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iAdvertiser Disclosure
Advertiser Disclosure
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 Red River Employees Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
Red River Employees Federal Credit Union's 6 Month TEAL CD rates are at 3.95%. Red River Employees Federal Credit Union's savings rates are at 0.10%. Red River Employees Federal Credit Union's money market rates are at 2.10%. Red River Employees Federal Credit Union's Personal Loan Rates are at 13.30%. MonitorBankRates evaluates the financial stability of Red River Employees Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.10%. Rates were last updated on 04/17/2026. Red River Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Red River Employees Federal Credit Union? Share your experience about Red River Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Red River Employees Federal Credit Union. Red River Employees Federal Credit Union
University Corporate Office TX 2700 A University Ave
https://www.rrcu.com Texarkana, TX 75503 
Red River Employees Federal Credit Union CD Rates
Red River Employees Federal Credit Union Savings Rates
Red River Employees Federal Credit Union Money Market Rates
Red River Employees Federal Credit Union Checking Rates
Red River Employees Federal Credit Union Auto Loan Rates
Red River Employees Federal Credit Union Credit Card Rates
Red River Employees Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Red River Employees Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Red River Employees Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Red River Employees Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Red River Employees Federal Credit Union
Website
https://www.rrcu.com
Address
2700 A University Ave,
Texarkana, TX 75503
Phone
903-735-3000
Fax
903-735-3150
President
Fred Milton
CEO
Bradley Bailey
Full-Time Employees
365
Part-Time Employees
10
Branch Locations
32
ATM Locations
53
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.10%
Return on Assets (ROA)
0.6223%
Return on Equity (ROE)
4.7180%
Non-Performing Loans Ratio (NPL)
0.93%
Total Assets
1,550,898,108
Total Amount of Shares and Deposits
1,293,816,459
Total Shares and Deposits < 1 Year
1,233,890,065
Total Shares and Deposits 1 3 Years
53,188,723
Total Shares and Deposits > 3 Years
6,737,671
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
109,308,729
Total Uninsured Shares and Deposits > $250K (F+J)
109,308,729
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,184,507,730
Total Interest Expense (Sum of items 6 8)
21,463,042
Share Certificates
10,109
Number of Accounts for Share Drafts
81,547
IRA KEOGH Accounts
3,536
Number of Accounts for Regular Shares
137,359
All other shares
3,016
Money Market Shares
2,095
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
160,058,730
Total Liabilities
1,346,928,799
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Red River Employees Federal Credit UnionIs Red River Employees Federal Credit Union a safe place to deposit money?Yes, Red River Employees Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 5.1042004402499%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Red River Employees Federal Credit Union operate?Red River Employees Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Red River Employees Federal Credit Union?Yes, to access services at Red River Employees Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Red River Employees Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Red River Employees Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Red River Employees Federal Credit Union offer online and mobile banking?Most modern institutions like Red River Employees Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.rrcu.com. Current Red River Employees Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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