North Alabama Educators Credit Union Rates and Review January 2026
Compare North Alabama Educators Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of North Alabama Educators Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityNorth Alabama Educators Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at North Alabama Educators Credit Union? Share your experience about North Alabama Educators Credit Union by leaving a review below, or read customer reviews before you decide to use North Alabama Educators Credit Union. Overall, North Alabama Educators Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. North Alabama Educators Credit Union Main Office 2309 Whitesburg Dr SE Huntsville, AL 35801 3819  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonPlatinum Low Rate VISA
12.240%
Low Rate Platinum Card
Savings Secured Visa®
18.000%
Academic VISA® Gold
15.400%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loan
10.990%
$0 - $10,000
60 - 60
Personal Loan
13.740%
$0
60
Signature Loan
10.500%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have North Alabama Educators Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: North Alabama Educators Credit Union
Website: https://www.naecu.org
Full Time Employees: 30Part Time Employees: 5 President: Waymon Burke CEO: Greg Olmsted Branch Locations: 4 ATM Locations: 3 Corporate Office Address:
2309 Whitesburg Dr SE
Huntsville, AL 35801 3819 Phone Number: 256-534-2423 Fax Number: 256-532-0709 FinancialsTotal Assets:
137,611,814
Total Amount of Shares and Deposits:
127,709,658
Total Shares and Deposits < 1 Year:
125,276,257
Total Shares and Deposits 1 3 Years:
2,250,000
Total Shares and Deposits > 3 Years:
183,401
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,713,195
Total Uninsured Shares and Deposits > $250K (F+J):
2,713,195
Total Insured Shares and Deposits > $250K (item 17 less item K):
124,996,463
Total Interest Expense (Sum of items 6 8):
966,961
Share Certificates:
834
Number of Accounts for Share Drafts:
6,228
IRA KEOGH Accounts:
344
Number of Accounts for Regular Shares:
11,122
All other shares:
1,505
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
8,244,586
Total Liabilities:
128,990,299
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About North Alabama Educators Credit UnionIs a member application needed to join North Alabama Educators Credit Union?Yes, to access services at North Alabama Educators Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, North Alabama Educators Credit Union provides a range of mortgage and home equity products. Is North Alabama Educators Credit Union a safe place to deposit money?Yes, North Alabama Educators Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does North Alabama Educators Credit Union offer online and mobile banking?Most modern institutions like North Alabama Educators Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 1.00%, 6-month CD rates at 3.85% and 3-month CD rates at 0.05%. Savings rates are at 0.05% and money market rates are at 3.90%. Mortgage rates on 30-year fixed loans are around 5.49%. Credit Card rates are at 14.00%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates which you can compare to 
