What are the current interest rates at Sun East Federal Credit Union?

Current rates for Sun East Federal Credit Union include: 12-Month CD: 3.70%, 18-Month CD: 3.50%, 24-Month CD: 3.40%, 60-Month CD: 3.40%, Savings: 0.02%, MMA: 0.30%

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Sun East Federal Credit Union

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Sun East Federal Credit Union Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Sun East Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 18, 2026

Sun East Federal Credit Union's 13 Month CD Special (New Money Required) rates are at 4.20%, 13-Month CD Special rates are at 4.20%, 8 Month CD Special (New Money Required) rates are at 4.00%, 8 Month CD Special (Standard Rate) rates are at 3.75%, 12 month Regular / IRA rates are at 3.70%. Sun East Federal Credit Union's savings rates are at 0.02%. Sun East Federal Credit Union's money market rates are at 0.30%. Sun East Federal Credit Union's 10-Year Fixed rates are at 5.38%, 15-Year Fixed rates are at 5.50%, 20-Year Fixed rates are at 5.88%, 15-Year Fixed rates are at 6.00%, 30-Year Fixed rates are at 6.00%. Sun East Federal Credit Union's Personal Loan Rates are as low as 9.99%. MonitorBankRates evaluates the financial stability of Sun East Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.59%. Rates last updated and verified on 09/18/2026.

Sun East Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sun East Federal Credit Union? Share your experience about Sun East Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Sun East Federal Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 94/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

11.59%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

Sun East Federal Credit Union
Aston Branch

4500 Pennell Rd
Aston, PA 19014-1862

https://www.suneast.org

Sun East Federal Credit Union CD Rates

Product	Rate	APY	Term
13 Month Certificate Special (New Money Required)	4.11%	4.20%	13 Month
Min Deposit $5,000 Details Term: 13 Month Certificate Special (New Money Required); New Money Required Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
13-Month Certificate Special	-	4.20%	13 Months
Min Deposit $5,000 Details New Money Required to open this 13 Month Certificate. New money defined as funds from another institution and not on deposit at Sun East Federal Credit Union within the prior 6 months. After the initial term, the certificate will renew automatically into a 12 Month Certificate earning the APY offered at that time. Limited time offer; rates/yields subject to change without notice. Penalty for early withdrawal. Credit Union membership required. Other restrictions may apply call 877-5-SUNEAST for details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
8 Month Certificate Special (New Money Required)	3.92%	4.00%	8 Month
Min Deposit $500 Details Term: 8 Month Certificate Special (New Money Required); New Money Required Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
8 Month Certificate Special (Standard Rate)	3.68%	3.75%	8 Month
Min Deposit $500 Details Term: 8 Month Certificate Special (Standard Rate) Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
12 month Regular / IRA	3.63%	3.70%	12 month
Min Deposit $500 Details Term: 12 month Regular / IRA Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
12 Month Youth Certificate	3.63%	3.70%	12 Month
Min Deposit $250 Details Term: 12 Month Youth Certificate Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
6 Month Regular / IRA	3.63%	3.70%	6 Month
Min Deposit $500 Details Term: 6 Month Regular / IRA Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
6 Month Youth Certificate	3.63%	3.70%	6 Month
Min Deposit $250 Details Term: 6 Month Youth Certificate Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
18 Month Regular / IRA	3.44%	3.50%	18 Month
Min Deposit $500 Details Term: 18 Month Regular / IRA Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
3 Month Regular / IRA	3.44%	3.50%	3 Month
Min Deposit $500 Details Term: 3 Month Regular / IRA Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
24 Month Regular / IRA	3.34%	3.40%	24 Month
Min Deposit $500 Details Term: 24 Month Regular / IRA Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
30 Month Regular / IRA	3.34%	3.40%	30 Month
Min Deposit $500 Details Term: 30 Month Regular / IRA Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
36 Month Regular / IRA	3.34%	3.40%	36 Month
Min Deposit $500 Details Term: 36 Month Regular / IRA Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
48 Month Regular / IRA	3.34%	3.40%	48 Month
Min Deposit $500 Details Term: 48 Month Regular / IRA Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
60 Month Regular / IRA	3.34%	3.40%	60 Month
Min Deposit $500 Details Term: 60 Month Regular / IRA Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%

Sun East Federal Credit Union Savings Rates

Product	Rate	APY
SEP-IRA Savings	3.15%	3.20%
Min Deposit $0 Min Balance $0 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
Holiday Club	0.10%	0.10%
Min Deposit $0 Min Balance $0 Details Minimum: January through 3rd Saturday in October Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
Savings Account	0.10%	0.10%
Min Deposit $5 Min Balance $0 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
Vacation Club	0.10%	0.10%
Min Deposit $0 Min Balance $0 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
Youth Savings	0.10%	0.10%
Min Deposit $5 Min Balance $0 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
Primary Business Savings	0.04%	0.04%
Min Deposit $500 Min Balance $1,000 Details Balance: $1,000 - $4,999.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
Primary Business Savings	0.04%	0.04%
Min Deposit $500 Min Balance $5,000 Details Balance: $5,000 - $9,999.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
Primary Business Savings	0.04%	0.04%
Min Deposit $500 Min Balance $10,000 Details Balance: $10,000 and Over Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
Primary Business Savings	0.02%	0.02%
Min Deposit $500 Min Balance $0 Details Balance: $0.01 - $999.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%

Sun East Federal Credit Union Money Market Rates

Product	Rate	APY
Grow Business Money Market Account - New Money Only	3.15%	3.20%
Min Deposit $2,500 Min Balance $2,500 Details New Money Only; Balance: $2,500 - No Max Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
Grow Money Market Account - New Money Only	3.15%	3.20%
Min Deposit $2,500 Min Balance $2,500 Details New Money Only; Balance: $2,500 - No Max Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
Business Money Market Account	1.00%	1.00%
Min Deposit $2,500 Min Balance $500,000 Details Balance: $500,000 - $999,999.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
Business Money Market Account	1.00%	1.00%
Min Deposit $2,500 Min Balance $1,000,000 Details Balance: $1,000,000 and Over Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
Performance Money Market Account	0.90%	0.90%
Min Deposit $2,500 Min Balance $250,000 Details Balance: $250,000 and Over Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
Business Money Market Account	0.85%	0.85%
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000 - $499,999.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
Performance Money Market Account	0.75%	0.75%
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
Business Money Market Account	0.70%	0.70%
Min Deposit $2,500 Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
Performance Money Market Account	0.60%	0.60%
Min Deposit $2,500 Min Balance $50,000 Details Balance: $50,000 - $74,999.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
Performance Money Market Account	0.60%	0.60%
Min Deposit $2,500 Min Balance $75,000 Details Balance: $75,000 - $99,999.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
Business Money Market Account	0.50%	0.50%
Min Deposit $2,500 Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
Performance Money Market Account	0.40%	0.40%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500 - $49,999.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
Business Money Market Account	0.30%	0.30%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500 - $24,999.99 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%

Sun East Federal Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
10-Year Fixed	5.38%	0	5.54%	10-Year Fixed
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
15-Year Fixed	5.50%	0	5.62%	15-Year Fixed
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
20-Year Fixed	5.88%	0	5.97%	20-Year Fixed
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
15-Year Fixed	6.00%	0	6.03%	15-Year Fixed
Details For other options with points, please call 610-485-2960 x751. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
30-Year Fixed	6.00%	0	6.07%	30-Year Fixed
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
30-Year Fixed	6.50%	0	6.52%	30-Year Fixed
Details For other options with points, please call 610-485-2960 x751. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
a Mortgage - 7/1 ARM	6.13%	0	6.79%	7/1 ARM
Details 2 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
Conforming Mortgage Loans	6.13%	-	6.79%	30-year term
Details 7/1 Adjustable-Rate Mortgage (ARM): Initial interest rate of 6.125% with an Annual Percentage Rate (APR) of 6.793%. The interest rate is fixed for the first seven (7) years of the loan and may adjust annually thereafter. The loan is amortized over a 30-year term. After the initial fixed-rate period, the interest rate is determined by adding a 3.00% margin to the Constant Maturity Treasury (CMT) Index. Rate adjustments are subject to a 2/2/6 cap structure: the first adjustment may increase or decrease by no more than 2.00% from the initial rate; subsequent annual adjustments may increase or decrease by no more than 2.00% from the previous rate; and the interest rate may never exceed 6.00% above the initial rate over the life of the loan. Based on the current initial rate, the maximum lifetime interest rate is 12.000%. The interest rate will never be less than 3.00%. Monthly principal and interest payments may increase or decrease after the initial fixed-rate period. Subject to credit approval, income verification, property eligibility requirements, and other terms and conditions. Rates and terms are subject to change without notice. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
a Mortgage - 5/1 ARM	5.88%	0	6.84%	5/1 ARM
Details 1 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
Conforming Mortgage Loans	5.88%	-	6.84%	30-year term
Details 5/1 Adjustable-Rate Mortgage (ARM): Initial interest rate of 5.875% with an Annual Percentage Rate (APR) of 6.841%. The interest rate is fixed for the first five (5) years of the loan and may adjust annually thereafter. The loan is amortized over a 30-year term. After the initial fixed-rate period, the interest rate is determined by adding a 3.00% margin to the Constant Maturity Treasury (CMT) Index. Rate adjustments are subject to a 2/2/6 cap structure: the first adjustment may increase or decrease by no more than 2.00% from the initial rate; subsequent annual adjustments may increase or decrease by no more than 2.00% from the previous rate; and the interest rate may never exceed 6.00% above the initial rate over the life of the loan. Based on the current initial rate, the maximum lifetime interest rate is 11.750%. The interest rate will never be less than 3.00%. Monthly principal and interest payments may increase or decrease after the initial fixed-rate period. Subject to credit approval, income verification, property eligibility requirements, and other terms and conditions. Rates and terms are subject to change without notice. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
30-Year Fixed VA	6.88%	0	7.13%
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
15-Year Fixed VA	6.63%	1.413	7.20%
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
30-Year Fixed FHA	6.63%	0	7.43%
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
30-Year Fixed 203K (FHA Only)	6.63%	0	7.48%
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
15-Year Fixed FHA	6.63%	0.470	7.59%
No additional details. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%

Sun East Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Line of Credit	4.99%	-	5.75%	10 years
Details Term: 10-Year Draw, Followed By 10 Year Repayment; Intro Rate = 4.99% for Six Months. After Intro, APR as low as 5.75%. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
Home Equity Fixed 1st Lien	-	-	5.99%	1 - 5 Years
Details Minimum Loan $10,000; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to-value ratio. Top tier rates listed are available to highly credit-qualified individuals. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
Home Equity Fixed 1st Lien	-	-	6.24%	6 - 10 Years
Details Minimum Loan $25,000; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to-value ratio. Top tier rates listed are available to highly credit-qualified individuals. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
Home Equity Fixed 1st Lien	-	-	6.49%	11 - 15 Years
Details Minimum Loan $35,000; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to-value ratio. Top tier rates listed are available to highly credit-qualified individuals. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
Home Equity Fixed 1st Lien	-	-	6.74%	16 - 20 Years
Details Minimum Loan $35,000; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to-value ratio. Top tier rates listed are available to highly credit-qualified individuals. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
Home Equity Fixed 2nd Lien	-	-	7.99%	1 - 5 Years
Details Minimum Loan $10,000; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to-value ratio. Top tier rates listed are available to highly credit-qualified individuals. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
Home Equity Fixed 2nd Lien	-	-	8.24%	6 - 10 Years
Details Minimum Loan $25,000; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to-value ratio. Top tier rates listed are available to highly credit-qualified individuals. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
Home Equity Fixed 2nd Lien	-	-	8.49%	11 - 15 Years
Details Minimum Loan $35,000; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to-value ratio. Top tier rates listed are available to highly credit-qualified individuals. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
Home Equity Fixed 2nd Lien	-	-	8.74%	16 - 20 Years
Details Minimum Loan $35,000; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to-value ratio. Top tier rates listed are available to highly credit-qualified individuals. Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%

Sun East Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
a Vehicle Loan	-	-	5.24%	Up to 75 Months
Details Annual Percentage Rate; effective 01/20/2026 and subject to change without notice. APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to- value ratio. Top tier rates listed are available to highly credit-qualified individuals. Minimum Loan $10,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
a Vehicle Loan	-	-	5.74%	76 to 84 Months
Details Annual Percentage Rate; effective 01/20/2026 and subject to change without notice. APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to- value ratio. Top tier rates listed are available to highly credit-qualified individuals. Minimum Loan $40,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
a Vehicle Loan	-	-	6.24%	85 to 96 Months
Details Annual Percentage Rate; effective 01/20/2026 and subject to change without notice. APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to- value ratio. Top tier rates listed are available to highly credit-qualified individuals. Minimum Loan $65,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%

Sun East Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
New Motorcycle Loan	-	6.29%	24 to 48 Months
Details Annual Percentage Rate; effective 03/02/2026 and subject to change without notice. APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to-value ratio. Top tier rates listed are available to highly credit-qualified individuals.; Minimum Loan $2,500 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
New Motorcycle Loan	-	6.54%	49 to 60 Months
Details Annual Percentage Rate; effective 03/02/2026 and subject to change without notice. APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to-value ratio. Top tier rates listed are available to highly credit-qualified individuals.; Minimum Loan $5,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
New Motorcycle Loan	-	6.79%	61 to 72 Months
Details Annual Percentage Rate; effective 03/02/2026 and subject to change without notice. APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to-value ratio. Top tier rates listed are available to highly credit-qualified individuals.; Minimum Loan $10,000 - Maximum Loan $35,000 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%

Sun East Federal Credit Union Personal Loan Rates

Product	APR	Term
Personal Loan	9.99%	12 to 35 Months
Details APR = Annual Percentage Rate; effective 03/05/2026 and subject to change without notice. APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals. Minimum Loan $1,000 - Maximum Loan $20,000; Cost Per Thousand Borrowed: $33.05 (Based on 35-month term) Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
Personal Loan	10.99%	36 to 59 Months
Details APR = Annual Percentage Rate; effective 03/05/2026 and subject to change without notice. APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals. Minimum Loan $3,000 - Maximum Loan $20,000; Cost Per Thousand Borrowed: $22.01 (Based on 59-month term) Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
Personal Loan	11.99%	60 to 72 Months
Details APR = Annual Percentage Rate; effective 03/05/2026 and subject to change without notice. APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals. Minimum Loan $5,000 - Maximum Loan $20,000; Cost Per Thousand Borrowed: $19.54 (Based on 72-month term) Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%

Sun East Federal Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
40-Year Fixed	6.00%	0	6.06%	40-Year Fixed
Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%
Variable IRA	0.50%	-	0.50%
Min Deposit $0 Min Balance $0 Last Updated 09/18/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.59%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Sun East Federal Credit Union’s Texas Ratio rose from 9.81% in Q2 2023 to 11.59% in Q1 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$916M	11.59%	5.0	A
December 31, 2025	$907M	8.43%	5.0	A
September 30, 2025	$861M	8.40%	5.0	A
June 30, 2025	$853M	9.80%	5.0	A
March 31, 2025	$857M	10.13%	5.0	A
December 31, 2024	$837M	12.26%	5.0	A
September 30, 2024	$815M	22.15%	4.4	B-
June 30, 2024	$836M	17.63%	4.8	B+
March 31, 2024	$846M	10.90%	5.0	A
December 31, 2023	$849M	13.74%	5.0	A
September 30, 2023	$869M	8.49%	5.0	A
June 30, 2023	$879M	9.81%	5.0	A

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Sun East Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Sun East Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Sun East Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Sun East Federal Credit Union

Website https://www.suneast.org

Address 4500 Pennell Rd, Aston, PA 19014-1862

Phone 610-485-2960

Fax

President Joel Romaine

CEO Debbie Cook

Full-Time Employees 142

Part-Time Employees 5

Branch Locations 7

ATM Locations 7

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (94/100)

Texas Ratio

11.59%

Return on Assets (ROA)

0.1166%

Return on Equity (ROE)

1.4039%

Non-Performing Loans Ratio (NPL)

1.32%

Total Assets

915,570,673

Total Amount of Shares and Deposits

837,599,605

Total Shares and Deposits < 1 Year

822,361,957

Total Shares and Deposits 1 3 Years

12,006,012

Total Shares and Deposits > 3 Years

3,231,636

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

90,843,379

Total Uninsured Shares and Deposits > $250K (F+J)

90,843,379

Total Insured Shares and Deposits > $250K (item 17 less item K)

746,756,226

Total Interest Expense (Sum of items 6 8)

3,775,616

Share Certificates

6,622

Number of Accounts for Share Drafts

32,169

IRA KEOGH Accounts

3,057

Number of Accounts for Regular Shares

61,118

Non Member Deposits

Money Market Shares

3,586

Net Income (unless the amount is already included in Undivided Earnings)

1,024,913

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

85,247,623

Total Liabilities

842,133,868

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

Sun East Federal Credit Union earned the Verified Healthy badge

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Customer Reviews

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Total Reviews

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Frequently Asked Questions About Sun East Federal Credit Union

How many branches does Sun East Federal Credit Union operate?

Sun East Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Sun East Federal Credit Union?

Yes, to access services at Sun East Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Sun East Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Sun East Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Sun East Federal Credit Union offer online and mobile banking?

Most modern institutions like Sun East Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.suneast.org.

Current Sun East Federal Credit Union Rates

12-Month CD3.70%
18-Month CD3.50%
24-Month CD3.40%
60-Month CD3.40%
Savings0.02%
MMA0.30%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Sun East Federal Credit Union Rates & Review September 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

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Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Sun East Federal Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Sun East Federal Credit Union

How many branches does Sun East Federal Credit Union operate?

Is a member application needed to join Sun East Federal Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Sun East Federal Credit Union offer online and mobile banking?

Current Sun East Federal Credit Union Rates

Compare to Other Credit Unions