|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Worcester Fire Dept Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 10, 2026
Worcester Fire Dept Credit Union's top rates as of October 10, 2026 are 4.08% APY on its 12 Month CD, 0.10% APY on savings, and personal loans from 8.75% APR, according to rates verified by MonitorBankRates. Other Worcester Fire Dept Credit Union CD rates include 18 Month CD at 3.04%, 24 Month CD at 3.04%, and 6 Month CD at 1.00%. MonitorBankRates evaluates the financial stability of Worcester Fire Dept Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.49%. Rates last updated and verified on 10/10/2026. Worcester Fire Dept Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Worcester Fire Dept Credit Union? Share your experience about Worcester Fire Dept Credit Union by leaving a review below, or read customer reviews before you decide to use Worcester Fire Dept Credit Union. Worcester Fire Dept Credit Union
WORCESTER FIRE DEPARTMENT CREDIT UNION 34 GLENNIE ST
https://www.wfdcu.org WORCESTER, MA 01605  Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Worcester Fire Dept Credit Union CD Rates
Worcester Fire Dept Credit Union Savings Rates
Worcester Fire Dept Credit Union Auto Loan Rates
Worcester Fire Dept Credit Union RV, Boat and Powersport Loan Rates
Worcester Fire Dept Credit Union Student Loan Rates
Worcester Fire Dept Credit Union Personal Loan Rates
Financial Health HistoryWorcester Fire Dept Credit Union’s Texas Ratio rose from 0.85% in Q3 2023 to 1.49% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Worcester Fire Dept Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Worcester Fire Dept Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Worcester Fire Dept Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Worcester Fire Dept Credit Union
Website
https://www.wfdcu.org
Address
34 GLENNIE ST,
WORCESTER, MA 01605
Phone
508-752-1122
Fax
508-831-9680
President
Arthur Davison
CEO
Lisa Carmody
Full-Time Employees
6
Part-Time Employees
2
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.49%
Return on Assets (ROA)
0.4249%
Return on Equity (ROE)
3.2229%
Non-Performing Loans Ratio (NPL)
0.91%
Total Assets
47,139,153
Total Amount of Shares and Deposits
40,872,215
Total Shares and Deposits < 1 Year
38,883,288
Total Shares and Deposits 1 3 Years
1,988,926
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,141,369
Total Uninsured Shares and Deposits > $250K (F+J)
4,141,369
Total Insured Shares and Deposits > $250K (item 17 less item K)
36,730,846
Total Interest Expense (Sum of items 6 8)
165,030
Share Certificates
178
Number of Accounts for Share Drafts
996
Number of Accounts for Regular Shares
1,923
Net Income (unless the amount is already included in Undivided Earnings)
200,310
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,066,847
Total Liabilities
40,923,892
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for Worcester Fire Dept Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Worcester Fire Dept Credit Union
Frequently Asked Questions About Worcester Fire Dept Credit UnionHow many branches does Worcester Fire Dept Credit Union operate?Worcester Fire Dept Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Worcester Fire Dept Credit Union?Yes, to access services at Worcester Fire Dept Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Worcester Fire Dept Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Worcester Fire Dept Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Worcester Fire Dept Credit Union offer online and mobile banking?Most modern institutions like Worcester Fire Dept Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.wfdcu.org. Current Worcester Fire Dept Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Unity Of Eatonville Federal Credit Union
Fort Worth City Credit Union
Farmers Branch City Employees Federal Credit Union
Heartland Credit Union Hutchinson, KS
Lanco Federal Credit Union
Community One Credit Union Of Ohio
Peoria Postal Employees Credit Union
ADVANTAGE FINANCIAL
Chemcel Federal Credit Union
Resource One Credit Union
HURON AREA EDUCATION
Savannah Postal Credit Union
Alcose Credit Union
Golden Valley Federal Credit Union
Med Park Credit Union
Acadian Federal Credit Union
Pear Orchard Federal Credit Union
Kansas City Credit Union
Steel Valley Federal Credit Union
Members Community Credit Union
Kerr County Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
