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MSD Federal Credit Union Rates & Review April 2026

You can compare MSD Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 0.75%, 6-month share certificate rates at 3.90% and 3-month share certificate rates at 0.50%. Savings rates are at 0.50% and money market rates are at 0.01%. Mortgage rates on 30-year fixed loans are around 5.68%. All these rates can be compared to MSD Federal Credit Union rates. MonitorBankRates evaluates the financial stability of MSD Federal Credit Union with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/28/2026.

MSD Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at MSD Federal Credit Union? Share your experience about MSD Federal Credit Union by leaving a review below, or read customer reviews before you decide to use MSD Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
MSD Federal Credit Union
MSD Federal Credit Union
700 W Liberty St
Louisville, KY 40203 1911
https://louisvillemsd.org/msd-federal-credit-union
Member NCUA

Current Rate Availability

We do not have MSD Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for MSD Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather MSD Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with MSD Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name MSD Federal Credit Union
Address 700 W Liberty St, Louisville, KY 40203 1911
Phone 502-540-6213
Fax 502-587-7832
President Timothy Wallen
CEO Thomas Poos
Full-Time Employees 3
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Return on Assets (ROA)
0.3873%
Return on Equity (ROE)
2.6599%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
7,352,773
Total Amount of Shares and Deposits
6,277,931
Total Shares and Deposits < 1 Year
6,087,141
Total Shares and Deposits 1 3 Years
75,607
Total Shares and Deposits > 3 Years
115,183
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
126,328
Total Uninsured Shares and Deposits > $250K (F+J)
126,328
Total Insured Shares and Deposits > $250K (item 17 less item K)
6,151,603
Total Interest Expense (Sum of items 6 8)
16,078
Share Certificates
68
Number of Accounts for Share Drafts
393
IRA KEOGH Accounts
26
Number of Accounts for Regular Shares
1,786
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
308,121
Total Liabilities
6,286,193
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About MSD Federal Credit Union

Is MSD Federal Credit Union a safe place to deposit money?

Yes, MSD Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does MSD Federal Credit Union operate?

MSD Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join MSD Federal Credit Union?

Yes, to access services at MSD Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, MSD Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, MSD Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does MSD Federal Credit Union offer online and mobile banking?

Most modern institutions like MSD Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://louisvillemsd.org/msd-federal-credit-union.