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MCALESTER AAP Rates and Review January 2026

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MCALESTER AAP12-month CD rates can be found at 3.60%, 6-month CD rates at 2.00% and 3-month CD rates at 0.05%. Savings rates are at 0.05% and money market rates are at 1.00%. Mortgage rates on 30-year fixed loans are around 6.00%. Credit Card rates are at 18.00%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates which you can compare to MCALESTER AAP rates.

Compare MCALESTER AAP CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of MCALESTER AAP savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

MCALESTER AAP money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at MCALESTER AAP? Share your experience about MCALESTER AAP by leaving a review below, or read customer reviews before you decide to use MCALESTER AAP.

Overall, MCALESTER AAP is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

FNB of Sonora
McAlester AAP Federal Credit Union
1 C Tree Rd Bldg 3
McAlester, OK 74501 9002
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
6-Month CD
3.85%
$1,000
36-Month CD
3.80%
$500
6-Month CD
3.80%
$500
12-Month CD
3.75%
$1,000
12-Month CD
3.56%
$1,000
60-Month CD
3.55%
$1,000
36-Month CD
3.51%
$5,000
6-Month CD
3.50%
$1,000
48-Month CD
3.25%
$1,000
18-Month CD
3.25%
$500
36-Month CD
3.25%
$500
60-Month CD
3.20%
$1,000
36-Month CD
3.04%
$1,000
eGold Checking
3.01%
$0
3-Month CD
2.75%
$1,000
12-Month CD
2.53%
$500
36-Month CD
2.52%
$1,000
60-Month CD
2.50%
$5,000
9-Month CD
2.38%
$10,000
60-Month CD
2.25%
$250
24-Month CD
2.22%
$500
36-Month CD
2.20%
$500
48-Month CD
2.13%
$2,500
Money Market
1.76%
$5,000
36-Month CD
1.75%
$500
12-Month CD
1.71%
$500
48-Month CD
1.53%
$1,000
12-Month CD
1.51%
$500
18-Month CD
1.50%
$500
18-Month CD
1.50%
$1,000
24-Month CD (IRA)
1.49%
$500
18-Month CD
1.21%
$1,000
12-Month CD
0.85%
$500
18-Month CD
0.85%
$1,000
24-Month CD
0.80%
$1,000
36-Month CD
0.70%
$500
Regular Savings
0.50%
$25
18-Month CD
0.50%
$500
36-Month CD
0.35%
$1,000
Savings
0.25%
$100
Platinum Money Market
0.25%
$10,000
12-Month CD
0.20%
$500
Savings
0.20%
$100
Savings
0.15%
$100
60-Month CD
0.15%
$500
Better Savings
0.10%
$0
48-Month CD
0.10%
$1,000
3-Month CD
0.03%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
15-Year Fixed
5.375%
5.584%
0.000
15-Year Fixed Jumbo
6.000%
6.111%
0.000
20-Year Fixed
5.875%
6.057%
0.000
10-Year Fixed
5.625%
5.793%
0.000
5.250%
5.493%
0.000
30 Year Fixed
6.000%
6.127%
0.000
5.625%
5.796%
0.000
15-Year Fixed (Jumbo)
5.500%
5.591%
0.000
15-Year Fixed
5.375%
5.560%
0.000
5.375%
5.766%
0.000
6.125%
6.162%
0.000
30-Year Fixed Jumbo
6.500%
6.553%
0.000
30-Year Fixed
6.125%
6.249%
0.000
5/1 ARM
6.750%
6.859%
0.000
5.375%
5.416%
0.000
5.990%
6.035%
0.000
4.875%
5.010%
0.000
15-Year Fixed
5.500%
5.650%
0.000
15-Year Fixed
5.375%
5.539%
0.000
5.625%
5.781%
0.878
5.500%
5.581%
0.000
5.625%
5.726%
0.000
5.250%
6.055%
0.000
30-Year Fixed
6.125%
6.307%
0.000
30-Year Fixed
6.125%
6.192%
0.125
5.375%
5.639%
0.250
15-Year Fixed
6.000%
6.021%
0.000
30 Year Fixed Jumbo
6.250%
6.263%
0.000
565.625%
5.781%
0.875
30-Year Fixed Jumbo
6.250%
6.261%
0.000
5.000%
5.055%
0.000
30-Year Fixed (Jumbo)
5.875%
5.931%
0.000
5.750%
5.907%
0.000
20-Year Fixed
5.900%
6.129%
0.000
5.625%
6.117%
0.000
10-Year Fixed
5.750%
6.024%
0.000
5.875%
6.055%
0.000
5.375%
6.280%
0.000
5.625%
5.787%
0.000
30-Year Fixed
5.875%
5.935%
0.000
6.525%
6.595%
0.000
5.375%
5.652%
0.000
30-Year Fixed
6.125%
6.226%
0.000
20-Year Fixed (Power Rate)
5.875%
6.088%
0.000
6.000%
6.031%
0.000
5.250%
5.452%
0.000
5.500%
5.591%
0.000
30-Year Fixed
5.875%
6.000%
0.000
5.625%
5.870%
0.000
5.625%
5.853%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
VISA® Credit Cards
7.990%
VISA Platinum without Rewards
7.900%
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Visa Student Rewards Card
17.990%
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
11.900%
Platinum Secured Visa
8.750%
VISA® Gold
11.960%
VISA Platinum with Rewards
8.900%
Visa Secure Card
13.740%
Visa Signature® Cash Back
17.750%
VISA® Classic
12.960%
Visa Platinum Credit Card
9.500% - 12.500%
13.900%
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
18.000%
VISA Traditional
14.240% - 18.000%
Academic VISA® Platinum
10.900%
16.240% - 27.240%
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Platinum Preferred Rewards
15.740% - 17.990%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
13.490%
$0 - $5,000
48 - 48
14.200%
$5,000 - $8,000
48 - 48
13.700%
$2,500 - $5,000
36 - 36
Next Step Loan
10.500%
$0
Access Line Of Credit
16.240%
$0
14.700%
$8,000
60 - 60
10.000%
$0
1 - 36
Credit Starter Loan
16.250%
$0
Credit Builder Loan
9.000%
$0
13.240%
$0
48
Consolidation Loans
13.060%
$0
1 - 36
10.490%
$0
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
Signature (Unsecured) Loan
11.040%
$0
1 - 24
13.740%
$5,000
60 - 60
12.490%
$0
Personal Loans
13.250%
$0
6184
8.950%
$0
1 - 60
Personal Line of Credit
11.500%
$0
9.200% - 17.950%
$0 - $100
12 - 24
10.490%
$0
10.890%
$0
60
9.900%
$0
9.990%
$0
1 - 60
10.990%
$500
36
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have MCALESTER AAP rate data right now.

Credit Union Profile & Overview

Credit Union Name: MCALESTER AAP
Website:
Full Time Employees: 4
Part Time Employees: 0
President: Jeff Dugan
CEO: Cheryl Gentry
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
1 C Tree Rd Bldg 3
McAlester, OK 74501 9002
Phone Number: 918-420-6377
Fax Number: 918-423-5781

Financials

Total Assets:
12,424,536
Total Amount of Shares and Deposits:
7,814,238
Total Shares and Deposits < 1 Year:
7,814,238
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
149,416
Total Uninsured Shares and Deposits > $250K (F+J):
149,416
Total Insured Shares and Deposits > $250K (item 17 less item K):
7,664,822
Total Interest Expense (Sum of items 6 8):
35,581
Number of Accounts for Regular Shares:
1,361
Net Income (unless the amount is already included in Undivided Earnings):
111,395
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,217,433
Total Liabilities:
7,835,727
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About MCALESTER AAP

Is a member application needed to join MCALESTER AAP?

Yes, to access services at MCALESTER AAP, a member application is required.

Is there a first-time homebuyer program?

Currently, MCALESTER AAP provides a range of mortgage and home equity products.

Is MCALESTER AAP a safe place to deposit money?

Yes, MCALESTER AAP is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does MCALESTER AAP offer online and mobile banking?

Most modern institutions like MCALESTER AAP provide digital access including online balance checks and transfers.

Current MCALESTER AAP Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions