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TRUE Community Credit Union

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TRUE Community Credit Union Rates & Review June 2026

Q: Is a member application needed to join TRUE Community Credit Union?

Yes, to access services at TRUE Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, TRUE Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: June 17, 2026

You can compare TRUE Community Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.30%, 6-month share certificate rates at 2.02% and 3-month share certificate rates at 3.75%. Savings rates are at 0.02% and money market rates are at 0.30%. Mortgage rates on 30-year fixed loans are around 5.66%. All these rates can be compared to TRUE Community Credit Union rates. MonitorBankRates evaluates the financial stability of TRUE Community Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.97%. Rates were last updated on 06/17/2026.

TRUE Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at TRUE Community Credit Union? Share your experience about TRUE Community Credit Union by leaving a review below, or read customer reviews before you decide to use TRUE Community Credit Union.

Overall Health & Safety Grade

Excellent Health Score: 95/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

9.97%

Excellent Higher than avg

TRUE Community Credit Union
Clinton Road

1100 Clinton Rd
Jackson, MI 49202 2060

https://www.trueccu.com

Current Rate Availability

We do not have TRUE Community Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for TRUE Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather TRUE Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with TRUE Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name TRUE Community Credit Union

Website https://www.trueccu.com

Address 1100 Clinton Rd, Jackson, MI 49202 2060

Phone 517-784-7101

Fax 517-784-6677

President Josh Burgett

CEO Chrissy Siders

Full-Time Employees 210

Part-Time Employees 4

Branch Locations 15

ATM Locations 15

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (95/100)

Texas Ratio

9.97%

Return on Assets (ROA)

0.7211%

Return on Equity (ROE)

6.4418%

Non-Performing Loans Ratio (NPL)

1.63%

Total Assets

910,371,410

Total Amount of Shares and Deposits

780,733,035

Total Shares and Deposits < 1 Year

767,208,135

Total Shares and Deposits 1 3 Years

10,518,779

Total Shares and Deposits > 3 Years

3,006,121

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

12,491,482

Total Uninsured Shares and Deposits > $250K (F+J)

12,491,482

Total Insured Shares and Deposits > $250K (item 17 less item K)

768,241,553

Total Interest Expense (Sum of items 6 8)

5,897,219

Share Certificates

10,347

Number of Accounts for Share Drafts

42,592

IRA KEOGH Accounts

896

Number of Accounts for Regular Shares

106,631

All other shares

2,991

Money Market Shares

2,763

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

50,658,409

Total Liabilities

810,360,786

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for TRUE Community Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for TRUE Community Credit Union

Frequently Asked Questions About TRUE Community Credit Union

How many branches does TRUE Community Credit Union operate?

TRUE Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join TRUE Community Credit Union?

Yes, to access services at TRUE Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, TRUE Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, TRUE Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does TRUE Community Credit Union offer online and mobile banking?

Most modern institutions like TRUE Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.trueccu.com.