Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Sun East Federal Credit Union Rates & Review June 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated: June 16, 2026
Sun East Federal Credit Union's 8 Month CD Special rates are at 4.00%, 8 Month CD Special (New Money Required) rates are at 4.00%, 8 Month CD rates are at 3.75%, 8 Month CD Special rates are at 3.75%, 8 Month CD Special (Standard Rate) rates are at 3.75%. Sun East Federal Credit Union's savings rates are at 0.02%. Sun East Federal Credit Union's money market rates are at 0.30%. Sun East Federal Credit Union's 10-Year Fixed rates are at 5.25%, 15-Year Fixed rates are at 5.38%, 20-Year Fixed rates are at 5.62%, 15-Year Fixed rates are at 5.88%, 30-Year Fixed rates are at 5.88%. Sun East Federal Credit Union's Personal Loan Rates are at 9.99%. MonitorBankRates evaluates the financial stability of Sun East Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.40%. Rates were last updated on 06/16/2026.
Sun East Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sun East Federal Credit Union? Share your experience about Sun East Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Sun East Federal Credit Union.
Overall Health & Safety Grade
?
A
Excellent HealthScore: 96/100
Overall Health & Safety Grade
Sun East Federal Credit Union has earned an overall safety grade of A (Excellent, Score: 96/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Sun East Federal Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
8.40%
ExcellentHigher than avg
Sun East Federal Credit Union Texas Ratio
Sun East Federal Credit Union's Texas Ratio is 8.40%, which is considered excellent and is higher than the national average of 6.13%.
Sun East Federal Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
DetailsNew Money Required. After the initial term, the certificate will renew automatically into a 12 Month Certificate earning the APY offered at that time. Limited time offer; rates/yields subject to change without notice. Penalty for early withdrawal. Credit Union membership required. Other restrictions may apply.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
8 Month Certificate Special (New Money Required)
3.92%
4.00%
No additional details.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
8 Month Certificate
-
3.75%
8 months
DetailsStandard rate.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
8 Month Certificate Special
-
3.75%
8 months
Min Deposit$500
DetailsStandard Rate. After the initial term, the certificate will renew automatically into a 12 Month Certificate earning the APY offered at that time. Limited time offer; rates/yields subject to change without notice. Penalty for early withdrawal. Credit Union membership required. Other restrictions may apply.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
8 Month Certificate Special (Standard Rate)
3.68%
3.75%
No additional details.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
12 month Regular / IRA
3.63%
3.70%
Min Deposit$500
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
12 Month Youth Certificate
3.63%
3.70%
No additional details.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
6 Month Regular / IRA
3.63%
3.70%
Min Deposit$500
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
6 Month Youth Certificate
3.63%
3.70%
No additional details.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
18 Month Regular / IRA
3.44%
3.50%
Min Deposit$500
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
3 Month Regular / IRA
3.44%
3.50%
Min Deposit$500
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
24 Month Regular / IRA
3.34%
3.40%
Min Deposit$500
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
30 Month Regular / IRA
3.34%
3.40%
Min Deposit$500
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
36 Month Regular / IRA
3.34%
3.40%
Min Deposit$500
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
48 Month Regular / IRA
3.34%
3.40%
Min Deposit$500
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
60 Month Regular / IRA
3.34%
3.40%
Min Deposit$500
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
Sun East Federal Credit Union Savings Rates
Product
Rate
APY
View More
SEP-IRA Savings
3.15%
3.20%
Min Deposit$0
Min Balance$0
DetailsRates are subject to change without notice. APY assumes that dividends are reinvested. Withdrawal of dividends will reduce earnings. Earnings may be reduced if fees are incurred. Please refer to your Depository Agreement and Disclosures for more detailed savings information. Effective 12/22/25.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
Holiday Club
0.10%
0.10%
Min Deposit$0
Min Balance$0
DetailsRates are subject to change without notice. APY assumes that dividends are reinvested. Withdrawal of dividends will reduce earnings. Earnings may be reduced if fees are incurred. Please refer to your Depository Agreement and Disclosures for more detailed savings information. Effective 12/22/25.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
Savings Account
0.10%
0.10%
Min Deposit$5
Min Balance$0
DetailsRates are subject to change without notice. APY assumes that dividends are reinvested. Withdrawal of dividends will reduce earnings. Earnings may be reduced if fees are incurred. Please refer to your Depository Agreement and Disclosures for more detailed savings information. Effective 12/22/25.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
Vacation Club
0.10%
0.10%
Min Deposit$0
Min Balance$0
DetailsRates are subject to change without notice. APY assumes that dividends are reinvested. Withdrawal of dividends will reduce earnings. Earnings may be reduced if fees are incurred. Please refer to your Depository Agreement and Disclosures for more detailed savings information. Effective 12/22/25.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
Youth Savings
0.10%
0.10%
Min Deposit$5
Min Balance$0
DetailsRates are subject to change without notice. APY assumes that dividends are reinvested. Withdrawal of dividends will reduce earnings. Earnings may be reduced if fees are incurred. Please refer to your Depository Agreement and Disclosures for more detailed savings information. Effective 12/22/25.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
Primary Business Savings
0.04%
0.04%
Min Deposit$500
Min Balance$1,000
DetailsRates are subject to change without notice. APY assumes that dividends are reinvested. Withdrawal of dividends will reduce earnings. Earnings may be reduced if fees are incurred. Please refer to your Depository Agreement and Disclosures for more detailed savings information. Effective 12/22/25.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
Primary Business Savings
0.02%
0.02%
Min Deposit$500
Min Balance$0
DetailsRates are subject to change without notice. APY assumes that dividends are reinvested. Withdrawal of dividends will reduce earnings. Earnings may be reduced if fees are incurred. Please refer to your Depository Agreement and Disclosures for more detailed savings information. Effective 12/22/25.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
Sun East Federal Credit Union Money Market Rates
Product
Rate
APY
View More
Grow Business Money Market Account - New Money Only
3.15%
3.20%
Min Deposit$2,500
Min Balance$2,500
DetailsRates are subject to change without notice. APY assumes that dividends are reinvested. Withdrawal of dividends will reduce earnings. Earnings may be reduced if fees are incurred. Please refer to your Depository Agreement and Disclosures for more detailed savings information. Effective 12/22/25.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
GROW Money Market Account
-
3.20%
Min Deposit$2,500
Min Balance$2,500
DetailsNew Money Required. No Maximum deposit. During any month in which the average daily balance falls below $2,500, a monthly maintenance fee of $10 will be applied.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
Grow Money Market Account - New Money Only
3.15%
3.20%
Min Deposit$2,500
Min Balance$2,500
DetailsRates are subject to change without notice. APY assumes that dividends are reinvested. Withdrawal of dividends will reduce earnings. Earnings may be reduced if fees are incurred. Please refer to your Depository Agreement and Disclosures for more detailed savings information. Effective 12/22/25.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
Business Money Market Account
1.00%
1.00%
Min Deposit$2,500
Min Balance$500,000
DetailsRates are subject to change without notice. APY assumes that dividends are reinvested. Withdrawal of dividends will reduce earnings. Earnings may be reduced if fees are incurred. Please refer to your Depository Agreement and Disclosures for more detailed savings information. Effective 12/22/25.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
Performance Money Market Account
0.90%
0.90%
Min Deposit$2,500
Min Balance$250,000
DetailsRates are subject to change without notice. APY assumes that dividends are reinvested. Withdrawal of dividends will reduce earnings. Earnings may be reduced if fees are incurred. Please refer to your Depository Agreement and Disclosures for more detailed savings information. Effective 12/22/25.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
Business Money Market Account
0.85%
0.85%
Min Deposit$2,500
Min Balance$100,000
DetailsRates are subject to change without notice. APY assumes that dividends are reinvested. Withdrawal of dividends will reduce earnings. Earnings may be reduced if fees are incurred. Please refer to your Depository Agreement and Disclosures for more detailed savings information. Effective 12/22/25.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
Performance Money Market Account
0.75%
0.75%
Min Deposit$2,500
Min Balance$100,000
DetailsRates are subject to change without notice. APY assumes that dividends are reinvested. Withdrawal of dividends will reduce earnings. Earnings may be reduced if fees are incurred. Please refer to your Depository Agreement and Disclosures for more detailed savings information. Effective 12/22/25.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
Business Money Market Account
0.70%
0.70%
Min Deposit$2,500
Min Balance$50,000
DetailsRates are subject to change without notice. APY assumes that dividends are reinvested. Withdrawal of dividends will reduce earnings. Earnings may be reduced if fees are incurred. Please refer to your Depository Agreement and Disclosures for more detailed savings information. Effective 12/22/25.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
Performance Money Market Account
0.60%
0.60%
Min Deposit$2,500
Min Balance$50,000
DetailsRates are subject to change without notice. APY assumes that dividends are reinvested. Withdrawal of dividends will reduce earnings. Earnings may be reduced if fees are incurred. Please refer to your Depository Agreement and Disclosures for more detailed savings information. Effective 12/22/25.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
Business Money Market Account
0.50%
0.50%
Min Deposit$2,500
Min Balance$25,000
DetailsRates are subject to change without notice. APY assumes that dividends are reinvested. Withdrawal of dividends will reduce earnings. Earnings may be reduced if fees are incurred. Please refer to your Depository Agreement and Disclosures for more detailed savings information. Effective 12/22/25.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
Performance Money Market Account
0.40%
0.40%
Min Deposit$2,500
Min Balance$2,500
DetailsRates are subject to change without notice. APY assumes that dividends are reinvested. Withdrawal of dividends will reduce earnings. Earnings may be reduced if fees are incurred. Please refer to your Depository Agreement and Disclosures for more detailed savings information. Effective 12/22/25.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
Business Money Market Account
0.30%
0.30%
Min Deposit$2,500
Min Balance$2,500
DetailsRates are subject to change without notice. APY assumes that dividends are reinvested. Withdrawal of dividends will reduce earnings. Earnings may be reduced if fees are incurred. Please refer to your Depository Agreement and Disclosures for more detailed savings information. Effective 12/22/25.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
Sun East Federal Credit Union Checking Rates
Product
Rate
APY
View More
Premium Business Checking
0.20%
0.20%
Min Deposit$5
Min Balance$100,000
DetailsAPY = Annual Percentage Yield. APY assumes that dividends are reinvested. Withdrawal of dividends will reduce earnings. Earnings may be reduced if fees are incurred. Please refer to your Depository Agreement and Disclosures for more detailed savings information. Effective 11/01/22. Rates are subject to change without notice.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
Premium Business Checking
0.15%
0.15%
Min Deposit$5
Min Balance$25,000
DetailsAPY = Annual Percentage Yield. APY assumes that dividends are reinvested. Withdrawal of dividends will reduce earnings. Earnings may be reduced if fees are incurred. Please refer to your Depository Agreement and Disclosures for more detailed savings information. Effective 11/01/22. Rates are subject to change without notice.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
Premium Business Checking
0.10%
0.10%
Min Deposit$5
Min Balance$500
DetailsAPY = Annual Percentage Yield. APY assumes that dividends are reinvested. Withdrawal of dividends will reduce earnings. Earnings may be reduced if fees are incurred. Please refer to your Depository Agreement and Disclosures for more detailed savings information. Effective 11/01/22. Rates are subject to change without notice.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
USave Interest Checking
0.10%
0.10%
Min Deposit$5
Min Balance$500
DetailsAPY = Annual Percentage Yield. APY assumes that dividends are reinvested. Withdrawal of dividends will reduce earnings. Earnings may be reduced if fees are incurred. Please refer to your Depository Agreement and Disclosures for more detailed savings information. Effective 11/01/22. Rates are subject to change without notice.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
Sun East Federal Credit Union Mortgage Rates
Product
Rate
Points
APR
Term
View More
10-Year Fixed
5.25%
0
5.41%
10 Years
No additional details.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
15-Year Fixed
5.38%
0
5.49%
15 Years
No additional details.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
20-Year Fixed
5.63%
0
5.72%
20 Years
No additional details.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
15-Year Fixed
5.88%
0
5.90%
15-Year Fixed
DetailsThe Interest Rate is the cost paid each year to borrow money, expressed as a percentage rate. It does not reflect fees or any other changes you may have to pay for the loan. APR = Annual Percentage Rate; effective 06/15/2026 and subject to change without notice. The APR is a broader measure of the cost to you of borrowing the money. The APR reflects not only the interest rate, but also any points, fees paid at closing, and other charges that you have to pay to get the loan. For that reason, the APR is usually higher than the Interest Rate. Your final APR may vary based on your final loan amount and finance charges.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
30-Year Fixed
5.88%
0
5.94%
30 Years
No additional details.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
30-Year Fixed
6.38%
0
6.39%
30-Year Fixed
DetailsThe Interest Rate is the cost paid each year to borrow money, expressed as a percentage rate. It does not reflect fees or any other changes you may have to pay for the loan. APR = Annual Percentage Rate; effective 06/15/2026 and subject to change without notice. The APR is a broader measure of the cost to you of borrowing the money. The APR reflects not only the interest rate, but also any points, fees paid at closing, and other charges that you have to pay to get the loan. For that reason, the APR is usually higher than the Interest Rate. Your final APR may vary based on your final loan amount and finance charges.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
30-Year Fixed VA
6.25%
0
6.49%
No additional details.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
7/1 ARM
6.00%
0
6.49%
Details2
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
5/1 ARM
5.75%
0
6.50%
Details1
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
30-Year Fixed FHA
5.99%
0
6.78%
No additional details.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
30-Year Fixed 203K (FHA Only)
5.99%
0
6.83%
No additional details.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
15-Year Fixed FHA
6.00%
0
6.88%
No additional details.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
15-Year Fixed VA
6.50%
0
6.90%
No additional details.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
Sun East Federal Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity Line of Credit (HELOC)
-
-
5.75%
10-Year Draw, Followed By 10 Year Repayment
DetailsIntro Rate = 4.99% for Six Months. After Intro, APR as low as 5.75%. Variable
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
Home Equity Fixed 1st Lien
-
-
5.99%
1 - 5 Years
DetailsAPR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to-value ratio. Top tier rates listed are available to highly credit-qualified individuals.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
Home Equity Fixed 1st Lien
-
-
6.24%
6 - 10 Years
DetailsAPR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to-value ratio. Top tier rates listed are available to highly credit-qualified individuals.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
Home Equity Fixed 1st Lien
-
-
6.49%
11 - 15 Years
DetailsAPR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to-value ratio. Top tier rates listed are available to highly credit-qualified individuals.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
Home Equity Fixed 1st Lien
-
-
6.74%
16 - 20 Years
DetailsAPR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to-value ratio. Top tier rates listed are available to highly credit-qualified individuals.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
Home Equity Fixed 2nd Lien
-
-
7.99%
1 - 5 Years
DetailsAPR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to-value ratio. Top tier rates listed are available to highly credit-qualified individuals.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
Home Equity Fixed 2nd Lien
-
-
8.24%
6 - 10 Years
DetailsAPR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to-value ratio. Top tier rates listed are available to highly credit-qualified individuals.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
Home Equity Fixed 2nd Lien
-
-
8.49%
11 - 15 Years
DetailsAPR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to-value ratio. Top tier rates listed are available to highly credit-qualified individuals.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
Home Equity Fixed 2nd Lien
-
-
8.74%
16 - 20 Years
DetailsAPR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to-value ratio. Top tier rates listed are available to highly credit-qualified individuals.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
Sun East Federal Credit Union Personal Loan Rates
Product
Rate
APR
View More
Personal Loan
-
9.99%
DetailsAs Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
Personal Loans
-
9.99%
DetailsAs Low As; 17.99% APR maximum; 0.25% rate discount with automatic payment transfer from Sun East checking.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
Personal Loan
-
10.99%
DetailsAs Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
Personal Loan
-
11.99%
DetailsAs Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
Last Updated06/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 8.40%
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for Sun East Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Sun East Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Sun East Federal Credit Union's official website for the most current offers and terms.
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
84,852,726
Total Uninsured Shares and Deposits > $250K (F+J)
84,852,726
Total Insured Shares and Deposits > $250K (item 17 less item K)
697,371,322
Total Interest Expense (Sum of items 6 8)
10,685,689
Share Certificates
6,601
Number of Accounts for Share Drafts
32,233
IRA KEOGH Accounts
3,080
Number of Accounts for Regular Shares
62,292
Non Member Deposits
2
Money Market Shares
3,335
Net Income (unless the amount is already included in Undivided Earnings)
3,150,327
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
39,410,253
Total Liabilities
791,290,222
Source: NCUA — Last Updated 09/30/2025
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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Sun East Federal Credit Union
How many branches does Sun East Federal Credit Union operate?
Sun East Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join Sun East Federal Credit Union?
Yes, to access services at Sun East Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, Sun East Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Sun East Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does Sun East Federal Credit Union offer online and mobile banking?
Most modern institutions like Sun East Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.suneast.org.
Current Sun East Federal Credit Union Rates
12-Month CD3.70%
18-Month CD3.50%
24-Month CD3.40%
60-Month CD3.40%
Savings0.02%
MMA0.30%
Retrieved from our database of financial products. Rates subject to change.