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Pasadena Federal Credit Union Rates & Review October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: October 12, 2026

Pasadena Federal Credit Union's top rates as of October 12, 2026 are 4.00% APY on its 13-month CD Promotion, 1.00% APY on savings, 0.85% APY on money market accounts, 0.05% APY on checking, and personal loans from 12.00% APR, according to rates verified by MonitorBankRates. Other Pasadena Federal Credit Union CD rates include 12-23 month CD at 3.50%, 6-11 month CD at 3.40%, and 12-23 month CD at 3.25%. MonitorBankRates evaluates the financial stability of Pasadena Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.47%. Rates last updated and verified on 10/12/2026.

Pasadena Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Pasadena Federal Credit Union? Share your experience about Pasadena Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Pasadena Federal Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.47%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Pasadena Federal Credit Union
Monrovia HQ
181 W Huntington Dr
Monrovia, CA 91016
https://www.pfcu.org
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Pasadena Federal Credit Union CD Rates

Product Rate APY Term View More
13-month Certificate Promotion - 4.00% 13-month
Min Deposit $500
Min Balance $500
Details Balance: $500 and Over; Dividends paid monthly; New money only; consumer certificates only; limited time offer; may receive 0.50% APY bonus rate with new checking account, Digital Banking, eStatements and qualifying direct deposits, maximum APY 4.50%
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 25, 2026: 4.00% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%
12-23 month Certificate - 3.50% 12-23 months
Min Balance $100,000
Details Balance: $100,000 and over; Dividends paid monthly
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Oct 4, 2026: 3.50% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%
6-11 month Certificate - 3.40% 6-11 months
Min Balance $100,000
Details Balance: $100,000 and over; Dividends paid monthly
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 3.40% APY · checked 3 times
2.90%3.40%3.90%Oct 4, 2026: 3.40% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%
12-23 month Certificate - 3.25% 12-23 months
Min Balance $1,000
Details Balance: $1,000 to $99,999.99; Dividends paid monthly
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 3.25% APY · checked 3 times
2.75%3.25%3.75%Oct 4, 2026: 3.25% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%
24-35 month Certificate - 3.25% 24-35 months
Min Balance $100,000
Details Balance: $100,000 and over; Dividends paid monthly
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 3.25% APY · checked 3 times
2.75%3.25%3.75%Oct 4, 2026: 3.25% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%
3-month Certificate - 3.25% 3-month
Min Balance $100,000
Details Balance: $100,000 and over; Dividends paid monthly
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 3.25% APY · checked 4 times
2.75%3.25%3.75%Sep 25, 2026: 3.25% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%
36-47 month Certificate - 3.25% 36-47 months
Min Balance $100,000
Details Balance: $100,000 and over; Dividends paid monthly
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 3.25% APY · checked 3 times
2.75%3.25%3.75%Oct 4, 2026: 3.25% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%
48-59 month Certificate - 3.25% 48-59 months
Min Balance $100,000
Details Balance: $100,000 and over; Dividends paid monthly
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 3.25% APY · checked 3 times
2.75%3.25%3.75%Oct 4, 2026: 3.25% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%
60 month Certificate - 3.25% 60 month
Min Balance $100,000
Details Balance: $100,000 and over; Dividends paid monthly
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 3.25% APY · checked 4 times
2.75%3.25%3.75%Sep 25, 2026: 3.25% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%
6-11 month Certificate - 3.15% 6-11 months
Min Balance $1,000
Details Balance: $1,000 to $99,999.99; Dividends paid monthly
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 3.15% APY · checked 3 times
2.65%3.15%3.65%Oct 4, 2026: 3.15% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%
24-35 month Certificate - 3.00% 24-35 months
Min Balance $1,000
Details Balance: $1,000 to $99,999.99; Dividends paid monthly
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 3.00% APY · checked 3 times
2.50%3.00%3.50%Oct 4, 2026: 3.00% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%
3-month Certificate - 3.00% 3-month
Min Balance $10,000
Details Balance: $10,000 to $99,999.99; Dividends paid monthly
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 25, 2026: 3.00% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%
36-47 month Certificate - 3.00% 36-47 months
Min Balance $1,000
Details Balance: $1,000 to $99,999.99; Dividends paid monthly
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 3.00% APY · checked 3 times
2.50%3.00%3.50%Oct 4, 2026: 3.00% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%
48-59 month Certificate - 3.00% 48-59 months
Min Balance $1,000
Details Balance: $1,000 to $99,999.99; Dividends paid monthly
Last Updated 10/12/2026
Rate History
No change since Oct 4, 2026 · 3.00% APY · checked 3 times
2.50%3.00%3.50%Oct 4, 2026: 3.00% APYOct 4, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%
60 month Certificate - 3.00% 60 month
Min Balance $1,000
Details Balance: $1,000 to $99,999.99; Dividends paid monthly
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 25, 2026: 3.00% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%

Pasadena Federal Credit Union Savings Rates

Product Rate APY View More
Teacher Savings - 1.00%
Min Deposit $5
Min Balance $50
Details Earn as much as 1.00% APY for amounts up to $15,000, then regular savings dividend rate above $15,000; Balance: up to $15,000; for teachers and school district employees; disbursement paid July 31 each year
Last Updated 10/12/2026
Rate History
1 change since Sep 25, 2026 · 0.75% → 1.00% ▲ 0.25 pts · high 1.00% / low 0.75%
0.25%0.88%1.50%Sep 25, 2026: 0.75% APYOct 12, 2026: 1.00% APYSep 25, 2026Oct 13, 2026
  • Oct 12, 20261.00%▲ from 0.75%
  • Sep 25, 20260.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%
Teacher Savings - 0.75%
Min Deposit $5
Min Balance $50
Details Balance: $50 to $14,999.00; Dividends paid annually at maturity
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.75% APY · checked 4 times
0.25%0.75%1.25%Sep 25, 2026: 0.75% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%
Club Accounts - 0.05%
Min Deposit $5
Min Balance $5
Details Dividends paid at maturity
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 25, 2026: 0.05% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%
Regular Savings (incl. Primary Share) - 0.05%
Min Deposit $5
Min Balance $5
Details Dividends paid quarterly
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 25, 2026: 0.05% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%
Teacher Savings - 0.05%
Min Deposit $5
Min Balance $15,000
Details Balance: $15,000 and over; Dividends paid annually at maturity
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 25, 2026: 0.05% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%
Youth Savings - 0.05%
Min Deposit $5
Min Balance $5
Details Dividends paid quarterly
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 25, 2026: 0.05% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%

Pasadena Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market Advantage - 0.85%
Min Deposit $2,500
Min Balance $75,000
Details Balance: $75,000 and over; Dividends paid monthly
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.85% APY · checked 4 times
0.35%0.85%1.35%Sep 25, 2026: 0.85% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%
Money Market Advantage - 0.80%
Min Deposit $2,500
Min Balance $50,000
Details Balance: $50,000 - $74,999.99; Dividends paid monthly
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.80% APY · checked 4 times
0.30%0.80%1.30%Sep 25, 2026: 0.80% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%
Money Market Advantage - 0.75%
Min Deposit $2,500
Min Balance $10,000
Details Balance: $10,000 - $49,999.99; Dividends paid monthly
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.75% APY · checked 4 times
0.25%0.75%1.25%Sep 25, 2026: 0.75% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%
Money Market Advantage - 0.55%
Min Deposit $2,500
Min Balance $2,500
Details Balance: $2,500 - $9,999.99; Dividends paid monthly
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.55% APY · checked 4 times
0.05%0.55%1.05%Sep 25, 2026: 0.55% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%

Pasadena Federal Credit Union Checking Rates

Product Rate APY View More
Advantage Checking - 0.05%
Min Deposit $100
Min Balance $800
Details Dividends paid monthly
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 25, 2026: 0.05% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%

Pasadena Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity HELOC - - 6.50%
Details As Low As; Rates lower than most in the area. Line of credit for renovating, landscaping or unexpected expenses.
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 6.50% APR · checked 5 times
6.00%6.50%7.00%Sep 16, 2026: 6.50% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%

Pasadena Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 4.99%
Details As Low As; Exclusive auto rates for members
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 4.99% APR · checked 2 times
4.49%4.99%5.49%Sep 25, 2026: 4.99% APRSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%
New Vehicle Loan - - 4.99% Up to 48 months
Details As Low As; Auto Pay rate discount of 0.25% may apply
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 4.99% APR · checked 5 times
4.49%4.99%5.49%Sep 16, 2026: 4.99% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%
New Vehicle Loan - - 5.24% Up to 60 months
Details As Low As; Auto Pay rate discount of 0.25% may apply
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 5.24% APR · checked 5 times
4.74%5.24%5.74%Sep 16, 2026: 5.24% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%
New Vehicle Loan - - 5.49% Up to 72 months
Details As Low As; Auto Pay rate discount of 0.25% may apply
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 5.49% APR · checked 5 times
4.99%5.49%5.99%Sep 16, 2026: 5.49% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%
Older Used Vehicle Loan - - 5.74% Up to 48 months
Details As Low As; Older used vehicles - finance up to 100% of Kelley Blue Book wholesale value for 2018-2019 model vehicles; may include Auto Pay discount of 0.25%
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 5.74% APR
5.24%5.74%6.24%Oct 12, 2026: 5.74% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%
Older Used Vehicle Loan - - 5.99% Up to 60 months
Details As Low As; Older used vehicles - finance up to 100% of Kelley Blue Book wholesale value for 2018-2019 model vehicles; may include Auto Pay discount of 0.25%
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 5.99% APR
5.49%5.99%6.49%Oct 12, 2026: 5.99% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%
New Vehicle Loan - - 6.24% Up to 84 months
Details As Low As; Min. Loan Amount $30,000; Auto Pay rate discount of 0.25% may apply
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 6.24% APR · checked 5 times
5.74%6.24%6.74%Sep 16, 2026: 6.24% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%

Pasadena Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Recreational Vehicle Loan - 6.49% Up to 60 months
Details As Low As; Loan Amount: $10,000 - $15,000
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 6.49% APR
5.99%6.49%6.99%Oct 12, 2026: 6.49% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%
Recreational Vehicle Loan - 6.49% Up to 84 months
Details As Low As; Loan Amount: $15,001 - $50,000
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 6.49% APR
5.99%6.49%6.99%Oct 12, 2026: 6.49% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%
Motorcycle Loan - 6.74% Up to 60 months
Details As Low As; New or Used, street-approved motorcycles (from a dealer or refinance)
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 6.74% APR · checked 5 times
6.24%6.74%7.24%Sep 16, 2026: 6.74% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%
Recreational Vehicle Loan - 6.75% Up to 120 months
Details As Low As; Loan Amount: $50,001 - $100,000
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 6.75% APR
6.25%6.75%7.25%Oct 12, 2026: 6.75% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%
Recreational Vehicle Loan - 7.49% Up to 180 months
Details As Low As; Loan Amount: $100,001 - $150,000
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.49% APR
6.99%7.49%7.99%Oct 12, 2026: 7.49% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%
Motorcycle Loan - 8.00% Up to 72 months
Details As Low As; New or Used, street-approved motorcycles (from a dealer or refinance)
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 8.00% APR · checked 5 times
7.50%8.00%8.50%Sep 16, 2026: 8.00% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%
Motorcycle Loan - 8.24% Up to 84 months
Details As Low As; Min. Loan Amount $30,000; New or Used, street-approved motorcycles (from a dealer or refinance)
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 8.24% APR · checked 5 times
7.74%8.24%8.74%Sep 16, 2026: 8.24% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%

Pasadena Federal Credit Union Personal Loan Rates

Product APR Term View More
Signature Loan 12.00% Up to 12 months
Details As Low As; Auto Pay rate discount of 0.25% may apply
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 12.00% APR · checked 5 times
11.50%12.00%12.50%Sep 16, 2026: 12.00% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%
Signature Loan 12.00% Up to 24 months
Details As Low As; Auto Pay rate discount of 0.25% may apply
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 12.00% APR · checked 5 times
11.50%12.00%12.50%Sep 16, 2026: 12.00% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%
Signature Loan 12.25% Up to 36 months
Details As Low As; Auto Pay rate discount of 0.25% may apply
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 12.25% APR · checked 5 times
11.75%12.25%12.75%Sep 16, 2026: 12.25% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%
Signature Loan 12.25% Up to 48 months
Details As Low As; Auto Pay rate discount of 0.25% may apply
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 12.25% APR · checked 5 times
11.75%12.25%12.75%Sep 16, 2026: 12.25% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%
Signature Loan 12.75% Up to 60 months
Details As Low As; Auto Pay rate discount of 0.25% may apply
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 12.75% APR · checked 5 times
12.25%12.75%13.25%Sep 16, 2026: 12.75% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%

Pasadena Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Line of Credit - - 14.00%
Details As Low As; Credit Limit: Up to $50,000; Payment: 3% of balance; Rate may include additional discounts such as Auto Pay
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 14.00% APR
13.50%14.00%14.50%Oct 12, 2026: 14.00% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%
Advantage Checking 0.05% - 0.05%
Min Deposit $100
Min Balance $800
Details Monthly dividend of 0.05% when maintaining a minimum daily balance of $800 or more; no monthly service fee at that balance
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 25, 2026: 0.05% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%
IRA Variable - - 0.55%
Min Deposit $100
Min Balance $100
Details Balance: $100 to $1,999.99; Dividends paid monthly
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.55% APY · checked 4 times
0.05%0.55%1.05%Sep 25, 2026: 0.55% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%
IRA Variable - - 0.75%
Min Deposit $100
Min Balance $2,000
Details Balance: $2,000 to $49,999.99; Dividends paid monthly
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.75% APY · checked 4 times
0.25%0.75%1.25%Sep 25, 2026: 0.75% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%
IRA Variable - - 0.85%
Min Deposit $100
Min Balance $50,000
Details Balance: $50,000 and over; Dividends paid monthly
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.85% APY · checked 4 times
0.35%0.85%1.35%Sep 25, 2026: 0.85% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.47%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Pasadena Federal Credit Union’s Texas Ratio rose from 0.23% in Q3 2023 to 1.47% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 0.23% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 1.47% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$375M1.47%5.0A+
March 31, 2026$381M2.56%5.0A+
December 31, 2025$380M3.36%5.0A+
September 30, 2025$370M1.82%5.0A+
June 30, 2025$372M2.07%5.0A+
March 31, 2025$381M2.74%5.0A+
December 31, 2024$352M6.89%5.0A
September 30, 2024$365M1.31%5.0A+
June 30, 2024$375M2.73%5.0A+
March 31, 2024$420M0.55%5.0A+
December 31, 2023$271M0.57%5.0A+
September 30, 2023$271M0.23%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Pasadena Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Pasadena Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Pasadena Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Pasadena Federal Credit Union
Website https://www.pfcu.org
Address 181 W Huntington Dr, Monrovia, CA 91016
Phone 800-445-7328
Fax
President James McDermott
CEO James Chang
Full-Time Employees 50
Part-Time Employees 0
Branch Locations 5
ATM Locations 1
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.47%
Return on Assets (ROA)
0.2939%
Return on Equity (ROE)
2.6476%
Non-Performing Loans Ratio (NPL)
0.28%
Total Assets
374,966,145
Total Amount of Shares and Deposits
322,895,179
Total Shares and Deposits < 1 Year
305,244,865
Total Shares and Deposits 1 3 Years
14,487,399
Total Shares and Deposits > 3 Years
3,162,915
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
26,193,765
Total Uninsured Shares and Deposits > $250K (F+J)
26,193,765
Total Insured Shares and Deposits > $250K (item 17 less item K)
296,701,414
Total Interest Expense (Sum of items 6 8)
1,511,943
Share Certificates
1,301
Number of Accounts for Share Drafts
15,220
IRA KEOGH Accounts
611
Number of Accounts for Regular Shares
27,960
Money Market Shares
816
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,406,068
Total Liabilities
334,084,488
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Pasadena Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Pasadena Federal Credit Union

How many branches does Pasadena Federal Credit Union operate?

Pasadena Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Pasadena Federal Credit Union?

Yes, to access services at Pasadena Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Pasadena Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Pasadena Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Pasadena Federal Credit Union offer online and mobile banking?

Most modern institutions like Pasadena Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pfcu.org.

Current Pasadena Federal Credit Union Rates

  • 12-Month CD3.15%
  • 24-Month CD3.25%
  • 60-Month CD3.00%
  • Savings1.00%
  • MMA0.85%
Retrieved from our database of financial products. Rates subject to change.

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