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Metrum Community Credit Union Rates & Review April 2026

You can compare Metrum Community Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 1.41%, 6-month share certificate rates at 0.65% and 3-month share certificate rates at 0.30%. Savings rates are at 0.05% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 5.67%. All these rates can be compared to Metrum Community Credit Union rates. MonitorBankRates evaluates the financial stability of Metrum Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.43%. Rates were last updated on 04/26/2026.

Metrum Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Metrum Community Credit Union? Share your experience about Metrum Community Credit Union by leaving a review below, or read customer reviews before you decide to use Metrum Community Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.43%
Excellent Lower than avg
Metrum Community Credit Union
South Office Centennial
6980 S Holly Cir
Centennial, CO 80112 1018
https://www.metrumcu.org
Member NCUA

Current Rate Availability

We do not have Metrum Community Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Metrum Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Metrum Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Metrum Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Metrum Community Credit Union
Address 6980 S Holly Cir, Centennial, CO 80112 1018
Phone 303-770-4468
Fax 303-770-4883
President Richard Flanigan
CEO Neil Peterson
Full-Time Employees 18
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.43%
Return on Assets (ROA)
0.5883%
Return on Equity (ROE)
4.4840%
Non-Performing Loans Ratio (NPL)
0.25%
Total Assets
106,474,550
Total Amount of Shares and Deposits
91,470,928
Total Shares and Deposits < 1 Year
81,328,558
Total Shares and Deposits 1 3 Years
8,783,831
Total Shares and Deposits > 3 Years
1,358,539
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,498,950
Total Uninsured Shares and Deposits > $250K (F+J)
6,498,950
Total Insured Shares and Deposits > $250K (item 17 less item K)
84,971,978
Total Interest Expense (Sum of items 6 8)
1,534,018
Share Certificates
1,225
Number of Accounts for Share Drafts
2,537
IRA KEOGH Accounts
351
Number of Accounts for Regular Shares
7,206
All other shares
87
Non Member Deposits
1
Money Market Shares
1,021
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,489,598
Total Liabilities
92,513,528
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Metrum Community Credit Union

Is Metrum Community Credit Union a safe place to deposit money?

Yes, Metrum Community Credit Union is considered a safe financial institution. With a Texas Ratio of 1.4294184806181%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Metrum Community Credit Union operate?

Metrum Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Metrum Community Credit Union?

Yes, to access services at Metrum Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Metrum Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Metrum Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Metrum Community Credit Union offer online and mobile banking?

Most modern institutions like Metrum Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.metrumcu.org.