Rome Teachers Federal Credit Union Rates and Review January 2026
Compare Rome Teachers Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Rome Teachers Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityRome Teachers Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Rome Teachers Federal Credit Union? Share your experience about Rome Teachers Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Rome Teachers Federal Credit Union. Overall, Rome Teachers Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonPLATINUM REWARDS VISA
14.740%
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loans
12.990%
$0
13 - 60
Personal Loan
9.990% - 18.000%
$0 - $50,000
Personal Loan
9.200% - 17.950%
$0 - $500
48 - 48
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Rome Teachers Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Rome Teachers Federal Credit Union
Website: https://www.rtfcu.com
Full Time Employees: 11Part Time Employees: 2 President: John Vero CEO: Tracy Worden Branch Locations: 3 ATM Locations: 3 Corporate Office Address:
924 Turin St
Rome, NY 13440 Phone Number: 315-336-7810 Fax Number: 315-336-0893 FinancialsTotal Assets:
57,105,783
Total Amount of Shares and Deposits:
49,829,491
Total Shares and Deposits < 1 Year:
48,737,081
Total Shares and Deposits 1 3 Years:
1,092,410
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,746,676
Total Uninsured Shares and Deposits > $250K (F+J):
1,746,676
Total Insured Shares and Deposits > $250K (item 17 less item K):
48,082,815
Total Interest Expense (Sum of items 6 8):
213,859
Share Certificates:
189
Number of Accounts for Share Drafts:
1,830
Number of Accounts for Regular Shares:
3,639
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,326,823
Total Liabilities:
50,655,948
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Rome Teachers Federal Credit UnionIs a member application needed to join Rome Teachers Federal Credit Union?Yes, to access services at Rome Teachers Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Rome Teachers Federal Credit Union provides a range of mortgage and home equity products. Is Rome Teachers Federal Credit Union a safe place to deposit money?Yes, Rome Teachers Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Rome Teachers Federal Credit Union offer online and mobile banking?Most modern institutions like Rome Teachers Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.03%, 6-month CD rates at 3.00% and 3-month CD rates at 4.25%. Savings rates are at 0.01% and money market rates are at 0.55%. Mortgage rates on 30-year fixed loans are around 5.66%. Credit Card rates are at 10.15%. Personal Loan rates are at 11.24%. All these rates, and more, can be found in our database of rates which you can compare to 
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