Long Reach Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Long Reach Federal Credit Union12-month CD rates can be found at 0.75%, 6-month CD rates at 4.05% and 3-month CD rates at 1.05%. Savings rates are at 0.80% and money market rates are at 1.92%. Mortgage rates on 30-year fixed loans are around 6.53%. Credit Card rates are at 13.75%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates which you can compare to Long Reach Federal Credit Union rates.

Compare Long Reach Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Long Reach Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Long Reach Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Long Reach Federal Credit Union? Share your experience about Long Reach Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Long Reach Federal Credit Union.

Overall, Long Reach Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Long Reach Federal Credit Union
Middlebourne
315 Main St
Middlebourne, WV 26149 9602
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Long Reach Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Customers Bank
Customers Bank
Yield Shield Savings
4.23%
$25,000
Community Bank of Wichita
Community Bank of Wichita
48-Month CD
3.97%
$500
First Southwest Bank
First Southwest Bank
12-Month CD
3.90%
$1,000
Table Rock Community Bank
Table Rock Community Bank
6-Month CD
3.87%
$1,000
CNB Bank Direct
CNB Bank Direct
Premium Money Market
3.80%
$25,000
West Pointe Bank
West Pointe Bank
18-Month CD
3.76%
$500
Beal Bank USA
Beal Bank USA
18-Month CD
3.75%
$1,000
Black River Country Bank
Black River Country Bank
12-Month CD
3.75%
$1,000
Riverland Bank
Riverland Bank
60-Month CD
3.75%
$1,000
Arvest Bank
Arvest Bank
12-Month CD
3.75%
$1,000
S&T Bank
S&T Bank
12-Month CD
3.75%
$500
First Community Bank Beemer, NE
First Community Bank Beemer, NE
36-Month CD
3.65%
$10,000
Haviland State Bank
Haviland State Bank
18-Month CD
3.61%
$500
Fairfield Federal S&L of Lancaster
Fairfield Federal S&L of Lancaster
12-Month CD
3.56%
$500
Citizens Bank & Trust Co. MN
Citizens Bank & Trust Co. MN
24-Month CD
3.55%
$500
First National Bank in Olney
First National Bank in Olney
30-Month CD
3.45%
$500
Murphy Bank
Murphy Bank
24-Month CD (Jumbo)
3.40%
$10,000
Acme Continental Credit Union
Acme Continental Credit Union
60-Month CD
3.30%
$1,000
Barrington Bank & Trust Company
Barrington Bank & Trust Company
33-Month CD
3.00%
$1,000
Achieva Credit Union
Achieva Credit Union
24-Month CD
2.90%
$500
VISIONBank Saint Francis, MN
VISIONBank Saint Francis, MN
48-Month CD
2.85%
$500
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
Companion Savings
2.57%
$100
Profile Bank
Profile Bank
60-Month CD
2.02%
$500
Tipton Latham Bank
Tipton Latham Bank
18-Month CD
2.00%
$500
Northern Interstate Bank, N. A.
Northern Interstate Bank, N. A.
18-Month CD
1.91%
$1,000
International Bank of Chicago
International Bank of Chicago
18-Month CD
1.75%
$1,000
Bank of Lake Mills
Bank of Lake Mills
30-Month CD
1.55%
$500
Mercer County State Bank
12-Month CD (IRA)
1.49%
$500
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
18-Month CD
1.26%
$1,000
First Arkansas Bank and Trust
First Arkansas Bank and Trust
12-Month CD
1.25%
$500
Consumers Credit Union
Consumers Credit Union
60-Month CD
1.01%
$1,000
Pineries Bank
Pineries Bank
3-Month CD
1.00%
$500
Katahdin Trust Company
Katahdin Trust Company
30-Month CD
0.85%
$500
Cayuga Lake National Bank
Cayuga Lake National Bank
Money Market
0.60%
$100,000
State Bank Freeport, IL
State Bank Freeport, IL
48-Month CD
0.55%
$1,000
Citizens State Bank Moundridge, KS
Money Market
0.55%
$1,000
Iowa Falls State Bank
Iowa Falls State Bank
Premium Checking
0.50%
$1,000
Communitywide Federal Credit Union
Communitywide Federal Credit Union
CW Checking
0.50%
$5
Miami Savings Bank
Miami Savings Bank
36-Month CD
0.40%
$1,000
National Bank of Coxsackie
National Bank of Coxsackie
36-Month CD
0.35%
$500
FinWise Bank
FinWise Bank
Consumer Statement Savings
0.30%
$0
WMB Wilson & Muir B&T Co.
WMB Wilson & Muir B&T Co.
48-Month CD
0.25%
$1,000
The Dolores State Bank
The Dolores State Bank
Regular Savings
0.20%
$50
Homewood Federal SB
Homewood Federal SB
12-Month CD
0.15%
$500
Wells River Savings Bank
Wells River Savings Bank
3-Month CD
0.15%
$200
GreenLeaf Bank
GreenLeaf Bank
Savings
0.12%
$0
Gouverneur S&L
Gouverneur S&L
Passbook Savings
0.10%
$10
Firstrust Savings Bank
Firstrust Savings Bank
Basic Savings
0.05%
$0
Friendship State Bank
Passbook Savings
0.05%
$100
Hughes Federal Credit Union
Hughes Federal Credit Union
Main Savings
0.05%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Long Reach Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
First FSB of Champaign Urbana
First FSB of Champaign Urbana
10-Year Fixed
5.250%
5.319%
0.000
Hoosier Hills Credit Union
Hoosier Hills Credit Union
15 Year Fixed
5.375%
5.578%
0.000
Investment Savings Bank
Investment Savings Bank
15-Year Fixed
5.500%
5.600%
0.000
FNB of River Falls
FNB of River Falls
10-Year Fixed
5.500%
5.666%
0.000
One Nevada Credit Union
One Nevada Credit Union
15 Year Fixed
5.625%
5.682%
0.000
Pioneer Federal Credit Union
Pioneer Federal Credit Union
15-Year Fixed
5.500%
5.743%
0.000
Pittsford Federal Credit Union
Pittsford Federal Credit Union
10-Year Fixed
5.625%
5.809%
0.000
Port Washington State Bank
Port Washington State Bank
15-Year Fixed
5.750%
5.822%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
15-Year Fixed
5.750%
5.836%
0.500
Security Service Federal Credit Union
Security Service Federal Credit Union
15-Year Fixed (Power Rate)
5.625%
5.847%
0.000
Magnifi Financial Credit Union
Magnifi Financial Credit Union
15 Year Fixed
5.750%
5.887%
0.000
Mid Oregon Federal Credit Union
Mid Oregon Federal Credit Union
15 Year Fixed
5.750%
5.976%
0.250
People First Federal Credit Union
People First Federal Credit Union
15-Year Fixed
5.625%
6.019%
0.000
Midwest Liberty Federal Credit Union
Midwest Liberty Federal Credit Union
15 Year Fixed
5.750%
6.055%
0.000
JTNB
JTNB
15-Year Fixed
5.950%
6.064%
0.000
First Federal Savings Bank Evansville, IN
First Federal Savings Bank Evansville, IN
15-Year Fixed
6.000%
6.107%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
30-Year Fixed
6.000%
6.142%
0.500
Somerset Savings Bank
Somerset Savings Bank
5/1 ARM
5.500%
6.161%
0.000
Greater Iowa Credit Union
Greater Iowa Credit Union
30-Year Fixed
6.125%
6.176%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
30-Year Fixed
6.125%
6.183%
0.000
First National Bank of Hutchinson
First National Bank of Hutchinson
10-Year Fixed
5.875%
6.186%
0.000
Mid American Credit Union
Mid American Credit Union
15 Year Fixed
6.000%
6.197%
0.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
20-Year Fixed
6.000%
6.232%
0.000
Norfolk Community Federal Credit Union
Norfolk Community Federal Credit Union
20 Year Fixed
6.125%
6.232%
0.125
Kalsee Credit Union
Kalsee Credit Union
15 Year Fixed
6.125%
6.248%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Long Reach Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Canyon View Credit Union
Canyon View Credit Union
Visa Student Rewards Card
17.990%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
ACFCU
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
America First Federal Credit Union
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Student
14.000%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Low Rate
14.000%
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Long Reach Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Personal Loan
9.990% - 18.000%
$0 - $50,000
ABNB Federal Credit Union
ABNB Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.700%
$8,000
60 - 60
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
4U Federal Credit Union
4U Federal Credit Union
Personal Loan
10.650%
$0
Abri Credit Union
Abri Credit Union
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Loan
8.990% - 18.000%
$0 - $30,000
72
AAEC Credit Union
AAEC Credit Union
Bill Consolidation Loan
8.990%
$0
60
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
25 - 36
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
9.490%
$0
48 - 48
ABCO Federal Credit Union
ABCO Federal Credit Union
Vacation Loans
10.490%
$0
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
Academic Employees Credit Union
Academic Employees Credit Union
Personal Line of Credit
9.500%
$0
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Line of Credit
7.750% - 16.750%
$0
1 - 36
Acadian Federal Credit Union
Acadian Federal Credit Union
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
AAC Credit Union
AAC Credit Union
Personal Loans Share Secured
5.990%
$0
48
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
1st Valley Credit Union
1st Valley Credit Union
Signature Loan
10.500%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Long Reach Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Long Reach Federal Credit Union Information

Credit Union Name: Long Reach Federal Credit Union
Full Time Employees: 29
Part Time Employees: 0
President: Gregory Arnott
CEO: Steven Reed
Branch Locations: 4
ATM Locations: 4
Corporate Office Address:
315 Main St
Middlebourne, WV 26149 9602
Phone Number: 304-758-4308
Fax Number: 304-758-4236

Long Reach Federal Credit Union Financials

Total Assets:
158,428,203
Total Amount of Shares and Deposits:
143,218,031
Total Shares and Deposits < 1 Year:
127,088,920
Total Shares and Deposits 1 3 Years:
10,691,510
Total Shares and Deposits > 3 Years:
5,437,601
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
12,927,514
Total Uninsured Shares and Deposits > $250K (F+J):
12,927,514
Total Insured Shares and Deposits > $250K (item 17 less item K):
130,290,517
Total Interest Expense (Sum of items 6 8):
602,807
Share Certificates:
1,358
Number of Accounts for Share Drafts:
5,767
IRA KEOGH Accounts:
319
Number of Accounts for Regular Shares:
12,132
Non Member Deposits:
12
Money Market Shares:
327
Net Income (unless the amount is already included in Undivided Earnings):
230,494
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
11,580,066
Total Liabilities:
143,395,238
Show More

Long Reach Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Current refinance rates declined as 10 year bond yields are down by 3 basis points on weak economic news on China's trade growth. Average refinance rates on 30 year loans are at 3.63 percent, down from yesterday's average refinance rate of 3.65 percent.
Both short term and long term mortgage rates are up this week compared to last week. Bond yields and mortgage rates have fluctuated wildly this past week on news about Greece's debt and the country's ability to repay its debt. 10 year bond yields which were as low as 2.95% early last week hit a high of 3.22% on Friday are currently at 3.14%. 30 year conforming mortgage rates are averaging 4.55%, up from last week's average mortgage rate of 4.43%.
Mortgage Rates Today December 21, 2018Mortgage rates today are mixed as equity markets continue to tumble and 10 year U.S. Treasury yields rise slightly. 30 year conforming mortgage rates today are averaging 4.60 percent, down 1 basis point from yesterday's average 30 year rate of 4.59 percent. Today's mortgage rates on 15 year conventional loans are currently averaging 3.79 percent, an increase of 1 basis point from yesterday. 30 year jumbo mortgage rates today are averaging 4.46 percent, unchanged from yesterday. Current mortgage rates on 15 year jumbo mortgage rates tumble 10 basis points to 4.24 percent. To get the best deal on a mortgage loan search for and compare mortgage rates today.

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Long Reach Federal Credit Union Reviews

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