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Tangipahoa Parish Teachers Credit Union Rates & Review September 2026

Tangipahoa Parish Teachers Credit Union's 1 Year CD rates are at 3.80%, 2 Year CD rates are at 3.55%, 18 Month CD rates are at 2.78%. Tangipahoa Parish Teachers Credit Union's Personal Loan Rates are as low as 9.95%. MonitorBankRates evaluates the financial stability of Tangipahoa Parish Teachers Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.36%. Rates last updated and verified on 09/21/2026.

Tangipahoa Parish Teachers Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Tangipahoa Parish Teachers Credit Union? Share your experience about Tangipahoa Parish Teachers Credit Union by leaving a review below, or read customer reviews before you decide to use Tangipahoa Parish Teachers Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.36%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Tangipahoa Parish Teachers Credit Union
Tangipahoa Parish Teachers Credit Union
411 E Oak st
Amite, LA 70422-2821
https://www.tptcu.com/
Member NCUA

Tangipahoa Parish Teachers Credit Union CD Rates

Product Rate APY Term View More
1 Year Share Certificate 3.75% 3.80% 1 Year
Min Deposit $1,000
Details Dividends compounded quarterly. Dividends are credited quarterly.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.36%
2 Year Share Certificate 3.50% 3.55% 2 Year
Min Deposit $1,000
Details Dividends compounded quarterly. Dividends are credited quarterly.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.36%

Tangipahoa Parish Teachers Credit Union Savings Rates

Product Rate APY View More
Christmas Club Account 0.50% 0.50%
Min Balance $25
Details APY = Annual Percentage Yield. Rates quoted are declared by the Board of Directors of the Credit Union and are subject to change without notice. Dividends are calculated based on an average daily balance for the quarter and are posted to your account quarterly. The dividend period is a calendar quarter. The entire balance of your Christmas Club will be disbursed during the first week in October. If you withdraw any of the account balance prior to October 1, we will close your account and you will receive the account balance minus a $5.00 early closing fee. You will then be ineligible to have a Christmas Club account the following year. TPTCU may change the dividend rate for your account as determined by the credit union Board of Directors. Dividends earned are posted and compounded quarterly. Applicable fees and conditions could reduce the earnings on your account. Early withdrawal fees apply.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.36%

Tangipahoa Parish Teachers Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loans - - 3.90% 60 months
Details As Low As; For a limited time only. New vehicles include 2025/2026 program/demos with less than 25,000 miles. Maximum loan amount is $70,000.00. Must have an open Share Account to qualify.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.36%
New Auto Loans - - 3.90% 48 months
Details As Low As; For a limited time only. New vehicles include 2025/2026 program/demos with less than 25,000 miles. Maximum loan amount is $70,000.00. Must have an open Share Account to qualify.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.36%
New Auto Loans - - 3.90% 36 months
Details As Low As; For a limited time only. New vehicles include 2025/2026 program/demos with less than 25,000 miles. Maximum loan amount is $70,000.00. Must have an open Share Account to qualify.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.36%
New Auto Loans - - 3.90% 24 months
Details As Low As; For a limited time only. New vehicles include 2025/2026 program/demos with less than 25,000 miles. Maximum loan amount is $70,000.00. Must have an open Share Account to qualify.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.36%
New Auto Loans - - 4.50% 72 months
Details As Low As; For a limited time only. New vehicles include 2025/2026 program/demos with less than 25,000 miles. Maximum loan amount is $70,000.00. Must have an open Share Account to qualify.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.36%
Late Model Used Auto Loans - - 6.90% 60 months
Details As Low As. Late Model Used vehicles include 1-3 year old vehicles, currently 2024, 2025,and 2026 models with less than 30,000 miles. Must have an open Share Account to qualify.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.36%
Used Auto Loans - - 7.90% 60 months
Details As Low As. Used vehicles include 1-8 year old vehicles, currently 2018-2025 year models with more than 30,000 miles, but less than 125,000 miles. Must have an open Share Account to qualify.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.36%

Tangipahoa Parish Teachers Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New Boat Loan - 6.90% 60 months
Details As Low As; Rates determined by past credit performance. Up to 15% down payment, tax, title, and license may be required.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.36%
New Motorcycle Loan - 6.90% 60 months
Details As Low As; Rates determined by past credit performance. 15% down payment, tax, title, and license may be required.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.36%
Used Boat Loan - 7.90% 60 months
Details As Low As; Rates determined by past credit performance. Up to 15% down payment, tax, title, and license may be required.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.36%
Used Motorcycle Loan - 7.90% 60 months
Details As Low As; Rates determined by past credit performance. 15% down payment, tax, title, and license may be required.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.36%

Tangipahoa Parish Teachers Credit Union Personal Loan Rates

Product APR Term View More
Personal (Signature) Unsecured Loans 9.95%
Details As Low As*; APR = Annual Percentage Rates. Please contact a Loan Officer for more information. Effective October 1, 2013, if you are more than 10 days late in making a payment, you will be charged a $10.00 late fee.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.36%

Tangipahoa Parish Teachers Credit Union Other Rates

Product Rate Points APY/APR Term View More
Summer Special Loans - - 9.00% 12 months
Details Additional APR listed for this product: 10%. Maximum term: 12 months - 9% for members with credit scores of 680 & above 10% for members with credit scores of 679 & below Limit of $3,000.00
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.36%

Financial Health History

Tangipahoa Parish Teachers Credit Union’s Texas Ratio stayed near 1.51% in Q2 2023 to 1.36% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.3% 2.0★ 2.6% 3.0★ 4% 4.0★ 5.3% 5.0★ Healthy zone – entire history below the 15% limit 1.51% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 1.36% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$32M1.36%5.0A+
December 31, 2025$31M3.91%5.0A+
September 30, 2025$32M1.22%5.0A+
June 30, 2025$31M1.39%5.0A+
March 31, 2025$31M1.76%5.0A+
December 31, 2024$30M2.07%5.0A+
September 30, 2024$30M1.77%5.0A+
June 30, 2024$30M1.28%5.0A+
March 31, 2024$30M0.90%5.0A+
December 31, 2023$30M1.30%5.0A+
September 30, 2023$31M1.48%5.0A+
June 30, 2023$31M1.51%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Tangipahoa Parish Teachers Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Tangipahoa Parish Teachers Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Tangipahoa Parish Teachers Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Tangipahoa Parish Teachers Credit Union
Address 411 E Oak st, Amite, LA 70422-2821
Phone 985-748-5132
Fax 985-748-3916
President Thomas Bellavia
CEO Dixie Perez
Full-Time Employees 6
Part-Time Employees 1
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.36%
Return on Assets (ROA)
0.2988%
Return on Equity (ROE)
0.8251%
Non-Performing Loans Ratio (NPL)
1.00%
Total Assets
32,084,374
Total Amount of Shares and Deposits
20,437,368
Total Shares and Deposits < 1 Year
19,945,478
Total Shares and Deposits 1 3 Years
491,890
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
152,345
Total Uninsured Shares and Deposits > $250K (F+J)
152,345
Total Insured Shares and Deposits > $250K (item 17 less item K)
20,285,023
Total Interest Expense (Sum of items 6 8)
83,091
Share Certificates
256
IRA KEOGH Accounts
71
Number of Accounts for Regular Shares
2,768
All other shares
500
Non Member Deposits
1
Net Income (unless the amount is already included in Undivided Earnings)
95,877
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,356,966
Total Liabilities
20,464,611
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Tangipahoa Parish Teachers Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Customer Reviews

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Frequently Asked Questions About Tangipahoa Parish Teachers Credit Union

How many branches does Tangipahoa Parish Teachers Credit Union operate?

Tangipahoa Parish Teachers Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Tangipahoa Parish Teachers Credit Union?

Yes, to access services at Tangipahoa Parish Teachers Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Tangipahoa Parish Teachers Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Tangipahoa Parish Teachers Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Tangipahoa Parish Teachers Credit Union offer online and mobile banking?

Most modern institutions like Tangipahoa Parish Teachers Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tptcu.com/.

Current Tangipahoa Parish Teachers Credit Union Rates

  • 12-Month CD3.80%
  • 18-Month CD2.78%
  • 24-Month CD3.55%
Retrieved from our database of financial products. Rates subject to change.