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Planites Credit Union Rates and Review January 2026

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Planites Credit Union12-month CD rates can be found at 3.50%, 6-month CD rates at 3.72% and 3-month CD rates at 0.20%. Savings rates are at 0.05% and money market rates are at 3.30%. Mortgage rates on 30-year fixed loans are around 6.13%. Credit Card rates are at 18.00%. Personal Loan rates are at 12.95%. All these rates, and more, can be found in our database of rates which you can compare to Planites Credit Union rates.

Compare Planites Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Planites Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Planites Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Planites Credit Union? Share your experience about Planites Credit Union by leaving a review below, or read customer reviews before you decide to use Planites Credit Union.

Overall, Planites Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Planites Credit Union
PLANITES CREDIT UNION
300 E Randolph ST
Chicago, IL 60601 5014
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
7-Month CD
3.88%
$500
12-Month CD
3.85%
$1,000
12-Month CD
3.80%
$1,000
48-Month CD
3.66%
$500
12-Month CD
3.50%
$1,000
6-Month CD
3.47%
$500
60-Month CD
3.28%
$100
36-Month CD
3.26%
$1,000
18-Month CD
3.25%
$500
48-Month CD
3.23%
$100
48-Month CD
3.14%
$500
36-Month CD
3.13%
$1,000
36-Month CD
3.03%
$500
60-Month CD
3.03%
$1,000
3-Month CD
3.00%
$500
12-Month CD
2.90%
$3,000
24-Month CD
2.77%
$5,000
6-Month CD
2.52%
$1,000
18-Month CD
2.50%
$500
36-Month CD
2.50%
$500
36-Month CD
2.27%
$1,000
24-Month CD
2.25%
$1,000
30-Month CD
2.12%
$500
60-Month CD
1.91%
$1,000
Accelerate Money Market
1.76%
$25,000
Money Market
1.51%
$2,500
24-Month CD
1.51%
$500
18-Month CD
1.28%
$500
Investment Money Market
1.25%
$1,000
NOW Checking
1.10%
$1,000
Money Market
1.00%
$25,000
12-Month CD
1.00%
$500
3-Month CD
0.80%
$1,000
48-Month CD
0.75%
$1,000
48-Month CD
0.45%
$500
18-Month CD
0.40%
$500
24-Month CD
0.40%
$500
Prime Checking
0.39%
$10,000
36-Month CD
0.35%
$500
18-Month CD
0.25%
$1,000
Treasury Savings
0.20%
$10,000
Everyday Savings
0.10%
$100
48-Month CD
0.10%
$1,000
Savings
0.05%
$100
48-Month CD
0.05%
$1,000
3-Month CD
0.03%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
7/1 ARM
7.000%
7.111%
0.000
15-Year Fixed
5.125%
5.180%
0.000
4.740%
7.533%
0.000
6.000%
6.070%
0.000
30-Year Fixed
6.125%
6.198%
0.000
15-Year Fixed
5.375%
5.584%
0.000
5.125%
5.389%
0.000
5.000%
5.168%
0.000
5.750%
5.801%
0.000
6.500%
6.595%
0.000
5.500%
5.803%
0.000
5.500%
5.621%
0.000
5/6 ARM
5.875%
5.947%
0.000
5.625%
5.787%
0.000
15-Year Fixed
5.375%
5.479%
0.125
5.115%
5.908%
0.946
6.250%
7.325%
0.000
5.875%
6.023%
0.000
6.250%
6.389%
0.000
5.375%
5.860%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
30-Year Fixed
6.750%
6.750%
0.000
6.125%
6.135%
0.000
15-Year Fixed
5.625%
5.743%
0.000
5.625%
6.461%
0.000
20-Year Fixed
6.250%
6.418%
0.000
30-Year Fixed Jumbo
6.000%
6.127%
0.000
30-Year Fixed
5.750%
5.788%
0.000
5.875%
5.963%
0.000
5.625%
5.899%
0.000
20-Year Fixed (Power Rate)
5.875%
6.088%
0.000
5.625%
5.673%
0.000
5.000%
5.153%
1.000
15-Year Fixed Jumbo
5.750%
5.803%
0.000
7/6 Jumbo ARM
5.250%
6.056%
0.110
15-Year Fixed
5.375%
5.560%
0.000
4.750%
5.855%
0.000
15-Year Fixed
5.875%
6.120%
0.000
20 Year Fixed
5.500%
5.579%
0.000
5.125%
6.002%
0.000
20-Year Fixed
5.625%
5.666%
0.000
5.625%
5.760%
1.125
5.650%
5.986%
0.000
15-Year Fixed
6.000%
6.021%
0.000
5.375%
5.475%
0.000
5.875%
5.894%
0.000
6.125%
6.326%
0.000
10-Year Fixed
5.375%
5.540%
0.000
15-Year Fixed
5.500%
5.695%
0.000
30 Year Fixed Jumbo
6.250%
6.282%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Academic VISA® Platinum
10.900%
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Security Service Power Rewards MasterCard
18.000%
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Access FCU Visa Classic
13.500%
VISA® Classic
12.960%
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Visa Crimson Rewards Card
13.740%
Business Select Credit Card Mastercard
18.000%
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Security Service Power MasterCard
12.740% - 18.000%
8.990% - 17.990%
Maximum limit of $30,000
16.490% - 17.990%
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
13.900%
Rewards Student Classic
16.500%
Credit Limit - $500
Visa Signature® Rewards
17.750%
Visa Platinum Preferred Student
17.990%
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Visa Secure Card
13.740%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Personal Loan
8.950%
$0
10.650%
$0
12.250% - 17.000%
$0 - $20,000
13.450%
$0
Term Line of Credit 84 months
8.000%
$0
18.000%
$0 - $500
5
Personal Signature Loans
14.000%
$0
60
13.700%
$2,500 - $5,000
36 - 36
50% Share Secured Loan
6.460% - 14.990%
$0
11.500%
$0
48 - 48
11.900%
$0 - $15,000
24 - 60
12.490%
$0
Preferred Personal Loan
10.000%
$0
60
11.990%
$0
10.250% - 10.650%
$3,000 - $25,000
Credit Starter Loan
16.250%
$0
10.490%
$0
11.240% - 17.950%
$0
25 - 36
Signature (Unsecured) Loan
11.040%
$0
1 - 24
8.950%
$0
1 - 60
10.000%
$0
60
15.000%
$500 - $1,500
6 - 12
Access Line Of Credit
16.240%
$0
Personal Loans
13.250%
$0
6184
Next Step Loan
10.500%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Planites Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Planites Credit Union
Full Time Employees: 7
Part Time Employees: 0
President: James Burda
CEO: Danny Valkanos
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
300 E Randolph ST
Chicago, IL 60601 5014
Phone Number: 312-653-6371
Fax Number: 312-616-3728

Financials

Total Assets:
38,981,635
Total Amount of Shares and Deposits:
34,404,006
Total Shares and Deposits < 1 Year:
30,535,521
Total Shares and Deposits 1 3 Years:
3,857,146
Total Shares and Deposits > 3 Years:
11,339
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,485,255
Total Uninsured Shares and Deposits > $250K (F+J):
2,485,255
Total Insured Shares and Deposits > $250K (item 17 less item K):
31,918,751
Total Interest Expense (Sum of items 6 8):
513,976
Share Certificates:
430
Number of Accounts for Share Drafts:
1,013
IRA KEOGH Accounts:
57
Number of Accounts for Regular Shares:
5,273
Net Income (unless the amount is already included in Undivided Earnings):
160,894
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
492,618
Total Liabilities:
34,618,762
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Planites Credit Union

Is a member application needed to join Planites Credit Union?

Yes, to access services at Planites Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Planites Credit Union provides a range of mortgage and home equity products.

Is Planites Credit Union a safe place to deposit money?

Yes, Planites Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Planites Credit Union offer online and mobile banking?

Most modern institutions like Planites Credit Union provide digital access including online balance checks and transfers.

Current Planites Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions