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Sorg Bay West Federal Credit Union Rates and Review January 2026

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Sorg Bay West Federal Credit Union12-month CD rates can be found at 3.75%, 6-month CD rates at 2.53% and 3-month CD rates at 0.03%. Savings rates are at 0.75% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.00%. Credit Card rates are at 16.20%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates which you can compare to Sorg Bay West Federal Credit Union rates.

Compare Sorg Bay West Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Sorg Bay West Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Sorg Bay West Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Sorg Bay West Federal Credit Union? Share your experience about Sorg Bay West Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Sorg Bay West Federal Credit Union.

Overall, Sorg Bay West Federal Credit Union is an acceptable credit union worth considering, with an overall rating of 2 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Sorg Bay West Federal Credit Union
SORG BAY WEST FCU
400 N BROAD ST
MIDDLETOWN, OH 45042 1909
Member NCUA
MonitorBankRates' Rating
2/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
6-Month CD
4.00%
$1,000
6-Month CD
3.80%
$1,000
48-Month CD
3.75%
$1,000
24-Month CD
3.70%
$1,000
12-Month CD
3.50%
$1,000
24-Month CD
3.50%
$1,000
24-Month CD
3.45%
$500
24-Month CD
3.30%
$1,000
3-Month CD
3.30%
$3,000
48-Month CD
3.09%
$1,000
12-Month CD
3.03%
$500
60-Month CD
3.03%
$500
24-Month CD
3.02%
$1,000
48-Month CD
2.88%
$500
18-Month CD
2.85%
$500
18-Month CD
2.85%
$10,000
18-Month CD
2.75%
$500
6-Month CD
2.52%
$2,500
36-Month CD
2.50%
$1,000
24-Month CD
2.50%
$1,000
12-Month CD
2.25%
$1,000
60-Month CD
2.25%
$250
48-Month CD
2.20%
$500
Money Market
2.02%
$2,500
Preferred interest Checking
2.02%
$100
60-Month CD
2.00%
$500
48-Month CD
2.00%
$1,000
48-Month CD
1.81%
$100
60-Month CD
1.75%
$500
36-Month CD
1.45%
$500
48-Month CD
0.95%
$500
e-Checking
0.75%
$100
Savings
0.75%
$1
Platinum Money Market
0.75%
$2,500
12-Month CD
0.60%
$1,000
Money Market
0.60%
$2,500
6-Month CD
0.60%
$500
Money Market
0.40%
$100
Money Market
0.25%
$2,500
12-Month CD
0.25%
$500
3-Month CD
0.20%
$5,000
Primary Savings
0.15%
$25
Premium Passbook Savings
0.05%
$50
Elite Tiered Money Market
0.05%
$10
Money Market
0.05%
$1,000
Home Town Savings
0.05%
$200
Money Market
0.03%
$2,500
24-Month CD
0.01%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.625%
5.790%
0.000
5.115%
5.908%
0.946
5.500%
6.004%
0.750
5.125%
5.637%
0.250
5.750%
5.856%
0.000
5.375%
5.999%
0.000
5.625%
5.778%
0.000
5.750%
5.849%
0.000
10-Year Fixed
5.500%
5.630%
0.000
15-Year Fixed
5.625%
5.747%
0.250
4.875%
5.778%
0.000
30-Year Fixed VA
5.375%
5.599%
1.000
30-Year Fixed (Jumbo)
6.500%
6.546%
0.000
20-Year Fixed
5.500%
5.627%
0.000
30 Year Fixed
6.375%
6.670%
0.000
30-Year Fixed
6.125%
6.198%
0.000
6.000%
6.126%
0.000
6.000%
6.000%
0.000
30-Year Fixed Jumbo
6.125%
6.148%
0.000
6.000%
6.070%
0.000
6.000%
6.006%
0.000
30-Year Fixed
6.125%
6.167%
0.000
5.250%
6.232%
0.750
6.125%
6.199%
0.000
30-Year Fixed
6.125%
6.249%
0.000
5.500%
5.567%
0.000
5.750%
5.923%
0.000
5.250%
5.382%
0.000
5.500%
5.588%
0.000
5.115%
5.787%
1.071
6.375%
6.460%
0.000
5.875%
6.010%
0.000
15-Year Fixed
5.000%
5.177%
0.750
7/1 ARM (Jumbo)
6.125%
6.231%
0.000
5.500%
6.059%
0.000
30-Year Fixed
6.000%
6.173%
0.000
5.375%
5.860%
0.000
5.125%
6.002%
0.000
5.500%
5.574%
0.000
5.500%
5.591%
0.000
15-Year Fixed
6.500%
6.500%
0.000
5.500%
5.646%
0.000
5.875%
5.907%
0.000
5.625%
5.760%
0.375
30-Year Fixed
5.625%
5.666%
0.000
5/1 Adjustable
5.875%
6.234%
0.000
5.625%
5.843%
0.000
30-Year Fixed
6.000%
6.162%
1.000
5.375%
6.220%
0.000
5.750%
5.924%
0.000
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Credit Card Rate Comparison

Institution
Product
APR
Notes
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
VISA® Gold
11.960%
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
18.000%
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
8.900% - 13.900%
Based upon credit worthiness.
VISA® Classic
12.960%
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Academic VISA® Classic
15.400%
18.000%
VISA Traditional
14.240% - 18.000%
14.240%
Visa Classic Card
12.900%
No annual fee
Visa Crimson Card
13.240%
VISA Credit Card
11.900%
No annual fee
7.900%
16.240% - 27.240%
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Visa Platinum Preferred Starter
17.990%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Education (tuition bill required)
8.250%
$0
60
11.990%
$0
Personal Line of Credit Variable
13.150%
$0
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
8.990% - 17.990%
$0
Credit Starter Loan
16.250%
$0
8.490%
$0
36 - 36
8.950%
$0
1 - 60
13.700%
$2,500 - $5,000
36 - 36
12.490%
$0
17.900%
$0 - $500
10.250% - 10.650%
$3,000 - $25,000
Summer/Holiday Loans
9.500%
$0
9.990% - 16.240%
$0
61 - 66
13.450%
$0
7.000%
$500 - $15,000
60
9.990%
$0
1 - 60
Access Line Of Credit
16.240%
$0
A+ Personal Loan
8.990%
$0
84
Personal Signature Loans
14.000%
$0
60
12.990%
$0 - $2,000
24 - 24
7.750% - 16.750%
$0
1 - 36
8.500%
$0 - $6,000
42
Personal Line of Credit
12.950% - 18.000%
$0
10.990%
$500
36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Sorg Bay West Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Sorg Bay West Federal Credit Union
Full Time Employees: 4
Part Time Employees: 0
President: CHUCK DOAN
CEO: JOANN MAMALIGAS
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
400 N BROAD ST
MIDDLETOWN, OH 45042 1909
Phone Number: 513-422-8697
Fax Number: 513-422-1692

Financials

Total Assets:
11,735,107
Total Amount of Shares and Deposits:
11,056,057
Total Shares and Deposits < 1 Year:
10,439,969
Total Shares and Deposits 1 3 Years:
616,087
Total Insured Shares and Deposits > $250K (item 17 less item K):
11,056,057
Total Interest Expense (Sum of items 6 8):
213,632
Share Certificates:
153
Number of Accounts for Share Drafts:
444
IRA KEOGH Accounts:
23
Number of Accounts for Regular Shares:
1,319
Non Member Deposits:
1
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,763,646
Total Liabilities:
11,201,528
Show More
Source: NCUA Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Sorg Bay West Federal Credit Union

Is a member application needed to join Sorg Bay West Federal Credit Union?

Yes, to access services at Sorg Bay West Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Sorg Bay West Federal Credit Union provides a range of mortgage and home equity products.

Is Sorg Bay West Federal Credit Union a safe place to deposit money?

Yes, Sorg Bay West Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Sorg Bay West Federal Credit Union offer online and mobile banking?

Most modern institutions like Sorg Bay West Federal Credit Union provide digital access including online balance checks and transfers.

Current Sorg Bay West Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions