Verve a Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Verve a Credit Union 12-month CD rates can be found at 2.50%, 6-month CD rates at 0.05% and 3-month CD rates at 0.30%. Savings rates are at 0.01% and money market rates are at 1.50%. Mortgage rates on 30-year fixed loans are around 6.96%. Credit Card rates are at 11.75%. Personal Loan rates are at 9.99%. All these rates, and more, can be found in our database of rates which you can compare to Verve a Credit Union rates.

Compare Verve a Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Verve a Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Verve a Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Verve a Credit Union? Share your experience about Verve a Credit Union by leaving a review below, or read customer reviews before you decide to use Verve a Credit Union.

Overall, Verve a Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

N/A

2.56%

18-Month CD

N/A

2.29%

24-Month CD

N/A

2.29%

36-Month CD

N/A

2.20%

48-Month CD

N/A

2.14%

60-Month CD

N/A

2.26%

Savings

N/A

0.65%

MMA

N/A

1.04%

30-Year Fixed

N/A

6.63%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

Verve a Credit Union
Universal

2900 Universal St
Oshkosh, WI 54904

https://www.verveacu.com

MonitorBankRates' Rating

5/5

★★★★★

Review Verve a Credit Union

Compare Verve a Credit Union Rates with Other Competitive Bank and Credit Union Rates

TAB Bank

18-Month CD

4.16%

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FSB of Westmoreland

18-Month CD

4.13%

$1,000

Freedom Bank Huntingburg, IN

12-Month CD

4.01%

$500

Aroostook County FS&L Assoc.

24-Month CD

4.00%

$500

BankGloucester

6-Month CD

4.00%

$2,500

BECU Boeing Employees Credit Union

12-Month CD (Member Advantage)

4.00%

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600 Atlantic Federal Credit Union

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3.95%

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First Jackson Bank

12-Month CD

3.90%

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Aberdeen Proving Ground FCU

84-Month CD

3.80%

$100

First Southwest Bank

24-Month CD

3.75%

$1,000

CorTrust Bank

48-Month CD

3.75%

$500

Fayetteville Bank

12-Month CD

3.50%

$1,000

Hatboro Federal Savings

24-Month CD

3.50%

$1,000

First National Bank of Bastrop

12-Month CD

3.29%

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Grove Bank

12-Month CD

3.28%

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1st Community Credit Union

24-Month CD

3.15%

$1,000

Dieterich Bank

24-Month CD

3.10%

$500

Northumberland Bank

48-Month CD

3.00%

$5,000

Thomaston Savings Bank

6-Month CD

3.00%

$1,000

Conneaut Savings Bank

18-Month CD

2.78%

$1,000

Gate City Bank

60-Month CD

2.75%

$1,000

Lea County State Bank

18-Month CD

2.53%

$1,000

Triad Bank, N.A.

36-Month CD

2.52%

$1,000

Chartway Credit Union

12-Month CD

2.35%

$500

Town & Country Bank Ravenna, NE

6-Month CD

2.25%

$100

Chelsea State Bank (CSB)

60-Month CD

2.11%

$500

Exchange State Bank Ames, IA

6-Month CD

2.00%

$1,000

Wallkill Valley Federal S&L

18-Month CD

1.76%

$2,500

Jovia Federal Credit Union

12-Month CD

1.75%

$100

USAA Federal Savings Bank

18-Month CD

1.65%

$1,000

United Valley Bank

Preferred Savings

1.50%

Leader Bank

18-Month CD

1.50%

$1,000

North Shore Trust and Savings

24-Month CD

1.26%

$1,000

Ultima Bank Minnesota

3-Month CD

1.25%

$1,000

FNB in Taylorville

60-Month CD

1.11%

$1,000

Haviland State Bank

Savings

1.11%

$50

Community Bank Owatonna

Money Market

1.00%

$90,000

Bellevue State Bank

48-Month CD

0.90%

$5,000

Bank of the Flint Hills

Savings

0.73%

C&SB of Millersburg, Ohio

Business Platinum Savings

0.45%

Century Bank and Trust GA

18-Month CD

0.45%

$500

Greenstate Credit Union

18-Month CD

0.40%

$500

A+ Federal Credit Union

Money Market

0.35%

$2,000

Embassy Bank for the Lehigh Valley

48-Month CD

0.25%

$500

Boone Bank & Trust Co.

Savings

0.25%

North Shore Bank

24-Month CD

0.20%

$1,000

Central Federal SLA

60-Month CD

0.15%

$2,500

Pathfinder Bank

Money Market

0.10%

$2,500

TD Bank

Signature Savings

0.01%

Fifth Third Bank, N.A.

Savings

0.01%

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Verve a Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

Americas First Federal Credit Union

15-Year Fixed

5.560%

5.250%

0.000

Pittsford Federal Credit Union

15-Year Fixed

5.375%

5.507%

0.000

Hawaii State Federal Credit Union

15 Year Fixed

5.250%

5.615%

1.750

Peoples Trust Co. of St. Albans

15-Year Fixed

5.625%

5.663%

0.000

American Bank, N.A. Le Mars, IA

10-Year Fixed

5.500%

5.677%

0.500

Hatboro Federal Savings

10-Year Fixed

5.250%

5.791%

2.000

McCoy Federal Credit Union

10 Year Fixed

5.500%

5.820%

0.000

Piedmont Advantage Credit Union

20-Year Fixed

5.625%

5.830%

0.000

Crest Savings Bank

10-Year Fixed

5.750%

5.881%

0.000

The Golden 1 Credit Union

15-Year Fixed

5.875%

5.894%

0.125

River Falls State Bank

15-Year Fixed

5.750%

5.958%

0.000

Consumers Credit Union

15-Year Fixed

5.875%

5.972%

0.000

Sheboygan Area Credit Union

15-Year Fixed

5.950%

6.012%

0.000

Credit Human Federal Credit Union

15-Year Fixed

5.925%

6.060%

0.000

Y-12 Federal Credit Union

15-Year Fixed

5.875%

6.071%

1.000

First Citizens Federal Credit Union

15 Year Fixed

6.000%

6.113%

0.000

Navy Federal Credit Union

30-Year Fixed

6.000%

6.142%

0.500

GreenLeaf Bank

15-Year Fixed

6.125%

6.144%

0.000

Ridgewood Savings Bank

15-Year Fixed

6.000%

6.160%

0.000

Missouri Credit Union

15 Year Fixed

6.125%

6.209%

0.000

Investment Savings Bank

7/1 ARM

6.500%

6.218%

0.000

WVS West View SB

20-Year Fixed

6.000%

6.230%

0.000

Mid-Atlantic Federal Credit Union

10/6 ARM

6.250%

6.269%

0.000

1st United Credit Union

7/1 ARM

6.250%

6.292%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Verve a Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Access Federal Credit Union

Access FCU Visa Classic

13.500%

A & S Federal Credit Union

Visa Platinum Card

9.500%

No annual fee; Earn Rewards

Vystar Credit Union

Platinum Visa

15.350%

ACFCU

Secure Card Visa

29.240%

A card that\'s perfect for anyone who wants to improve or establish their credit.

1st Northern California Credit Union

Visa Shared Secured

7.900%

Aberdeen Proving Ground FCU

Visa Platinum Preferred Rewards

15.740% - 17.990%

SchoolsFirst Federal Credit Union

Inspire Mastercard

13.750% - 17.900%

Maximum Loan Amount Up to $35,000.00

ACFCU

College Real Rewards Card Visa

19.740% - 29.740%

Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.

ACFCU

Max Cash Preferred Card Visa

19.490% - 29.740%

Get more value with up to 5% cash back in 2 categories you choose.

ABNB Federal Credit Union

VISA Preferred

12.240% - 18.000%

No annual fees or cash advance fees. Rates may vary depending on credit worthiness.

BECU Boeing Employees Credit Union

BECU Cash Back Visa

16.240% - 27.240%

Suncoast Credit Union

Rewards Share Secured

18.000%

Credit Limit - $300 - $5,000

Abri Credit Union

Platinum Visa

12.400% - 21.400%

The right choice if you carry a monthly balance & want to pay the lowest rate.

A & S Federal Credit Union

Visa Classic Card

12.900%

No annual fee

Achieve Credit Union

Visa Platinum Credit Card

8.900%

No annual fee. No balance transfer fee. No cash advance fee.

1st United Credit Union

Visa Platinum Rewards

14.900%

1st MidAmerica Credit Union

Platinum

8.900%

1st Valley Credit Union

Platinum Visa

8.750%

ACFCU

Reserve Rewards+ Card Visa

19.740% - 29.740%

Enjoy premium rewards and benefits, plus receive a $500 bonus.

Acme Continental Credit Union

Acme Visa Credit Card

9.990% - 18.000%

680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.

600 Atlantic Federal Credit Union

Visa Credit Card

11.900%

Abilene Teachers Federal Credit Union

Visa Gold or Gold MasterCard

9.990%

Credit Line $7,000-$20,000

Abbott Laboratories Credit Union

Student Select Rewards Visa

17.200%

Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.

Aberdeen Proving Ground FCU

Visa Platinum Clarity

15.990%

University First Federal Credit Union

Visa Student Rewards Card

17.990%

Disclaimer

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Verve a Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

1st Street Credit Union

Note Loan

8.990% - 17.990%

Abbott Laboratories Credit Union

Personal Loan

10.490%

60 - 60

Achieve Financial Credit Union

Unsecured/Personal Loans

8.990%

ABCO Federal Credit Union

Vacation Loans

10.490%

Access Federal Credit Union

Unsecured Loans

9.990%

1 - 60

Access Community Credit Union

Debt Consolidation

13.990%

1 - 72

Randolph Brooks FCU

Personal Line of Credit

12.950% - 18.000%

360 Federal Credit Union

Debt Consolidated

9.490%

$500

The Golden 1 Credit Union

Personal Loan

8.890%

A+ Federal Credit Union

A+ Personal Loan

8.990%

AAEC Credit Union

Bill Consolidation Loan

8.990%

1st University Credit Union

Unsecured Signature Loan

10.250%

37 - 60

1st Street Credit Union

50% Share Secured Loan

6.460% - 14.990%

Avenir Financial Federal Credit Union

Personal Loan

11.990%

Academic Federal Credit Union

Debt Consolidation Loan

9.000%

108

Access Community Credit Union

Personal Loans

11.990%

1 - 12

Accentra Credit Union

Personal Loan

11.760%

Abbott Laboratories Credit Union

Personal Loan

9.490%

48 - 48

Vystar Credit Union

Personal Line of Credit

16.240%

Alec Federal Credit Union

Refinanced Signature Loans

18.000%

America First Federal Credit Union

Personal Loan

12.990%

802 Credit Union

Personal/Signature

10.990%

24 - 36

InFirst Bank

Personal Loan

13.000% - 13.200%

$1,500 - $15,000

24 - 24

360 Federal Credit Union

Term Line of Credit 84 months

8.000%

Hughes Federal Credit Union

Line of Credit

13.450%

Disclaimer

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Verve a Credit Union rate data right now, check back for updates, we are adding rates all the time.

Verve a Credit Union Information

Credit Union Name: Verve a Credit Union

Website: https://www.verveacu.com

Full Time Employees: 253
Part Time Employees: 17
President: Victoria Beltran
CEO: Kevin Ralofsky
Branch Locations: 20
ATM Locations: 24

Corporate Office Address:

2900 Universal St
Oshkosh, WI 54904
Phone Number: 920-236-7040
Fax Number: 920-236-7985

Verve a Credit Union Financials

Total Assets:

1,517,865,600

Total Amount of Shares and Deposits:

1,265,694,135

Total Shares and Deposits < 1 Year:

1,211,039,828

Total Shares and Deposits 1 3 Years:

49,274,868

Total Shares and Deposits > 3 Years:

5,379,439

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):

140,102,820

Total Uninsured Shares and Deposits > $250K (F+J):

140,102,820

Total Insured Shares and Deposits > $250K (item 17 less item K):

1,125,591,315

Total Interest Expense (Sum of items 6 8):

6,826,841

Share Certificates:

8,194

Number of Accounts for Share Drafts:

49,050

IRA KEOGH Accounts:

3,474

Number of Accounts for Regular Shares:

85,331

All other shares:

1,341

Money Market Shares:

7,319

Net Income (unless the amount is already included in Undivided Earnings):

-650,561

Total Cash on Deposit (Amounts Deposited in Financial Institutions):

49,600,853

Total Liabilities:

1,417,655,693

Verve a Credit Union Questions and Answers

No Cost Share Drafts:

Yes

Share Certificates with Low Minimum Balance Requirements:

Yes

Is Financial Counseling Offered?:

Yes

Financial Education offered for Members?:

Are financial literacy Workshops offered?:

Is there a first time homebuyer program?:

Credit management and repair offered?:

Online Financial Literacy?:

Bilingual Services:

No Cost Bill Payer:

Yes

Student Scholarships:

Mortgage Processing:

Yes

Approved Mortgage Seller?:

Yes

payment:

Yes

Are low cost wire transfers available?:

Yes

Member Application:

Yes

Are New Loans Available:

Yes

New Share Account:

Yes

Are online loan payments available:

Yes

Online Bill Payment Allowed?:

Yes

Can I download my account history?:

Electronic Signature Authentication Certification:

Yes

Can I get my bank statements online?:

Yes

External Account Transfers Allowed:

Yes

Remote Deposit Allowed:

Yes

Are Mobile Payments Avilable?:

Yes

Source: NCUA Last Updated 03/31/2024

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