What are the current interest rates at Southwest Research Center Federal Credit Union?

Current rates for Southwest Research Center Federal Credit Union include: 12-Month CD: 3.50%, 18-Month CD: 3.60%, 24-Month CD: 3.70%, 60-Month CD: 1.10%, Savings: 0.05%, MMA: 0.50%

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Southwest Research Center Federal Credit Union

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Southwest Research Center Federal Credit Union Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Southwest Research Center Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 21, 2026

Southwest Research Center Federal Credit Union's 24 Month IRA & CD rates are at 3.70%, 24 Month IRA & CD rates are at 3.70%, 24 Month IRA & CD rates are at 3.70%, 24 Month IRA & CD rates are at 3.70%, 24 Month IRA & CD rates are at 3.70%. Southwest Research Center Federal Credit Union's savings rates are at 0.05%. Southwest Research Center Federal Credit Union's money market rates are at 0.50%. Southwest Research Center Federal Credit Union's Personal Loan Rates are as low as 8.25%. Southwest Research Center Federal Credit Union's Credit Card Rates are at 8.90%. MonitorBankRates evaluates the financial stability of Southwest Research Center Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.41%. Rates last updated and verified on 09/21/2026.

Southwest Research Center Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Southwest Research Center Federal Credit Union? Share your experience about Southwest Research Center Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Southwest Research Center Federal Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.41%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Southwest Research Center Federal Credit Union
Main Office

7215 Culebra Rd
San Antonio, TX 78251-1305

https://www.swrcfcu.com

Southwest Research Center Federal Credit Union CD Rates

Product	Rate	APY	Term
24 Month IRA & Share Certificate	3.64%	3.70%	24 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $4,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
24 Month IRA & Share Certificate	3.64%	3.70%	24 months
Min Deposit $5,000 Min Balance $5,000 Details Balance: $5,000 - $9,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
24 Month IRA & Share Certificate	3.64%	3.70%	24 months
Min Deposit $10,000 Min Balance $10,000 Details Balance: $10,000 - $24,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
24 Month IRA & Share Certificate	3.64%	3.70%	24 months
Min Deposit $25,000 Min Balance $25,000 Details Balance: $25,000 - $49,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
24 Month IRA & Share Certificate	3.64%	3.70%	24 months
Min Deposit $50,000 Min Balance $50,000 Details Balance: $50,000 - $74,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
24 Month IRA & Share Certificate	3.64%	3.70%	24 months
Min Deposit $75,000 Min Balance $75,000 Details Balance: $75,000 - $99,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
24 Month IRA & Share Certificate	3.64%	3.70%	24 months
Min Deposit $100,000 Min Balance $100,000 Details Balance: $100,000+ Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
18 Month IRA & Share Certificate	3.54%	3.60%	18 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $4,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
18 Month IRA & Share Certificate	3.54%	3.60%	18 months
Min Deposit $5,000 Min Balance $5,000 Details Balance: $5,000 - $9,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
18 Month IRA & Share Certificate	3.54%	3.60%	18 months
Min Deposit $10,000 Min Balance $10,000 Details Balance: $10,000 - $24,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
18 Month IRA & Share Certificate	3.54%	3.60%	18 months
Min Deposit $25,000 Min Balance $25,000 Details Balance: $25,000 - $49,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
18 Month IRA & Share Certificate	3.54%	3.60%	18 months
Min Deposit $50,000 Min Balance $50,000 Details Balance: $50,000 - $74,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
18 Month IRA & Share Certificate	3.54%	3.60%	18 months
Min Deposit $75,000 Min Balance $75,000 Details Balance: $75,000 - $99,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
18 Month IRA & Share Certificate	3.54%	3.60%	18 months
Min Deposit $100,000 Min Balance $100,000 Details Balance: $100,000+ Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
12 Month IRA & Share Certificate	3.45%	3.50%	12 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $4,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
12 Month IRA & Share Certificate	3.45%	3.50%	12 months
Min Deposit $5,000 Min Balance $5,000 Details Balance: $5,000 - $9,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
12 Month IRA & Share Certificate	3.45%	3.50%	12 months
Min Deposit $10,000 Min Balance $10,000 Details Balance: $10,000 - $24,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
12 Month IRA & Share Certificate	3.45%	3.50%	12 months
Min Deposit $25,000 Min Balance $25,000 Details Balance: $25,000 - $49,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
12 Month IRA & Share Certificate	3.45%	3.50%	12 months
Min Deposit $50,000 Min Balance $50,000 Details Balance: $50,000 - $74,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
12 Month IRA & Share Certificate	3.45%	3.50%	12 months
Min Deposit $75,000 Min Balance $75,000 Details Balance: $75,000 - $99,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
12 Month IRA & Share Certificate	3.45%	3.50%	12 months
Min Deposit $100,000 Min Balance $100,000 Details Balance: $100,000+ Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
6 Month IRA & Share Certificate	2.96%	3.00%	6 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $4,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
6 Month IRA & Share Certificate	2.96%	3.00%	6 months
Min Deposit $5,000 Min Balance $5,000 Details Balance: $5,000 - $9,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
6 Month IRA & Share Certificate	2.96%	3.00%	6 months
Min Deposit $10,000 Min Balance $10,000 Details Balance: $10,000 - $24,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
6 Month IRA & Share Certificate	2.96%	3.00%	6 months
Min Deposit $25,000 Min Balance $25,000 Details Balance: $25,000 - $49,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
6 Month IRA & Share Certificate	2.96%	3.00%	6 months
Min Deposit $50,000 Min Balance $50,000 Details Balance: $50,000 - $74,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
6 Month IRA & Share Certificate	2.96%	3.00%	6 months
Min Deposit $75,000 Min Balance $75,000 Details Balance: $75,000 - $99,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
6 Month IRA & Share Certificate	2.96%	3.00%	6 months
Min Deposit $100,000 Min Balance $100,000 Details Balance: $100,000+ Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
60 Month IRA & Share Certificate	2.67%	2.70%	60 months
Min Deposit $10,000 Min Balance $10,000 Details Balance: $10,000 - $24,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
60 Month IRA & Share Certificate	2.67%	2.70%	60 months
Min Deposit $25,000 Min Balance $25,000 Details Balance: $25,000 - $49,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
60 Month IRA & Share Certificate	2.67%	2.70%	60 months
Min Deposit $50,000 Min Balance $50,000 Details Balance: $50,000 - $74,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
60 Month IRA & Share Certificate	2.67%	2.70%	60 months
Min Deposit $75,000 Min Balance $75,000 Details Balance: $75,000 - $99,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
60 Month IRA & Share Certificate	2.67%	2.70%	60 months
Min Deposit $100,000 Min Balance $100,000 Details Balance: $100,000+ Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
48 Month IRA & Share Certificate	2.57%	2.60%	48 months
Min Deposit $10,000 Min Balance $10,000 Details Balance: $10,000 - $24,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
48 Month IRA & Share Certificate	2.57%	2.60%	48 months
Min Deposit $25,000 Min Balance $25,000 Details Balance: $25,000 - $49,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
48 Month IRA & Share Certificate	2.57%	2.60%	48 months
Min Deposit $50,000 Min Balance $50,000 Details Balance: $50,000 - $74,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
48 Month IRA & Share Certificate	2.57%	2.60%	48 months
Min Deposit $75,000 Min Balance $75,000 Details Balance: $75,000 - $99,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
48 Month IRA & Share Certificate	2.57%	2.60%	48 months
Min Deposit $100,000 Min Balance $100,000 Details Balance: $100,000+ Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
36 Month IRA & Share Certificate	2.47%	2.50%	36 months
Min Deposit $10,000 Min Balance $10,000 Details Balance: $10,000 - $24,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
36 Month IRA & Share Certificate	2.47%	2.50%	36 months
Min Deposit $25,000 Min Balance $25,000 Details Balance: $25,000 - $49,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
36 Month IRA & Share Certificate	2.47%	2.50%	36 months
Min Deposit $50,000 Min Balance $50,000 Details Balance: $50,000 - $74,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
36 Month IRA & Share Certificate	2.47%	2.50%	36 months
Min Deposit $75,000 Min Balance $75,000 Details Balance: $75,000 - $99,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
36 Month IRA & Share Certificate	2.47%	2.50%	36 months
Min Deposit $100,000 Min Balance $100,000 Details Balance: $100,000+ Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
60 Month IRA & Share Certificate	1.39%	1.40%	60 months
Min Deposit $5,000 Min Balance $5,000 Details Balance: $5,000 - $9,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
48 Month IRA & Share Certificate	1.29%	1.30%	48 months
Min Deposit $5,000 Min Balance $5,000 Details Balance: $5,000 - $9,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
36 Month IRA & Share Certificate	1.19%	1.20%	36 months
Min Deposit $5,000 Min Balance $5,000 Details Balance: $5,000 - $9,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
60 Month IRA & Share Certificate	1.09%	1.10%	60 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $4,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
48 Month IRA & Share Certificate	1.00%	1.00%	48 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $4,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
36 Month IRA & Share Certificate	0.90%	0.90%	36 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $4,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%

Southwest Research Center Federal Credit Union Savings Rates

Product	Rate	APY
Share Savings	-	0.05%
Min Deposit $5 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
Special Savings	-	0.05%
Details Minimum to earn dividends Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%

Southwest Research Center Federal Credit Union Money Market Rates

Product	Rate	APY
Money Market	-	0.65%
Min Balance $100,000 Details Balance: $100,000 & up Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
Money Market	-	0.60%
Min Balance $50,000 Details Balance: $50,000 to $74,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
Money Market	-	0.60%
Min Balance $75,000 Details Balance: $75,000 to $99,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
Money Market	-	0.55%
Min Balance $10,000 Details Balance: $10,000 to $24,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
Money Market	-	0.55%
Min Balance $25,000 Details Balance: $25,000 to $49,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
Money Market	-	0.50%
Min Balance $2,500 Details Balance: $2,500 to $9,999 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
Money Market	-	0.50%
Details Balance: Less than $2,500 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%

Southwest Research Center Federal Credit Union Checking Rates

Product	Rate	APY	View More
Checking (Options #1 & #2)	-	0.01%
Min Balance $500 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%

Southwest Research Center Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
Auto	-	-	4.99%
Details As low as: Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%

Southwest Research Center Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term	View More
Boat/Motorcraft/RV Loan	-	7.00%
Details As low as: Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%

Southwest Research Center Federal Credit Union Credit Card Rates

Product	Rate	APR
Mastercard Platinum	-	8.90%
Details As Low As Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
Mastercard Gold	-	13.40%
Details As Low As Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%
Mastercard Rewards	-	14.50%
Details Published APR range: 14.5%-18.0%. As Low As Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%

Southwest Research Center Federal Credit Union Personal Loan Rates

Product	APR	Term	View More
Signature Loan	8.25%
Details As low as: Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%

Southwest Research Center Federal Credit Union Other Rates

Product	Rate	Points	APY/APR	Term	View More
IRA Accumulation Account	0.25%	-	0.25%
Details Dividend Period: Quarterly Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.41%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Southwest Research Center Federal Credit Union’s Texas Ratio fell from 2.32% in Q2 2023 to 1.41% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$86M	1.41%	5.0	A+
December 31, 2025	$86M	2.70%	5.0	A+
September 30, 2025	$87M	2.27%	5.0	A+
June 30, 2025	$86M	1.54%	5.0	A+
March 31, 2025	$87M	2.99%	5.0	A+
December 31, 2024	$84M	1.47%	5.0	A+
September 30, 2024	$82M	1.19%	5.0	A+
June 30, 2024	$83M	0.92%	5.0	A+
March 31, 2024	$83M	1.09%	5.0	A+
December 31, 2023	$83M	2.40%	5.0	A+
September 30, 2023	$84M	1.59%	5.0	A+
June 30, 2023	$86M	2.32%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Southwest Research Center Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Southwest Research Center Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Southwest Research Center Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Southwest Research Center Federal Credit Union

Website https://www.swrcfcu.com

Address 7215 Culebra Rd, San Antonio, TX 78251-1305

Phone 210-684-1054

Fax 210-684-0670

President Glenn Light

CEO Karen Mathias

Full-Time Employees 14

Part-Time Employees 1

Branch Locations 2

ATM Locations 2

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.41%

Return on Assets (ROA)

0.2271%

Return on Equity (ROE)

1.9913%

Non-Performing Loans Ratio (NPL)

0.35%

Total Assets

86,013,590

Total Amount of Shares and Deposits

76,483,404

Total Shares and Deposits < 1 Year

73,792,322

Total Shares and Deposits 1 3 Years

2,612,636

Total Shares and Deposits > 3 Years

78,443

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

1,786,473

Total Uninsured Shares and Deposits > $250K (F+J)

1,786,473

Total Insured Shares and Deposits > $250K (item 17 less item K)

74,696,931

Total Interest Expense (Sum of items 6 8)

97,739

Share Certificates

135

Number of Accounts for Share Drafts

2,598

IRA KEOGH Accounts

105

Number of Accounts for Regular Shares

5,482

All other shares

Money Market Shares

111

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

4,131,284

Total Liabilities

77,108,339

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

Southwest Research Center Federal Credit Union earned the Verified Healthy badge

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Frequently Asked Questions About Southwest Research Center Federal Credit Union

How many branches does Southwest Research Center Federal Credit Union operate?

Southwest Research Center Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Southwest Research Center Federal Credit Union?

Yes, to access services at Southwest Research Center Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Southwest Research Center Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Southwest Research Center Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Southwest Research Center Federal Credit Union offer online and mobile banking?

Most modern institutions like Southwest Research Center Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.swrcfcu.com.