R.I.A. Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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R.I.A. Federal Credit Union12-month CD rates can be found at 2.50%, 6-month CD rates at 2.50% and 3-month CD rates at 3.63%. Savings rates are at 1.00% and money market rates are at 1.01%. Mortgage rates on 30-year fixed loans are around 6.78%. Credit Card rates are at 15.40%. Personal Loan rates are at 12.25%. All these rates, and more, can be found in our database of rates which you can compare to R.I.A. Federal Credit Union rates.

Compare R.I.A. Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of R.I.A. Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

R.I.A. Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at R.I.A. Federal Credit Union? Share your experience about R.I.A. Federal Credit Union by leaving a review below, or read customer reviews before you decide to use R.I.A. Federal Credit Union.

Overall, R.I.A. Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
R.I.A. Federal Credit Union
1
4343 Utica Ridge Rd
Bettendorf, IA 52722
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare R.I.A. Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Kanza Bank
Kanza Bank
High Interest Checking
5.00%
$25
Needham Bank
Needham Bank
12-Month CD
4.25%
$1,000
Table Rock Community Bank
Table Rock Community Bank
12-Month CD
4.24%
$1,000
Balboa Thrift and Loan Association
Balboa Thrift and Loan Association
18-Month CD
4.15%
$10,000
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
48-Month CD
4.15%
$500
Northwest Bank
Northwest Bank
12-Month CD
4.09%
$100
First Internet Bank of Indiana
First Internet Bank of Indiana
48-Month CD
3.97%
$1,000
A+ Federal Credit Union
A+ Federal Credit Union
18-Month CD
3.97%
$1,000
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
120-Month CD
3.85%
$500
Manasquan Bank
Manasquan Bank
12-Month CD
3.50%
$500
Ridgewood Savings Bank
Ridgewood Savings Bank
48-Month CD
3.35%
$100
First State Bank Tahlequah, OK
First State Bank Tahlequah, OK
24-Month CD
3.25%
$1,000
Minnwest Bank
Minnwest Bank
Investment Savings
3.04%
$500,000
State Bank of Chilton
State Bank of Chilton
60-Month CD
3.02%
$1,000
First National Bank and Trust AL
First National Bank and Trust AL
18-Month CD
3.00%
$1,000
Union State Bank Olsburg, KS
Union State Bank Olsburg, KS
24-Month CD
3.00%
$1,000
Homewood Federal SB
Homewood Federal SB
48-Month CD
2.75%
$500
Farmers National Bank
Farmers National Bank
18-Month CD
2.70%
$500
Haddon Savings Bank
Haddon Savings Bank
24-Month CD
2.70%
$500
Benton State Bank
Benton State Bank
60-Month CD
2.52%
$500
Benton State Bank
Benton State Bank
36-Month CD
2.52%
$500
Jarrettsville Federal S&L
Jarrettsville Federal S&L
30-Month CD
2.50%
$500
Grand Timber Bank
Grand Timber Bank
18-Month CD
2.07%
$500
First National Bank of Eastern Arkansas
First National Bank of Eastern Arkansas
3-Month CD
2.02%
$1,000
Clay County Savings Bank
Clay County Savings Bank
36-Month CD
1.69%
$500
Westside State Bank
Westside State Bank
30-Month CD
1.50%
$500
The Berkshire Bank
The Berkshire Bank
36-Month CD
1.21%
$10,000
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
Basic Savings
1.00%
$25
Conway National Bank (CNB)
Conway National Bank (CNB)
3-Month CD
0.90%
$500
Peoples Savings Bank Urbana OH
Peoples Savings Bank Urbana OH
Money Market
0.85%
$100,000
Murphy-Wall State B&T Co.
Murphy-Wall State B&T Co.
48-Month CD
0.80%
$1,000
F&M Bank Laotto, IN
F&M Bank Laotto, IN
Platinum Money Market
0.75%
$1,500
Continental Bank
Continental Bank
12-Month CD
0.75%
$25,000
Lake Elmo Bank
Lake Elmo Bank
12-Month CD
0.70%
$1,000
FirsTier Bank
FirsTier Bank
36-Month CD
0.60%
$0
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
36-Month CD
0.40%
$1,000
South Central State Bank
South Central State Bank
Savings
0.40%
$100
BankPlus
BankPlus
36-Month CD
0.35%
$1,000
First State Bank of Campbell Hill
First State Bank of Campbell Hill
Premium Money Market
0.30%
$35,000
GSL Savings Bank
GSL Savings Bank
Super Money Market
0.25%
$1,500
Security Bank of Southwest Missouri
Security Bank of Southwest Missouri
Savings
0.25%
$100
Clinton Bank
Clinton Bank
Money Market
0.20%
$2,500
Haven Savings Bank
Haven Savings Bank
Statement Savings
0.20%
$50
FSB of Burnet
FSB of Burnet
NOW Checking
0.15%
$0
Bank of Kampsville
Bank of Kampsville
Money Market
0.10%
$2,500
USLA Union S&L
USLA Union S&L
Savings
0.10%
$25
WSB Municipal Bank
WSB Municipal Bank
Savings
0.10%
$100
Chesapeake Bank
Chesapeake Bank
Money Market
0.05%
$5,000
First Citizens Bank
First Citizens Bank
24-Month CD
0.05%
$500
Associated Bank
Associated Bank
30-Month CD
0.04%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare R.I.A. Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed (Jumbo)
5.375%
5.525%
0.750
First FSB of Champaign Urbana
First FSB of Champaign Urbana
10-Year Fixed
5.500%
5.569%
0.000
Mutual Security Credit Union
Mutual Security Credit Union
5/1 ARM
5.500%
5.614%
0.000
Investment Savings Bank
Investment Savings Bank
15-Year Fixed
5.750%
5.852%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
5/5 Jumbo ARM
5.750%
6.028%
0.250
USB Union Savings Bank
USB Union Savings Bank
15-Year Fixed
5.875%
6.087%
0.000
Spire Credit Union
Spire Credit Union
15 Year Fixed
5.875%
6.087%
0.000
Honda Federal Credit Union
Honda Federal Credit Union
10 Year Fixed
5.875%
6.090%
0.000
Northfield Savings Bank
Northfield Savings Bank
15-Year Fixed
6.000%
6.102%
0.000
NASA Federal Credit Union
NASA Federal Credit Union
15-Year Fixed
5.875%
6.103%
0.000
Kohler Credit Union
Kohler Credit Union
15 Year Fixed
6.000%
6.179%
0.000
Credit Human Federal Credit Union
Credit Human Federal Credit Union
15-Year Fixed
6.075%
6.211%
0.000
Americas First Federal Credit Union
Americas First Federal Credit Union
30-Year Fixed
6.450%
6.250%
0.000
Logix Federal Credit Union
Logix Federal Credit Union
15 Year Fixed
6.125%
6.260%
0.000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
15-Year Fixed
6.250%
6.286%
0.000
Holyoke Credit Union
Holyoke Credit Union
15 Year Fixed Jumbo
6.250%
6.290%
0.000
Investment Savings Bank
Investment Savings Bank
30-Year Fixed
6.250%
6.314%
0.000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
15-Year Fixed
6.125%
6.360%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
5/5 ARM
5.750%
6.370%
0.000
Vystar Credit Union
Vystar Credit Union
30-Year Fixed (Jumbo)
6.375%
6.387%
0.000
Sacramento Credit Union
Sacramento Credit Union
20-Year Fixed
6.125%
6.404%
1.000
Northfield Savings Bank
Northfield Savings Bank
5/1 ARM
5.500%
6.425%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
20-Year Fixed (Power Rate)
6.250%
6.434%
0.000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
30-Year Fixed Jumbo
6.375%
6.491%
1.000
FirstBank of Nebraska
FirstBank of Nebraska
20-Year Fixed
6.500%
6.501%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare R.I.A. Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
ACFCU
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Cash Back
16.490% - 17.990%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
1st United Credit Union
1st United Credit Union
Visa Platinum Rewards
14.900%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare R.I.A. Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
Vystar Credit Union
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
AAC Credit Union
AAC Credit Union
Personal Loans Share Secured
5.990%
$0
48
Achieve Credit Union
Achieve Credit Union
Personal Loan
8.950%
$0
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
13.060%
$0
1 - 36
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Signature Loan
12.490%
$0
705 Federal Credit Union
705 Federal Credit Union
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
AAEC Credit Union
AAEC Credit Union
Personal Signature Loans
14.000%
$0
60
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
ABCO Federal Credit Union
ABCO Federal Credit Union
Vacation Loans
10.490%
$0
360 Federal Credit Union
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Payroll Savings Loan
17.900%
$0 - $500
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $500
48 - 48
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.700%
$8,000
60 - 60
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
ABNB Federal Credit Union
ABNB Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.200%
$5,000 - $8,000
48 - 48
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
AAEC Credit Union
AAEC Credit Union
Education (tuition bill required)
8.250%
$0
60
Accentra Credit Union
Accentra Credit Union
Personal Loan
11.760%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have R.I.A. Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

R.I.A. Federal Credit Union Information

Credit Union Name: R.I.A. Federal Credit Union
Full Time Employees: 136
Part Time Employees: 6
President: John Masengarb
CEO: James Watts
Branch Locations: 11
ATM Locations: 11
Corporate Office Address:
4343 Utica Ridge Rd
Bettendorf, IA 52722
Phone Number: 563-355-3800
Fax Number: 563-355-9680

R.I.A. Federal Credit Union Financials

Total Assets:
614,406,552
Total Amount of Shares and Deposits:
577,802,951
Total Shares and Deposits < 1 Year:
533,648,795
Total Shares and Deposits 1 3 Years:
41,465,763
Total Shares and Deposits > 3 Years:
2,688,393
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
23,635,946
Total Uninsured Shares and Deposits > $250K (F+J):
23,635,946
Total Insured Shares and Deposits > $250K (item 17 less item K):
554,167,005
Total Interest Expense (Sum of items 6 8):
2,333,618
Share Certificates:
4,834
Number of Accounts for Share Drafts:
20,739
IRA KEOGH Accounts:
1,083
Number of Accounts for Regular Shares:
45,351
Non Member Deposits:
19
Money Market Shares:
1,648
Net Income (unless the amount is already included in Undivided Earnings):
91,149
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
46,979,806
Total Liabilities:
580,454,411
Show More

R.I.A. Federal Credit Union Questions and Answers

No Cost Share Drafts:
No
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates on 30 year home loans are averaging averaging 3.90%, slightly higher than last week's all-time record low mortgage rate of 3.89%. Current mortgage rates today on 15 year home mortgage loans are slightly lower this week averaging 3.24%, down from last week's average 15 year mortgage rate of 3.25%.   
Even with the increase in interest rates since this summer, mortgage rates today are still very low, historically speaking. Rates are still low right now but will be moving higher in 2014 so if you're thinking about buying a home you should lock in a rate today. Likewise, if you have been thinking about refinancing now is the time before rates move higher.
Colorado Federal Savings Bank 1 Year CD rates are now at 1.24 percent with a yield of 1.25 percent. View current 1 Year CD rates at Colorado Federal Savings Bank below.

Bank or Credit Union Offers and Deals

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In State of the Union Speech, Obama Talks Mortgage Rates
Average Mortgage Rates Mixed Today but Heading Lower in the Coming Months

Alternative Bank and Credit Union Offers to Explore

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Mortgage Refinance Rates: 15 Year Refinance Mortgage Rates at 3.29%
Mortgage Rates Heading Lower Next Week: Today's 30 Year Mortgage Rates at 4.38%, 30 Year Jumbo Rates at 4.93%
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VirtualBank Money Market Account Rates now at 0.68%

R.I.A. Federal Credit Union Reviews

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