Lifetime Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Lifetime Federal Credit Union12-month CD rates can be found at 1.64%, 6-month CD rates at 2.53% and 3-month CD rates at 0.10%. Savings rates are at 0.01% and money market rates are at 0.04%. Mortgage rates on 30-year fixed loans are around 6.85%. Credit Card rates are at 8.90%. Personal Loan rates are at 13.99%. All these rates, and more, can be found in our database of rates which you can compare to Lifetime Federal Credit Union rates.

Compare Lifetime Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Lifetime Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Lifetime Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Lifetime Federal Credit Union? Share your experience about Lifetime Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Lifetime Federal Credit Union.

Overall, Lifetime Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Lifetime Federal Credit Union
Blue Cross Blue Shield Texas Bldg
1001 E Lookout Dr
Richardson, TX 75082 4144
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Lifetime Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Farm Bureau Bank FSB
Farm Bureau Bank FSB
60-Month CD
4.10%
$1,000
Sullivan Bank
Sullivan Bank
60-Month CD
4.10%
$1,000
Adams County Bank
Adams County Bank
12-Month CD
4.06%
$500
Adams State Bank
Adams State Bank
12-Month CD
4.06%
$1,000
Tri-County Trust Company
Tri-County Trust Company
3-Month CD
4.06%
$1,000
Lake Elmo Bank
Lake Elmo Bank
9-Month CD (Add-vantage)
3.92%
$1,000
CNB Bank Direct
CNB Bank Direct
High Yield Savings
3.80%
$100
FirstBank of Nebraska
FirstBank of Nebraska
12-Month CD
3.80%
$1,000
NCS Bank
NCS Bank
18-Month CD
3.80%
$500
MCT Credit Union
MCT Credit Union
6-Month CD
3.72%
$1,000
United States Senate Federal Credit Union
United States Senate Federal Credit Union
24-Month CD (Plus Jumbo)
3.67%
$200,000
Susser Bank
Susser Bank
24-Month CD
3.50%
$1,000
Schaumburg Bank & Trust Company
Schaumburg Bank & Trust Company
17-Month CD
3.50%
$1,000
Centreville Bank
Centreville Bank
12-Month CD
3.25%
$1,000
PSB of Plainview
PSB of Plainview
12-Month CD
3.24%
$250
First Harvest Federal Credit Union
First Harvest Federal Credit Union
Growth Savings
3.20%
$1,000
Pentagon Federal Credit Union
Pentagon Federal Credit Union
24-Month CD
3.10%
$1,000
Bellevue State Bank
Bellevue State Bank
24-Month CD
3.02%
$2,500
Florence Bank
Florence Bank
48-Month CD
3.00%
$500
Abound Federal Credit Union
Abound Federal Credit Union
12-Month CD
3.00%
$500
Citizens Bank of Clovis
Citizens Bank of Clovis
18-Month CD
2.79%
$1,000
1st United Credit Union
1st United Credit Union
48-Month CD (bump)
2.75%
$250
The Stock Exchange Bank
The Stock Exchange Bank
24-Month CD
2.72%
$500
Acipco Federal Credit Union
Acipco Federal Credit Union
12-Month CD
2.53%
$1,000
Bank of Prague
Bank of Prague
6-Month CD
2.52%
$1,000
Magyar Bank
Magyar Bank
18-Month CD
2.50%
$2,500
Triad Bank, N.A.
Triad Bank, N.A.
18-Month CD
2.26%
$1,000
First National Bank of Clarksdale
First National Bank of Clarksdale
Commercial Money Market
2.25%
$100,000
Peoples Bank & Trust Co.
24-Month CD
2.02%
$1,000
Rhinebeck Bank
Rhinebeck Bank
60-Month CD
1.89%
$200
JTNB
JTNB
48-Month CD
1.76%
$1,000
Capon Valley Bank
Capon Valley Bank
6-Month CD
1.26%
$500
Republic Bank of Chicago
Republic Bank of Chicago
24-Month CD
1.25%
$1,000
Heritage Bank N.A.
Heritage Bank N.A.
60-Month CD
1.20%
$2,000
Midland Community Bank
Midland Community Bank
48-Month CD
1.11%
$1,000
Bank of Pontiac
Bank of Pontiac
60-Month CD
1.10%
$500
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Star Money Market
1.01%
$2,500
Minnstar Bank
Minnstar Bank
60-Month CD
1.00%
$500
Murphy-Wall State B&T Co.
Murphy-Wall State B&T Co.
60-Month CD
1.00%
$1,000
1st MidAmerica Credit Union
1st MidAmerica Credit Union
18-Month CD
0.75%
$1,000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
Savings
0.50%
$100
FSB of Burnet
FSB of Burnet
Money Market
0.40%
$1
Citizens Savings Bank Clarks Summit, PA
Citizens Savings Bank Clarks Summit, PA
18-Month CD
0.40%
$1,000
Greenfield Banking Company Greenfield, IN
Greenfield Banking Company Greenfield, IN
Money Market
0.25%
$2,500
Greenville National Bank
Greenville National Bank
30-Month CD
0.25%
$1,000
Central Federal SLA
Central Federal SLA
18-Month CD
0.10%
$2,500
First State Bank of Campbell Hill
First State Bank of Campbell Hill
NOW Checking
0.10%
$1,000
Phelps County Bank
Phelps County Bank
Personal Savings
0.05%
$50
Bank of Canton
Bank of Canton
Money Market
0.05%
$2,500
Town & Country B&T Co.
Town & Country B&T Co.
3-Month CD
0.05%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Lifetime Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
State Employees Credit Union
State Employees Credit Union
10-Year Fixed
5.050%
5.243%
0.000
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
15 Year Fixed
5.250%
5.386%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
15-Year Fixed Jumbo
5.375%
5.400%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
15-Year Fixed
5.375%
5.431%
0.000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
15-Year Fixed
5.500%
5.549%
0.000
Somerset Savings Bank
Somerset Savings Bank
15-Year Fixed
5.500%
5.683%
0.000
Pioneer Federal Credit Union
Pioneer Federal Credit Union
15-Year Fixed
5.500%
5.743%
0.000
Pittsford Federal Credit Union
Pittsford Federal Credit Union
10-Year Fixed
5.625%
5.809%
0.000
M&T Bank
M&T Bank
15-Year Fixed
5.750%
5.824%
0.000
Everett Co-operative Bank
Everett Co-operative Bank
15-Year Fixed
5.750%
5.825%
0.000
Geddes Federal S&L
Geddes Federal S&L
15-Year Fixed Bi-weekly
5.750%
5.869%
0.000
The Bank of Brodhead
The Bank of Brodhead
15-Year Fixed
5.750%
5.882%
0.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
10-Year Fixed
5.500%
5.905%
0.000
Mutual Security Credit Union
Mutual Security Credit Union
15-Year Fixed
5.875%
5.918%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
15 Year Fixed
5.750%
5.977%
0.000
Better Banks
Better Banks
15-Year Fixed
5.875%
6.001%
0.000
Vystar Credit Union
Vystar Credit Union
5/5 ARM
5.625%
6.037%
0.000
The Bank of Brodhead
The Bank of Brodhead
30-Year Fixed
6.000%
6.043%
0.000
NESC Federal Credit Union
NESC Federal Credit Union
5/5 ARM
6.000%
6.109%
0.000
Collinsville Bank
Collinsville Bank
10-Year Fixed
5.875%
6.129%
0.000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
20-Year Fixed
6.125%
6.138%
0.000
Mid American Credit Union
Mid American Credit Union
15 Year Fixed
6.000%
6.197%
0.000
Missouri Credit Union
Missouri Credit Union
10 Year Fixed
6.000%
6.223%
0.000
NASA Federal Credit Union
NASA Federal Credit Union
30-Year Fixed
6.125%
6.293%
0.000
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
30-Year Fixed
6.250%
6.340%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Lifetime Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
Abbey Credit Union
Abbey Credit Union
VISA® Classic
12.960%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
Vystar Credit Union
Vystar Credit Union
Savings Secured Visa®
18.000%
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Classic
13.500%
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
America First Federal Credit Union
America First Federal Credit Union
PLATINUM REWARDS VISA
14.740%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Card
13.240%
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Lifetime Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Academic Federal Credit Union
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
360 Federal Credit Union
360 Federal Credit Union
Debt Consolidated
9.490%
$500
36
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
Vystar Credit Union
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
AAC Credit Union
AAC Credit Union
Personal Loans Share Secured
5.990%
$0
48
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Signature Loan
12.490%
$0
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Personal Loan
10.990%
$0 - $10,000
60 - 60
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
A+ Federal Credit Union
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
Abbey Credit Union
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
Hughes Federal Credit Union
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
Achieve Financial Credit Union
Achieve Financial Credit Union
Credit Builder Loan
9.000%
$0
1st Valley Credit Union
1st Valley Credit Union
AMP Loan
10.500%
$0
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
11.500%
$0
48 - 48
AAEC Credit Union
AAEC Credit Union
Bill Consolidation Loan
8.990%
$0
60
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $500
48 - 48
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Lifetime Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Lifetime Federal Credit Union Information

Credit Union Name: Lifetime Federal Credit Union
Full Time Employees: 12
Part Time Employees: 0
President: Bryant Phipps
CEO: Darryl Trammell
Branch Locations: 2
ATM Locations: 9
Corporate Office Address:
1001 E Lookout Dr
Richardson, TX 75082 4144
Phone Number: 972-766-6732
Fax Number: 972-766-8416

Lifetime Federal Credit Union Financials

Total Assets:
57,745,563
Total Amount of Shares and Deposits:
47,018,727
Total Shares and Deposits < 1 Year:
39,447,189
Total Shares and Deposits 1 3 Years:
7,571,538
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,197,327
Total Uninsured Shares and Deposits > $250K (F+J):
2,197,327
Total Insured Shares and Deposits > $250K (item 17 less item K):
44,821,400
Total Interest Expense (Sum of items 6 8):
260,124
Share Certificates:
329
Number of Accounts for Share Drafts:
2,463
IRA KEOGH Accounts:
137
Number of Accounts for Regular Shares:
4,936
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,322,400
Total Liabilities:
47,543,775
Show More

Lifetime Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

There are many different ways to invest your money including stocks, bonds, real estate, commodities, deposit accounts, etc. The best investment approach is having a balanced portfolio - a mixture of several different investments to maximize your return and limit your risk.
Ally Bank is still at the near the top of our list of national CD rates. Ally Bank has consistently been on the higher end of our CD rate tables for the past couple of years. Right now Ally Bank's 1 year bank CD rate is 1.19% with an APY of 1.20%. Ally's rate is more than double the current national average 1 year rate of 0.546% as reported by monitorbankrates.com.
Louisiana Federal Credit Union of LaPlace, Louisiana, is offering regular share savings accounts, club savings accounts, Individual Retirement Account (IRA) share accounts and money market account. Interest rates on the deposit accounts are tiered.

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Credit Card Bill of Rights

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Lifetime Federal Credit Union Reviews

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