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 Summit Credit Union Greensboro, NC Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 9, 2026
Summit Credit Union Greensboro, NC's top rates as of October 9, 2026 are 3.75% APY on its 27 Month Jumbo and Jumbo IRA CDs Special CD, 0.60% APY on savings, 2.02% APY on money market accounts, auto loans from 4.99% APR, and credit cards from 8.95% APR, according to rates verified by MonitorBankRates. Other Summit Credit Union Greensboro, NC CD rates include 9 Month Jumbo and Jumbo IRA CDs Special at 3.75%, 39 Month Jumbo and Jumbo IRA CDs Special at 3.50%, and Regular and IRA CDs - 27 Month (Special) at 3.25%. MonitorBankRates evaluates the financial stability of Summit Credit Union Greensboro, NC with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.76%. Rates last updated and verified on 10/09/2026. Summit Credit Union Greensboro, NC money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Summit Credit Union Greensboro, NC? Share your experience about Summit Credit Union Greensboro, NC by leaving a review below, or read customer reviews before you decide to use Summit Credit Union Greensboro, NC. Summit Credit Union Greensboro, NC
Summit Credit Union 8210 W Market St
https://summitcu.org Greensboro, NC 27409  Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Summit Credit Union Greensboro, NC CD Rates
Summit Credit Union Greensboro, NC Savings Rates
Summit Credit Union Greensboro, NC Money Market Rates
Summit Credit Union Greensboro, NC Home Equity & HELOC
Summit Credit Union Greensboro, NC Auto Loan Rates
Summit Credit Union Greensboro, NC RV, Boat and Powersport Loan Rates
Summit Credit Union Greensboro, NC Credit Card Rates
Summit Credit Union Greensboro, NC Other Rates
Financial Health HistorySummit Credit Union Greensboro, NC’s Texas Ratio stayed near 2.28% in Q3 2023 to 2.76% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Summit Credit Union Greensboro, NC is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Summit Credit Union Greensboro, NC rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Summit Credit Union Greensboro, NC's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Summit Credit Union Greensboro, NC
Website
https://summitcu.org
Address
8210 W Market St,
Greensboro, NC 27409
Phone
336-662-6200
Fax
336-662-6100
President
Daniel Greene
CEO
Samuel Whitehurst
Full-Time Employees
97
Part-Time Employees
6
Branch Locations
8
ATM Locations
5
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.76%
Return on Assets (ROA)
0.4538%
Return on Equity (ROE)
2.9390%
Non-Performing Loans Ratio (NPL)
0.71%
Total Assets
368,798,234
Total Amount of Shares and Deposits
298,401,984
Total Shares and Deposits < 1 Year
278,395,054
Total Shares and Deposits 1 3 Years
17,500,269
Total Shares and Deposits > 3 Years
2,506,661
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
32,898,771
Total Uninsured Shares and Deposits > $250K (F+J)
32,898,771
Total Insured Shares and Deposits > $250K (item 17 less item K)
265,503,213
Total Interest Expense (Sum of items 6 8)
1,677,198
Share Certificates
1,477
Number of Accounts for Share Drafts
21,940
IRA KEOGH Accounts
565
Number of Accounts for Regular Shares
35,183
Non Member Deposits
12
Money Market Shares
1,950
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
36,010,114
Total Liabilities
312,290,531
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
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Frequently Asked Questions About Summit Credit Union Greensboro, NCHow many branches does Summit Credit Union Greensboro, NC operate?Summit Credit Union Greensboro, NC currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Summit Credit Union Greensboro, NC?Yes, to access services at Summit Credit Union Greensboro, NC, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Summit Credit Union Greensboro, NC does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Summit Credit Union Greensboro, NC provides members with tools to manage their accounts and build a solid financial history. Does Summit Credit Union Greensboro, NC offer online and mobile banking?Most modern institutions like Summit Credit Union Greensboro, NC provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://summitcu.org. Current Summit Credit Union Greensboro, NC Rates
Retrieved from our database of financial products. Rates subject to change.
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