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Unitus Community Credit Union Rates & Review September 2026

Unitus Community Credit Union's 12 Mo CD - Regular, IRA, ESA rates are at 3.65%, Business 12 Mo CD - Regular, IRA, ESA rates are at 3.65%, 18 Mo CD - Regular, IRA, ESA rates are at 3.55%, Business 18 Mo CD - Regular, IRA, ESA rates are at 3.55%, 6 Mo CD - Regular, IRA, ESA rates are at 3.45%. Unitus Community Credit Union's savings rates are at 0.01%. Unitus Community Credit Union's money market rates are at 0.25%. Unitus Community Credit Union's Personal Loan Rates are as low as 6.99%. Unitus Community Credit Union's Credit Card Rates are at 11.49%. MonitorBankRates evaluates the financial stability of Unitus Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.83%. Rates last updated and verified on 09/22/2026.

Unitus Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Unitus Community Credit Union? Share your experience about Unitus Community Credit Union by leaving a review below, or read customer reviews before you decide to use Unitus Community Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.83%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Unitus Community Credit Union
UCCU-Tigard
7632 SW Durham Rd
Tigard, OR 97224
https://www.unitusccu.com
Member NCUA

Unitus Community Credit Union CD Rates

Product Rate APY Term View More
12 Mo Certificate - Regular, IRA, ESA 3.59% 3.65% 12 Mo
Min Deposit $500
Details Balance: $500-$19,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Business 12 Mo Certificate - Regular, IRA, ESA 3.59% 3.65% 12 Mo
Min Deposit $500
Min Balance $500
Details Balance: $500-$19,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Business 12 Mo Certificate - Regular, IRA, ESA 3.59% 3.65% 12 Mo
Min Deposit $500
Min Balance $20,000
Details Balance: $20,000-$49,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Business 12 Mo Certificate - Regular, IRA, ESA 3.59% 3.65% 12 Mo
Min Deposit $500
Min Balance $50,000
Details Balance: $50,000 or more
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
18 Mo Certificate - Regular, IRA, ESA 3.49% 3.55% 18 Mo
Min Deposit $500
Details Balance: $500-$19,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Business 18 Mo Certificate - Regular, IRA, ESA 3.49% 3.55% 18 Mo
Min Deposit $500
Min Balance $500
Details Balance: $500-$19,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Business 18 Mo Certificate - Regular, IRA, ESA 3.49% 3.55% 18 Mo
Min Deposit $500
Min Balance $20,000
Details Balance: $20,000-$49,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Business 18 Mo Certificate - Regular, IRA, ESA 3.49% 3.55% 18 Mo
Min Deposit $500
Min Balance $50,000
Details Balance: $50,000 or more
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
6 Mo Certificate - Regular, IRA, ESA 3.40% 3.45% 6 Mo
Min Deposit $500
Details Balance: $500-$19,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Business 6 Mo Certificate - Regular, IRA, ESA 3.40% 3.45% 6 Mo
Min Deposit $500
Min Balance $500
Details Balance: $500-$19,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Business 6 Mo Certificate - Regular, IRA, ESA 3.40% 3.45% 6 Mo
Min Deposit $500
Min Balance $20,000
Details Balance: $20,000-$49,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Business 6 Mo Certificate - Regular, IRA, ESA 3.40% 3.45% 6 Mo
Min Deposit $500
Min Balance $50,000
Details Balance: $50,000 or more
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
24 Mo Certificate - Regular, IRA, ESA 2.47% 2.50% 24 Mo
Min Deposit $500
Details Balance: $500-$19,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
36 Mo Certificate - Regular, IRA, ESA 2.47% 2.50% 36 Mo
Min Deposit $500
Details Balance: $500-$19,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
48 Mo Certificate - Regular, IRA, ESA 2.47% 2.50% 48 Mo
Min Deposit $500
Details Balance: $500-$19,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
60 Mo Certificate - Regular, IRA, ESA, Optima Club 2.47% 2.50% 60 Mo
Min Deposit $500
Details Balance: $500-$19,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Business 24 Mo Certificate - Regular, IRA, ESA 2.47% 2.50% 24 Mo
Min Deposit $500
Min Balance $500
Details Balance: $500-$19,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Business 24 Mo Certificate - Regular, IRA, ESA 2.47% 2.50% 24 Mo
Min Deposit $500
Min Balance $20,000
Details Balance: $20,000-$49,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Business 24 Mo Certificate - Regular, IRA, ESA 2.47% 2.50% 24 Mo
Min Deposit $500
Min Balance $50,000
Details Balance: $50,000 or more
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Business 36 Mo Certificate - Regular, IRA, ESA 2.47% 2.50% 36 Mo
Min Deposit $500
Min Balance $500
Details Balance: $500-$19,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Business 36 Mo Certificate - Regular, IRA, ESA 2.47% 2.50% 36 Mo
Min Deposit $500
Min Balance $20,000
Details Balance: $20,000-$49,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Business 36 Mo Certificate - Regular, IRA, ESA 2.47% 2.50% 36 Mo
Min Deposit $500
Min Balance $50,000
Details Balance: $50,000 or more
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Business 48 Mo Certificate - Regular, IRA, ESA 2.47% 2.50% 48 Mo
Min Deposit $500
Min Balance $500
Details Balance: $500-$19,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Business 48 Mo Certificate - Regular, IRA, ESA 2.47% 2.50% 48 Mo
Min Deposit $500
Min Balance $20,000
Details Balance: $20,000-$49,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Business 48 Mo Certificate - Regular, IRA, ESA 2.47% 2.50% 48 Mo
Min Deposit $500
Min Balance $50,000
Details Balance: $50,000 or more
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Business 60 Mo Certificate - Regular, IRA, ESA, Optima Club 2.47% 2.50% 60 Mo
Min Deposit $500
Min Balance $500
Details Balance: $500-$19,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Business 60 Mo Certificate - Regular, IRA, ESA, Optima Club 2.47% 2.50% 60 Mo
Min Deposit $500
Min Balance $20,000
Details Balance: $20,000-$49,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Business 60 Mo Certificate - Regular, IRA, ESA, Optima Club 2.47% 2.50% 60 Mo
Min Deposit $500
Min Balance $50,000
Details Balance: $50,000 or more
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%

Unitus Community Credit Union Savings Rates

Product Rate APY View More
Go Savings 2.96% 3.00%
Min Balance $0
Details Balance: $0-$2,499.99; Fees could reduce earnings. APY may change at any time. Rate effective 12/12/25.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Go Savings 2.96% 2.96%
Min Balance $0
Details Balance: $0 - $2,499.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Business Prime Share Savings 0.10% 0.10%
Min Balance $25,000
Details Balance: $25,000 or more
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Prime Share Savings 0.10% 0.10%
Min Balance $25,000
Details Balance: $25,000 or more
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Business Prime Share Savings 0.05% 0.05%
Min Balance $5
Details Balance: $5 - $24,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Prime Share Savings 0.05% 0.05%
Min Balance $5
Details Balance: $5 - $24,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Go Savings (Consumer/IRAs/Business) 0.03% 0.03%
Min Balance $2,500
Details Balance: $2,500 - $4,999.99; APY Range*: 3.00% - 1.51%
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Go Savings (Consumer/IRAs/Business) 0.03% 0.03%
Min Balance $5,000
Details Balance: $5,000 - $24,999.99; APY Range*: 1.51% - 0.33%
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Go Savings (Consumer/IRAs/Business) 0.03% 0.03%
Min Balance $25,000
Details Balance: $25,000 - $49,999.99; APY Range*: 0.33% - 0.18%
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Go Savings (Consumer/IRAs/Business) 0.03% 0.03%
Min Balance $50,000
Details Balance: $50,000 - $99,999.99; APY Range*: 0.18% - 0.10%
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Go Savings (Consumer/IRAs/Business) 0.03% 0.03%
Min Balance $100,000
Details Balance: $100,000 or more; APY Range*: 0.10% - 0.03%
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Basic Business Savings Account 0.01% 0.01%
Min Balance $0
Details Balance: $0 - $24,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Basic Business Savings Account 0.01% 0.01%
Min Balance $25,000
Details Balance: $25,000 or more
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%

Unitus Community Credit Union Money Market Rates

Product Rate APY View More
Money Market Account (Business) 3.93% 4.00%
Min Balance $250,000
Details Balance: $250,000 - $499,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Money Market Account (Business) 3.93% 4.00%
Min Balance $500,000
Details Balance: $500,000 - $999,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Money Market Account (Business) 3.93% 4.00%
Min Balance $1,000,000
Details Balance: $1,000,000 - $2,499,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Money Market Account (Business) 3.93% 4.00%
Min Balance $2,500,000
Details Balance: $2,500,000 or more
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Money Market Account (Business) 2.96% 3.00%
Min Balance $100,000
Details Balance: $100,000 - $249,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Money Market Account (Personal) 2.96% 3.00%
Min Balance $1,000,000
Details Balance: $1,000,000 - $2,499,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Money Market Account (Business) 2.47% 2.50%
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Money Market Account (Personal) 2.47% 2.50%
Min Balance $500,000
Details Balance: $500,000 - $999,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Money Market Account (Business) 1.98% 2.00%
Min Balance $25,000
Details Balance: $25,000 - $49,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Money Market Account (Personal) 1.98% 2.00%
Min Balance $250,000
Details Balance: $250,000 - $499,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Money Market Account (Business) 1.49% 1.50%
Min Balance $10,000
Details Balance: $10,000 - $24,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Money Market Account (Personal) 1.49% 1.50%
Min Balance $100,000
Details Balance: $100,000 - $249,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Money Market Account (Business) 1.00% 1.00%
Min Balance $0
Details Balance: $0 - $9,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Money Market Account (Personal) 1.00% 1.00%
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Money Market Account (Personal) 0.75% 0.75%
Min Balance $25,000
Details Balance: $25,000 - $49,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Money Market Account (Personal) 0.50% 0.50%
Min Balance $10,000
Details Balance: $10,000 - $24,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Money Market Account (Personal) 0.25% 0.25%
Min Balance $0
Details Balance: $0 - $9,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%

Unitus Community Credit Union Checking Rates

Product Rate APY View More
Personal Interest Checking 5.37% 5.50%
Min Balance $0
Details Qualifications Required: Enroll in eStatements; Log into Digital Banking; Have at least 15 purchase-debit card transactions post to the account; Have a deposit (direct, ACH transfer, or other deposit) of at least $250; Balance: $0 - $14,999.99; Requirements met
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Unitus Rewards Checking - 5.00%
Min Deposit $25
Details $.05 for every purchase over $5.00 and earn 5.00% APY on those funds
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Personal Interest Checking 0.25% 0.25%
Details Full Balance; Requirements not met
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Business Interest Checking 0.10% 0.10%
Min Balance $25,000
Details Balance: $25,000 or more
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Business Interest Checking 0.05% 0.05%
Min Balance $0
Details Balance: $0 - $24,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%

Unitus Community Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Fixed Rate Segment for Home Equity Line of Credit - 80% Combined Loan to Value (CLTV) or Less - - 5.74%
Details APR Range: 5.74%-15.275%; Margin: N/A; Floor Rate: N/A; Max Rate: N/A
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Home Equity Interest Only Payment Product - 80% Combined Loan to Value (CLTV or Less) - - 6.50%
Details APR Range: 6.50%-12.25%; Margin: -0.25%-5.50%; Floor Rate: 4.99%; Max Rate: 18.00%
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Home Equity Principal and Interest Payment Product - 80% Combined Loan to Value (CLTV) or Less - - 6.50%
Details APR Range: 6.50%-12.25%; Margin: -0.25%-5.50%; Floor Rate: 4.99%; Max Rate: 18.00%
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%

Unitus Community Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loan - - 5.04%
Details As low as
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
New Autos (2025 or Newer) - - 5.04% Up to 36 months
Details Published APR range: 5.04% - 15.69%. Min. Loan Amount: $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
New Autos (2025 or Newer) - - 5.24% 37-60 months
Details Published APR range: 5.24% - 15.79%. Min. Loan Amount: $5,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Used Autos (2017 - 2024) - - 5.29%
Details As low as; Offer valid August 1 - September 30, 2026. Your rate cannot go lower than 4.99%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
New Autos (2025 or Newer) - - 5.34% 61-66 months
Details Published APR range: 5.34% - 15.89%. Min. Loan Amount: $6,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
New Autos (2025 or Newer) - - 5.44% 67-75 months
Details Published APR range: 5.44% - 15.99%. Min. Loan Amount: $10,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
New Autos (2025 or Newer) - - 5.49% 76-84 months
Details Published APR range: 5.49% - 16.09%. Min. Loan Amount: $15,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Older Autos (2016 or Older) - - 6.29%
Details As low as; Offer valid August 1 - September 30, 2026. Your rate cannot go lower than 4.99%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%

Unitus Community Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New RV & Boat Loans (2024 or Newer) - 7.24% Up to 84 months
Details Published APR range: 7.24% - 20.24%. Minimum Loan Amount: $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
New Powersports & Motorcycle Loans (2024 or Newer) - 7.69% Up to 84 months
Details Published APR range: 7.69% - 20.99%. Minimum Loan Amount: $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
New RV & Boat Loans (2024 or Newer) - 7.74% 85 - 120 months
Details Published APR range: 7.74% - 20.74%. Minimum Loan Amount: $10,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
New RV & Boat Loans (2024 or Newer) - 7.99% 121 - 144 months
Details Published APR range: 7.99% - 20.99%. Minimum Loan Amount: $20,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
New RV & Boat Loans (2024 or Newer) - 8.49% 145 - 180 months
Details Published APR range: 8.49% - 21.49%. Minimum Loan Amount: $40,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
New Powersports & Motorcycle Loans (2024 or Newer) - 9.74% 85 - 96 months
Details Published APR range: 9.74% - 22.74%. Minimum Loan Amount: $15,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
New RV & Boat Loans (2024 or Newer) - 9.74% 181 - 240 months
Details Published APR range: 9.74% - 10.74%. Minimum Loan Amount: $60,000; Contact us for details regarding term availability.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%

Unitus Community Credit Union Credit Card Rates

Product Rate APR View More
Platinum Rewards Visa Card - 11.49%
Details Credit Score: 740+; APR = Annual Percentage Rate. These annual percentage rates are for purchases, for cash advances, and for balance transfers. Cash advances do not earn Unitus Rewards Points or Cash Back. Balance transfers do not earn Unitus Rewards Points or Cash Back. When you open your account, the applicable APR is based on creditworthiness. After that, your APR will be calculated by adding a margin to the Prime Rate.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Business Platinum Rewards Visa Card - 13.49%
Details Published APR range: 13.49% - 25.49%. APR for cash advances may be higher. Cash advances do not earn Unitus Rewards Points. Balance transfers do not earn Unitus Rewards Points. When you open your account, the applicable APR is based on creditworthiness. After that, your APR will be calculated by adding a margin to the Prime Rate.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Classic Credit Card - 13.49%
Details Credit Score: 740+; After that, your APR will be calculated by adding a margin to the Prime Rate.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Credit Card - 13.74%
Details Credit Score: 740+; APR for cash advances may be higher. Cash advances do not earn Unitus Rewards Points or Cash Back. Balance transfers do not earn Unitus Rewards Points or Cash Back. When you open your account, the applicable APR is based on creditworthiness. After that, your APR will be calculated by adding a margin to the Prime Rate.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Platinum Rewards Visa Card - 13.99%
Details Credit Score: 739-700; APR = Annual Percentage Rate. These annual percentage rates are for purchases, for cash advances, and for balance transfers. Cash advances do not earn Unitus Rewards Points or Cash Back. Balance transfers do not earn Unitus Rewards Points or Cash Back. When you open your account, the applicable APR is based on creditworthiness. After that, your APR will be calculated by adding a margin to the Prime Rate.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Platinum Rewards Visa Card - 14.49%
Details Credit Score: 699-660; APR = Annual Percentage Rate. These annual percentage rates are for purchases, for cash advances, and for balance transfers. Cash advances do not earn Unitus Rewards Points or Cash Back. Balance transfers do not earn Unitus Rewards Points or Cash Back. When you open your account, the applicable APR is based on creditworthiness. After that, your APR will be calculated by adding a margin to the Prime Rate.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Platinum Rewards Visa Card - 15.49%
Details Credit Score: 659-610; APR = Annual Percentage Rate. These annual percentage rates are for purchases, for cash advances, and for balance transfers. Cash advances do not earn Unitus Rewards Points or Cash Back. Balance transfers do not earn Unitus Rewards Points or Cash Back. When you open your account, the applicable APR is based on creditworthiness. After that, your APR will be calculated by adding a margin to the Prime Rate.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Classic Credit Card - 15.99%
Details Credit Score: 739-700; After that, your APR will be calculated by adding a margin to the Prime Rate.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Classic Credit Card - 16.49%
Details Credit Score: 699-660; After that, your APR will be calculated by adding a margin to the Prime Rate.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Credit Card - 16.74%
Details Credit Score: 739-700; APR for cash advances may be higher. Cash advances do not earn Unitus Rewards Points or Cash Back. Balance transfers do not earn Unitus Rewards Points or Cash Back. When you open your account, the applicable APR is based on creditworthiness. After that, your APR will be calculated by adding a margin to the Prime Rate.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Platinum Rewards Visa Card - 16.99%
Details Credit Score: 609-560; APR = Annual Percentage Rate. These annual percentage rates are for purchases, for cash advances, and for balance transfers. Cash advances do not earn Unitus Rewards Points or Cash Back. Balance transfers do not earn Unitus Rewards Points or Cash Back. When you open your account, the applicable APR is based on creditworthiness. After that, your APR will be calculated by adding a margin to the Prime Rate.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Classic Credit Card - 17.49%
Details Credit Score: 659-610; After that, your APR will be calculated by adding a margin to the Prime Rate.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Classic Credit Card - 18.00%
Details Credit Score: 609-560; After that, your APR will be calculated by adding a margin to the Prime Rate.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Platinum Rewards Visa Card - 18.00%
Details Credit Score: 559 or below; APR = Annual Percentage Rate. These annual percentage rates are for purchases, for cash advances, and for balance transfers. Cash advances do not earn Unitus Rewards Points or Cash Back. Balance transfers do not earn Unitus Rewards Points or Cash Back. When you open your account, the applicable APR is based on creditworthiness. After that, your APR will be calculated by adding a margin to the Prime Rate.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Credit Card - 19.24%
Details Credit Score: 699-660; APR for cash advances may be higher. Cash advances do not earn Unitus Rewards Points or Cash Back. Balance transfers do not earn Unitus Rewards Points or Cash Back. When you open your account, the applicable APR is based on creditworthiness. After that, your APR will be calculated by adding a margin to the Prime Rate.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Credit Card - 20.74%
Details Credit Score: 659-610; APR for cash advances may be higher. Cash advances do not earn Unitus Rewards Points or Cash Back. Balance transfers do not earn Unitus Rewards Points or Cash Back. When you open your account, the applicable APR is based on creditworthiness. After that, your APR will be calculated by adding a margin to the Prime Rate.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Credit Card - 21.24%
Details Credit Score: 609-560; APR for cash advances may be higher. Cash advances do not earn Unitus Rewards Points or Cash Back. Balance transfers do not earn Unitus Rewards Points or Cash Back. When you open your account, the applicable APR is based on creditworthiness. After that, your APR will be calculated by adding a margin to the Prime Rate.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Credit Card - 23.24%
Details Credit Score: 559 or below; APR for cash advances may be higher. Cash advances do not earn Unitus Rewards Points or Cash Back. Balance transfers do not earn Unitus Rewards Points or Cash Back. When you open your account, the applicable APR is based on creditworthiness. After that, your APR will be calculated by adding a margin to the Prime Rate.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%

Unitus Community Credit Union Personal Loan Rates

Product APR Term View More
Personal Loan 6.99% 48 months
Details Credit Score: 740+; Available on new purchases only. Total purchase price, including accessories, cannot exceed 120% of the retail price of the bicycle. Rates are based on your credit history and credit qualifications. Maximum loan repayment period is 48 months or 12 months per $1,000 borrowed. (For loans under $1,000 maximum loan repayment period is 1 month per $100 borrowed.)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Personal Loan 9.99%
Details Credit Score: 740+
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Personal Loan 10.49%
Details Credit Score: 739 - 700
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Personal Line of Credit 11.74%
Details Credit Score: 740 +; Personal Line of Credit Rate is Variable. Revolving repayment period. $100 minimum loan amount. Margin ranges 2.50% to 10.00%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Personal Line of Credit 13.74%
Details Credit Score: 739 - 700; Personal Line of Credit Rate is Variable. Revolving repayment period. $100 minimum loan amount. Margin ranges 2.50% to 10.00%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Personal Loan 13.99%
Details Credit Score: 699 - 660
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Personal Loan 15.49%
Details Credit Score: 659 - 610
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Personal Line of Credit 16.74%
Details Credit Score: 699 - 660; Personal Line of Credit Rate is Variable. Revolving repayment period. $100 minimum loan amount. Margin ranges 2.50% to 10.00%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Personal Loan 18.49%
Details Credit Score: 609 - 560
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Personal Line of Credit 18.74%
Details Credit Score: 659 - 610; Personal Line of Credit Rate is Variable. Revolving repayment period. $100 minimum loan amount. Margin ranges 2.50% to 10.00%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Personal Line of Credit 18.99%
Details Credit Score: 609 - 560; Personal Line of Credit Rate is Variable. Revolving repayment period. $100 minimum loan amount. Margin ranges 2.50% to 10.00%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Personal Loan 19.49%
Details Credit Score: 559 or below
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Personal Line of Credit 19.74%
Details Credit Score: 559 or below; Personal Line of Credit Rate is Variable. Revolving repayment period. $100 minimum loan amount. Margin ranges 2.50% to 10.00%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%

Unitus Community Credit Union Other Rates

Product Rate Points APY/APR Term View More
Bicycle Loans - - 6.99%
Details As Low As; Include accessories in your loan (contact us for details)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Cash Back Rewards Card Loan - - 13.74%
Details As low as
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Immigration Loan - - 6.07%
Details Make fixed low monthly payments at 0% interest with a 6.07% APR Additional terms apply
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Business Health Savings Account Checking 0.05% - 0.05%
Min Balance $0
Details Balance: $0 - $2,499.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Business Health Savings Account Checking 0.05% - 0.05%
Min Balance $2,500
Details Balance: $2,500 - $24,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Business Health Savings Account Checking 0.10% - 0.10%
Min Balance $25,000
Details Balance: $25,000 - $49,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Business Health Savings Account Checking 0.10% - 0.10%
Min Balance $50,000
Details Balance: $50,000 or more
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Health Savings Account Checking 0.05% - 0.05%
Min Balance $0
Details Balance: $0 - $2,499.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Health Savings Account Checking 0.05% - 0.05%
Min Balance $2,500
Details Balance: $2,500 - $24,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Health Savings Account Checking 0.10% - 0.10%
Min Balance $25,000
Details Balance: $25,000 - $49,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%
Health Savings Account Checking 0.10% - 0.10%
Min Balance $50,000
Details Balance: $50,000 or more
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.83%

Financial Health History

Unitus Community Credit Union’s Texas Ratio stayed near 2.73% in Q2 2023 to 2.83% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.5% 2.0★ 2.9% 3.0★ 4.4% 4.0★ 5.8% 5.0★ Healthy zone – entire history below the 15% limit 2.73% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 2.83% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$1.8B2.83%5.0A+
December 31, 2025$1.7B4.30%5.0A+
September 30, 2025$1.7B3.85%5.0A+
June 30, 2025$1.7B2.85%5.0A+
March 31, 2025$1.7B2.59%5.0A+
December 31, 2024$1.7B4.13%5.0A+
September 30, 2024$1.7B2.53%5.0A+
June 30, 2024$1.7B2.70%5.0A+
March 31, 2024$1.8B2.65%5.0A+
December 31, 2023$1.7B3.38%5.0A+
September 30, 2023$1.7B2.73%5.0A+
June 30, 2023$1.7B2.73%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Unitus Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Unitus Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Unitus Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Unitus Community Credit Union
Address 7632 SW Durham Rd, Tigard, OR 97224
Phone 800-452-0900
Fax
President Nicole Davison Le?n
CEO Steven Stapp
Full-Time Employees 313
Part-Time Employees 13
Branch Locations 11
ATM Locations 11
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.83%
Return on Assets (ROA)
0.0333%
Return on Equity (ROE)
0.3408%
Non-Performing Loans Ratio (NPL)
0.40%
Total Assets
1,807,431,854
Total Amount of Shares and Deposits
1,605,219,743
Total Shares and Deposits < 1 Year
1,242,409,337
Total Shares and Deposits 1 3 Years
355,500,672
Total Shares and Deposits > 3 Years
7,309,736
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
139,634,984
Total Uninsured Shares and Deposits > $250K (F+J)
139,634,984
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,465,584,759
Total Interest Expense (Sum of items 6 8)
6,214,982
Share Certificates
10,426
Number of Accounts for Share Drafts
68,462
IRA KEOGH Accounts
4,862
Number of Accounts for Regular Shares
184,711
All other shares
345
Non Member Deposits
73
Money Market Shares
4,441
Net Income (unless the amount is already included in Undivided Earnings)
602,219
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
215,822,664
Total Liabilities
1,631,829,831
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Unitus Community Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/unitus-community-credit-union-rates-review-63440">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

Cynthia
★★★★★
September 26, 2024
Convienient locations, easy, secure on-line access and manuverability, decent rates of return, average mortgage rates. Friendly, prompt, knowledgable in-person service. Prompt response to on-line inquiries.
Average Rating
★★★★★
Total Reviews
1
Add Your Rating and Review for Unitus Community Credit Union
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Frequently Asked Questions About Unitus Community Credit Union

How many branches does Unitus Community Credit Union operate?

Unitus Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Unitus Community Credit Union?

Yes, to access services at Unitus Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Unitus Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Unitus Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Unitus Community Credit Union offer online and mobile banking?

Most modern institutions like Unitus Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.unitusccu.com.

Current Unitus Community Credit Union Rates

  • Savings0.01%
  • MMA0.25%
Retrieved from our database of financial products. Rates subject to change.