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Advertiser Disclosure
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TEXOMA EDUCATORS Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 10, 2026
TEXOMA EDUCATORS's top rates as of October 10, 2026 are 2.63% APY on its 5 Year CD, 0.25% APY on savings, 0.10% APY on money market accounts, personal loans from 10.99% APR, and credit cards from 9.00% APR, according to rates verified by MonitorBankRates. Other TEXOMA EDUCATORS CD rates include 5 years 60 month CD at 2.63%, 4 Year CD at 2.38%, and 4 years 48 month CD at 2.38%. MonitorBankRates evaluates the financial stability of TEXOMA EDUCATORS with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.55%. Rates last updated and verified on 10/10/2026. TEXOMA EDUCATORS money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at TEXOMA EDUCATORS? Share your experience about TEXOMA EDUCATORS by leaving a review below, or read customer reviews before you decide to use TEXOMA EDUCATORS. Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. TEXOMA EDUCATORS CD Rates
TEXOMA EDUCATORS Savings Rates
TEXOMA EDUCATORS Checking Rates
TEXOMA EDUCATORS Auto Loan Rates
TEXOMA EDUCATORS RV, Boat and Powersport Loan Rates
TEXOMA EDUCATORS Credit Card Rates
TEXOMA EDUCATORS Personal Loan Rates
Financial Health HistoryTEXOMA EDUCATORS’s Texas Ratio rose from 0.38% in Q3 2023 to 2.55% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for TEXOMA EDUCATORS is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather TEXOMA EDUCATORS rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with TEXOMA EDUCATORS's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
TEXOMA EDUCATORS
Website
http://www.texomaeducators.com
Address
506 W Lamar St,
Sherman, TX 75090-5840
Phone
903-892-1505
Fax
903-892-0671
President
Greg Akins
CEO
Louella Williams
Full-Time Employees
13
Part-Time Employees
9
Branch Locations
3
ATM Locations
3
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.55%
Return on Assets (ROA)
0.7696%
Return on Equity (ROE)
5.1947%
Non-Performing Loans Ratio (NPL)
0.96%
Total Assets
128,099,905
Total Amount of Shares and Deposits
108,498,678
Total Shares and Deposits < 1 Year
101,588,620
Total Shares and Deposits 1 3 Years
6,830,057
Total Shares and Deposits > 3 Years
80,000
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,889,000
Total Uninsured Shares and Deposits > $250K (F+J)
5,889,000
Total Insured Shares and Deposits > $250K (item 17 less item K)
102,609,678
Total Interest Expense (Sum of items 6 8)
463,828
Share Certificates
516
Number of Accounts for Share Drafts
2,933
IRA KEOGH Accounts
267
Number of Accounts for Regular Shares
8,699
Money Market Shares
42
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,276,229
Total Liabilities
109,121,609
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for TEXOMA EDUCATORS yet. Feel free to create one below.
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Add Your Rating and Review for TEXOMA EDUCATORS
Frequently Asked Questions About TEXOMA EDUCATORSHow many branches does TEXOMA EDUCATORS operate?TEXOMA EDUCATORS currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join TEXOMA EDUCATORS?Yes, to access services at TEXOMA EDUCATORS, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, TEXOMA EDUCATORS does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, TEXOMA EDUCATORS provides members with tools to manage their accounts and build a solid financial history. Does TEXOMA EDUCATORS offer online and mobile banking?Most modern institutions like TEXOMA EDUCATORS provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.texomaeducators.com. Current TEXOMA EDUCATORS Rates
Retrieved from our database of financial products. Rates subject to change.
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