Best Money Market Rates in Colorado (CO) - April 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Colorado money market rates include Premier Members Credit UnionPremier Members Credit Union5505 Arapahoe Ave, Boulder, CO 80303A+5.0 ★Texas Ratio: 4.73% Money Market Including Business and IRA at 4.00% APY, The Huntington National BankThe Huntington National Bank7239 N Academy Blvd, Colorado Springs, CO 80920A+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.82% APY, Together Credit UnionTogether Credit Union1520 E Mulberry St, Fort Collins, CO 80524 3501A+5.0 ★Texas Ratio: 5.65% Money Market at 3.75% APY, Golden Belt Bank, FSAGolden Belt Bank, FSA321 Ensign St, Fort Morgan, CO 80701A5.0 ★Texas Ratio: 6.19% Business Money Market at 3.67% APY, and Academy BankAcademy Bank8250 Razorback Rd, Colorado Springs, CO 80920A+5.0 ★Texas Ratio: 5.58% Premier Money Market at 3.65% APY. Money market rates as of April 22, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare money market rates across Colorado side-by-side. Colorado money market rates currently reach as high as 4.00% APY from Premier Members Credit Union at 5505 Arapahoe Ave, Boulder, CO 80303. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Colorado and surrounding area. Last Updated and Verified: April 22, 2026
Compare the Best Money Market Rates Today in Colorado
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
5505 Arapahoe Ave, Boulder, CO 80303
Money Market Including Business and IRA
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
5505 Arapahoe Ave, Boulder, CO 80303
Reverse Tiered Money Market 101
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
7239 N Academy Blvd, Colorado Springs, CO 80920
High-Yield Money Market
3.82%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Earn between 3.20%-3.82% APY based on your zip code; Minimum of $25,000 not currently deposited at Huntington.
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
1520 E Mulberry St, Fort Collins, CO 80524 3501
Money Market (IRA)
3.75%
$0
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
New money only
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
1520 E Mulberry St, Fort Collins, CO 80524 3501
Money Market
3.75%
$0
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
New money only
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
321 Ensign St, Fort Morgan, CO 80701
Business Money Market
3.67%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
$1,000,000.00 and up
Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
8250 Razorback Rd, Colorado Springs, CO 80920
Premier Money Market
3.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
APY introductory rate for 6 months*
Horizons North Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
13559 Huron St, Westminster, CO 80234 1161
Best in Show Money Market
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
101 Adams St, Monte Vista, CO 81144
Thrive Money Market
3.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Qualifying balance $24,999.01 & Above
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
7600 E Orchard Rd, Greenwood Village, CO 80111
Business Premier Money Market Account
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
7600 E Orchard Rd, Greenwood Village, CO 80111
Business Money Market Account
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
7600 E Orchard Rd, Greenwood Village, CO 80111
Premier Money Market Account
3.25%
$10,000
▼
Rate3.20%
Min Deposit$10,000
Min Balance—
UpdatedApr 19, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
7600 E Orchard Rd, Greenwood Village, CO 80111
Premier Money Market
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
7239 N Academy Blvd, Colorado Springs, CO 80920
Huntington Relationship Money Market
3.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
6384 Wetzel Ave, Fort Carson, CO 80913
Premier Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
101 Adams St, Monte Vista, CO 81144
Thrive Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Qualifying balance $24,999.00 & Below
Westerra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
3700 E Alameda Ave, Denver, CO 80209
Money Market Select
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
If requirements*** are met, the following rate will apply
Elevations Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
2960 Diagonal Highway, Boulder, CO 80301 1412
Flex Tier Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Elevations Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
2960 Diagonal Highway, Boulder, CO 80301 1412
Business Money Market Account and up
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
$1,000,000
Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.41%
1601 Wewatta St Ste 300, Denver, CO 80202 6478
Business Money Market Plus
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Elevations Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
2960 Diagonal Highway, Boulder, CO 80301 1412
Business Money Market Account
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
$500,000 - $999,999.99
Horizons North Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
13559 Huron St, Westminster, CO 80234 1161
Best in Show Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
On Tap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.08%
816 Washington Ave, Golden, CO 80401
Business Money Market Accounts
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Regular MM
Credit Union Of Denver Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
9305 W ALAMEDA AVE, LAKEWOOD, CO 80226
Mile High Money Market Accounts Fifth Tier
2.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
7600 E Orchard Rd, Greenwood Village, CO 80111
Business Premier Money Market Account
2.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
7600 E Orchard Rd, Greenwood Village, CO 80111
Member Money Market Account
2.70%
$1,000
▼
Rate2.66%
Min Deposit$1,000
Min Balance—
UpdatedApr 19, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
7600 E Orchard Rd, Greenwood Village, CO 80111
Premier Money Market Account
2.70%
$10,000
▼
Rate2.66%
Min Deposit$10,000
Min Balance—
UpdatedApr 19, 2026
Details
Grand Valley Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
452 S Maple St, Fruita, CO 81521
Money Market Account
2.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Colorado Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
2380 E Bridge St, Brighton, CO 80601
Money Market
2.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Colorado Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
2380 E Bridge St, Brighton, CO 80601
Money Markets
2.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Red Rocks Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
8195 Southpark Ln, Littleton, CO 80120 4520
High-Yield Money Marketing Savings Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Credit Union Of Colorado
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
1275 Tremont Pl, Denver, CO 80204 2118
Business Money Market
2.50%
$100,000
▼
Rate2.47%
Min Deposit$100,000
Min Balance—
UpdatedApr 18, 2026
Details
On Tap Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.08%
816 Washington Ave, Golden, CO 80401
Business Money Market Accounts
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.41%
1601 Wewatta St Ste 300, Denver, CO 80202 6478
Money Market
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
as high as
Meriwest Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.41%
1601 Wewatta St Ste 300, Denver, CO 80202 6478
Money Market Max
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Credit Union Of Denver Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
9305 W ALAMEDA AVE, LAKEWOOD, CO 80226
Mile High Money Market Accounts Fourth Tier
2.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Coloramo Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.59%
516 28 Rd, Grand Junction, CO 81501
Money Market Account
2.35%
$0
▼
Rate2.33%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Coloramo Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.59%
516 28 Rd, Grand Junction, CO 81501
Business Money Market Account
2.35%
$0
▼
Rate2.33%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
7600 E Orchard Rd, Greenwood Village, CO 80111
Member Money Market Account
2.35%
$1,000
▼
Rate2.32%
Min Deposit$1,000
Min Balance—
UpdatedApr 19, 2026
Details
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
321 Ensign St, Fort Morgan, CO 80701
Business Money Market
2.33%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
$500,000.00 - $999,999.99
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
116 Inverness Dr E, Englewood, CO 80112
IRA Money Market Account
2.33%
$200,000
▼
Rate2.30%
Min Deposit$200,000
Min Balance—
UpdatedApr 18, 2026
Details
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
116 Inverness Dr E, Englewood, CO 80112
IRA Money Market Account
2.28%
$100,000
▼
Rate2.25%
Min Deposit$100,000
Min Balance—
UpdatedApr 18, 2026
Details
Red Rocks Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
8195 Southpark Ln, Littleton, CO 80120 4520
High-Yield Money Marketing Savings Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Westminster Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.31%
9053 Harlan St Ste 10, Westminster, CO 80031 2908
Money Market
2.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
As high as
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
5505 Arapahoe Ave, Boulder, CO 80303
Jumbo Money Market Including Business and IRA
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
7600 E Orchard Rd, Greenwood Village, CO 80111
Business Money Market Account
2.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Qualifying balance up to $50,000.00
Colorado Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
2380 E Bridge St, Brighton, CO 80601
Money Market
2.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
116 Inverness Dr E, Englewood, CO 80112
Money Market Account
2.22%
$0
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Grand Valley Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
452 S Maple St, Fruita, CO 81521
Money Market Account
2.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Qualifying balance up to $999,999.99
Credit Union Of Denver Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
9305 W ALAMEDA AVE, LAKEWOOD, CO 80226
Mile High Money Market Accounts Third Tier
2.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
8250 Razorback Rd, Colorado Springs, CO 80920
Premier Money Market
2.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
116 Inverness Dr E, Englewood, CO 80112
Money Market Account
2.17%
$0
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Westminster Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.31%
9053 Harlan St Ste 10, Westminster, CO 80031 2908
Money Market Account
2.15%
$0
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
116 Inverness Dr E, Englewood, CO 80112
IRA Money Market Account
2.12%
$50,000
▼
Rate2.10%
Min Deposit$50,000
Min Balance—
UpdatedApr 18, 2026
Details
North Valley Bank Thornton, CO
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
9001 Washington St, Thornton, CO 80229
Consumer or Business Tiered Money Market
2.02%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 16, 2026
Details
$250,000.00 & Above
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
116 Inverness Dr E, Englewood, CO 80112
Money Market Account
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
5080 W 60th Ave, Arvada, CO 80003 6919
Money Market Tier 3
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
5505 Arapahoe Ave, Boulder, CO 80303
Jumbo Money Market Including Business and IRA
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Red Rocks Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
8195 Southpark Ln, Littleton, CO 80120 4520
High-Yield Money Marketing Savings Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Elevations Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
2960 Diagonal Highway, Boulder, CO 80301 1412
Business Money Market Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
$250,000 - $499,999.99
Elevations Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
2960 Diagonal Highway, Boulder, CO 80301 1412
Flex Tier Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Elevations Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
2960 Diagonal Highway, Boulder, CO 80301 1412
Money Market Options Jumbo
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
5Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
104 S Cascade Ave, Colorado Springs, CO 80903
Money Market
2.00%
$1,000
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedApr 17, 2026
Details
North Valley Bank Thornton, CO
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
9001 Washington St, Thornton, CO 80229
Public Funds Money Market
1.90%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
First National Bank in Trinidad
Institution Rating:
B+4.8 ★ Texas Ratio: 17.17%
100 E Main St, Trinidad, CO 81082
Money Market Deposit Account
1.76%
$10
▼
Rate—
Min Deposit$10
Min Balance—
UpdatedApr 16, 2026
Details
Grand Valley Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.80%
452 S Maple St, Fruita, CO 81521
Money Market Account
1.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Qualifying balance up to $249,999.99
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
321 Ensign St, Fort Morgan, CO 80701
Business Money Market
1.61%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
$250,000.00 - $499,999.99
First National Bank in Trinidad
Institution Rating:
B+4.8 ★ Texas Ratio: 17.17%
100 E Main St, Trinidad, CO 81082
Money Market Deposit Account
1.51%
$10
▼
Rate—
Min Deposit$10
Min Balance—
UpdatedApr 16, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
8250 Razorback Rd, Colorado Springs, CO 80920
Premier Money Market
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
5Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
104 S Cascade Ave, Colorado Springs, CO 80903
Money Market
1.50%
$1,000
▼
Rate1.49%
Min Deposit$1,000
Min Balance—
UpdatedApr 17, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 8.24%
1275 Village Ridge Pt, Monument, CO 80132
Public Funds Money Market
1.41%
$0
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 8.24%
1275 Village Ridge Pt, Monument, CO 80132
Business Money Market
1.41%
$0
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 8.24%
1275 Village Ridge Pt, Monument, CO 80132
Personal Money Market
1.41%
$0
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Gunnison S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 1.03%
303 N Main St, Gunnison, CO 81230
Money Market
1.36%
$1
▼
Rate1.35%
Min Deposit$1
Min Balance—
UpdatedApr 17, 2026
Details
5Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
104 S Cascade Ave, Colorado Springs, CO 80903
Money Market
1.30%
$1,000
▼
Rate1.29%
Min Deposit$1,000
Min Balance—
UpdatedApr 17, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 8.24%
1275 Village Ridge Pt, Monument, CO 80132
Business Money Market
1.21%
$0
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 8.24%
1275 Village Ridge Pt, Monument, CO 80132
Personal Money Market
1.21%
$0
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
321 Ensign St, Fort Morgan, CO 80701
Business Money Market
1.21%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
$100,000.00 - $249,999.99
5Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
104 S Cascade Ave, Colorado Springs, CO 80903
Money Market
1.15%
$1,000
▼
Rate1.14%
Min Deposit$1,000
Min Balance—
UpdatedApr 17, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
8250 Razorback Rd, Colorado Springs, CO 80920
Premier Money Market
1.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 22, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 8.24%
1275 Village Ridge Pt, Monument, CO 80132
Public Funds Money Market
1.01%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 8.24%
1275 Village Ridge Pt, Monument, CO 80132
Business Money Market
1.01%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 8.24%
1275 Village Ridge Pt, Monument, CO 80132
Personal Money Market
1.01%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
First National Bank in Trinidad
Institution Rating:
B+4.8 ★ Texas Ratio: 17.17%
100 E Main St, Trinidad, CO 81082
Money Market Deposit Account
1.00%
$10
▼
Rate—
Min Deposit$10
Min Balance—
UpdatedApr 16, 2026
Details
5Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
104 S Cascade Ave, Colorado Springs, CO 80903
Money Market
1.00%
$1,000
▼
Rate0.99%
Min Deposit$1,000
Min Balance—
UpdatedApr 17, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Colorado and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Colorado Money Market Rate Trends
Compare local Colorado money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — CO Avg
3.457%
▼ 0.008 vs 7 days ago
Colorado high-yield MMA rates fell 0.008 points over the past 7 days to 3.457% APY.
Standard MMA — CO Avg
1.066%
▲ 0.159 vs 7 days ago
Colorado standard MMA rates rose 0.159 points over the past 7 days to 1.066% APY.
As of Apr 23, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Colorado directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Colorado. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in CO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Colorado
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Colorado.
Are Money Market accounts in Colorado safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Colorado up to $250,000 per depositor, per institution.
How often do MMA rates change in Colorado?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Colorado rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Colorado
Here are some of the highest money market account APYs currently available in Colorado:
- Premier Members Credit Union
Money Market Including Business and IRA — 4.00% APY - The Huntington National Bank
High-Yield Money Market — 3.82% APY - Together Credit Union
Money Market — 3.75% APY - Golden Belt Bank, FSA
Business Money Market — 3.67% APY - Academy Bank
Premier Money Market — 3.65% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Colorado. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 22, 2026
Cities in Colorado
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