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McMurrey Federal Credit Union Rates & Review October 2026

McMurrey Federal Credit Union's top rates as of October 12, 2026 are 4.02% APY on its CD 6 Month High, 0.50% APY on money market accounts, personal loans from 10.25% APR, and credit cards from 9.50% APR, according to rates verified by MonitorBankRates. Other McMurrey Federal Credit Union CD rates include CD 6 Month Low at 3.04%, CD 2 Year High at 2.53%, and CD 2 Year Jumbo at 2.53%. MonitorBankRates evaluates the financial stability of McMurrey Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.69%. Rates last updated and verified on 10/12/2026.

McMurrey Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at McMurrey Federal Credit Union? Share your experience about McMurrey Federal Credit Union by leaving a review below, or read customer reviews before you decide to use McMurrey Federal Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.69%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
McMurrey Federal Credit Union
Main Office
418 McMurrey Dr
Tyler, TX 75702
https://www.mcmurreyfcu.com
Member NCUA
Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

McMurrey Federal Credit Union CD Rates

Product Rate APY Term View More
Share Certificate 6 Month High 3.95% 4.02% 6 months
Min Deposit $100,000
Details Rate effective 03-01-2026; All share rates paid or compounded monthly
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 4.02% APY
3.52%4.02%4.52%Oct 12, 2026: 4.02% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.69%
Share Certificate 6 Month Low 3.00% 3.042% 6 months
Min Deposit $1,000
Details Rate effective 11-20-2023; All share rates paid or compounded monthly
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.04% APY
2.54%3.04%3.54%Oct 12, 2026: 3.04% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.69%
Share Certificate 2 Year High 2.50% 2.529% 2 years
Min Deposit $25,000
Details Rate effective 11-20-2023; All share rates paid or compounded monthly
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 2.53% APY
2.03%2.53%3.03%Oct 12, 2026: 2.53% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.69%
Share Certificate 2 Year Jumbo 2.50% 2.529% 2 years
Min Deposit $75,000
Details Rate effective 11-20-2023; All share rates paid or compounded monthly
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 2.53% APY
2.03%2.53%3.03%Oct 12, 2026: 2.53% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.69%
Share Certificate 2 Year Low 2.50% 2.529% 2 years
Min Deposit $1,000
Details Rate effective 11-20-2023; All share rates paid or compounded monthly
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 2.53% APY
2.03%2.53%3.03%Oct 12, 2026: 2.53% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.69%
Share Certificate 1 Year Low 0.85% 0.853% 1 year
Min Deposit $1,000
Details Rate effective 01-25-2023; All share rates paid or compounded monthly
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 0.85% APY
0.35%0.85%1.35%Oct 12, 2026: 0.85% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.69%

McMurrey Federal Credit Union Money Market Rates

Product Rate APY View More
MONEY MARKET 0.50% 0.501%
Min Deposit $2,500
Details Share Rates; all share rates paid or compounded monthly; footnote ***: rates effective 04-01-2013
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 5 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.69%

McMurrey Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loans - - 6.74% Up to 20 years
Details Published APR range: 6.74% - 7.24%.
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 6.74% APR · checked 8 times
6.24%6.74%7.24%Sep 14, 2026: 6.74% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.69%

McMurrey Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Car Loans - - 4.99% 48 months
Details 100% of cost plus TTL
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 4.99% APR · checked 2 times
4.49%4.99%5.49%Oct 8, 2026: 4.99% APROct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.69%
New Car Loans - - 4.99% 60 months
No additional details.
Last Updated 10/12/2026
Rate History
No change since Sep 17, 2026 · 4.99% APR · checked 6 times
4.49%4.99%5.49%Sep 17, 2026: 4.99% APRSep 17, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.69%
New Car Loans - - 4.99% 72 months
No additional details.
Last Updated 10/12/2026
Rate History
No change since Sep 17, 2026 · 4.99% APR · checked 6 times
4.49%4.99%5.49%Sep 17, 2026: 4.99% APRSep 17, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.69%
Used Car Loans - - 5.99% Up to 60 months
Details 100% retail value NADA book plus TTL; Age: 1, 2, 3, 4 years
Last Updated 10/12/2026
Rate History
No change since Sep 17, 2026 · 5.99% APR · checked 6 times
5.49%5.99%6.49%Sep 17, 2026: 5.99% APRSep 17, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.69%
Used Car Loans - - 5.99% 48 months
Details Age: over 5 years
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 5.99% APR · checked 2 times
5.49%5.99%6.49%Oct 8, 2026: 5.99% APROct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.69%

McMurrey Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Recreational Vehicles New Loan - 5.99% Up to 10 years
Details See chart
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 5.99% APR
5.49%5.99%6.49%Oct 12, 2026: 5.99% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.69%
Recreational Vehicles Used Loan - 7.50% Up to 8 years
Details See chart
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.50% APR
7.00%7.50%8.00%Oct 12, 2026: 7.50% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.69%

McMurrey Federal Credit Union Credit Card Rates

Product Rate APR View More
MasterCard - 9.50%
Details $5000.00 max
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 9.50% APR · checked 5 times
9.00%9.50%10.00%Sep 14, 2026: 9.50% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.69%

McMurrey Federal Credit Union Personal Loan Rates

Product APR Term View More
Special Signature Loan 10.25% 12 months
Details $1,500.00; pay back in 12 months
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 10.25% APR · checked 3 times
9.75%10.25%10.75%Sep 14, 2026: 10.25% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.69%
Signature Loans 12.25% Up to 60 months
Details 2 1/2 times monthly income; $5000.00 max
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 12.25% APR · checked 3 times
11.75%12.25%12.75%Sep 14, 2026: 12.25% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.69%
Signature Term Note Loan 12.75% 1 year
Details One year term
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 12.75% APR
12.25%12.75%13.25%Oct 12, 2026: 12.75% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.69%

McMurrey Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Collateral Loans New - - 4.99% 48 to 72 months
Details Same as new cars
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 4.99% APR · checked 2 times
4.49%4.99%5.49%Oct 8, 2026: 4.99% APROct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.69%
Collateral Loans Used - - 5.99% 48 to 60 months
Details Same as used cars
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 5.99% APR · checked 2 times
5.49%5.99%6.49%Oct 8, 2026: 5.99% APROct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.69%
Home Improvement Loans - - 6.75% 8 years
Details Published APR range: 6.75% - 7.25%.
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 6.75% APR · checked 7 times
6.25%6.75%7.25%Sep 14, 2026: 6.75% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.69%
Interim Home Loan Financing - - 5.15%
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 5.15% APR
4.65%5.15%5.65%Oct 12, 2026: 5.15% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.69%
Land Loans - - 5.99% 15 years
Details Published APR range: 5.99% - 6.49%.
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 8 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.69%
Land Loans - - 6.24% 25 years
Details Published APR range: 6.24% - 6.99%.
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 6.24% APR · checked 8 times
5.74%6.24%6.74%Sep 14, 2026: 6.24% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.69%
Real Estate Home Loans - - 5.99% 15 years
Details Published APR range: 5.99% - 6.49%.
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 8 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.69%
Real Estate Home Loans - - 6.24% 25 years
Details Published APR range: 6.24% - 6.99%.
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 6.24% APR · checked 8 times
5.74%6.24%6.74%Sep 14, 2026: 6.24% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.69%
REGULAR SHARES 0.30% - 0.30%
Min Deposit $5
Details Share Rates; all share rates paid or compounded monthly; footnote *: rates effective 10-01-2010
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 0.30% APY · checked 5 times
0.00%0.40%0.80%Sep 14, 2026: 0.30% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.69%
SHARE DRAFTS 0.25% - 0.25%
Min Deposit $100
Details Share Rates; all share rates paid or compounded monthly; footnote **: rates effective 07-01-2009
Last Updated 10/12/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 5 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.69%

Financial Health History

McMurrey Federal Credit Union’s Texas Ratio stayed near 3.10% in Q3 2023 to 2.69% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 2% 2.0★ 4.1% 3.0★ 6.1% 4.0★ 8.1% 5.0★ Healthy zone – entire history below the 15% limit 3.10% A+ Q3 2023 A+ Q4 2023 A Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 2.69% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$22M2.69%5.0A+
March 31, 2026$22M0.99%5.0A+
December 31, 2025$22M3.87%5.0A+
September 30, 2025$21M4.19%5.0A+
June 30, 2025$22M5.79%5.0A+
March 31, 2025$23M2.61%5.0A+
December 31, 2024$23M5.39%5.0A+
September 30, 2024$23M3.00%5.0A+
June 30, 2024$23M5.82%5.0A+
March 31, 2024$24M6.02%5.0A
December 31, 2023$24M3.75%5.0A+
September 30, 2023$24M3.10%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for McMurrey Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather McMurrey Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with McMurrey Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name McMurrey Federal Credit Union
Address 418 McMurrey Dr, Tyler, TX 75702
Phone 903-595-3300
Fax 903-595-3722
President Leah Glenn
CEO Kathy Sullivan
Full-Time Employees 5
Part-Time Employees 1
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.69%
Return on Assets (ROA)
-0.0690%
Return on Equity (ROE)
-0.4579%
Non-Performing Loans Ratio (NPL)
0.78%
Total Assets
21,969,216
Total Amount of Shares and Deposits
18,910,348
Total Shares and Deposits < 1 Year
17,586,268
Total Shares and Deposits 1 3 Years
1,324,080
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,175,823
Total Uninsured Shares and Deposits > $250K (F+J)
1,175,823
Total Insured Shares and Deposits > $250K (item 17 less item K)
17,734,525
Total Interest Expense (Sum of items 6 8)
207,284
Share Certificates
269
Number of Accounts for Share Drafts
275
IRA KEOGH Accounts
66
Number of Accounts for Regular Shares
1,927
Net Income (unless the amount is already included in Undivided Earnings)
-15,154
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,112,341
Total Liabilities
18,967,679
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

McMurrey Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/credit-unions/mcmurrey-federal-credit-union-rates-review-10481">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for McMurrey Federal Credit Union yet. Feel free to create one below.
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Total Reviews
0
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Frequently Asked Questions About McMurrey Federal Credit Union

How many branches does McMurrey Federal Credit Union operate?

McMurrey Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join McMurrey Federal Credit Union?

Yes, to access services at McMurrey Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, McMurrey Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, McMurrey Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does McMurrey Federal Credit Union offer online and mobile banking?

Most modern institutions like McMurrey Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mcmurreyfcu.com.

Current McMurrey Federal Credit Union Rates

  • 12-Month CD0.85%
  • 24-Month CD2.53%
  • MMA0.50%
Retrieved from our database of financial products. Rates subject to change.