New Century Federal Credit Union Rates and Review January 2026
Compare New Century Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of New Century Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityNew Century Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at New Century Federal Credit Union? Share your experience about New Century Federal Credit Union by leaving a review below, or read customer reviews before you decide to use New Century Federal Credit Union. Overall, New Century Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. New Century Federal Credit Union Springfield Ave Office 291 Springfield Ave Joliet, IL 60435 6509  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVisa Signature® Rewards
17.750%
Platinum Visa
8.750%
Business Select Credit Card Mastercard
18.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonSummer/Holiday Loans
9.500%
$0
Signature Loan
10.500%
$0
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have New Century Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: New Century Federal Credit Union
Website: https://newcenturyfcu.org
Full Time Employees: 12Part Time Employees: 0 President: Joseph Fabbre CEO: Mark Eissens Branch Locations: 2 ATM Locations: 2 Corporate Office Address:
291 Springfield Ave
Joliet, IL 60435 6509 Phone Number: 815-741-1847 Fax Number: 815-729-4136 FinancialsTotal Assets:
56,681,103
Total Amount of Shares and Deposits:
48,415,304
Total Shares and Deposits < 1 Year:
46,521,120
Total Shares and Deposits 1 3 Years:
1,675,516
Total Shares and Deposits > 3 Years:
218,668
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,155,336
Total Uninsured Shares and Deposits > $250K (F+J):
2,155,336
Total Insured Shares and Deposits > $250K (item 17 less item K):
46,259,968
Total Interest Expense (Sum of items 6 8):
339,401
Share Certificates:
435
Number of Accounts for Share Drafts:
1,970
IRA KEOGH Accounts:
129
Number of Accounts for Regular Shares:
4,529
Money Market Shares:
125
Net Income (unless the amount is already included in Undivided Earnings):
303,699
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,227,770
Total Liabilities:
48,544,376
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About New Century Federal Credit UnionIs a member application needed to join New Century Federal Credit Union?Yes, to access services at New Century Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, New Century Federal Credit Union provides a range of mortgage and home equity products. Is New Century Federal Credit Union a safe place to deposit money?Yes, New Century Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does New Century Federal Credit Union offer online and mobile banking?Most modern institutions like New Century Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 2.53%, 6-month CD rates at 3.65% and 3-month CD rates at 3.50%. Savings rates are at 0.05% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.17%. Credit Card rates are at 17.99%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates which you can compare to 
