Best Money Market Rates in Georgia - July 2026
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Georgia money market deposit account rates include TruistTruist110 N Camellia Blvd, Fort Valley, GA 31030A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 4.00% APY, Workmens Circle Incorporated Credit UnionWorkmens Circle Incorporated Credit Union527 Stephenson Ave, Savannah, GA 31405 5922A+5.0 ★Texas Ratio: 0.00% Share/IRA Money Market/Platinum Plus at 3.75% APY, Publix Employees Federal Credit UnionPublix Employees Federal Credit Union3340 Sugarloaf Pkwy, Lawrenceville, GA 30044 5478A+5.0 ★Texas Ratio: 1.29% High-Yield Money Market Tiers* at 3.50% APY, New Millennium BankNew Millennium Bank3350 Steve Reynolds Blvd, Duluth, GA 30096A+5.0 ★Texas Ratio: 3.04% SMART Money Market Account at 3.50% APY, and UNIFY Financial Federal Credit UnionUNIFY Financial Federal Credit Union5800 Windward Pkwy, Alpharetta, GA 30005B4.4 ★Texas Ratio: 17.71% Money Market Plus at 3.25% APY. Money market rates as of July 12, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare money market rates across Georgia side-by-side. Georgia money market rates currently reach as high as 4.00% APY from Truist at 110 N Camellia Blvd, Fort Valley, GA 31030. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Georgia and surrounding area. Last Updated and Verified: July 12, 2026
Compare the Best Money Market Rates Today in Georgia
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
110 N Camellia Blvd, Fort Valley, GA 31030
Small Business Money Market Account
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
Eligible clients can open a new Truist Business Money Market Account and earn up to 4.00% annual percentage yield (APY) for balances between $5,000 - $4,999,999.99.
Workmens Circle Incorporated Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
527 Stephenson Ave, Savannah, GA 31405 5922
Share/IRA Money Market/Platinum Plus
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
Balance above - $999,999.99
Workmens Circle Incorporated Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
527 Stephenson Ave, Savannah, GA 31405 5922
Share/IRA Money Market/Platinum Plus
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
Balance between $250,000.00 - $999,999.99
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
3340 Sugarloaf Pkwy, Lawrenceville, GA 30044 5478
High-Yield Money Market Tiers*
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
New Millennium Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
3350 Steve Reynolds Blvd, Duluth, GA 30096
SMART Money Market Account
3.50%
$100,000
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedJul 12, 2026
Details
Tiered and Variable Rate. $20.00 minimum balance fee will apply if average daily balance falls below $100,000.00
Workmens Circle Incorporated Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
527 Stephenson Ave, Savannah, GA 31405 5922
Share/IRA Money Market/Platinum Plus
3.25%
$0
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
Balance between $100,000.00 - $249,999.99
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
5800 Windward Pkwy, Alpharetta, GA 30005
Money Market Plus Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
5800 Windward Pkwy, Alpharetta, GA 30005
Money Market Plus
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
New Millennium Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
3350 Steve Reynolds Blvd, Duluth, GA 30096
SMART Money Market Account
3.25%
$100,000
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedJul 12, 2026
Details
Tiered and Variable Rate. $20.00 minimum balance fee will apply if average daily balance falls below $100,000.00
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.89%
200 Alamar St, Fort Oglethorpe, GA 30742
Money Market Accounts
3.10%
$0
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.89%
200 Alamar St, Fort Oglethorpe, GA 30742
Business Money Market Accounts
3.10%
$0
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.89%
200 Alamar St, Fort Oglethorpe, GA 30742
Business Money Market Accounts
3.05%
$0
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.89%
200 Alamar St, Fort Oglethorpe, GA 30742
Money Market Accounts
3.05%
$0
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
My Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.47%
2601 Limestone Pkwy, Gainesville, GA 30501
Money Market
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Southeastern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
3205 Mitchell Blvd, Moody AFB, GA 31699
Performance Money Market
3.03%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.89%
200 Alamar St, Fort Oglethorpe, GA 30742
Money Market Accounts
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Workmens Circle Incorporated Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
527 Stephenson Ave, Savannah, GA 31405 5922
Share/IRA Money Market/Platinum Plus
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
Balance between $20,000.00 - $99,999.99
My Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.47%
2601 Limestone Pkwy, Gainesville, GA 30501
Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
As High As*
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.89%
200 Alamar St, Fort Oglethorpe, GA 30742
Business Money Market Accounts
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
New Millennium Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
3350 Steve Reynolds Blvd, Duluth, GA 30096
SMART Money Market Account
3.00%
$100,000
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedJul 12, 2026
Details
Tiered and Variable Rate. $20.00 minimum balance fee will apply if average daily balance falls below $100,000.00
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.89%
200 Alamar St, Fort Oglethorpe, GA 30742
Business Money Market Accounts
2.95%
$0
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.89%
200 Alamar St, Fort Oglethorpe, GA 30742
Money Market Accounts
2.95%
$0
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
My Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.47%
2601 Limestone Pkwy, Gainesville, GA 30501
Money Market
2.79%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
New Millennium Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
3350 Steve Reynolds Blvd, Duluth, GA 30096
SMART Money Market Account
2.75%
$100,000
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedJul 12, 2026
Details
Tiered and Variable Rate. $20.00 minimum balance fee will apply if average daily balance falls below $100,000.00
Family Savings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.66%
101 Felton Dr, Rockmart, GA 30153
Money Market
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
P&S Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1845 Satellite Blvd, Duluth, GA 30097
Money Market Account
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.89%
200 Alamar St, Fort Oglethorpe, GA 30742
Money Market Accounts
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.89%
200 Alamar St, Fort Oglethorpe, GA 30742
Business Money Market Accounts
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.89%
200 Alamar St, Fort Oglethorpe, GA 30742
Business Money Market Accounts
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.89%
200 Alamar St, Fort Oglethorpe, GA 30742
Money Market Accounts
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
2900 Westside Pkwy, Alpharetta, GA 30004
Money Market
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Southeastern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
3205 Mitchell Blvd, Moody AFB, GA 31699
Performance Money Market
2.52%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
New Millennium Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
3350 Steve Reynolds Blvd, Duluth, GA 30096
Money Market Account
2.50%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJul 12, 2026
Details
Tiered and Variable Rate. $20.00 minimum balance fee will apply if daily balance falls below $1,000.00
Family Savings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.66%
101 Felton Dr, Rockmart, GA 30153
Money Market
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.89%
200 Alamar St, Fort Oglethorpe, GA 30742
Business Money Market Accounts
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.89%
200 Alamar St, Fort Oglethorpe, GA 30742
Money Market Accounts
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJul 6, 2026
Details
Associated Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
6251 Crooked Creek Rd, Norcross, GA 30092 3107
Regular, TRUST, & IRA MMAs & More
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedJul 10, 2026
Details
$100,000; Good Through: July 31, 2026; Effective As Of: July 1, 2026
Security Federal Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
7004 Evans Town Center Blvd, Evans, GA 30809
Money Market
2.30%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
My Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.47%
2601 Limestone Pkwy, Gainesville, GA 30501
Money Market
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Southeastern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
3205 Mitchell Blvd, Moody AFB, GA 31699
Performance Money Market
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
New Millennium Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
3350 Steve Reynolds Blvd, Duluth, GA 30096
Money Market Account
2.25%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedJul 12, 2026
Details
Tiered and Variable Rate. $20.00 minimum balance fee will apply if daily balance falls below $1,000.00
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
1025 Virginia Ave, Atlanta, GA 30354 1319
Business Money Market Accounts
2.15%
$0
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
Southeastern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
3205 Mitchell Blvd, Moody AFB, GA 31699
Performance Money Market
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
My Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.47%
2601 Limestone Pkwy, Gainesville, GA 30501
Money Market
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Credit Union of Georgia
Institution Rating:
A+5.0 ★ Texas Ratio: 5.57%
3048 Eagle Dr, Woodstock, GA 30189 5531
Money Market Account
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
1025 Virginia Ave, Atlanta, GA 30354 1319
Business Money Market Accounts
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
Family Savings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.66%
101 Felton Dr, Rockmart, GA 30153
Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
P&S Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1845 Satellite Blvd, Duluth, GA 30097
Money Market Account
1.90%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 7, 2026
Details
Credit Union of Georgia
Institution Rating:
A+5.0 ★ Texas Ratio: 5.57%
3048 Eagle Dr, Woodstock, GA 30189 5531
Money Market Account
1.80%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Southeastern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
3205 Mitchell Blvd, Moody AFB, GA 31699
Performance Money Market
1.76%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Five Star Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.85%
990 Highway 84 E, Cairo, GA 39828 2207
Money Market Account
1.76%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
as high as
Five Star Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.85%
990 Highway 84 E, Cairo, GA 39828 2207
Money Market Accounts With Less Than Earn Savings Account Base Rate
1.76%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
$2,000
Five Star Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.85%
990 Highway 84 E, Cairo, GA 39828 2207
Money Market Checking Account
1.76%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Account Transfer Limitations Apply
OneSouth Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4070 Forsyth Rd, Macon, GA 31210
Money Market Account
1.76%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
as high as
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
1025 Virginia Ave, Atlanta, GA 30354 1319
Business Money Market Accounts
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
2900 Westside Pkwy, Alpharetta, GA 30004
Money Market
1.61%
$0
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Five Star Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.85%
990 Highway 84 E, Cairo, GA 39828 2207
Money Market Checking Account
1.51%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Account Transfer Limitations Apply
Five Star Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.85%
990 Highway 84 E, Cairo, GA 39828 2207
Money Market Accounts With Less Than Earn Savings Account Base Rate
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
$2,000
Robins Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
853 N Houston Rd, Warner Robins, GA 31093 1501
Prestige Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Security Federal Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
7004 Evans Town Center Blvd, Evans, GA 30809
Money Market
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Security Federal Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
7004 Evans Town Center Blvd, Evans, GA 30809
Money Market
0.90%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Hyperion Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
3525 Piedmont Rd Ne, Atlanta, GA 30305
Consumer Money Market
0.75%
$1,000
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedJul 12, 2026
Details
Hyperion Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
3525 Piedmont Rd Ne, Atlanta, GA 30305
Business Money Market
0.75%
$1,000
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedJul 12, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
175 S Macon St, Jesup, GA 31545
TotalView Money Market Savings
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
175 S Macon St, Jesup, GA 31545
TotalView Money Market Savings
0.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
175 S Macon St, Jesup, GA 31545
TotalView Money Market Savings
0.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
Security Federal Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
7004 Evans Town Center Blvd, Evans, GA 30809
Money Market
0.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
United Bank Zebulon, GA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
1 E Main St, Forsyth, GA 31029
Business Money Market
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedJul 12, 2026
Details
Visit Office
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
175 S Macon St, Jesup, GA 31545
Money Market Savings
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
175 S Macon St, Jesup, GA 31545
Money Market Savings
0.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJul 11, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Georgia and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Georgia Money Market Rate Trends
Compare local Georgia money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — GA Avg
3.046%
▼ 0.018 vs 7 days ago
Georgia high-yield MMA rates fell 0.018 points over the past 7 days to 3.046% APY.
Standard MMA — GA Avg
0.766%
▲ 0.066 vs 7 days ago
Georgia standard MMA rates rose 0.066 points over the past 7 days to 0.766% APY.
As of Jul 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Georgia money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Georgia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Georgia. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in GA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Georgia
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Georgia.
Are Money Market accounts in Georgia safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Georgia up to $250,000 per depositor, per institution.
How often do MMA rates change in Georgia?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Georgia rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Georgia?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Georgia require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Georgia
Here are some of the highest money market account APYs currently available in Georgia:
- Truist
Small Business Money Market Account — 4.00% APY - Workmens Circle Incorporated Credit Union
Share/IRA Money Market/Platinum Plus — 3.75% APY - Publix Employees Federal Credit Union
High-Yield Money Market Tiers* — 3.50% APY - New Millennium Bank
SMART Money Market Account — 3.50% APY - UNIFY Financial Federal Credit Union
Money Market Plus — 3.25% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Georgia. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: July 12, 2026
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