drafts

194,343

IRA KEOGH Accounts

7,894

Number of Accounts for Regular Shares

333,622

All other shares

136,425

Non Member Deposits

Money Market Shares

17,636

Net Income (unless the amount is already included in Undivided Earnings)

9,041,593

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

865,460,708

Total Liabilities

4,678,918,373

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

Knoxville TVA Employees Credit Union earned the Verified Healthy badge

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Customer Reviews

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Frequently Asked Questions About Knoxville TVA Employees Credit Union

How many branches does Knoxville TVA Employees Credit Union operate?

Knoxville TVA Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Knoxville TVA Employees Credit Union?

Yes, to access services at Knoxville TVA Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Knoxville TVA Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Knoxville TVA Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Knoxville TVA Employees Credit Union offer online and mobile banking?

Most modern institutions like Knoxville TVA Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tvacreditunion.com.

Current Knoxville TVA Employees Credit Union Rates

12-Month CD2.00%
18-Month CD3.80%
24-Month CD3.00%
60-Month CD3.90%
Savings0.10%

Retrieved from our database of financial products. Rates subject to change.

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Knoxville TVA Employees Credit Union Rates & Review September 2026

Brian McKay

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Knoxville TVA Employees Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Knoxville TVA Employees Credit Union

How many branches does Knoxville TVA Employees Credit Union operate?

Is a member application needed to join Knoxville TVA Employees Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Knoxville TVA Employees Credit Union offer online and mobile banking?

Current Knoxville TVA Employees Credit Union Rates

Compare to Other Credit Unions