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Varick Memorial Federal Credit Union Rates and Review January 2026

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Varick Memorial Federal Credit Union12-month CD rates can be found at 0.11%, 6-month CD rates at 3.65% and 3-month CD rates at 0.50%. Savings rates are at 0.10% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.18%. Credit Card rates are at 9.50%. Personal Loan rates are at 10.49%. All these rates, and more, can be found in our database of rates which you can compare to Varick Memorial Federal Credit Union rates.

Compare Varick Memorial Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Varick Memorial Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Varick Memorial Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Varick Memorial Federal Credit Union? Share your experience about Varick Memorial Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Varick Memorial Federal Credit Union.

Overall, Varick Memorial Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Varick Memorial Federal Credit Union
Varick Memorial Federal Credit Union
60 Peninsula Blvd
Hempstead, NY 11550 4205
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
4.10%
$0
60-Month CD
3.75%
$1,000
24-Month CD
3.75%
$500
3-Month CD
3.75%
$500
24-Month CD
3.70%
$500
12-Month CD
3.70%
$1,000
9-Month CD
3.62%
$500
18-Month CD
3.50%
$1,000
24-Month CD
3.50%
$5,000
18-Month CD
3.50%
$500
60-Month CD
3.44%
$1,000
36-Month CD
3.42%
$1,000
6-Month CD
3.00%
$1,000
60-Month CD
3.00%
$1,000
18-Month CD
3.00%
$1,000
36-Month CD (IntraFi)
2.88%
$100,000
60-Month CD
2.75%
$250
18-Month CD
2.70%
$2,500
6-Month CD
2.68%
$500
30-Month CD
2.62%
$500
36-Month CD
2.57%
$1,000
60-Month CD
2.52%
$1,000
6-Month CD
2.52%
$0
60-Month CD
2.50%
$1,000
18-Month CD
2.50%
$1,000
36-Month CD
2.50%
$5,000
60-Month CD
2.36%
$500
36-Month CD
2.30%
$500
48-Month CD
2.15%
$1,000
48-Month CD
2.02%
$1,000
24-Month CD
2.01%
$500
60-Month CD
2.00%
$50
24-Month CD
1.76%
$500
36-Month CD
1.75%
$1,000
Money Market
1.10%
$2,500
Savings
1.00%
$100
36-Month CD
0.75%
$500
18-Month CD
0.50%
$1,000
36-Month CD
0.37%
$500
Statement Savings
0.25%
$50
High Yield Savings
0.25%
$1
24-Month CD
0.25%
$1,000
Freedom Checking
0.20%
$500
Regular Savings
0.15%
$50
Prime Savings
0.15%
$25
NOW Checking
0.10%
$1,000
Savings
0.05%
$10
Savings
0.05%
$5
Savings
0.01%
$500
Evergreen Money Market
0.01%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
6.000%
6.126%
0.000
6.125%
6.199%
0.000
6.250%
6.434%
0.000
5.750%
5.849%
0.000
5.750%
6.093%
0.000
30-Year Fixed
6.500%
6.512%
0.000
30-Year Fixed Jumbo
6.125%
6.160%
0.000
10-Year Fixed
5.375%
5.473%
0.000
30-Year Fixed VA
5.375%
5.599%
1.000
4.750%
4.940%
0.250
5.625%
5.721%
0.000
5.250%
5.499%
1.000
30-Year Fixed Jumbo
6.250%
6.261%
0.000
5.625%
5.769%
0.000
4.675%
4.867%
0.000
15-Year Fixed
5.375%
5.584%
0.000
5-Year ARM Jumbo
5.250%
4.635%
0.000
30 Year Fixed
6.000%
6.107%
0.000
5.625%
5.846%
0.000
5.500%
5.588%
0.000
5.575%
5.684%
0.000
6.125%
6.135%
0.000
5.625%
6.036%
0.000
30-Year Fixed
5.900%
6.072%
0.000
30-Year Fixed
6.000%
6.115%
0.000
4.750%
5.855%
0.000
5.500%
6.004%
0.750
30 Year Fixed
6.375%
6.670%
0.000
5.500%
5.567%
0.000
5.250%
5.633%
0.000
20-Year Fixed
5.000%
5.294%
2.000
15 Year Fixed
5.500%
5.677%
0.000
5.500%
5.500%
0.000
15-Year Fixed (Jumbo)
6.000%
6.000%
0.000
5.500%
5.871%
0.000
20-Year Fixed
5.625%
5.675%
0.000
6.250%
6.389%
0.000
5.115%
5.908%
0.946
5.625%
5.778%
0.000
5.625%
5.846%
0.000
5.500%
5.620%
0.000
30-Year Fixed
6.000%
6.138%
0.000
30-Year Fixed (Jumbo)
5.625%
5.633%
0.000
7/1 ARM
7.000%
7.111%
0.000
4.875%
5.010%
0.000
6.000%
6.070%
0.000
30-Year Fixed Jumbo
6.500%
6.553%
0.000
5.875%
6.010%
0.000
15-Year Fixed
5.500%
5.571%
0.000
5.875%
6.091%
0.000
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Credit Card Rate Comparison

Institution
Product
APR
Notes
9.990%
Credit Line $500-$7,000
Business Select Credit Card Mastercard
18.000%
Visa Student Rewards Card
17.990%
13.240%
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Access FCU Visa Classic
13.500%
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
10.150%
Rewards Student Classic
16.500%
Credit Limit - $500
VISA® Classic
12.960%
Visa Platinum with Rewards
9.900%
Visa Platinum Preferred Rewards
15.740% - 17.990%
Visa Business Rewards Card
15.240%
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Security Service Power Rewards MasterCard
18.000%
VISA® Gold
11.960%
Max Rewards Visa Credit Card
15.250%
Visa Platinum Preferred Student
17.990%
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Personal Loans
13.450%
$0
60
9.200% - 17.950%
$0 - $100
12 - 24
Personal Line of Credit
11.500%
$0
Signature Loan
10.500%
$0
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
12.740%
$0
36
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
50% Share Secured Loan
6.460% - 14.990%
$0
Personal/Signature
10.990%
$0
24 - 36
10.500%
$0
Personal Line of Credit Variable
13.150%
$0
A+ Preferred Line Of Credit
10.990%
$0
9.490%
$0
48 - 48
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
11.990%
$0
1 - 12
Personal Loan
11.000%
$0
1 - 12
Personal Line of Credit
12.950% - 18.000%
$0
9.900%
$0
8.500%
$0 - $6,000
42
13.990%
$0
Line of Credit Variable
16.740%
$0
New Signature Loans
8.990%
$0
Personal Loans
13.250%
$0
6184
Personal Signature Loans
14.000%
$0
60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Varick Memorial Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Varick Memorial Federal Credit Union
Website:
Full Time Employees: 0
Part Time Employees: 0
President: Dawn Lopez
CEO: Lynette Robinson
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
60 Peninsula Blvd
Hempstead, NY 11550 4205
Phone Number: 516-564-6061
Fax Number: 516-564-6061

Financials

Total Assets:
8,561
Net Income (unless the amount is already included in Undivided Earnings):
-2,059
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
8,561
Total Liabilities:
6,007
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Source: NCUA Last Updated 09/30/2023

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Frequently Asked Questions About Varick Memorial Federal Credit Union

Is a member application needed to join Varick Memorial Federal Credit Union?

Yes, to access services at Varick Memorial Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Varick Memorial Federal Credit Union provides a range of mortgage and home equity products.

Is Varick Memorial Federal Credit Union a safe place to deposit money?

Yes, Varick Memorial Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Varick Memorial Federal Credit Union offer online and mobile banking?

Most modern institutions like Varick Memorial Federal Credit Union provide digital access including online balance checks and transfers.

Current Varick Memorial Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions