Lifetime Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Lifetime Federal Credit Union12-month CD rates can be found at 3.60%, 6-month CD rates at 1.00% and 3-month CD rates at 0.75%. Savings rates are at 3.50% and money market rates are at 0.62%. Mortgage rates on 30-year fixed loans are around 6.46%. Credit Card rates are at 11.50%. Personal Loan rates are at 11.99%. All these rates, and more, can be found in our database of rates which you can compare to Lifetime Federal Credit Union rates.

Compare Lifetime Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Lifetime Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Lifetime Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Lifetime Federal Credit Union? Share your experience about Lifetime Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Lifetime Federal Credit Union.

Overall, Lifetime Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Lifetime Federal Credit Union
Blue Cross Blue Shield Texas Bldg
1001 E Lookout Dr
Richardson, TX 75082 4144
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Lifetime Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Colorado Federal Savings Bank
Colorado Federal Savings Bank
6-Month CD
4.35%
$5,000
Union State Bank of Everest
Union State Bank of Everest
3-Month CD
4.30%
$1,000
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
60-Month CD
4.25%
$500
QCBT Quad City B&T Co.
QCBT Quad City B&T Co.
6-Month CD
4.12%
$500
Mid-America Bank
Mid-America Bank
36-Month CD
4.04%
$500
Fidelity
Fidelity
24-Month CD
4.00%
$1,000
Communitywide Federal Credit Union
Communitywide Federal Credit Union
24-Month CD
4.00%
$1,000
First Arkansas Bank and Trust
First Arkansas Bank and Trust
6-Month CD
3.89%
$500
Tucumcari Federal S&L
48-Month CD
3.82%
$10,000
Profinium, Inc.
Profinium, Inc.
12-Month CD
3.80%
$500
Inova Federal Credit Union
Inova Federal Credit Union
60-Month CD
3.75%
$200
Ascendia Bank
Ascendia Bank
12-Month CD
3.75%
$500
Union Bank Morrisville, VT
Union Bank Morrisville, VT
48-Month CD
3.51%
$500
Charter Bank TX
Charter Bank TX
6-Month CD
3.50%
$1,000
First Missouri State Bank of Cape County
First Missouri State Bank of Cape County
18-Month CD
3.50%
$1,000
CorTrust Bank
CorTrust Bank
3-Month CD
3.50%
$2,500
First Commerce Bank (NJ)
First Commerce Bank (NJ)
24-Month CD
3.50%
$1,000
Bay State Savings Bank
Bay State Savings Bank
60-Month CD
3.25%
$1,000
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
48-Month CD
3.05%
$1,000
Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
60-Month CD
3.05%
$1,000
Security Federal Bank
Security Federal Bank
36-Month CD
3.00%
$500
Peoples Savings Bank Urbana OH
Peoples Savings Bank Urbana OH
36-Month CD
2.90%
$500
BMO Alto
BMO Alto
24-Month CD
2.75%
$0
Altoona First Savings Bank
Altoona First Savings Bank
60-Month CD
2.75%
$1,000
FSB Louise, TX
FSB Louise, TX
12-Month CD
2.68%
$1,000
EagleBank
EagleBank
Eagle Money Market
2.55%
$100
Palo Savings Bank
36-Month CD
2.52%
$1,000
Farmers State Bank Center, TX
Farmers State Bank Center, TX
12-Month CD
2.32%
$1,000
First State B&T Williston, ND
First State B&T Williston, ND
48-Month CD
2.30%
$500
Flanagan State Bank
Flanagan State Bank
24-Month CD
2.15%
$1,000
Bank of Hartington
Bank of Hartington
12-Month CD
2.07%
$1,000
A & S Federal Credit Union
A & S Federal Credit Union
12-Month CD
2.00%
$500
Northfield Savings Bank
Northfield Savings Bank
12-Month CD
1.50%
$1,000
Geddes Federal S&L
Geddes Federal S&L
12-Month CD
1.30%
$500
The Bank of New Glarus
The Bank of New Glarus
18-Month CD
1.10%
$2,000
The Middlefield Banking Company
The Middlefield Banking Company
60-Month CD
0.90%
$500
Mutual Security Credit Union
Mutual Security Credit Union
12-Month CD
0.90%
$500
Bank5 Connect
Bank5 Connect
36-Month CD
0.85%
$500
New Tripoli Bank
New Tripoli Bank
Statement Savings
0.85%
$20
Peoples First Savings Bank
Peoples First Savings Bank
48-Month CD
0.75%
$500
CIBM Bank
CIBM Bank
24-Month CD
0.65%
$500
GN Bank
GN Bank
60-Month CD
0.60%
$1,000
Bank of Sun Prairie
Bank of Sun Prairie
Money Market
0.40%
$250,000
Ponce Bank
Ponce Bank
Ponce Savings
0.10%
$0
Academic Employees Credit Union
Academic Employees Credit Union
3-Month CD
0.10%
$1,000
Centreville Bank
Centreville Bank
Savings
0.05%
$100
Accentra Credit Union
Accentra Credit Union
Share Savings
0.05%
$5
Bank Five Nine
Bank Five Nine
Statement Savings
0.04%
$50
Bank of Star Valley
Bank of Star Valley
Savings
0.03%
$10
Community Bank Topeka, KS
Community Bank Topeka, KS
Money Market
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Lifetime Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
10 Year Fixed
5.050%
5.243%
0.000
Luana Savings Bank
Luana Savings Bank
15-Year Fixed
5.250%
5.299%
0.000
Mutual Security Credit Union
Mutual Security Credit Union
5/1 ARM
5.250%
5.362%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
15-Year Fixed
5.375%
5.512%
0.000
Mutual Security Credit Union
Mutual Security Credit Union
7/1 ARM
5.500%
5.583%
0.000
Mountain America Federal Credit Union
Mountain America Federal Credit Union
15-Year Fixed
5.500%
5.712%
0.000
Apple Federal Credit Union
Apple Federal Credit Union
15-Year Fixed
5.500%
5.738%
1.000
PNB of Kewanee
PNB of Kewanee
15-Year Fixed
5.500%
5.785%
0.000
FCN Bank, N.A.
FCN Bank, N.A.
15-Year Fixed
5.750%
5.812%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
15-Year Fixed Jumbo
5.625%
5.820%
0.250
Navy Federal Credit Union
Navy Federal Credit Union
5/5 ARM
5.500%
5.856%
0.250
Chartway Credit Union
Chartway Credit Union
15-Year Fixed
5.875%
5.875%
0.000
The Bank of Brodhead
The Bank of Brodhead
15-Year Fixed
5.750%
5.882%
0.000
Randolph Brooks FCU
Randolph Brooks FCU
5/5 ARM
5.875%
5.967%
0.000
Community First Bank Rosholt, WI
Community First Bank Rosholt, WI
15-Year Fixed
5.750%
5.981%
0.000
Empower Federal Credit Union
Empower Federal Credit Union
15-Year Fixed
5.750%
5.983%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed
5.875%
5.989%
0.750
Ridgewood Savings Bank
Ridgewood Savings Bank
15-Year Fixed
5.875%
6.030%
0.000
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
30-Year Fixed
5.875%
6.031%
0.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
15-Year Fixed
5.750%
6.038%
0.000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
20-Year Fixed
6.000%
6.042%
0.000
Service Federal Credit Union
Service Federal Credit Union
7/1 ARM
5.500%
6.054%
0.000
First Security B&T Co. IA
First Security B&T Co. IA
15-Year Fixed
5.500%
6.123%
0.000
Service Federal Credit Union
Service Federal Credit Union
5/1 ARM Jumbo
5.375%
6.137%
0.000
Highpoint Community Bank
Highpoint Community Bank
15-Year Fixed
5.875%
6.170%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Lifetime Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
America First Federal Credit Union
America First Federal Credit Union
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
Vystar Credit Union
Vystar Credit Union
Savings Secured Visa®
18.000%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
AAC Credit Union
AAC Credit Union
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Canyon View Credit Union
Canyon View Credit Union
Visa Business Rewards Card
15.240%
America First Federal Credit Union
America First Federal Credit Union
PLATINUM REWARDS VISA
14.740%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Card
13.240%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Suncoast Credit Union
Suncoast Credit Union
Rewards Student Classic
16.500%
Credit Limit - $500
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Lifetime Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Loan Specials
8.500%
$0 - $6,000
42
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
ACFCU
ACFCU
Gold Star Loan
14.200%
$0
48
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Unsecured (Signature) Loan
11.000%
$0 - $500
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
Suncoast Credit Union
Suncoast Credit Union
Personal Line of Credit
11.500%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $2,500
36 - 36
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
Access Community Credit Union
Access Community Credit Union
Personal Loans
12.990%
$0
13 - 60
AAC Credit Union
AAC Credit Union
Personal Loans Share Secured
5.990%
$0
48
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.740%
$5,000
60 - 60
Randolph Brooks FCU
Randolph Brooks FCU
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Personal Loan
10.990%
$0 - $10,000
60 - 60
ABNB Federal Credit Union
ABNB Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
1st Valley Credit Union
1st Valley Credit Union
Next Step Loan
10.500%
$0
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
A+ Federal Credit Union
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
360 Federal Credit Union
360 Federal Credit Union
Debt Consolidated
9.490%
$500
36
Achieve Financial Credit Union
Achieve Financial Credit Union
Credit Builder Loan
9.000%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Lifetime Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Lifetime Federal Credit Union Information

Credit Union Name: Lifetime Federal Credit Union
Full Time Employees: 12
Part Time Employees: 0
President: Bryant Phipps
CEO: Darryl Trammell
Branch Locations: 2
ATM Locations: 9
Corporate Office Address:
1001 E Lookout Dr
Richardson, TX 75082 4144
Phone Number: 972-766-6732
Fax Number: 972-766-8416

Lifetime Federal Credit Union Financials

Total Assets:
57,745,563
Total Amount of Shares and Deposits:
47,018,727
Total Shares and Deposits < 1 Year:
39,447,189
Total Shares and Deposits 1 3 Years:
7,571,538
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,197,327
Total Uninsured Shares and Deposits > $250K (F+J):
2,197,327
Total Insured Shares and Deposits > $250K (item 17 less item K):
44,821,400
Total Interest Expense (Sum of items 6 8):
260,124
Share Certificates:
329
Number of Accounts for Share Drafts:
2,463
IRA KEOGH Accounts:
137
Number of Accounts for Regular Shares:
4,936
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,322,400
Total Liabilities:
47,543,775
Show More

Lifetime Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Average mortgage rates are once again lower today as bond yields hover just above record lows. Fixed conforming 30 year mortgage rates today are averaging 3.62 percent, down from last week's average 30 year mortgage rate of 3.67 percent. Markets have been jittery on the debt issues in Europe and the ratings downgrade of a slew of banks by Moody's Investor Services.
HSBC Bank USA, N.A. 6 Month $25K CD rates are now at 0.75 percent with a yield of 0.75 percent. View current 6 Month $25K CD rates at HSBC Bank USA, N.A. below.
Quorum Federal Credit Union Savings rates are now at 1.00 percent with a yield of 1.00 percent. View current Savings rates at Quorum Federal Credit Union below.

Bank or Credit Union Offers and Deals

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ETrade's Savings Account Rate Decreases
Long Term Mortgage Rates Mixed This Week: 30 Year Rates Above 5.00%
Laural Bank Savings Rates: Earn 4.80% on Your Savings and Enjoy Exclusive Benefits
Mortgage Rates Higher This Week: 30 Year Mortgage Rates at 4.46%, 15 Year Mortgage Rates at 3.71%
Fixed Mortgage Rates Jump Higher Following Bond Yields Higher: 30 Year Mortgage Rates at 5.13%, 15 Year Mortgage Rates at 4.29%
Latest Mortgage Rates
Slew of CD Rate Changes from Banks Prior to the Fed Funds Rate Increase
Brilliant Bank CD Rates Up to 5.10% APY 3-Month CD
Mortgage Shopping Simplified: Finding the Best Rates and Terms

Alternative Bank and Credit Union Offers to Explore

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Mortgage Rates Hold Steady This Week
BluPeak Credit Union CD Rates: 5.75% APY 9-Month Promo CD Best Offer
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Highest 1 Year Bank Certificate of Deposit Rate Increased to 1.20% APY
1 Year Certificate of Deposit Rates Remain Stable as Inflation Posts Biggest Drop in 6 Years
Mortgage Refinance Rates: 30 Year Refinance Rates now at 4.88%

Lifetime Federal Credit Union Reviews

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