Sky Federal Credit Union Rates and Review January 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare Sky Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Sky Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilitySky Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Sky Federal Credit Union? Share your experience about Sky Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Sky Federal Credit Union. Overall, Sky Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Sky Federal Credit Union Sky Federal Credit Union 111 N B St Livingston, MT 59047  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonVISA® Classic
12.960%
Academic VISA® Classic
15.400%
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loans
13.450%
$0
60
Personal Line of Credit
16.240%
$0
60
Consolidation Loans
13.060%
$0
1 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Sky Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Sky Federal Credit Union
Website: https://www.skyfcu.org
Full Time Employees: 56Part Time Employees: 8 President: MaryAnn Duffey CEO: DAISY ROMO Branch Locations: 6 ATM Locations: 6 Corporate Office Address:
111 N B St
Livingston, MT 59047 Phone Number: 406-222-1750 Fax Number: 406-222-1786 FinancialsTotal Assets:
202,802,344
Total Amount of Shares and Deposits:
178,010,796
Total Shares and Deposits < 1 Year:
170,499,586
Total Shares and Deposits 1 3 Years:
6,192,379
Total Shares and Deposits > 3 Years:
1,318,832
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
5,856,955
Total Uninsured Shares and Deposits > $250K (F+J):
5,856,955
Total Insured Shares and Deposits > $250K (item 17 less item K):
172,153,841
Total Interest Expense (Sum of items 6 8):
1,712,483
Share Certificates:
1,039
Number of Accounts for Share Drafts:
9,835
IRA KEOGH Accounts:
638
Number of Accounts for Regular Shares:
15,945
All other shares:
125
Non Member Deposits:
1
Money Market Shares:
259
Net Income (unless the amount is already included in Undivided Earnings):
187,926
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,404,573
Total Liabilities:
187,643,211
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Sky Federal Credit UnionIs a member application needed to join Sky Federal Credit Union?Yes, to access services at Sky Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Sky Federal Credit Union provides a range of mortgage and home equity products. Is Sky Federal Credit Union a safe place to deposit money?Yes, Sky Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Sky Federal Credit Union offer online and mobile banking?Most modern institutions like Sky Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 2.50%, 6-month CD rates at 3.47% and 3-month CD rates at 0.20%. Savings rates are at 0.01% and money market rates are at 2.53%. Mortgage rates on 30-year fixed loans are around 6.03%. Credit Card rates are at 10.15%. Personal Loan rates are at 13.90%. All these rates, and more, can be found in our database of rates which you can compare to 
