What are the current interest rates at NuMark Credit Union?

Current rates for NuMark Credit Union include: 12-Month CD: 2.25%, 24-Month CD: 3.00%, 60-Month CD: 3.00%, MMA: 0.30%

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NuMark Credit Union

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NuMark Credit Union Rates & Review September 2026

Q: How many branches does NuMark Credit Union operate?

NuMark Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join NuMark Credit Union?

Yes, to access services at NuMark Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, NuMark Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, NuMark Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 22, 2026

NuMark Credit Union's 10-Month CD/IRA Special rates are at 4.00%, 15-Month CD/IRA Special rates are at 3.75%, 24 Month CD rates are at 3.00%, 36 Month CD rates are at 3.00%, 48 Month CD rates are at 3.00%. NuMark Credit Union's money market rates are at 0.30%. NuMark Credit Union's Personal Loan Rates are as low as 10.99%. MonitorBankRates evaluates the financial stability of NuMark Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.91%. Rates last updated and verified on 09/22/2026.

NuMark Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at NuMark Credit Union? Share your experience about NuMark Credit Union by leaving a review below, or read customer reviews before you decide to use NuMark Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.91%

Excellent Lower than avg

Health Trend

Steady 12 quarters

Full history ›

NuMark Credit Union
Main

1654 Terry Dr
Joliet, IL 60436

https://www.numarkcu.org

NuMark Credit Union CD Rates

Product	Rate	APY	Term
10-Month CD/IRA Special	3.99%	4.00%	10-Month
Min Deposit $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
15-Month CD/IRA Special	3.68%	3.75%	15-Month
Min Deposit $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
24 Month Certificate	2.96%	3.00%	24 Months
Min Deposit $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
36 Month Certificate	2.96%	3.00%	36 Months
Min Deposit $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
48 Month Certificate	2.96%	3.00%	48 Months
Min Deposit $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
60 Month Certificate	2.96%	3.00%	60 Months
Min Deposit $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
12 Month Certificate	2.23%	2.25%	12 Months
Min Deposit $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
6 Month Certificate	2.08%	2.10%	6 Months
Min Deposit $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%

NuMark Credit Union Savings Rates

Product	Rate	APY
Goal Saver	2.96%	3.00%
Min Deposit $250,000 Min Balance $250,000 Details Balance: $250,000 and over Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
Goal Saver	2.47%	2.50%
Min Deposit $100,000 Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
Goal Saver	2.37%	2.40%
Min Deposit $25,000 Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
Goal Saver	2.23%	2.25%
Min Deposit $10,000 Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
Goal Saver	2.18%	2.20%
Min Deposit $5,000 Min Balance $5,000 Details Balance: $5,000 - $9,999.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
Goal Saver	2.13%	2.15%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500 - $4,999.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
Goal Saver	1.98%	2.00%
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $2,499.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
Goal Saver	1.74%	1.75%
Min Deposit $100 Min Balance $100 Details Balance: $100 - $999.99 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
Christmas Club	0.10%	0.10%
Min Balance $100 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
NuSaver & NuDreams Youth Accounts	0.10%	0.10%
Min Deposit $1 Min Balance $1 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%

NuMark Credit Union Money Market Rates

Product	Rate	APY
Money Market and over	2.96%	3.00%
Min Deposit $250,000 Min Balance $250,000 Details $250,000; 1 2 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
Money Market	2.47%	2.50%
Min Deposit $100,000 Min Balance $100,000 Details $100,000 - $249,999.99; 1 2 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
Money Market	1.74%	1.75%
Min Deposit $50,000 Min Balance $50,000 Details $50,000 - $99,999.99; 1 2 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
Money Market	0.85%	0.85%
Min Deposit $2,000 Min Balance $2,000 Details $2,000 - $24,999.99; 1 2 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
Money Market	0.30%	0.30%
Min Deposit $0 Min Balance $0 Details $.01 - $1,999.99; 1 2 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%

NuMark Credit Union Checking Rates

Product	Rate	APY	View More
Ultimate High Yield Checking	5.35%	5.50%
Min Deposit $50 Min Balance $0 Details Balance: $.01 - $25,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%

NuMark Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Interest Only Home Equity Lines of Credit	-	-	6.75%	360 months
Details INTEREST ONLY HOME EQUITY LOC: Owner occupied only, Loan Term 10 year draw period plus 20 year repayment term, total 360 months (30 years). Interest Rate is Prime rate as published in the Wall Street Journal plus a margin decided upon by the Credit Union. Rate subject to change monthly, Minimum monthly payment may change as a result of rate changes. Annual fee of $50 will apply. No closing costs or origination fees. During the first 10 years of the draw period, interest only payments are due. During the Principal & Interest repayment period, the payment will be recalculated to repay the balance. Up to 80% of appraised value less first mortgage for qualified borrowers. Maximum amount is $500,000 or 80% LTV whichever is less. Actual rate based on borrower's credit score at time of application. Maximum APR is 18%. Prime Rate as of 5/1/2026 is 6.75% APR. Offer subject to change without notice. The Credit Union may pay third party fees on your behalf. If line of credit closes within 36 months of opening, a termination fee the lesser of 2% of the credit limit or $200 may be imposed. Interest may be tax deductible. Consult your tax advisor. Equal Housing Opportunity Lender. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%

NuMark Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
New & Used Vehicle Loan	-	-	4.49%	36 months
Details As low as; Annual Percentage Rate. Not all buyers will qualify. Actual rate based on credit worthiness and age of vehicle. Some restrictions apply. For example, a $20,000 loan for a term of 36 months with a 4.49% APR would have a monthly payment amount of $618.90 fully protected. Other rates and terms available. All loans subject to approval. Current NuMark Credit Union auto loans are not eligible for a refinance. Rates subject to change without notice. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%

NuMark Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Motorcycles Loan	-	6.49%	36 months
Details As low as; Annual Percentage Rate. Not all buyers will qualify. Actual rate based on credit worthiness and age of vehicle. Some restrictions apply. For example, a $20,000 loan for a term of 36 months with a 6.49% APR would have a monthly payment amount of $637.41 fully protected. Oher rates and terms available. All loans subject to approval. Current NuMark Credit Union auto loans are not eligible for a refinance. Rates subject to change without notice. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
Boats & Recreational Vehicles Loan	-	7.99%	36 months
Details Rates as low as; Annual Percentage Rate. Not all buyers will qualify. Actual rate based on credit worthiness and age of vehicle. Some restrictions apply. For example, a $20,000 loan for a term of 36 months with a 7.99% APR would have a monthly payment amount of $651.67 fully protected. Other rates and terms available. All loans subject to approval. Current NuMark Credit Union auto loans are not eligible for a refinance. Rates subject to change without notice. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%

NuMark Credit Union Personal Loan Rates

Product	APR	Term	View More
Personal Loans	10.99%	60 months
Details Rates as low as; Annual Percentage Rate. For example, a $5,000 loan for a term of 48 months with a 10.99% APR would have a monthly payment amount of $135.81 fully protected. Open to qualified borrowers. Some restrictions apply. Rates subject to change without notice. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%

NuMark Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Holiday Loans/Vacation Loans	-	-	10.99%	12 month
Details Open to qualified borrowers. Some restrictions apply. Available for a limited time. Holiday loans are offered from October 1st thru January 31st. Vacation Loans are offered all year long. Holiday Loans/Vacation Loans have a 12 month term at 10.99% annual percentage rate. Payment examples: $89.65 for $1,000, $224.12 for $2,500, $448.25 for $5,000 fully protected. Other loan amounts available. Rates subject to change without notice. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
Primary Share	0.10%	-	0.10%
Min Deposit $5 Min Balance $100 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

NuMark Credit Union’s Texas Ratio rose from 5.23% in Q2 2023 to 5.91% in Q1 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$948M	5.91%	5.0	A+
December 31, 2025	$885M	8.19%	5.0	A
September 30, 2025	$880M	8.46%	5.0	A
June 30, 2025	$872M	6.63%	5.0	A
March 31, 2025	$878M	5.97%	5.0	A+
December 31, 2024	$851M	6.68%	5.0	A
September 30, 2024	$829M	6.01%	5.0	A
June 30, 2024	$778M	5.29%	5.0	A+
March 31, 2024	$780M	5.67%	5.0	A+
December 31, 2023	$766M	5.88%	5.0	A+
September 30, 2023	$770M	4.66%	5.0	A+
June 30, 2023	$765M	5.23%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for NuMark Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather NuMark Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with NuMark Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name NuMark Credit Union

Website https://www.numarkcu.org

Address 1654 Terry Dr, Joliet, IL 60436

Phone 815-729-3211

Fax 815-729-3228

President Clifford Struthers

CEO Michelle Balog

Full-Time Employees 183

Part-Time Employees 6

Branch Locations 14

ATM Locations 14

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (97/100)

Texas Ratio

5.91%

Return on Assets (ROA)

0.1275%

Return on Equity (ROE)

1.2881%

Non-Performing Loans Ratio (NPL)

0.94%

Total Assets

947,599,819

Total Amount of Shares and Deposits

797,607,554

Total Shares and Deposits < 1 Year

746,362,176

Total Shares and Deposits 1 3 Years

48,256,739

Total Shares and Deposits > 3 Years

2,988,638

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

57,977,864

Total Uninsured Shares and Deposits > $250K (F+J)

57,977,864

Total Insured Shares and Deposits > $250K (item 17 less item K)

739,629,690

Total Interest Expense (Sum of items 6 8)

3,877,366

Share Certificates

5,603

Number of Accounts for Share Drafts

35,504

IRA KEOGH Accounts

1,887

Number of Accounts for Regular Shares

71,771

All other shares

4,255

Money Market Shares

3,331

Net Income (unless the amount is already included in Undivided Earnings)

1,208,553

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

70,642,903

Total Liabilities

853,941,986

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

NuMark Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Total Reviews

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Frequently Asked Questions About NuMark Credit Union

How many branches does NuMark Credit Union operate?

NuMark Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join NuMark Credit Union?

Yes, to access services at NuMark Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, NuMark Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, NuMark Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does NuMark Credit Union offer online and mobile banking?

Most modern institutions like NuMark Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.numarkcu.org.

Current NuMark Credit Union Rates

12-Month CD2.25%
24-Month CD3.00%
60-Month CD3.00%
MMA0.30%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

NuMark Credit Union Rates & Review September 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

NuMark Credit Union Texas Ratio

NuMark Credit Union Health Trend

NuMark Credit Union CD Rates

NuMark Credit Union Savings Rates

NuMark Credit Union Money Market Rates

NuMark Credit Union Checking Rates

NuMark Credit Union Home Equity & HELOC

NuMark Credit Union Auto Loan Rates

NuMark Credit Union RV, Boat and Powersport Loan Rates

NuMark Credit Union Personal Loan Rates

NuMark Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

NuMark Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About NuMark Credit Union

How many branches does NuMark Credit Union operate?

Is a member application needed to join NuMark Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does NuMark Credit Union offer online and mobile banking?

Current NuMark Credit Union Rates

Compare to Other Credit Unions