URBAN UPBOUND Rates and Review January 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare URBAN UPBOUND CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of URBAN UPBOUND savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityURBAN UPBOUND money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at URBAN UPBOUND? Share your experience about URBAN UPBOUND by leaving a review below, or read customer reviews before you decide to use URBAN UPBOUND. Overall, URBAN UPBOUND is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonVISA® Classic
12.960%
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loan
8.990% - 18.000%
$0 - $30,000
72
Personal Loan
10.490%
$0
60 - 60
Debt Consolidation Loan
11.240% - 17.950%
$0
25 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have URBAN UPBOUND rate data right now. Credit Union Profile & OverviewCredit Union Name: URBAN UPBOUND
Website: http://www.uufcu.org
Full Time Employees: 7Part Time Employees: 0 President: Mitchell Taylor CEO: Chhanda Sutton Branch Locations: 2 ATM Locations: 0 Corporate Office Address:
1303B 40th Ave
Long Island City, NY 11101 Phone Number: 718-784-5050 Fax Number: FinancialsTotal Assets:
2,693,510
Total Amount of Shares and Deposits:
2,426,180
Total Shares and Deposits < 1 Year:
2,411,793
Total Shares and Deposits 1 3 Years:
14,387
Total Insured Shares and Deposits > $250K (item 17 less item K):
2,426,180
Total Interest Expense (Sum of items 6 8):
3,641
Share Certificates:
79
Number of Accounts for Share Drafts:
817
Number of Accounts for Regular Shares:
1,797
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,042,407
Total Liabilities:
2,501,312
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About URBAN UPBOUNDIs a member application needed to join URBAN UPBOUND?Yes, to access services at URBAN UPBOUND, a member application is required. Is there a first-time homebuyer program?Currently, URBAN UPBOUND provides a range of mortgage and home equity products. Is URBAN UPBOUND a safe place to deposit money?Yes, URBAN UPBOUND is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does URBAN UPBOUND offer online and mobile banking?Most modern institutions like URBAN UPBOUND provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.42%, 6-month CD rates at 3.75% and 3-month CD rates at 1.51%. Savings rates are at 0.01% and money market rates are at 0.65%. Mortgage rates on 30-year fixed loans are around 6.12%. Credit Card rates are at 18.00%. Personal Loan rates are at 8.00%. All these rates, and more, can be found in our database of rates which you can compare to 
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