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Union Trades Federal Credit Union Rates and Review January 2026

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Union Trades Federal Credit Union12-month CD rates can be found at 4.00%, 6-month CD rates at 3.00% and 3-month CD rates at 0.40%. Savings rates are at 0.25% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 6.20%. Credit Card rates are at 13.90%. Personal Loan rates are at 12.99%. All these rates, and more, can be found in our database of rates which you can compare to Union Trades Federal Credit Union rates.

Compare Union Trades Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Union Trades Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Union Trades Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Union Trades Federal Credit Union? Share your experience about Union Trades Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Union Trades Federal Credit Union.

Overall, Union Trades Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Union Trades Federal Credit Union
Main Office
1925 Murdoch Ave
Parkersburg, WV 26101 2528
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
4.06%
$500
6-Month CD
3.75%
$1,000
12-Month CD
3.60%
$500
6-Month CD
3.53%
$1,000
24-Month CD
3.53%
$5,000
Hometown Money Market
3.50%
$25,000
6-Month CD
3.45%
$3,000
18-Month CD
3.40%
$1,000
48-Month CD
3.35%
$1,000
36-Month CD
3.34%
$1,000
18-Month CD
3.30%
$1,000
60-Month CD
3.29%
$500
36-Month CD
3.25%
$1,000
48-Month CD (Bump)
3.25%
$2,500
18-Month CD
3.25%
$500
36-Month CD
3.14%
$1,000
36-Month CD
3.05%
$1,000
30-Month CD
3.03%
$500
30-Month CD
3.03%
$500
48-Month CD
3.02%
$10,000
24-Month CD
3.01%
$1,000
24-Month CD
2.77%
$1,000
36-Month CD
2.52%
$500
12-Month CD
2.50%
$1,000
24-Month CD
1.96%
$5,000
36-Month CD
1.89%
$500
48-Month CD
1.85%
$500
18-Month CD
1.80%
$5,000
12-Month CD (IRA)
1.49%
$500
18-Month CD
1.27%
$500
Savings
1.10%
$50
12-Month CD
1.01%
$2,500
24-Month CD
1.00%
$1,000
MonuMINT Savings
1.00%
$0
18-Month CD
0.75%
$5,000
48-Month CD
0.65%
$500
36-Month CD
0.50%
$1,000
Savings
0.40%
$500
6-Month CD
0.15%
$1,000
Interest Checking
0.15%
$100
Money Market
0.15%
$2,500
Money Market
0.15%
$2,500
Savings
0.15%
$100
Statement Savings
0.05%
$100
Statement Savings
0.03%
$20
First Savers Savings
0.01%
$10
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
30-Year Fixed
6.500%
6.512%
0.000
5.875%
5.985%
1.000
5.500%
5.809%
0.000
6.000%
6.070%
0.000
5.875%
6.359%
0.000
4.750%
5.730%
0.000
20 Year Fixed
6.500%
6.628%
0.000
30-Year Fixed
5.500%
5.606%
0.750
6.500%
6.218%
0.000
15-Year Fixed Jumbo
6.250%
6.481%
0.000
30-Year Fixed
5.500%
5.727%
2.000
15-Year Fixed
6.000%
6.021%
0.000
30-Year Fixed (Power Rate)
6.000%
6.162%
0.000
5.750%
5.970%
0.250
5.500%
5.803%
0.000
6.125%
6.326%
0.000
30-Year Fixed
6.000%
6.097%
0.500
5.500%
5.820%
0.000
5.750%
5.789%
0.000
6.000%
6.006%
0.000
5.625%
5.843%
0.000
30-Year Fixed (Jumbo)
5.625%
5.633%
0.000
15-Year Fixed
5.750%
5.845%
0.000
5.990%
6.290%
0.000
20-Year Fixed
5.500%
5.627%
0.000
30-Year Fixed Jumbo
5.625%
5.740%
0.250
15-Year Fixed
5.500%
5.617%
0.000
5.500%
5.972%
0.000
4.875%
4.985%
0.000
15-Year Fixed
5.125%
5.284%
0.000
5.875%
5.963%
0.000
20 Year Fixed
5.500%
5.659%
0.000
30-Year Fixed Jumbo
5.750%
5.861%
1.000
5.500%
5.640%
0.000
5.625%
5.846%
0.000
5.500%
5.620%
0.000
5.625%
5.781%
0.878
5.375%
5.488%
0.250
5.875%
5.931%
0.000
5.500%
6.004%
0.750
5/6 ARM
5.875%
5.947%
0.000
15-Year Fixed
5.750%
5.977%
0.000
6.000%
6.070%
0.000
6.375%
6.662%
0.000
15-Year Fixed
5.125%
5.389%
1.000
6.000%
6.239%
0.000
30-Year Fixed
6.125%
6.219%
0.000
5.125%
5.237%
0.000
20-Year Fixed
5.900%
6.129%
0.000
5.500%
5.545%
0.500
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Credit Card Rate Comparison

Institution
Product
APR
Notes
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Visa Secure Card
13.740%
Visa Business Rewards Card
15.240%
VISA® Classic
12.960%
Acadia Visa Credit Card
10.900%
No annual fee
8.900%
8.900% - 13.900%
Based upon credit worthiness.
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Academic VISA® Gold
15.400%
18.000%
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Platinum Secured Visa
8.750%
Security Service Power Rewards MasterCard
18.000%
Visa Platinum Credit Card
9.500% - 12.500%
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Visa Crimson Rewards Card
13.740%
11.900%
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
9.990%
Credit Line $500-$7,000
Visa Platinum Preferred Starter
17.990%
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Personal Loan Rates
5.740%
$0
1 - 36
8.890%
$0
Unsecured Signature Loan
10.250%
$0
25 - 36
13.450%
$0
11.990%
$0
1 - 12
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
10.250% - 17.950%
$0
1 - 36
Personal Loans
10.000%
$0
1 - 36
Preferred Personal Loan
10.000%
$0
60
13.740%
$0
60
9.200% - 17.950%
$0 - $2,500
36 - 36
A+ Preferred Line Of Credit
10.990%
$0
Line of Credit Variable
16.740%
$0
10.650%
$0
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
12.490%
$0
Unsecured/Personal Loans
8.990%
$0
18.000%
$0 - $500
5
7.750% - 16.750%
$0
1 - 36
Signature Loan
10.500%
$0
11.990%
$0
Signature (Unsecured) Loan
11.040%
$0
1 - 24
13.990%
$0
Debt Consolidation
13.990%
$0
1 - 72
8.490%
$0
36 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Union Trades Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Union Trades Federal Credit Union
Full Time Employees: 9
Part Time Employees: 0
President: Lynford Lovell
CEO: Dianah Angert
Branch Locations: 3
ATM Locations: 2
Corporate Office Address:
1925 Murdoch Ave
Parkersburg, WV 26101 2528
Phone Number: 304-485-1421
Fax Number:

Financials

Total Assets:
33,312,706
Total Amount of Shares and Deposits:
27,229,047
Total Shares and Deposits < 1 Year:
25,556,954
Total Shares and Deposits 1 3 Years:
1,672,093
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,980,439
Total Uninsured Shares and Deposits > $250K (F+J):
1,980,439
Total Insured Shares and Deposits > $250K (item 17 less item K):
25,248,608
Total Interest Expense (Sum of items 6 8):
181,114
Share Certificates:
131
Number of Accounts for Share Drafts:
1,061
IRA KEOGH Accounts:
84
Number of Accounts for Regular Shares:
2,997
All other shares:
176
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
6,005,464
Total Liabilities:
27,304,344
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Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Union Trades Federal Credit Union

Is a member application needed to join Union Trades Federal Credit Union?

Yes, to access services at Union Trades Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Union Trades Federal Credit Union provides a range of mortgage and home equity products.

Is Union Trades Federal Credit Union a safe place to deposit money?

Yes, Union Trades Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Union Trades Federal Credit Union offer online and mobile banking?

Most modern institutions like Union Trades Federal Credit Union provide digital access including online balance checks and transfers.

Current Union Trades Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions