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Ukrainian Federal Credit Union Rates & Review October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: October 12, 2026

Ukrainian Federal Credit Union's top rates as of October 12, 2026 are 4.25% APY on its 13 Month CDs CD, 0.03% APY on savings, 3.30% APY on money market accounts, 6.75% on its Adjustable Rate ARM - 20 Years mortgage, personal loans from 7.00% APR, and credit cards from 13.50% APR, according to rates verified by MonitorBankRates. Other Ukrainian Federal Credit Union CD rates include 5 Year CDs at 3.29%, 4 Year CDs at 2.52%, and 1 Year CDs at 1.51%. Other Ukrainian Federal Credit Union mortgage rates include Adjustable Rate ARM - 25 Years at 6.88%, Fixed Rate Mortgage at 6.88%, and Fixed Rate Mortgage at 7.00%. MonitorBankRates evaluates the financial stability of Ukrainian Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.53%. Rates last updated and verified on 10/12/2026.

Ukrainian Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ukrainian Federal Credit Union? Share your experience about Ukrainian Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Ukrainian Federal Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
10.53%
Excellent Higher than avg
Health Trend ?
Steady 12 quarters
Full history ›
Ukrainian Federal Credit Union
Rochester Main Office
824 E Ridge Rd
Rochester, NY 14621
https://ukrainianfcu.org
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Ukrainian Federal Credit Union CD Rates

Product Rate APY Term View More
13 Month Share Certificates 4.184% 4.25% 13 months
Min Deposit $500
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 12, 2026: 4.25% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
5 Year Share Certificates 3.25% 3.29% 5 years
Min Deposit $500
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.29% APY
2.79%3.29%3.79%Oct 12, 2026: 3.29% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
4 Year Share Certificates 2.50% 2.52% 4 years
Min Deposit $500
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 2.52% APY
2.02%2.52%3.02%Oct 12, 2026: 2.52% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
1 Year Share Certificates 1.50% 1.51% 1 year
Min Deposit $500
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 1.51% APY
1.01%1.51%2.01%Oct 12, 2026: 1.51% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
2 Year Share Certificates 1.50% 1.51% 2 years
Min Deposit $500
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 1.51% APY
1.01%1.51%2.01%Oct 12, 2026: 1.51% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
6 Month Share Certificates 1.50% 1.51% 6 months
Min Deposit $500
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 1.51% APY
1.01%1.51%2.01%Oct 12, 2026: 1.51% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%

Ukrainian Federal Credit Union Business Savings Rates

Product Rate APY View More
Business Regular Savings - 0.03%
No additional details.
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 0.03% APY · checked 7 times
0.00%0.27%0.53%Sep 12, 2026: 0.03% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%

Ukrainian Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market 3.25% 3.30%
Min Balance $250,000
Details Balance: $250,000.00 - $999,999.99
Last Updated 10/12/2026
Rate History
1 change since Sep 12, 2026 · 3.04% → 3.30% ▲ 0.26 pts · high 3.30% / low 3.04%
2.54%3.17%3.80%Sep 12, 2026: 3.04% APYOct 12, 2026: 3.30% APYSep 12, 2026Oct 13, 2026
  • Oct 12, 20263.30%▲ from 3.04%
  • Sep 12, 20263.04%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Money Market 3.00% 3.04%
Min Balance $100,000
Details Balance: $100,000.00 - $249,999.99
Last Updated 10/12/2026
Rate History
1 change since Sep 12, 2026 · 2.78% → 3.04% ▲ 0.26 pts · high 3.04% / low 2.78%
2.28%2.91%3.54%Sep 12, 2026: 2.78% APYOct 12, 2026: 3.04% APYSep 12, 2026Oct 13, 2026
  • Oct 12, 20263.04%▲ from 2.78%
  • Sep 12, 20262.78%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Money Market 2.50% 2.53%
Min Balance $25,000
Details Balance: $25,000.00 - $99,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 2.53% APY · checked 7 times
2.03%2.53%3.03%Sep 12, 2026: 2.53% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Money Market 2.00% 2.02%
Min Balance $2,500
Details Balance: $2,500.00 - $24,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 2.02% APY · checked 7 times
1.52%2.02%2.52%Sep 12, 2026: 2.02% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Money Market 0.10% 0.10%
Min Balance $500
Details Balance: $500.00 - $2,499.99
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 12, 2026: 0.10% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%

Ukrainian Federal Credit Union Business Money Market Rates

Product Rate APY View More
Business Money Market 3.25% 3.30%
Min Balance $250,000
Details Balance: $250,000.00 - $999,999.99
Last Updated 10/12/2026
Rate History
1 change since Sep 12, 2026 · 3.04% → 3.30% ▲ 0.26 pts · high 3.30% / low 3.04%
2.54%3.17%3.80%Sep 12, 2026: 3.04% APYOct 12, 2026: 3.30% APYSep 12, 2026Oct 13, 2026
  • Oct 12, 20263.30%▲ from 3.04%
  • Sep 12, 20263.04%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Business Money Market 3.00% 3.04%
Min Balance $100,000
Details Balance: $100,000.00 - $249,999.99
Last Updated 10/12/2026
Rate History
1 change since Sep 12, 2026 · 2.78% → 3.04% ▲ 0.26 pts · high 3.04% / low 2.78%
2.28%2.91%3.54%Sep 12, 2026: 2.78% APYOct 12, 2026: 3.04% APYSep 12, 2026Oct 13, 2026
  • Oct 12, 20263.04%▲ from 2.78%
  • Sep 12, 20262.78%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Business Money Market 2.50% 2.53%
Min Balance $25,000
Details Balance: $25,000.00 - $99,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 2.53% APY · checked 6 times
2.03%2.53%3.03%Sep 12, 2026: 2.53% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Business Money Market 2.00% 2.02%
Min Balance $2,500
Details Balance: $2,500.00 - $24,999.99
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 2.02% APY · checked 6 times
1.52%2.02%2.52%Sep 12, 2026: 2.02% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Business Money Market 0.10% 0.10%
Min Balance $500
Details Balance: $500.00 - $2,499.99
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 12, 2026: 0.10% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%

Ukrainian Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
Adjustable Rate ARM - 20 Years - 0.000 6.75% 20 Years
Details As Low As; NY ONLY APR* as low as (0 pts.): 6.625%
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 6.75% APR
6.25%6.75%7.25%Oct 12, 2026: 6.75% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Adjustable Rate ARM - 25 Years - 0.000 6.875% 25 Years
Details As Low As; NY ONLY APR* as low as (0 pts.): 6.750%
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 6.88% APR
6.38%6.88%7.38%Oct 12, 2026: 6.88% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Fixed Rate Mortgage - 0.000 6.875% 5 Years
Details NY ONLY; APR as low as (0 pts.)
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 6.88% APR
6.38%6.88%7.38%Oct 12, 2026: 6.88% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Fixed Rate Mortgage - 0.000 7.00% 5 Years
Details APR as low as (0 pts.)
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.00% APR
6.50%7.00%7.50%Oct 12, 2026: 7.00% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Fixed Rate Mortgage - 0.000 7.00% 10 Years
Details NY ONLY; APR as low as (0 pts.)
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.00% APR
6.50%7.00%7.50%Oct 12, 2026: 7.00% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Hybrid Adjustable Rate 3/1/30 Loan - 0.000 7.00%
Details APR as low as (0 pts.); NY ONLY APR as low as (0 pts.): 6.875%
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.00% APR
6.50%7.00%7.50%Oct 12, 2026: 7.00% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Fixed Rate Mortgage - 0.000 7.125% 10 Years
Details APR as low as (0 pts.)
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.13% APR
6.63%7.13%7.63%Oct 12, 2026: 7.13% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Fixed Rate Mortgage - 0.000 7.125% 15 Years
Details NY ONLY; APR as low as (0 pts.)
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.13% APR
6.63%7.13%7.63%Oct 12, 2026: 7.13% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Fixed Rate Mortgage - 0.000 7.125% 20 Years
Details NY ONLY; APR as low as (0 pts.)
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.13% APR
6.63%7.13%7.63%Oct 12, 2026: 7.13% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Hybrid Adjustable Rate 5/1/30 Loan - 0.000 7.125%
Details APR as low as (0 pts.); NY ONLY APR as low as (0 pts.): 7.000%
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.13% APR
6.63%7.13%7.63%Oct 12, 2026: 7.13% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Fixed Rate Mortgage - 0.000 7.25% 15 Years
Details APR as low as (0 pts.)
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.25% APR
6.75%7.25%7.75%Oct 12, 2026: 7.25% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Fixed Rate Mortgage - 0.000 7.25% 20 Years
Details APR as low as (0 pts.)
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.25% APR
6.75%7.25%7.75%Oct 12, 2026: 7.25% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Fixed Rate Mortgage - 0.000 7.25% 25 Years
Details NY ONLY; APR as low as (0 pts.)
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.25% APR
6.75%7.25%7.75%Oct 12, 2026: 7.25% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Fixed Rate Mortgage - 0.000 7.25% 30 Years
Details NY ONLY; APR as low as (0 pts.)
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.25% APR
6.75%7.25%7.75%Oct 12, 2026: 7.25% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Hybrid Adjustable Rate 7/1/30 Loan - 0.000 7.25%
Details APR as low as (0 pts.); NY ONLY APR as low as (0 pts.): 7.125
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.25% APR
6.75%7.25%7.75%Oct 12, 2026: 7.25% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Fixed Rate Mortgage - 0.000 7.375% 25 Years
Details APR as low as (0 pts.)
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.38% APR
6.88%7.38%7.88%Oct 12, 2026: 7.38% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Fixed Rate Mortgage - 0.000 7.375% 30 Years
Details APR as low as (0 pts.)
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.38% APR
6.88%7.38%7.88%Oct 12, 2026: 7.38% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Hybrid Adjustable Rate 10/1/30 Loan - 0.000 7.375%
Details APR as low as (0 pts.); NY ONLY APR as low as (0 pts.): 7.250%
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.38% APR
6.88%7.38%7.88%Oct 12, 2026: 7.38% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Commercial, Investment, or Church Mortgages - - 8.625% 12 years
Details As Low As; Maximum LTV: 75%; Maximum Amount: $500,000; Loans above $500,000 quoted case-by-case
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 8.63% APR · checked 9 times
8.13%8.63%9.13%Sep 12, 2026: 8.63% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%

Ukrainian Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity up to 70% LTV - 0.000 6.75% 10 Years
Details Available in CA, OR, WA; APR as low as (0 pts.)
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 6.75% APR
6.25%6.75%7.25%Oct 12, 2026: 6.75% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Home Equity up to 75% LTV - 0.000 6.75% 10 Years
Details Available in NY, MA, OH, NC; APR as low as (0 pts.)
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 6.75% APR
6.25%6.75%7.25%Oct 12, 2026: 6.75% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Home Equity Home Improvement Unsecured - 0.000 7.00% 5 Years
Details APR as low as (0 pts.)
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.00% APR
6.50%7.00%7.50%Oct 12, 2026: 7.00% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Home Equity Line of Credit HELOC - - 7.00%
Details As Low As; Maximum LTV: 80% (NY, MA, OH, NC); Maximum Amount: $300,000.00; Lifetime Index = Prime Rate currently 7.00%; Margin as low as 0.000%; Minimum line amount is $10,000
Last Updated 10/12/2026
Rate History
1 change since Sep 12, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75%
6.25%6.88%7.50%Sep 12, 2026: 6.75% APRSep 20, 2026: 7.00% APRSep 12, 2026Oct 13, 2026
  • Sep 20, 20267.00%▲ from 6.75%
  • Sep 12, 20266.75%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Home Equity up to 70% LTV - 0.000 7.25% 15 Years
Details Available in CA, OR, WA; APR as low as (0 pts.)
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.25% APR
6.75%7.25%7.75%Oct 12, 2026: 7.25% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Home Equity up to 75% LTV - 0.000 7.25% 15 Years
Details Available in NY, MA, OH, NC; APR as low as (0 pts.)
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.25% APR
6.75%7.25%7.75%Oct 12, 2026: 7.25% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%

Ukrainian Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loan (vehicle year 2025 - 2026) - - 5.00% Up to 3 years
Details As Low As; Vehicle year 2025 - 2026; Maximum Term in Years: 3; best rates based on approved credit, reflects maximum relationship discount of 1.00%
Last Updated 10/12/2026
Rate History
1 change since Oct 8, 2026 · 5.50% → 5.00% ▼ 0.50 pts · high 5.50% / low 5.00%
4.50%5.25%6.00%Oct 8, 2026: 5.50% APROct 12, 2026: 5.00% APROct 8, 2026Oct 13, 2026
  • Oct 12, 20265.00%▼ from 5.50%
  • Oct 8, 20265.50%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
New Auto Loan (vehicle year 2025 - 2026) - - 5.00% Up to 4 years
Details As Low As; Vehicle year 2025 - 2026; Maximum Term in Years: 4; best rates based on approved credit, reflects maximum relationship discount of 1.00%
Last Updated 10/12/2026
Rate History
1 change since Oct 8, 2026 · 5.50% → 5.00% ▼ 0.50 pts · high 5.50% / low 5.00%
4.50%5.25%6.00%Oct 8, 2026: 5.50% APROct 12, 2026: 5.00% APROct 8, 2026Oct 13, 2026
  • Oct 12, 20265.00%▼ from 5.50%
  • Oct 8, 20265.50%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
New Auto Loan (vehicle year 2025 - 2026) - - 5.25% Up to 5 years
Details As Low As; Vehicle year 2025 - 2026; Maximum Term in Years: 5; best rates based on approved credit, reflects maximum relationship discount of 1.00%
Last Updated 10/12/2026
Rate History
1 change since Oct 8, 2026 · 5.75% → 5.25% ▼ 0.50 pts · high 5.75% / low 5.25%
4.75%5.50%6.25%Oct 8, 2026: 5.75% APROct 12, 2026: 5.25% APROct 8, 2026Oct 13, 2026
  • Oct 12, 20265.25%▼ from 5.75%
  • Oct 8, 20265.75%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Used Auto Loan (vehicle year 2022 - 2026) - - 5.25% 3 years
Details As Low As; APR as low as; best rates based on approved credit, maximum relationship discount of 1.00%
Last Updated 10/12/2026
Rate History
1 change since Oct 8, 2026 · 4.75% → 5.25% ▲ 0.50 pts · high 5.25% / low 4.75%
4.25%5.00%5.75%Oct 8, 2026: 4.75% APROct 12, 2026: 5.25% APROct 8, 2026Oct 13, 2026
  • Oct 12, 20265.25%▲ from 4.75%
  • Oct 8, 20264.75%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Used Auto Loan (vehicle year 2022 - 2026) - - 5.25% 4 years
Details As Low As; APR as low as; best rates based on approved credit, maximum relationship discount of 1.00%
Last Updated 10/12/2026
Rate History
1 change since Oct 8, 2026 · 4.75% → 5.25% ▲ 0.50 pts · high 5.25% / low 4.75%
4.25%5.00%5.75%Oct 8, 2026: 4.75% APROct 12, 2026: 5.25% APROct 8, 2026Oct 13, 2026
  • Oct 12, 20265.25%▲ from 4.75%
  • Oct 8, 20264.75%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
New Auto Loan (vehicle year 2025 - 2026) - - 5.50% Up to 6 years
Details As Low As; Vehicle year 2025 - 2026; Maximum Term in Years: 6; best rates based on approved credit, reflects maximum relationship discount of 1.00%
Last Updated 10/12/2026
Rate History
1 change since Oct 8, 2026 · 6.00% → 5.50% ▼ 0.50 pts · high 6.00% / low 5.50%
5.00%5.75%6.50%Oct 8, 2026: 6.00% APROct 12, 2026: 5.50% APROct 8, 2026Oct 13, 2026
  • Oct 12, 20265.50%▼ from 6.00%
  • Oct 8, 20266.00%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Used Auto Loan (vehicle year 2022 - 2026) - - 5.50% 5 years
Details As Low As; APR as low as; best rates based on approved credit, maximum relationship discount of 1.00%
Last Updated 10/12/2026
Rate History
1 change since Oct 8, 2026 · 5.00% → 5.50% ▲ 0.50 pts · high 5.50% / low 5.00%
4.50%5.25%6.00%Oct 8, 2026: 5.00% APROct 12, 2026: 5.50% APROct 8, 2026Oct 13, 2026
  • Oct 12, 20265.50%▲ from 5.00%
  • Oct 8, 20265.00%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
New Auto Loan (vehicle year 2025 - 2026) - - 5.75% Up to 7 years
Details As Low As; Vehicle year 2025 - 2026; Maximum Term in Years: 7; best rates based on approved credit, reflects maximum relationship discount of 1.00%
Last Updated 10/12/2026
Rate History
1 change since Oct 8, 2026 · 6.25% → 5.75% ▼ 0.50 pts · high 6.25% / low 5.75%
5.25%6.00%6.75%Oct 8, 2026: 6.25% APROct 12, 2026: 5.75% APROct 8, 2026Oct 13, 2026
  • Oct 12, 20265.75%▼ from 6.25%
  • Oct 8, 20266.25%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Used Auto Loan (vehicle year 2022 - 2026) - - 5.75% 6 years
Details As Low As; APR as low as; best rates based on approved credit, maximum relationship discount of 1.00%
Last Updated 10/12/2026
Rate History
1 change since Oct 8, 2026 · 5.25% → 5.75% ▲ 0.50 pts · high 5.75% / low 5.25%
4.75%5.50%6.25%Oct 8, 2026: 5.25% APROct 12, 2026: 5.75% APROct 8, 2026Oct 13, 2026
  • Oct 12, 20265.75%▲ from 5.25%
  • Oct 8, 20265.25%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
New Auto Loan (vehicle year 2025 - 2026) - - 6.00% Up to 3 years
Details Vehicle year 2025 - 2026; Maximum Term in Years: 3
Last Updated 10/12/2026
Rate History
1 change since Oct 8, 2026 · 5.50% → 6.00% ▲ 0.50 pts · high 6.00% / low 5.50%
5.00%5.75%6.50%Oct 8, 2026: 5.50% APROct 12, 2026: 6.00% APROct 8, 2026Oct 13, 2026
  • Oct 12, 20266.00%▲ from 5.50%
  • Oct 8, 20265.50%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
New Auto Loan (vehicle year 2025 - 2026) - - 6.00% Up to 4 years
Details Vehicle year 2025 - 2026; Maximum Term in Years: 4
Last Updated 10/12/2026
Rate History
1 change since Oct 8, 2026 · 5.50% → 6.00% ▲ 0.50 pts · high 6.00% / low 5.50%
5.00%5.75%6.50%Oct 8, 2026: 5.50% APROct 12, 2026: 6.00% APROct 8, 2026Oct 13, 2026
  • Oct 12, 20266.00%▲ from 5.50%
  • Oct 8, 20265.50%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
New Auto Loan (vehicle year 2025 - 2026) - - 6.25% Up to 5 years
Details Vehicle year 2025 - 2026; Maximum Term in Years: 5
Last Updated 10/12/2026
Rate History
1 change since Oct 8, 2026 · 5.75% → 6.25% ▲ 0.50 pts · high 6.25% / low 5.75%
5.25%6.00%6.75%Oct 8, 2026: 5.75% APROct 12, 2026: 6.25% APROct 8, 2026Oct 13, 2026
  • Oct 12, 20266.25%▲ from 5.75%
  • Oct 8, 20265.75%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Used Auto Loan (vehicle year 2022 - 2026) - - 6.25% 3 years
Details APR* (standard)
Last Updated 10/12/2026
Rate History
1 change since Oct 8, 2026 · 4.75% → 6.25% ▲ 1.50 pts · high 6.25% / low 4.75%
3.25%5.50%7.75%Oct 8, 2026: 4.75% APROct 12, 2026: 6.25% APROct 8, 2026Oct 13, 2026
  • Oct 12, 20266.25%▲ from 4.75%
  • Oct 8, 20264.75%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Used Auto Loan (vehicle year 2022 - 2026) - - 6.25% 4 years
Details APR* (standard)
Last Updated 10/12/2026
Rate History
1 change since Oct 8, 2026 · 4.75% → 6.25% ▲ 1.50 pts · high 6.25% / low 4.75%
3.25%5.50%7.75%Oct 8, 2026: 4.75% APROct 12, 2026: 6.25% APROct 8, 2026Oct 13, 2026
  • Oct 12, 20266.25%▲ from 4.75%
  • Oct 8, 20264.75%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Business Vehicle Loans - New Vehicles - - 6.50% 2 years
Details As Low As; Business Vehicle Loans; APR* as low as; best rates based on approved credit; maximum relationship discount of 1.00%
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 6.50% APR
6.00%6.50%7.00%Oct 12, 2026: 6.50% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Business Vehicle Loans - New Vehicles - - 6.50% 3 years
Details As Low As; Business Vehicle Loans; APR* as low as; best rates based on approved credit; maximum relationship discount of 1.00%
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 6.50% APR
6.00%6.50%7.00%Oct 12, 2026: 6.50% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
New Auto Loan (vehicle year 2025 - 2026) - - 6.50% Up to 6 years
Details Vehicle year 2025 - 2026; Maximum Term in Years: 6
Last Updated 10/12/2026
Rate History
1 change since Oct 8, 2026 · 6.00% → 6.50% ▲ 0.50 pts · high 6.50% / low 6.00%
5.50%6.25%7.00%Oct 8, 2026: 6.00% APROct 12, 2026: 6.50% APROct 8, 2026Oct 13, 2026
  • Oct 12, 20266.50%▲ from 6.00%
  • Oct 8, 20266.00%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Used Auto Loan (vehicle year 2022 - 2026) - - 6.50% 5 years
Details APR* (standard)
Last Updated 10/12/2026
Rate History
1 change since Oct 8, 2026 · 5.00% → 6.50% ▲ 1.50 pts · high 6.50% / low 5.00%
3.50%5.75%8.00%Oct 8, 2026: 5.00% APROct 12, 2026: 6.50% APROct 8, 2026Oct 13, 2026
  • Oct 12, 20266.50%▲ from 5.00%
  • Oct 8, 20265.00%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Business Vehicle Loans - New Vehicles - - 6.75% 4 years
Details As Low As; Business Vehicle Loans; APR* as low as; best rates based on approved credit; maximum relationship discount of 1.00%
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 6.75% APR
6.25%6.75%7.25%Oct 12, 2026: 6.75% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
New Auto Loan (vehicle year 2025 - 2026) - - 6.75% Up to 7 years
Details Vehicle year 2025 - 2026; Maximum Term in Years: 7
Last Updated 10/12/2026
Rate History
1 change since Oct 8, 2026 · 6.25% → 6.75% ▲ 0.50 pts · high 6.75% / low 6.25%
5.75%6.50%7.25%Oct 8, 2026: 6.25% APROct 12, 2026: 6.75% APROct 8, 2026Oct 13, 2026
  • Oct 12, 20266.75%▲ from 6.25%
  • Oct 8, 20266.25%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Used Auto Loan (vehicle year 2022 - 2026) - - 6.75% 6 years
Details APR* (standard)
Last Updated 10/12/2026
Rate History
1 change since Oct 8, 2026 · 5.25% → 6.75% ▲ 1.50 pts · high 6.75% / low 5.25%
3.75%6.00%8.25%Oct 8, 2026: 5.25% APROct 12, 2026: 6.75% APROct 8, 2026Oct 13, 2026
  • Oct 12, 20266.75%▲ from 5.25%
  • Oct 8, 20265.25%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Business Vehicle Loans - New Vehicles - - 7.00% 5 years
Details As Low As; Business Vehicle Loans; APR* as low as; best rates based on approved credit; maximum relationship discount of 1.00%
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.00% APR
6.50%7.00%7.50%Oct 12, 2026: 7.00% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Business Vehicle Loans - New Vehicles - - 7.25% 6 years
Details As Low As; Business Vehicle Loans; APR* as low as; best rates based on approved credit; maximum relationship discount of 1.00%
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.25% APR
6.75%7.25%7.75%Oct 12, 2026: 7.25% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Business Vehicle Loans - New Vehicles - - 7.50% 2 years
Details Business Vehicle Loans; APR*
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.50% APR
7.00%7.50%8.00%Oct 12, 2026: 7.50% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Business Vehicle Loans - New Vehicles - - 7.50% 3 years
Details Business Vehicle Loans; APR*
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.50% APR
7.00%7.50%8.00%Oct 12, 2026: 7.50% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Business Vehicle Loans (Used) - - 7.75% 4 months
Details As Low As; Standard APR: 8.750%; Business Vehicle Loans; Vehicle Year: 2020-2026; Maximum term printed as 4 (unit taken from Term in Years in the adjacent new-vehicle table); Best rates based on approved credit with maximum relationship discount of 1.00%
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.75% APR
7.25%7.75%8.25%Oct 12, 2026: 7.75% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Business Vehicle Loans - New Vehicles - - 7.75% 4 years
Details Business Vehicle Loans; APR*
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.75% APR
7.25%7.75%8.25%Oct 12, 2026: 7.75% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Business Vehicle Loans - New Vehicles - - 8.00% 5 years
Details Business Vehicle Loans; APR*
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 8.00% APR
7.50%8.00%8.50%Oct 12, 2026: 8.00% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Business Vehicle Loans - New Vehicles - - 8.25% 6 years
Details Business Vehicle Loans; APR*
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 8.25% APR
7.75%8.25%8.75%Oct 12, 2026: 8.25% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%

Ukrainian Federal Credit Union Credit Card Rates

Product Rate APR View More
Business UFCU Everyday Rewards VISA Credit Card - 13.50%
Details Published APR range: 13.50% to 18.00%. As Low As; Purchases 13.50% to 18.00%; Balance Transfers 13.50% to 18.00%; Cash Advance 15.50% to 18.00%
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 13.50% APR
13.00%13.50%14.00%Oct 12, 2026: 13.50% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
UFCU Everyday Rewards VISA Credit Card - 13.50%
Details Published APR range: 13.50% to 18.00%. As Low As; Purchases APR as low as 13.50% to 18.00%; Balance Transfers APR as low as 13.50% to 18.00%; Cash Advance APR as low as 15.50% to 18.00%
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 13.50% APR
13.00%13.50%14.00%Oct 12, 2026: 13.50% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%

Ukrainian Federal Credit Union Personal Loan Rates

Product APR Term View More
Home Equity Home Improvement Unsecured 7.00% 5 Years
Details APR as low as (0 pts.)
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.00% APR
6.50%7.00%7.50%Oct 12, 2026: 7.00% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Personal Loan 9.00% 1 years
Details As Low As; APR* as low as
Last Updated 10/12/2026
Rate History
1 change since Sep 12, 2026 · 10.00% → 9.00% ▼ 1.00 pts · high 10.00% / low 9.00%
8.00%9.50%11.00%Sep 12, 2026: 10.00% APROct 12, 2026: 9.00% APRSep 12, 2026Oct 13, 2026
  • Oct 12, 20269.00%▼ from 10.00%
  • Sep 12, 202610.00%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Business Signature Loan 9.50% 2 years
Details As Low As; Term in Years: 2; Best rates based on approved credit; maximum relationship discount of 1.00%
Last Updated 10/12/2026
Rate History
1 change since Sep 12, 2026 · 10.50% → 9.50% ▼ 1.00 pts · high 10.50% / low 9.50%
8.50%10.00%11.50%Sep 12, 2026: 10.50% APROct 12, 2026: 9.50% APRSep 12, 2026Oct 13, 2026
  • Oct 12, 20269.50%▼ from 10.50%
  • Sep 12, 202610.50%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Business Signature Loan 9.75% 3 years
Details As Low As; Term in Years: 3; Best rates based on approved credit; maximum relationship discount of 1.00%
Last Updated 10/12/2026
Rate History
1 change since Sep 12, 2026 · 10.75% → 9.75% ▼ 1.00 pts · high 10.75% / low 9.75%
8.75%10.25%11.75%Sep 12, 2026: 10.75% APROct 12, 2026: 9.75% APRSep 12, 2026Oct 13, 2026
  • Oct 12, 20269.75%▼ from 10.75%
  • Sep 12, 202610.75%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Business Signature Loan 10.00% 4 years
Details As Low As; Term in Years: 4; Best rates based on approved credit; maximum relationship discount of 1.00%
Last Updated 10/12/2026
Rate History
1 change since Sep 12, 2026 · 11.00% → 10.00% ▼ 1.00 pts · high 11.00% / low 10.00%
9.00%10.50%12.00%Sep 12, 2026: 11.00% APROct 12, 2026: 10.00% APRSep 12, 2026Oct 13, 2026
  • Oct 12, 202610.00%▼ from 11.00%
  • Sep 12, 202611.00%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Personal Loan 10.00% 1 years
Details APR*
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 10.00% APR · checked 8 times
9.50%10.00%10.50%Sep 12, 2026: 10.00% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Personal Loan 10.00% 2 years
Details As Low As; APR* as low as
Last Updated 10/12/2026
Rate History
1 change since Sep 12, 2026 · 11.00% → 10.00% ▼ 1.00 pts · high 11.00% / low 10.00%
9.00%10.50%12.00%Sep 12, 2026: 11.00% APROct 12, 2026: 10.00% APRSep 12, 2026Oct 13, 2026
  • Oct 12, 202610.00%▼ from 11.00%
  • Sep 12, 202611.00%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Business Signature Loan 10.50% 2 years
Details Standard APR; Term in Years: 2
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 10.50% APR · checked 8 times
10.00%10.50%11.00%Sep 12, 2026: 10.50% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Business Signature Loan 10.75% 3 years
Details Standard APR; Term in Years: 3
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 10.75% APR · checked 8 times
10.25%10.75%11.25%Sep 12, 2026: 10.75% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Business Signature Loan 11.00% 4 years
Details Standard APR; Term in Years: 4
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 11.00% APR · checked 8 times
10.50%11.00%11.50%Sep 12, 2026: 11.00% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Personal Loan 11.00% 2 years
Details APR*
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 11.00% APR · checked 8 times
10.50%11.00%11.50%Sep 12, 2026: 11.00% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Personal Loan 11.00% 3 years
Details As Low As; APR* as low as
Last Updated 10/12/2026
Rate History
1 change since Sep 12, 2026 · 12.00% → 11.00% ▼ 1.00 pts · high 12.00% / low 11.00%
10.00%11.50%13.00%Sep 12, 2026: 12.00% APROct 12, 2026: 11.00% APRSep 12, 2026Oct 13, 2026
  • Oct 12, 202611.00%▼ from 12.00%
  • Sep 12, 202612.00%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Personal Loan 12.00% 3 years
Details APR*
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 12.00% APR · checked 8 times
11.50%12.00%12.50%Sep 12, 2026: 12.00% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Personal Loan 12.00% 4 years
Details As Low As; APR* as low as
Last Updated 10/12/2026
Rate History
1 change since Sep 12, 2026 · 13.00% → 12.00% ▼ 1.00 pts · high 13.00% / low 12.00%
11.00%12.50%14.00%Sep 12, 2026: 13.00% APROct 12, 2026: 12.00% APRSep 12, 2026Oct 13, 2026
  • Oct 12, 202612.00%▼ from 13.00%
  • Sep 12, 202613.00%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Personal Loan 12.50% 5 years
Details As Low As; APR* as low as
Last Updated 10/12/2026
Rate History
1 change since Sep 12, 2026 · 13.50% → 12.50% ▼ 1.00 pts · high 13.50% / low 12.50%
11.50%13.00%14.50%Sep 12, 2026: 13.50% APROct 12, 2026: 12.50% APRSep 12, 2026Oct 13, 2026
  • Oct 12, 202612.50%▼ from 13.50%
  • Sep 12, 202613.50%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Personal Loan 13.00% 4 years
Details APR*
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 13.00% APR · checked 8 times
12.50%13.00%13.50%Sep 12, 2026: 13.00% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Personal Loan 13.50% 5 years
Details APR*
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 13.50% APR · checked 8 times
13.00%13.50%14.00%Sep 12, 2026: 13.50% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%

Ukrainian Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Business Equipment Loans - - 8.25% 3 years
Details As Low As; Best rates based on approved credit; reflects maximum relationship discount of 1.00%
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 8.25% APR · checked 8 times
7.75%8.25%8.75%Sep 12, 2026: 8.25% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Business Equipment Loans - - 8.50% 4 years
Details As Low As; Best rates based on approved credit; reflects maximum relationship discount of 1.00%
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 8.50% APR · checked 8 times
8.00%8.50%9.00%Sep 12, 2026: 8.50% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Business Equipment Loans - - 8.75% 5 years
Details As Low As; Best rates based on approved credit; reflects maximum relationship discount of 1.00%
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 8.75% APR · checked 8 times
8.25%8.75%9.25%Sep 12, 2026: 8.75% APRSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Modifications Loan - - 7.25% 5 Years
Details APR* as low as (0 pts.); UFCU members with an existing UFCU mortgage in NY or MA
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.25% APR
6.75%7.25%7.75%Oct 12, 2026: 7.25% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Modifications Loan - - 7.125% 5 Years
Details NY ONLY APR* as low as (0 pts.); UFCU members with an existing UFCU mortgage in NY or MA
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.13% APR
6.63%7.13%7.63%Oct 12, 2026: 7.13% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Modifications Loan - - 7.375% 10 Years
Details APR* as low as (0 pts.); UFCU members with an existing UFCU mortgage in NY or MA
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.38% APR
6.88%7.38%7.88%Oct 12, 2026: 7.38% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Modifications Loan - - 7.25% 10 Years
Details NY ONLY APR* as low as (0 pts.); UFCU members with an existing UFCU mortgage in NY or MA
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.25% APR
6.75%7.25%7.75%Oct 12, 2026: 7.25% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Modifications Loan - - 7.375% 12 Years
Details APR* as low as (0 pts.); UFCU members with an existing UFCU mortgage in NY or MA
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.38% APR
6.88%7.38%7.88%Oct 12, 2026: 7.38% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Modifications Loan - - 7.25% 12 Years
Details NY ONLY APR* as low as (0 pts.); UFCU members with an existing UFCU mortgage in NY or MA
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.25% APR
6.75%7.25%7.75%Oct 12, 2026: 7.25% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Modifications Loan - - 7.50% 15 Years
Details APR* as low as (0 pts.); UFCU members with an existing UFCU mortgage in NY or MA
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.50% APR
7.00%7.50%8.00%Oct 12, 2026: 7.50% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Modifications Loan - - 7.375% 15 Years
Details NY ONLY APR* as low as (0 pts.); UFCU members with an existing UFCU mortgage in NY or MA
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.38% APR
6.88%7.38%7.88%Oct 12, 2026: 7.38% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Modifications Loan - - 7.50% 20 Years
Details APR* as low as (0 pts.); UFCU members with an existing UFCU mortgage in NY or MA
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.50% APR
7.00%7.50%8.00%Oct 12, 2026: 7.50% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Modifications Loan - - 7.375% 20 Years
Details NY ONLY APR* as low as (0 pts.); UFCU members with an existing UFCU mortgage in NY or MA
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.38% APR
6.88%7.38%7.88%Oct 12, 2026: 7.38% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Modifications Loan - - 7.625% 25 Years
Details APR* as low as (0 pts.); UFCU members with an existing UFCU mortgage in NY or MA
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.63% APR
7.13%7.63%8.13%Oct 12, 2026: 7.63% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Modifications Loan - - 7.50% 25 Years
Details NY ONLY APR* as low as (0 pts.); UFCU members with an existing UFCU mortgage in NY or MA
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 7.50% APR
7.00%7.50%8.00%Oct 12, 2026: 7.50% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
High Dividend Share Draft - - 4.00%
Min Balance $0
Details Qualifications Required; Balance: $0.00 - $25,000.00; Qualifying balance up to $25,000.00; Non-qualifying rate 0.00% APY; New accounts receive qualifying rate for first statement cycle
Last Updated 10/12/2026
Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
High Dividend Share Draft - - 0.50%
Min Balance $25,000
Details balances over $25,000
Last Updated 10/12/2026
Rate History
1 change since Sep 12, 2026 · 4.00% → 0.50% ▼ 3.50 pts · high 4.00% / low 0.50%
0.00%3.75%7.50%Sep 12, 2026: 4.00% APYSep 18, 2026: 0.50% APYSep 12, 2026Oct 13, 2026
  • Sep 18, 20260.50%▼ from 4.00%
  • Sep 12, 20264.00%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
High Dividend Share Draft - - 4.00%
Details balances up to $25,000
Last Updated 10/12/2026
Rate History
1 change since Sep 12, 2026 · 0.50% → 4.00% ▲ 3.50 pts · high 4.00% / low 0.50%
0.00%3.75%7.50%Sep 12, 2026: 0.50% APYOct 12, 2026: 4.00% APYSep 12, 2026Oct 13, 2026
  • Oct 12, 20264.00%▲ from 0.50%
  • Sep 12, 20260.50%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
IRA (Traditional, ROTH, & Coverdell) Shares 0.05% - 0.05%
Details Dividend rate 0.05%; APY* 0.05%
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 12, 2026: 0.05% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
IRA Share Certificates (Traditional, Roth, & Coverdell) - 1 year 1.50% - 1.51% 1 year
Min Deposit $500
Details Additional deposits not allowed; penalties apply for early withdrawal
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 1.51% APY
1.01%1.51%2.01%Oct 12, 2026: 1.51% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
IRA Share Certificates (Traditional, Roth, & Coverdell) - 13 months 4.184% - 4.25% 13 months
Min Deposit $500
Details Additional deposits not allowed; penalties apply for early withdrawal
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 12, 2026: 4.25% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
IRA Share Certificates (Traditional, Roth, & Coverdell) - 2 years 1.50% - 1.51% 2 years
Min Deposit $500
Details Additional deposits not allowed; penalties apply for early withdrawal
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 1.51% APY
1.01%1.51%2.01%Oct 12, 2026: 1.51% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
IRA Share Certificates (Traditional, Roth, & Coverdell) - 3 years (1x Bump Up) 4.426% - 4.50% 3 years
Min Deposit $500
Details 1x Bump Up; Additional deposits not allowed; penalties apply for early withdrawal
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 4.50% APY
4.00%4.50%5.00%Oct 12, 2026: 4.50% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
IRA Share Certificates (Traditional, Roth, & Coverdell) - 4 years 2.50% - 2.52% 4 years
Min Deposit $500
Details Additional deposits not allowed; penalties apply for early withdrawal
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 2.52% APY
2.02%2.52%3.02%Oct 12, 2026: 2.52% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
IRA Share Certificates (Traditional, Roth, & Coverdell) - 5 years 3.25% - 3.29% 5 years
Min Deposit $500
Details Additional deposits not allowed; penalties apply for early withdrawal
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.29% APY
2.79%3.29%3.79%Oct 12, 2026: 3.29% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Regular Shares 0.03% - 0.03%
Details Dividend rate 0.03%; APY* 0.03%
Last Updated 10/12/2026
Rate History
No change since Sep 12, 2026 · 0.03% APY · checked 7 times
0.00%0.27%0.53%Sep 12, 2026: 0.03% APYSep 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 10.53%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
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Financial Health History

Ukrainian Federal Credit Union’s Texas Ratio rose from 5.33% in Q3 2023 to 10.53% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 5.33% A+ Q3 2023 A+ Q4 2023 A Q1 2024 A Q2 2024 A Q3 2024 A Q4 2024 A Q1 2025 A Q2 2025 A Q3 2025 A Q4 2025 A+ Q1 2026 10.53% A Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$427M10.53%5.0A
March 31, 2026$423M5.35%5.0A+
December 31, 2025$415M9.07%5.0A
September 30, 2025$414M10.03%5.0A
June 30, 2025$408M9.84%5.0A
March 31, 2025$404M10.64%5.0A
December 31, 2024$396M11.21%5.0A
September 30, 2024$390M8.35%5.0A
June 30, 2024$392M6.66%5.0A
March 31, 2024$389M6.35%5.0A
December 31, 2023$390M5.96%5.0A+
September 30, 2023$384M5.33%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Ukrainian Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Ukrainian Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Ukrainian Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Ukrainian Federal Credit Union
Website https://ukrainianfcu.org
Address 824 E Ridge Rd, Rochester, NY 14621
Phone 585-544-9518
Fax 585-338-2980
President Wasyl Kornylo
CEO Oleg Lebedko
Full-Time Employees 81
Part-Time Employees 10
Branch Locations 15
ATM Locations 0
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
10.53%
Return on Assets (ROA)
0.3629%
Return on Equity (ROE)
4.5232%
Non-Performing Loans Ratio (NPL)
1.12%
Total Assets
426,872,252
Total Amount of Shares and Deposits
389,546,809
Total Shares and Deposits < 1 Year
246,615,129
Total Shares and Deposits 1 3 Years
129,742,323
Total Shares and Deposits > 3 Years
13,189,356
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
50,941,623
Total Uninsured Shares and Deposits > $250K (F+J)
50,941,623
Total Insured Shares and Deposits > $250K (item 17 less item K)
338,605,186
Total Interest Expense (Sum of items 6 8)
3,969,381
Share Certificates
4,300
Number of Accounts for Share Drafts
14,422
IRA KEOGH Accounts
1,860
Number of Accounts for Regular Shares
29,989
All other shares
596
Non Member Deposits
2
Money Market Shares
372
Net Income (unless the amount is already included in Undivided Earnings)
1,549,195
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
23,065,641
Total Liabilities
393,145,027
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Ukrainian Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/credit-unions/ukrainian-federal-credit-union-rates-review-8854">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Ukrainian Federal Credit Union yet. Feel free to create one below.
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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Ukrainian Federal Credit Union

How many branches does Ukrainian Federal Credit Union operate?

Ukrainian Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Ukrainian Federal Credit Union?

Yes, to access services at Ukrainian Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Ukrainian Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Ukrainian Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Ukrainian Federal Credit Union offer online and mobile banking?

Most modern institutions like Ukrainian Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://ukrainianfcu.org.

Current Ukrainian Federal Credit Union Rates

  • 12-Month CD1.51%
  • 24-Month CD1.51%
  • 60-Month CD3.29%
  • Savings0.03%
  • MMA3.30%
Retrieved from our database of financial products. Rates subject to change.

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