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SCF Westchester NY Employees Federal Credit Union Rates and Review January 2026

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SCF Westchester NY Employees Federal Credit Union12-month CD rates can be found at 2.53%, 6-month CD rates at 1.46% and 3-month CD rates at 3.65%. Savings rates are at 0.20% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 5.98%. Credit Card rates are at 13.50%. Personal Loan rates are at 13.70%. All these rates, and more, can be found in our database of rates which you can compare to SCF Westchester NY Employees Federal Credit Union rates.

Compare SCF Westchester NY Employees Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of SCF Westchester NY Employees Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

SCF Westchester NY Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at SCF Westchester NY Employees Federal Credit Union? Share your experience about SCF Westchester NY Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use SCF Westchester NY Employees Federal Credit Union.

Overall, SCF Westchester NY Employees Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

SCF Westchester NY Employees Federal Credit Union
Credit Union Office
1000 Westchester Ave
White Plains, NY 10610
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
4.00%
$250
36-Month CD
3.80%
$2,500
9-Month CD
3.75%
$500
6-Month CD
3.70%
$500
24-Month CD (Plus Jumbo)
3.67%
$200,000
9-Month CD
3.62%
$500
18-Month CD
3.50%
$1,000
60-Month CD
3.40%
$500
48-Month CD
3.35%
$2,000
18-Month CD
3.34%
$500
48-Month CD (step)
3.29%
$500
24-Month CD
3.24%
$1,000
48-Month CD (Jumbo)
3.05%
$100,000
18-Month CD
3.02%
$1,000
48-Month CD
3.00%
$2,000
36-Month CD (Jumbo)
3.00%
$100,000
60-Month CD
3.00%
$500
24-Month CD
2.58%
$1,000
12-Month CD
2.53%
$500
60-Month CD
2.47%
$1,000
48-Month CD
2.42%
$500
48-Month CD
2.28%
$1,000
High Yield Money Market
2.22%
$25,000
48-Month CD
1.91%
$1,000
48-Month CD
1.79%
$500
24-Month CD
1.75%
$500
12-Month CD
1.71%
$500
48-Month CD
1.40%
$1,000
48-Month CD
1.25%
$500
3-Month CD
1.15%
$1,000
18-Month CD
1.01%
$500
3-Month CD
1.00%
$1,000
Savings
1.00%
$100
Regular Savings
1.00%
$50
6-Month CD
1.00%
$100
48-Month CD
0.55%
$500
6-Month CD
0.50%
$500
48-Month CD
0.40%
$500
24-Month CD
0.30%
$500
Savings
0.25%
$25
36-Month CD
0.25%
$1,000
Savings
0.16%
$50
Money Market
0.10%
$1,000
NOW Checking
0.10%
$1,000
24-Month CD
0.05%
$500
18-Month CD
0.03%
$1,000
Advantage Savings
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.375%
5.512%
0.000
30-Year Fixed
6.000%
6.034%
0.000
30-Year Fixed
5.875%
6.000%
0.000
20 Year Fixed
7.125%
7.527%
0.000
5.875%
5.933%
0.000
15-Year Fixed
5.375%
5.539%
0.000
6.250%
6.281%
0.000
30-Year Fixed
6.000%
6.031%
0.000
30-Year Fixed
6.375%
6.504%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.977%
0.000
15-Year Fixed
5.350%
5.785%
0.000
5.625%
5.781%
0.878
10 Year Fixed
5.500%
5.938%
0.000
6.000%
6.107%
0.000
6.000%
6.061%
0.000
6.525%
6.595%
0.000
5.875%
5.975%
0.000
30-Year Fixed
6.125%
6.167%
0.000
20-Year Fixed
5.875%
6.140%
0.000
30-Year Fixed
6.125%
6.192%
0.125
30-Year Fixed
6.000%
6.097%
0.500
5.875%
6.091%
0.000
6.000%
6.070%
0.000
5.500%
5.688%
0.125
5.990%
6.290%
0.000
20 Year Fixed
5.500%
5.640%
0.000
5.625%
5.667%
0.000
20-Year Fixed
5.750%
5.887%
0.000
5.250%
5.506%
0.000
5.875%
6.029%
0.000
5.500%
5.803%
0.000
10-Year Fixed
5.500%
5.630%
0.000
15-Year Fixed
5.625%
5.736%
0.000
5.750%
5.849%
0.000
30-Year Fixed
5.875%
5.973%
0.000
5.000%
5.168%
0.000
5.500%
5.809%
0.000
20-Year Fixed
5.750%
5.900%
0.000
5.000%
5.153%
1.000
5.625%
5.751%
0.000
20 Year Fixed
6.500%
6.628%
0.000
5.125%
5.291%
0.000
15-Year Fixed
5.125%
5.389%
1.000
30-Year Fixed
6.000%
6.112%
0.000
15-Year Fixed
5.500%
5.718%
0.000
5.875%
6.099%
0.000
5.625%
5.643%
0.000
5.750%
5.789%
0.000
6.375%
6.394%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Platinum Rewards
14.900%
Platinum Visa
15.350%
Rewards Student Classic
16.500%
Credit Limit - $500
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Visa Student Rewards Card
17.990%
Visa Platinum Credit Card
9.500% - 12.500%
VISA Platinum without Rewards
7.900%
Platinum Secured Visa
8.750%
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Academic VISA® Platinum
10.900%
14.000%
VISA Traditional
14.240% - 18.000%
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
7.900%
VISA® Gold
11.960%
18.000%
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Max Rewards Visa Credit Card
15.250%
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
16.100%
11.900%
Classroom Supply Visa
8.500%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Education (tuition bill required)
8.250%
$0
60
Consolidation Loans
14.850%
$0
37 - 60
13.700%
$2,500 - $5,000
36 - 36
13.240%
$0
48
A+ Preferred Line Of Credit
10.990%
$0
Personal Loan
11.760%
$0
13.490%
$0 - $5,000
48 - 48
8.890%
$0
14.700%
$8,000
60 - 60
11.240% - 17.950%
$0
25 - 36
15.000%
$500 - $1,500
6 - 12
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
Credit Starter Loan
16.250%
$0
13.240%
$0 - $2,000
36 - 36
New Signature Loans
8.990%
$0
13.450%
$0
9.490%
$0
48 - 48
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
13.450%
$0
9.900%
$0
10.890%
$0
60
Personal Signature Loans
14.000%
$0
60
9.200% - 17.950%
$0 - $100
12 - 24
Consolidation Loans
13.060%
$0
1 - 36
Unsecured Signature Loan
10.250%
$0
25 - 36
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have SCF Westchester NY Employees Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: SCF Westchester NY Employees Federal Credit Union
Website:
Full Time Employees: 2
Part Time Employees: 1
President: Carol Jefferson Eaddy
CEO: Kim Sanchez Tookes
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
1000 Westchester Ave
White Plains, NY 10610
Phone Number: 914-694-3421
Fax Number: 914-697-4149

Financials

Total Assets:
1,792,643
Total Amount of Shares and Deposits:
1,430,601
Total Shares and Deposits < 1 Year:
1,430,601
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,430,601
Total Interest Expense (Sum of items 6 8):
57
Number of Accounts for Regular Shares:
447
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,207,778
Total Liabilities:
1,420,777
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About SCF Westchester NY Employees Federal Credit Union

Is a member application needed to join SCF Westchester NY Employees Federal Credit Union?

Yes, to access services at SCF Westchester NY Employees Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, SCF Westchester NY Employees Federal Credit Union provides a range of mortgage and home equity products.

Is SCF Westchester NY Employees Federal Credit Union a safe place to deposit money?

Yes, SCF Westchester NY Employees Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does SCF Westchester NY Employees Federal Credit Union offer online and mobile banking?

Most modern institutions like SCF Westchester NY Employees Federal Credit Union provide digital access including online balance checks and transfers.

Current SCF Westchester NY Employees Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions