|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Tex Mex Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
Tex Mex Credit Union's 12 Month CD rates are at 2.50%, 6 Month CD rates are at 2.50%, 5 Year CD rates are at 0.50%, 4 Year CD rates are at 0.40%, 2 Year CD rates are at 0.30%. Tex Mex Credit Union's Personal Loan Rates are as low as 8.50%. MonitorBankRates evaluates the financial stability of Tex Mex Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.44%. Rates last updated and verified on 09/22/2026. Tex Mex Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Tex Mex Credit Union? Share your experience about Tex Mex Credit Union by leaving a review below, or read customer reviews before you decide to use Tex Mex Credit Union. Tex Mex Credit Union
Tex Mex Credit Union (Main) 1420 Cedar Ave
https://www.texmexcreditunion.com/ Laredo, TX 78040-7956 
Tex Mex Credit Union CD Rates
Tex Mex Credit Union Auto Loan Rates
Tex Mex Credit Union Personal Loan Rates
Financial Health HistoryTex Mex Credit Union’s Texas Ratio fell from 3.73% in Q2 2023 to 2.44% in Q1 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Tex Mex Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Tex Mex Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Tex Mex Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Tex Mex Credit Union
Address
1420 Cedar Ave,
Laredo, TX 78040-7956
Phone
956-722-1032
Fax
956-722-9876
President
Cesar Cabello
CEO
Cesar Oldham
Full-Time Employees
6
Part-Time Employees
0
Branch Locations
2
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.44%
Return on Assets (ROA)
-0.3557%
Return on Equity (ROE)
-1.5245%
Non-Performing Loans Ratio (NPL)
1.25%
Total Assets
8,559,976
Total Amount of Shares and Deposits
6,488,840
Total Shares and Deposits < 1 Year
5,384,490
Total Shares and Deposits 1 3 Years
746,862
Total Shares and Deposits > 3 Years
357,489
Total Insured Shares and Deposits > $250K (item 17 less item K)
6,488,840
Total Interest Expense (Sum of items 6 8)
5,775
Share Certificates
130
Number of Accounts for Share Drafts
157
IRA KEOGH Accounts
7
Number of Accounts for Regular Shares
2,047
All other shares
82
Net Income (unless the amount is already included in Undivided Earnings)
-30,451
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
541,239
Total Liabilities
6,562,564
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Tex Mex Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Tex Mex Credit Union
Frequently Asked Questions About Tex Mex Credit UnionHow many branches does Tex Mex Credit Union operate?Tex Mex Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Tex Mex Credit Union?Yes, to access services at Tex Mex Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Tex Mex Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Tex Mex Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Tex Mex Credit Union offer online and mobile banking?Most modern institutions like Tex Mex Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.texmexcreditunion.com/. Current Tex Mex Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
IBEW 76 Federal Credit Union
GEA Employees Federal Credit Union
Prestige Community Credit Union
LAF Credit Union
BMH Federal Credit Union
TULARE COUNTY
Back Mountain Federal Credit Union
Ravalli County Federal Credit Union
Athens Area Credit Union
Southwest Communities Federal Credit Union
Garden Savings FCU
Chiropractic Federal Credit Union
Innovations Financial Credit Union
Moline Municipal Credit Union
Emblem Credit Union
JCT Federal Credit Union
Union Pacific Employees Credit Union
Jones Methodist Church Credit Union
Cha-Tel Federal Credit Union
Credit Union Of Colorado
INDIANA STATE UNIVERSITY
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
