Western New York Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Western New York Federal Credit Union12-month CD rates can be found at 0.03%, 6-month CD rates at 3.73% and 3-month CD rates at 2.32%. Savings rates are at 0.25% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.32%. Credit Card rates are at 18.24%. Personal Loan rates are at 11.90%. All these rates, and more, can be found in our database of rates which you can compare to Western New York Federal Credit Union rates.

Compare Western New York Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Western New York Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Western New York Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Western New York Federal Credit Union? Share your experience about Western New York Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Western New York Federal Credit Union.

Overall, Western New York Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Western New York Federal Credit Union
Main Office
1937 Union Rd
West Seneca, NY 14224
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Western New York Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Truliant Federal Credit Union
Truliant Federal Credit Union
High Yield Rewards Savings (Premium Rate)
3.80%
$5
MountainOne Bank
MountainOne Bank
6-Month CD
3.75%
$1,000
Profinium, Inc.
Profinium, Inc.
24-Month CD
3.75%
$500
GTE Financial Credit Union
GTE Financial Credit Union
12-Month CD
3.66%
$500
Spring Bank Brookfield, WI
Spring Bank Brookfield, WI
48-Month CD
3.60%
$1,000
Bank of Vici
Bank of Vici
12-Month CD
3.56%
$1,000
First FSB Rochester, IN
First FSB Rochester, IN
18-Month CD (Flexible)
3.55%
$500
FNB of Bangor
FNB of Bangor
36-Month CD
3.55%
$1,000
First Missouri State Bank of Cape County
First Missouri State Bank of Cape County
18-Month CD
3.50%
$1,000
Pathway Bank
Pathway Bank
48-Month CD
3.35%
$1,000
American State Bank (TX)
American State Bank (TX)
18-Month CD
3.25%
$1,000
Woodruff Federal S&L
Woodruff Federal S&L
24-Month CD
3.14%
$1,000
F&M Bank & Trust
F&M Bank & Trust
12-Month CD
3.09%
$2,500
Thomaston Savings Bank
Thomaston Savings Bank
36-Month CD
3.00%
$1,000
New Market Bank
New Market Bank
6-Month CD
2.77%
$2,500
Charter Bank TX
Charter Bank TX
36-Month CD
2.75%
$1,000
United Republic Bank
United Republic Bank
48-Month CD
2.50%
$1,000
Bank of Hillsboro
Bank of Hillsboro
48-Month CD
2.28%
$1,000
FNB of Pandora
FNB of Pandora
60-Month CD
2.27%
$1,000
Bank of Hartington
Bank of Hartington
24-Month CD
2.17%
$1,000
BayVanguard Bank
BayVanguard Bank
36-Month CD
2.02%
$1,000
Bay State Savings Bank
Bay State Savings Bank
24-Month CD
2.00%
$1,000
First State Bank Tahlequah, OK
First State Bank Tahlequah, OK
60-Month CD
2.00%
$1,000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
60-Month CD
2.00%
$1,000
Providence Bank
Providence Bank
60-Month CD
2.00%
$1,000
San Luis Valley Federal Bank
San Luis Valley Federal Bank
24-Month CD
1.69%
$1,000
First Bank Waverly, IA
First Bank Waverly, IA
60-Month CD
1.51%
$1,000
Ohio Valley Bank Co.
Ohio Valley Bank Co.
60-Month CD
1.50%
$2,500
F&M Bank Upperco, MD
F&M Bank Upperco, MD
12-Month CD
1.25%
$500
North Country Savings Bank
North Country Savings Bank
Money Market Advantage
1.01%
$75,000
The Apple Creek Banking Company
The Apple Creek Banking Company
Premier Savings
0.75%
$25,000
United State Bank Lewistown, MO
United State Bank Lewistown, MO
Advantage Money Market
0.75%
$1,000
FNB of River Falls
FNB of River Falls
60-Month CD
0.70%
$2,500
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
36-Month CD
0.65%
$1,000
American Bank of Baxter Springs
American Bank of Baxter Springs
48-Month CD
0.60%
$1,000
Municipal Bank
Municipal Bank
12-Month CD
0.40%
$1,000
Altoona First Savings Bank
Altoona First Savings Bank
24-Month CD
0.40%
$1,000
F&M Bank & Trust Burlington, IA
F&M Bank & Trust Burlington, IA
36-Month CD
0.37%
$500
SSB Community Bank
SSB Community Bank
48-Month CD
0.35%
$1,000
The Andover Bank
The Andover Bank
24-Month CD
0.30%
$1,000
HomePride Bank
HomePride Bank
NOW Checking
0.25%
$2,500
The Bank of Steinauer
The Bank of Steinauer
Savings
0.25%
$50
First State Bank of Campbell Hill
First State Bank of Campbell Hill
Money Market
0.20%
$2,500
FNB of Bellville
FNB of Bellville
First Rate Investment Money Market
0.15%
$1,000
Applied Bank
Applied Bank
12-Month CD
0.05%
$1,000
Applied Bank
Applied Bank
Savings
0.05%
$100
First Commonwealth Bank
First Commonwealth Bank
6-Month CD
0.05%
$2,500
First FSB Rochester, IN
First FSB Rochester, IN
Simply Savings
0.03%
$50
Kennebec Savings Bank
Kennebec Savings Bank
Premier Checking
0.02%
$750
Home Loan SB
Home Loan SB
Money Market
0.01%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Western New York Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Luana Savings Bank
Luana Savings Bank
15-Year Fixed
5.250%
5.299%
0.000
State Employees Credit Union
State Employees Credit Union
15-Year Fixed
5.250%
5.386%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
15-Year Fixed Jumbo
5.375%
5.400%
0.000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
15-Year Fixed
5.375%
5.544%
0.000
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
15-Year Fixed
5.625%
5.663%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
15-Year Fixed (Power Rate)
5.625%
5.847%
0.000
The Bank of Brodhead
The Bank of Brodhead
15-Year Fixed
5.750%
5.882%
0.000
Magnifi Financial Credit Union
Magnifi Financial Credit Union
15 Year Fixed
5.750%
5.887%
0.000
Investment Savings Bank
Investment Savings Bank
30-Year Fixed
5.875%
5.936%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
20-Year Fixed
5.875%
5.959%
0.000
Phoenixville Federal B&T
15-Year Fixed
5.875%
5.984%
0.125
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
30-Year Fixed
5.875%
6.031%
0.000
FNB of Scotia
FNB of Scotia
15-Year Fixed
5.750%
6.035%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
20-Year Fixed
5.750%
6.061%
2.000
FNB of River Falls
FNB of River Falls
20-Year Fixed
6.000%
6.094%
0.000
First National Bank of Hutchinson
First National Bank of Hutchinson
15-Year Fixed
5.875%
6.095%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
7/1 ARM
5.500%
6.141%
0.000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
20-Year Fixed
6.125%
6.168%
0.000
Ideal Credit Union
Ideal Credit Union
5/1 ARM
5.375%
6.198%
0.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
20-Year Fixed
6.000%
6.232%
0.000
Greenville National Bank
Greenville National Bank
5-Year ARM
6.250%
6.275%
0.000
Kennebec Savings Bank
Kennebec Savings Bank
3/3 ARM
5.750%
6.309%
0.000
Northwest Community Bank
Northwest Community Bank
5/1 ARM
5.625%
6.354%
0.000
Greater Iowa Credit Union
Greater Iowa Credit Union
10/1 ARM
6.000%
6.366%
0.000
Geddes Federal S&L
Geddes Federal S&L
5/1 ARM
6.000%
6.375%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Western New York Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
Canyon View Credit Union
Canyon View Credit Union
Visa Student Rewards Card
17.990%
Vystar Credit Union
Vystar Credit Union
Savings Secured Visa®
18.000%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Canyon View Credit Union
Canyon View Credit Union
Visa Business Rewards Card
15.240%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
ACFCU
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
America First Federal Credit Union
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
America First Federal Credit Union
America First Federal Credit Union
PLATINUM REWARDS VISA
14.740%
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Western New York Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
ACFCU
ACFCU
Line of Credit
13.700%
$0
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
ABCO Federal Credit Union
ABCO Federal Credit Union
Personal Loans
10.490%
$0
1st Valley Credit Union
1st Valley Credit Union
AMP Loan
10.500%
$0
AAC Credit Union
AAC Credit Union
Personal Loans Share Secured
5.990%
$0
48
America First Federal Credit Union
America First Federal Credit Union
Line of Credit Variable
16.740%
$0
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
Academic Federal Credit Union
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.200%
$5,000 - $8,000
48 - 48
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
Acipco Federal Credit Union
Acipco Federal Credit Union
Signature Loan
10.000%
$0
1 - 36
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Consumer Loan
10.250% - 17.950%
$0
1 - 36
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
1st Ed Credit Union
1st Ed Credit Union
Personal/Signature Loans
11.150%
$0
60 - 60
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Unsecured (Signature) Loan
11.000%
$0 - $500
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Western New York Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Western New York Federal Credit Union Information

Credit Union Name: Western New York Federal Credit Union
Full Time Employees: 18
Part Time Employees: 1
President: Michael Henry
CEO: Marie Betti
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
1937 Union Rd
West Seneca, NY 14224
Phone Number: 716-771-5000
Fax Number: 716-675-9644

Western New York Federal Credit Union Financials

Total Assets:
82,433,582
Total Amount of Shares and Deposits:
74,153,374
Total Shares and Deposits < 1 Year:
73,120,738
Total Shares and Deposits 1 3 Years:
1,032,638
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
743,146
Total Uninsured Shares and Deposits > $250K (F+J):
743,146
Total Insured Shares and Deposits > $250K (item 17 less item K):
73,410,228
Total Interest Expense (Sum of items 6 8):
134,044
Share Certificates:
240
Number of Accounts for Share Drafts:
4,265
IRA KEOGH Accounts:
57
Number of Accounts for Regular Shares:
9,429
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
3,703,861
Total Liabilities:
74,516,613
Show More

Western New York Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
No
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

First Internet Bank of Indiana Money Market Account rates are now at 0.80 percent with a yield of 0.80 percent. View current Money Market Account rates at First Internet Bank of Indiana below.
Lone Star Bank 6 Month CD rates are now at 0.30 percent with a yield of 0.30 percent. View current 6 Month CD rates at Lone Star Bank below.
mortgage-rates-mixedMortgage rates were mixed this week, according to Freddie Mac's weekly survey. The average rate on a 30-year fixed-rate mortgage was 4.86 percent with an average 0.6 point, up from last week when it averaged 4.84 percent. Still a lot lower than last year's average of 6.01 percent thanks to the recession and the government programs designed to lower mortgage rates.

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Western New York Federal Credit Union Reviews

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