Quick Poll
The Fed raised rates 0.25% on Sept. 16. Will you move money into a higher-yield account?
|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Widget Financial Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
Widget Financial Credit Union's 60 Month CDs rates are at 3.97%, 36 Month CD rates are at 3.92%, 48 Month CDs rates are at 3.92%, 60 Month IRA CD rates are at 3.92%, 60 Month CD rates are at 3.92%. Widget Financial Credit Union's savings rates are at 0.01%. Widget Financial Credit Union's money market rates are at 0.70%. Widget Financial Credit Union's 30 year fixed rates are at 7.07%. Widget Financial Credit Union's Personal Loan Rates are as low as 7.24%. Widget Financial Credit Union's Credit Card Rates are at 10.00%. MonitorBankRates evaluates the financial stability of Widget Financial Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.14%. Rates last updated and verified on 09/22/2026. Widget Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Widget Financial Credit Union? Share your experience about Widget Financial Credit Union by leaving a review below, or read customer reviews before you decide to use Widget Financial Credit Union. Widget Financial Credit Union
East Lake Rd 2154 E Lake Rd
https://www.widgetfinancial.com Erie, PA 16511-1140 
Widget Financial Credit Union CD Rates
Widget Financial Credit Union Savings Rates
Widget Financial Credit Union Money Market Rates
Widget Financial Credit Union Checking Rates
Widget Financial Credit Union Mortgage Rates
Widget Financial Credit Union Home Equity & HELOC
Widget Financial Credit Union Auto Loan Rates
Widget Financial Credit Union RV, Boat and Powersport Loan Rates
Widget Financial Credit Union Credit Card Rates
Widget Financial Credit Union Personal Loan Rates
Financial Health HistoryWidget Financial Credit Union’s Texas Ratio stayed near 2.37% in Q2 2023 to 2.14% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Widget Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Widget Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Widget Financial Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Widget Financial Credit Union
Website
https://www.widgetfinancial.com
Address
2154 E Lake Rd,
Erie, PA 16511-1140
Phone
814-456-6231
Fax
814-875-4600
President
Marko Jovanovich
CEO
Matthew Margosian
Full-Time Employees
117
Part-Time Employees
6
Branch Locations
9
ATM Locations
8
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.14%
Return on Assets (ROA)
0.1392%
Return on Equity (ROE)
1.3388%
Non-Performing Loans Ratio (NPL)
0.42%
Total Assets
485,101,526
Total Amount of Shares and Deposits
433,137,583
Total Shares and Deposits < 1 Year
412,344,179
Total Shares and Deposits 1 3 Years
18,430,937
Total Shares and Deposits > 3 Years
2,362,467
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
15,868,927
Total Uninsured Shares and Deposits > $250K (F+J)
15,868,927
Total Insured Shares and Deposits > $250K (item 17 less item K)
417,268,656
Total Interest Expense (Sum of items 6 8)
1,403,913
Share Certificates
2,688
Number of Accounts for Share Drafts
27,749
IRA KEOGH Accounts
745
Number of Accounts for Regular Shares
46,758
Money Market Shares
374
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
44,520,254
Total Liabilities
434,855,960
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Widget Financial Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Widget Financial Credit Union
Frequently Asked Questions About Widget Financial Credit UnionHow many branches does Widget Financial Credit Union operate?Widget Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Widget Financial Credit Union?Yes, to access services at Widget Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Widget Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Widget Financial Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Widget Financial Credit Union offer online and mobile banking?Most modern institutions like Widget Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.widgetfinancial.com. Current Widget Financial Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Atchison Village Credit Union
Dupage County Employees Credit Union
Sewerage And Water Board Employees Federal Credit Union
Cloverbelt Credit Union
Wexford Community Credit Union
West Metro Schools Credit Union
Encompass Niagara Federal Credit Union
First Basin Credit Union
FIRST EAGLE
Greater Valley Credit Union
Altoona Area Employees Federal Credit Union
Independence Teachers Credit Union
Bayonne City Employees Federal Credit Union
Government Printing Office Federal Credit Union
Oregon State Credit Union
Power Co-Op Employees Credit Union
Employees Federal Credit Union
Brownsville City Employees Federal Credit Union
Manville Area Federal Credit Union
Riverland Federal Credit Union
Members Choice of Central Texas Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Rate Assistant
MonitorBankRates.com · Live Data
Try asking