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Vidor Teachers Federal Credit Union Rates & Review May 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: May 15, 2026
You can compare Vidor Teachers Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 2.12%, 6-month share certificate rates at 1.76% and 3-month share certificate rates at 3.60%. Savings rates are at 0.25% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 5.61%. All these rates can be compared to Vidor Teachers Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Vidor Teachers Federal Credit Union with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 05/15/2026. Vidor Teachers Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Vidor Teachers Federal Credit Union? Share your experience about Vidor Teachers Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Vidor Teachers Federal Credit Union. Vidor Teachers Federal Credit Union
Vidor Teachers FCU 1255 N Main St
Vidor, TX 77662 3740 
Current Rate AvailabilityWe do not have Vidor Teachers Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Vidor Teachers Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Vidor Teachers Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Vidor Teachers Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Vidor Teachers Federal Credit Union
Address
1255 N Main St,
Vidor, TX 77662 3740
Phone
409-769-3348
Fax
President
Ronnie Davis
CEO
Tami Nunez
Full-Time Employees
1
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Return on Assets (ROA)
0.4268%
Return on Equity (ROE)
2.7471%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
3,287,062
Total Amount of Shares and Deposits
2,776,335
Total Shares and Deposits < 1 Year
2,776,335
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,776,335
Total Interest Expense (Sum of items 6 8)
39,942
Share Certificates
52
Number of Accounts for Regular Shares
495
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
455,538
Total Liabilities
2,776,335
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
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Add Your Rating and Review for Vidor Teachers Federal Credit Union
Frequently Asked Questions About Vidor Teachers Federal Credit UnionHow many branches does Vidor Teachers Federal Credit Union operate?Vidor Teachers Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Vidor Teachers Federal Credit Union?Yes, to access services at Vidor Teachers Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Vidor Teachers Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Vidor Teachers Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Vidor Teachers Federal Credit Union offer online and mobile banking?Most modern institutions like Vidor Teachers Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. Compare to Other Credit Unions
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