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Mattel Federal Credit Union Rates & Review September 2026

Mattel Federal Credit Union's 12 Month Jumbo Term CD Accounts rates are at 3.35%, 6 Month Jumbo Term CD Accounts rates are at 3.35%, 24 Month Jumbo Term CD Accounts rates are at 3.25%, 36 Month Jumbo Term CD Accounts rates are at 3.25%, 12 month with 2 withdrawals rates are at 3.14%. Mattel Federal Credit Union's money market rates are at 0.05%. Mattel Federal Credit Union's 1st Trust Deed Mortgage - 15 Years rates are at 5.70%, 1st Trust Deed Mortgage - 15 Years rates are at 5.80%, 1st Trust Deed Mortgage - 20 Years rates are at 5.80%, 1st Trust Deed Mortgage - 15 Years rates are at 5.90%, 1st Trust Deed Mortgage - 20 Years rates are at 5.90%. Mattel Federal Credit Union's Auto Loan Rates are as low as 4.75%. MonitorBankRates evaluates the financial stability of Mattel Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates last updated and verified on 09/20/2026.

Mattel Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Mattel Federal Credit Union? Share your experience about Mattel Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Mattel Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.00%
Perfect Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
Mattel Federal Credit Union
Mattel El Segundo
333 Continental Blvd
El Segundo, CA 90245
https://www.mattelfcu.org
Member NCUA

Mattel Federal Credit Union CD Rates

Product Rate APY Term View More
12 Month Jumbo Term Share Certificate Accounts 3.30% 3.35% 12 months
Min Balance $100,000
Details Balance: $100,000 and over
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
6 Month Jumbo Term Share Certificate Accounts 3.30% 3.35% 6 months
Min Balance $100,000
Details Balance: $100,000 and over
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
24 Month Jumbo Term Share Certificate Accounts 3.20% 3.25% 24 months
Min Balance $100,000
Details Balance: $100,000 and over
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
36 Month Jumbo Term Share Certificate Accounts 3.20% 3.25% 36 months
Min Balance $100,000
Details Balance: $100,000 and over
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 month with 2 withdrawals 3.10% 3.14% 12 months
Min Balance $100,000
Details 2 withdrawals
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 Month Flex Term Share Certificate Accounts 2.90% 2.94% 12 months
Min Balance $50,000
Details Term: 12 months with 2 withdrawals
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 Month Term Share Certificate Accounts 2.90% 2.94% 12 months
Min Balance $1,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
6 Month Term Share Certificate Accounts 2.90% 2.94% 6 months
Min Balance $1,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
24 Month Term Share Certificate Accounts 2.80% 2.84% 24 months
Min Balance $1,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
36 Month Term Share Certificate Accounts 2.80% 2.84% 36 months
Min Balance $1,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Mattel Federal Credit Union Savings Rates

Product Rate APY View More
Matty's Money Club and Coogan Accounts 0.20% 0.20%
Min Deposit $5,000
Min Balance $5,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Matty's Money Club and Coogan Accounts 0.10% 0.10%
Min Deposit $500
Min Balance $500
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Matty's Money Club and Coogan Accounts 0.05% 0.05%
Min Deposit $50
Min Balance $50
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Mattel Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market Accounts 0.40% 0.40%
Min Deposit $100,000
Min Balance $100,000
Details Balance: $100,000.00
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Accounts 0.20% 0.20%
Min Deposit $50,000
Min Balance $50,000
Details Balance: $50,000.00
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Accounts 0.10% 0.10%
Min Deposit $5,000
Min Balance $5,000
Details Balance: $5,000.00
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Accounts 0.05% 0.05%
Min Deposit $3,000
Min Balance $3,000
Details Balance: $3,000.00
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Mattel Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
1st Trust Deed Mortgage - 15 Years - - 5.70% 15 Years
Details As Low As; APR* for LTV <= 50%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
1st Trust Deed Mortgage - 15 Years - - 5.80% 15 Years
Details As Low As; APR* for LTV 51%-60%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
1st Trust Deed Mortgage - 20 Years - - 5.80% 20 Years
Details As Low As; APR* for LTV <= 50%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
1st Trust Deed Mortgage - 15 Years - - 5.90% 15 Years
Details As Low As; APR* for LTV 61%-70%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
1st Trust Deed Mortgage - 20 Years - - 5.90% 20 Years
Details As Low As; APR* for LTV 51%-60%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
1st Trust Deed Mortgage - 25 Years - - 5.90% 25 Years
Details As Low As; APR* for LTV <= 50%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
1st Trust Deed Mortgage - 15 Years - - 6.00% 15 Years
Details As Low As; APR* for LTV 71%-80%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
1st Trust Deed Mortgage - 20 Years - - 6.00% 20 Years
Details As Low As; APR* for LTV 61%-70%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
1st Trust Deed Mortgage - 25 Years - - 6.00% 25 Years
Details As Low As; APR* for LTV 51%-60%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
1st Trust Deed Mortgage - 30 Years - - 6.00% 30 Years
Details As Low As; APR* for LTV <= 50%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
1st Trust Deed Mortgage - 20 Years - - 6.10% 20 Years
Details As Low As; APR* for LTV 71%-80%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
1st Trust Deed Mortgage - 25 Years - - 6.10% 25 Years
Details As Low As; APR* for LTV 61%-70%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
1st Trust Deed Mortgage - 30 Years - - 6.10% 30 Years
Details As Low As; APR* for LTV 51%-60%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
1st Trust Deed Mortgage - 25 Years - - 6.20% 25 Years
Details As Low As; APR* for LTV 71%-80%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
1st Trust Deed Mortgage - 30 Years - - 6.20% 30 Years
Details As Low As; APR* for LTV 61%-70%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
1st Trust Deed Mortgage - 30 Years - - 6.30% 30 Years
Details As Low As; APR* for LTV 71%-80%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Mattel Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity 1st Lien 5/1 ARM - - 6.00%
Details As Low As; LTV: <= 50%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Home Equity 1st Lien 5/1 ARM - - 6.05%
Details As Low As; LTV: 51%-60%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Home Equity 1st Lien 5/1 ARM - - 6.15%
Details As Low As; LTV: 61%-70%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Home Equity 1st Lien 5/1 ARM - - 6.30%
Details As Low As; LTV: 71%-80%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Home Equity Junior Lien 5/1 ARM - - 6.50%
Details As Low As; LTV: <= 50%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Home Equity Junior Lien 5/1 ARM - - 6.60%
Details As Low As; LTV: 51%-60%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Home Equity Junior Lien 5/1 ARM - - 6.70%
Details As Low As; LTV: 61%-70%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Home Equity Junior Lien 5/1 ARM - - 6.80%
Details As Low As; LTV: 71%-80%
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Mattel Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 4.75%
Details As Low As
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Mattel Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Home Loans - - 5.65%
Details As Low As
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Maximum Loan Amount - - 13.00% up to 60 months
Details As Low As
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Maximum Loan Amount - - 4.50% up to 96 months
Details As Low As
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Maximum Loan Amount - - 5.50% up to 84 months
Details As Low As
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Maximum Loan Amount - - 6.50% up to 156 months
Details As Low As
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Maximum Loan Amount - - 7.50% up to 144 months
Details As Low As; Maximum Loan Amount: $150,000.00
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Revolving Credit Loan - - 13.00%
Details As Low As
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
TermMaximum Loan AmountAPR up to 144 monthsas low as 8.50% - Loan - - 8.50% up to 144 months
Details $150,000.00; As Low As; Maximum Loan Amount: $150,000.00
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Individual Retirement Accounts (Traditional and Roth) 0.05% - 0.05%
Min Deposit $500
Min Balance $500
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Individual Retirement Accounts (Traditional and Roth) 0.10% - 0.15%
Min Deposit $5,000
Min Balance $5,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Individual Retirement Accounts (Traditional and Roth) 0.20% - 0.20%
Min Deposit $50,000
Min Balance $50,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Individual Retirement Accounts (Traditional and Roth) 0.40% - 0.40%
Min Deposit $100,000
Min Balance $100,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Financial Health History

Mattel Federal Credit Union’s Texas Ratio fell from 1.31% in Q2 2023 to 0.00% in Q1 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.3% 2.0★ 2.6% 3.0★ 3.9% 4.0★ 5.2% 5.0★ Healthy zone – entire history below the 15% limit 1.31% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 0.00% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$29M0.00%5.0A+
December 31, 2025$27M0.00%5.0A+
September 30, 2025$27M0.00%5.0A+
June 30, 2025$27M0.00%5.0A+
March 31, 2025$30M0.05%5.0A+
December 31, 2024$27M0.10%5.0A+
September 30, 2024$28M0.00%5.0A+
June 30, 2024$30M0.82%5.0A+
March 31, 2024$31M3.86%5.0A+
December 31, 2023$28M3.56%5.0A+
September 30, 2023$29M1.48%5.0A+
June 30, 2023$30M1.31%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Mattel Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Mattel Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Mattel Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Mattel Federal Credit Union
Address 333 Continental Blvd, El Segundo, CA 90245
Phone 310-252-4545
Fax 310-252-3819
President Randy Hollis
CEO Jon Hernandez
Full-Time Employees 3
Part-Time Employees 2
Branch Locations 4
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.00%
Return on Assets (ROA)
0.1252%
Return on Equity (ROE)
1.1534%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
29,130,616
Total Amount of Shares and Deposits
25,569,042
Total Shares and Deposits < 1 Year
25,205,917
Total Shares and Deposits 1 3 Years
363,125
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,882,829
Total Uninsured Shares and Deposits > $250K (F+J)
1,882,829
Total Insured Shares and Deposits > $250K (item 17 less item K)
23,686,213
Total Interest Expense (Sum of items 6 8)
40,441
Share Certificates
92
Number of Accounts for Share Drafts
799
IRA KEOGH Accounts
44
Number of Accounts for Regular Shares
2,365
All other shares
3
Money Market Shares
16
Net Income (unless the amount is already included in Undivided Earnings)
36,478
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,783,762
Total Liabilities
25,967,921
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Mattel Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Mattel Federal Credit Union

How many branches does Mattel Federal Credit Union operate?

Mattel Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Mattel Federal Credit Union?

Yes, to access services at Mattel Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Mattel Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Mattel Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Mattel Federal Credit Union offer online and mobile banking?

Most modern institutions like Mattel Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mattelfcu.org.

Current Mattel Federal Credit Union Rates

  • 12-Month CD2.94%
  • 24-Month CD2.84%
  • MMA0.05%
Retrieved from our database of financial products. Rates subject to change.