Valley 1st Community Federal Credit Union Rates and Review January 2026
Compare Valley 1st Community Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Valley 1st Community Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityValley 1st Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Valley 1st Community Federal Credit Union? Share your experience about Valley 1st Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Valley 1st Community Federal Credit Union. Overall, Valley 1st Community Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Valley 1st Community Federal Credit Union VALLEY 1ST COMMUNITY FEDERAL CREDIT UNION 815 SCHOONMAKER AVE MONESSEN, PA 15062 1008  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVisa Credit Card
9.990%
VISA® Credit Cards
7.990%
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loans
11.900%
$0 - $15,000
24 - 60
Debt Consolidation Loan
11.240% - 17.950%
$0
25 - 36
Payroll Savings Loan
17.900%
$0 - $500
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Valley 1st Community Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Valley 1st Community Federal Credit Union
Website: https://www.valley1st.org
Full Time Employees: 18Part Time Employees: 2 President: MARK SOBOSLAI CEO: Michael Rochelle Branch Locations: 2 ATM Locations: 2 Corporate Office Address:
815 SCHOONMAKER AVE
MONESSEN, PA 15062 1008 Phone Number: 724-684-8875 Fax Number: 724-684-4133 FinancialsTotal Assets:
102,309,895
Total Amount of Shares and Deposits:
77,914,829
Total Shares and Deposits < 1 Year:
75,819,703
Total Shares and Deposits 1 3 Years:
1,669,672
Total Shares and Deposits > 3 Years:
425,456
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,427,385
Total Uninsured Shares and Deposits > $250K (F+J):
1,427,385
Total Insured Shares and Deposits > $250K (item 17 less item K):
76,487,444
Total Interest Expense (Sum of items 6 8):
552,895
Share Certificates:
468
Number of Accounts for Share Drafts:
2,627
IRA KEOGH Accounts:
102
Number of Accounts for Regular Shares:
6,244
All other shares:
230
Money Market Shares:
187
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
11,467,356
Total Liabilities:
78,478,248
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Valley 1st Community Federal Credit UnionIs a member application needed to join Valley 1st Community Federal Credit Union?Yes, to access services at Valley 1st Community Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Valley 1st Community Federal Credit Union provides a range of mortgage and home equity products. Is Valley 1st Community Federal Credit Union a safe place to deposit money?Yes, Valley 1st Community Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Valley 1st Community Federal Credit Union offer online and mobile banking?Most modern institutions like Valley 1st Community Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.04%, 6-month CD rates at 3.85% and 3-month CD rates at 3.55%. Savings rates are at 0.40% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 5.67%. Credit Card rates are at 17.99%. Personal Loan rates are at 13.00%. All these rates, and more, can be found in our database of rates which you can compare to 
