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Southern Security Federal Credit Union Rates and Review January 2026

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Southern Security Federal Credit Union12-month CD rates can be found at 0.55%, 6-month CD rates at 0.75% and 3-month CD rates at 0.60%. Savings rates are at 0.05% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.45%. Credit Card rates are at 14.74%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates which you can compare to Southern Security Federal Credit Union rates.

Compare Southern Security Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Southern Security Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Southern Security Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Southern Security Federal Credit Union? Share your experience about Southern Security Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Southern Security Federal Credit Union.

Overall, Southern Security Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Southern Security Federal Credit Union
Collierville
819 Southern Home Rd
Collierville, TN 38017 9438
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Savings
100.00%
$100
Max Checking
4.00%
$1
18-Month CD
3.85%
$500
36-Month CD
3.85%
$500
60-Month CD
3.55%
$1,000
36-Month CD
3.55%
$1,000
60-Month CD
3.50%
$1,000
48-Month CD
3.35%
$500
12-Month CD
3.25%
$1,000
12-Month CD
3.10%
$1,000
48-Month CD
3.10%
$1,000
36-Month CD
3.03%
$100
Premium Money Market
3.00%
$1,000
9-Month CD
3.00%
$3,000
36-Month CD
2.75%
$500
36-Month CD
2.47%
$1,000
18-Month CD
2.41%
$500
24-Month CD
2.35%
$1,000
24-Month CD
2.30%
$1,000
36-Month CD
2.27%
$500
Money Market
2.27%
$500
24-Month CD
2.25%
$1,000
36-Month CD
2.12%
$500
18-Month CD
2.07%
$500
18-Month CD
2.00%
$500
Premium Money Market
2.00%
$10,000
18-Month CD
2.00%
$1,000
24-Month CD
1.71%
$1,000
60-Month CD
1.00%
$500
60-Month CD
0.70%
$1,000
Money Market
0.60%
$2,500
48-Month CD
0.60%
$2,500
Money Market
0.50%
$100
Money Market
0.50%
$2,500
36-Month CD
0.40%
$500
HyperInterest Checking
0.40%
$0
24-Month CD
0.30%
$500
36-Month CD
0.25%
$500
18-Month CD
0.20%
$500
Statement Savings
0.20%
$50
Now Checking
0.20%
$1,000
Money Market
0.15%
$0
Savings
0.10%
$100
Money Market
0.10%
$1,000
Savings
0.05%
$10
Business Savings
0.05%
$100
48-Month CD
0.05%
$1,000
12-Month CD
0.00%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.500%
5.736%
0.000
5.500%
5.567%
0.000
5.875%
5.985%
1.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15 Year Fixed
5.550%
5.643%
0.000
20-Year Fixed
5.875%
6.140%
0.000
5.625%
5.850%
0.000
5.000%
5.242%
0.000
5.250%
5.499%
1.000
5.625%
5.714%
0.000
30-Year Fixed
6.250%
6.263%
0.000
15-Year Fixed
5.375%
5.546%
0.000
7/1 ARM Jumbo
5.500%
5.503%
0.000
6.375%
6.375%
0.000
30-Year Fixed
7.250%
7.402%
0.000
4.750%
4.940%
0.250
30-Year Fixed
6.250%
6.450%
0.000
5.625%
6.000%
0.000
15-Year Fixed
5.250%
5.513%
0.500
5.875%
5.933%
0.000
10 Year Fixed
5.500%
5.938%
0.000
5.650%
5.986%
0.000
5.500%
5.597%
0.000
5.990%
6.035%
0.000
30-Year Fixed
6.000%
6.031%
0.000
20-Year Fixed (Power Rate)
5.875%
6.088%
0.000
30 Year Fixed
6.125%
6.360%
0.963
30-Year Fixed Jumbo
6.000%
6.015%
0.000
15-Year Fixed
5.875%
6.120%
0.000
6.750%
6.880%
0.000
6.000%
6.226%
0.000
15-Year Fixed
5.500%
5.552%
0.000
15-Year Fixed
5.500%
5.601%
0.000
30-Year Fixed FHA
5.875%
7.902%
0.000
15-Year Fixed
5.125%
5.228%
0.000
5.625%
5.778%
0.000
30-Year Fixed
6.000%
6.090%
0.000
5.875%
5.931%
0.000
5.750%
5.876%
0.000
20-Year Fixed
5.750%
5.840%
0.000
6.750%
6.697%
0.000
5.625%
5.760%
1.125
5.875%
6.010%
0.000
6.000%
6.310%
0.000
5.750%
5.827%
0.000
5.375%
5.512%
0.000
5.375%
6.220%
0.000
5.000%
5.080%
0.000
15-Year Fixed
5.750%
6.044%
0.000
5.375%
5.911%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
VISA Platinum with Rewards
8.900%
16.100%
Visa Classic Card
12.900%
No annual fee
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Visa Platinum with Rewards
9.900%
Visa Crimson Card
13.240%
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Platinum Visa
15.350%
8.990% - 17.990%
Maximum limit of $30,000
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
16.240% - 27.240%
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Academic VISA® Classic
15.400%
9.990%
Credit Line $500-$7,000
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Access FCU Visa Classic
13.500%
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
VISA Signature Rewards
16.740% - 18.000%
Max Rewards Visa Credit Card
15.250%
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Member First VISA
15.040%
No balance transfer fees or annual fees.
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
9.990%
$0
1 - 60
12.990%
$0
1 - 24
9.990% - 16.240%
$0
61 - 66
Personal Signature Loans
14.000%
$0
60
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
11.240% - 17.950%
$0
25 - 36
13.490%
$0 - $5,000
48 - 48
Personal/Signature
10.990%
$0
24 - 36
13.450%
$0
10.500%
$0
10.250% - 10.650%
$3,000 - $25,000
Signature (Unsecured) Loan
11.040%
$0
1 - 24
9.200% - 17.950%
$0 - $100
12 - 24
9.200% - 17.950%
$0 - $2,500
36 - 36
13.700%
$2,500 - $5,000
36 - 36
7.990%
$0 - $30,000
50% Share Secured Loan
6.460% - 14.990%
$0
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
A+ Preferred Line Of Credit
10.990%
$0
Signature Loans
12.990%
$0
48
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
18.000%
$0 - $500
5
Personal Loan
11.760%
$0
Debt Consolidation
13.990%
$0
1 - 72
Next Step Loan
10.500%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Southern Security Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Southern Security Federal Credit Union
Full Time Employees: 56
Part Time Employees: 1
President: Roland Wilks
CEO: Dawn Graeter
Branch Locations: 7
ATM Locations: 14
Corporate Office Address:
819 Southern Home Rd
Collierville, TN 38017 9438
Phone Number: 901-861-1703
Fax Number: 901-861-1705

Financials

Total Assets:
246,943,156
Total Amount of Shares and Deposits:
221,816,183
Total Shares and Deposits < 1 Year:
218,021,895
Total Shares and Deposits 1 3 Years:
3,218,462
Total Shares and Deposits > 3 Years:
575,826
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
15,207,929
Total Uninsured Shares and Deposits > $250K (F+J):
15,207,929
Total Insured Shares and Deposits > $250K (item 17 less item K):
206,608,254
Total Interest Expense (Sum of items 6 8):
1,890,166
Share Certificates:
1,152
Number of Accounts for Share Drafts:
11,552
IRA KEOGH Accounts:
352
Number of Accounts for Regular Shares:
25,532
Money Market Shares:
346
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,532,438
Total Liabilities:
226,606,592
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Southern Security Federal Credit Union

Is a member application needed to join Southern Security Federal Credit Union?

Yes, to access services at Southern Security Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Southern Security Federal Credit Union provides a range of mortgage and home equity products.

Is Southern Security Federal Credit Union a safe place to deposit money?

Yes, Southern Security Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Southern Security Federal Credit Union offer online and mobile banking?

Most modern institutions like Southern Security Federal Credit Union provide digital access including online balance checks and transfers.

Current Southern Security Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions