MonitorBankRates
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Best Money Market Rates in Georgia (GA) - May 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: May 12, 2026

Current Georgia money market deposit account rates include Workmens Circle Incorporated Credit UnionWorkmens Circle Incorporated Credit Union527 Stephenson Ave, Savannah, GA 31405 5922A+5.0 ★Texas Ratio: 0.00% Share/IRA Money Market/Platinum Plus at 3.75% APY, Baxter Credit UnionBaxter Credit Union505 Takeda Pkwy, Social Circle, GA 30025 4723A5.0 ★Texas Ratio: 7.73% Money Market Special Intro rate at 3.50% APY, New Millennium BankNew Millennium Bank3350 Steve Reynolds Blvd, Duluth, GA 30096A+5.0 ★Texas Ratio: 3.04% SMART Money Market Account at 3.50% APY, Together Credit UnionTogether Credit Union100 Busch Dr NE, Cartersville, GA 30121 7217A+5.0 ★Texas Ratio: 5.65% Money Market (IRA) at 3.50% APY, and Publix Employees Federal Credit UnionPublix Employees Federal Credit Union3340 Sugarloaf Pkwy, Lawrenceville, GA 30044 5478A+5.0 ★Texas Ratio: 1.34% High-Yield Money Market Tiers* at 3.50% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.

Use the tables below to compare money market rates across Georgia side-by-side. Georgia money market rates currently reach as high as 3.75% APY from Workmens Circle Incorporated Credit Union at 527 Stephenson Ave, Savannah, GA 31405 5922. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Georgia and surrounding area. Last Updated and Verified: May 12, 2026

Compare the Best Money Market Rates Today in Georgia

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Workmens Circle Incorporated Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
527 Stephenson Ave, Savannah, GA 31405 5922
Share/IRA Money Market/Platinum Plus
3.75%
$0
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

With balance above - $999,999.99

New Millennium Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
3350 Steve Reynolds Blvd, Duluth, GA 30096
SMART Money Market Account
3.50%
$100,000
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details

$100.000.00 Minimum to open and to earn APY required minimum daily balance $100,000.00 If average daily balance falls below $100,000.00 during the statement cycle a $20.00 minimum balance fee will apply

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
505 Takeda Pkwy, Social Circle, GA 30025 4723
Money Market Special Intro rate
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

$15,000+

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
505 Takeda Pkwy, Social Circle, GA 30025 4723
Money Market Special
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA 30121 7217
Money Market (IRA)
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

New money only

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA 30121 7217
Money Market
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

New money only

Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
3340 Sugarloaf Pkwy, Lawrenceville, GA 30044 5478
High-Yield Money Market Tiers*
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
3340 Sugarloaf Pkwy, Lawrenceville, GA 30044 5478
High-Yield Money Market Tiers
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Workmens Circle Incorporated Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
527 Stephenson Ave, Savannah, GA 31405 5922
Share/IRA Money Market/Platinum Plus
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

With balance between $250,000.00 - $999,999.99

Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
110 N Camellia Blvd, Fort Valley, GA 31030
Small Business Money Market Account
3.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

My Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
2601 Limestone Pkwy, Gainesville, GA 30501
Money Market
3.30%
$0
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Average Daily Bal.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
5800 Windward Pkwy, Alpharetta, GA 30005
Money Market Plus Account
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

New Millennium Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
3350 Steve Reynolds Blvd, Duluth, GA 30096
SMART Money Market Account
3.25%
$100,000
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details

$100.000.00 Minimum to open and to earn APY required minimum daily balance $100,000.00 If average daily balance falls below $100,000.00 during the statement cycle a $20.00 minimum balance fee will apply

First Arkansas Bank and Trust
Institution Rating:
B4.5 ★ Texas Ratio: 21.26%
200 Chastain Center Blvd Nw, Kennesaw, GA 30144
Money Market Savings
3.25%
$100
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details

Workmens Circle Incorporated Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
527 Stephenson Ave, Savannah, GA 31405 5922
Share/IRA Money Market/Platinum Plus
3.25%
$0
View
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

With balance between $100,000.00 - $249,999.99

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA 30742
Business Money Market Accounts
3.10%
$0
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA 30742
Money Market Accounts
3.10%
$0
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA 30742
Business Money Market Accounts
3.05%
$0
View
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA 30742
Money Market Accounts
3.05%
$0
View
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

My Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
2601 Limestone Pkwy, Gainesville, GA 30501
Money Market
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Average Daily Bal.

Southern Energy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
30 Ivan Allen Jr Blvd NW, Atlanta, GA 30308
Money Market Account
3.04%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Southeastern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
3205 Mitchell Blvd, Moody AFB, GA 31699
Performance Money Market
3.03%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Workmens Circle Incorporated Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
527 Stephenson Ave, Savannah, GA 31405 5922
Share/IRA Money Market/Platinum Plus
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

With balance between $20,000.00 - $99,999.99

Lanier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.91%
3718 Mundy Mill Rd, Oakwood, GA 30566 3417
Money Market
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA 30742
Money Market Accounts
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA 30742
Business Money Market Accounts
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

New Millennium Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
3350 Steve Reynolds Blvd, Duluth, GA 30096
SMART Money Market Account
3.00%
$100,000
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details

$100.000.00 Minimum to open and to earn APY required minimum daily balance $100,000.00 If average daily balance falls below $100,000.00 during the statement cycle a $20.00 minimum balance fee will apply

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA 30742
Money Market Accounts
2.95%
$0
View
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA 30742
Business Money Market Accounts
2.95%
$0
View
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

First Arkansas Bank and Trust
Institution Rating:
B4.5 ★ Texas Ratio: 21.26%
200 Chastain Center Blvd Nw, Kennesaw, GA 30144
Money Market Savings
2.85%
$100
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details

P&S Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1845 Satellite Blvd, Duluth, GA 30097
Money Market Accounts
2.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$100,000+

Family Savings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.34%
101 Felton Dr, Rockmart, GA 30153
Money Market
2.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

New Millennium Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
3350 Steve Reynolds Blvd, Duluth, GA 30096
SMART Money Market Account
2.75%
$100,000
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details

$100.000.00 Minimum to open and to earn APY required minimum daily balance $100,000.00 If average daily balance falls below $100,000.00 during the statement cycle a $20.00 minimum balance fee will apply

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA 30742
Business Money Market Accounts
2.70%
$0
View
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA 30742
Money Market Accounts
2.70%
$0
View
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA 30742
Business Money Market Accounts
2.55%
$0
View
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA 30742
Money Market Accounts
2.55%
$0
View
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Southern Energy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
30 Ivan Allen Jr Blvd NW, Atlanta, GA 30308
Money Market Account
2.53%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
2900 Westside Pkwy, Alpharetta, GA 30004
Money Market
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

My Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
2601 Limestone Pkwy, Gainesville, GA 30501
Money Market
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Average Daily Bal.

Southeastern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
3205 Mitchell Blvd, Moody AFB, GA 31699
Performance Money Market
2.52%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Family Savings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.34%
101 Felton Dr, Rockmart, GA 30153
Money Market
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA 30742
Money Market Accounts
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA 30742
Business Money Market Accounts
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

New Millennium Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
3350 Steve Reynolds Blvd, Duluth, GA 30096
Money Market Account
2.50%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

$1000.00 Minimum to open and earn APY and if daily balance falls below $1,000 at any time during the statement cycle a $20.00 minimum balance fee will apply

Associated Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
6251 Crooked Creek Rd, Norcross, GA 30092 3107
Regular, TRUST, & IRA MMAs
2.40%
$0
View
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

First Arkansas Bank and Trust
Institution Rating:
B4.5 ★ Texas Ratio: 21.26%
200 Chastain Center Blvd Nw, Kennesaw, GA 30144
Money Market Savings
2.34%
$100
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details

Security Federal Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
7004 Evans Town Center Blvd, Evans, GA 30809
Money Market
2.30%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

My Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
2601 Limestone Pkwy, Gainesville, GA 30501
Money Market
2.27%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Average Daily Bal.

Southeastern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
3205 Mitchell Blvd, Moody AFB, GA 31699
Performance Money Market
2.27%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

New Millennium Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
3350 Steve Reynolds Blvd, Duluth, GA 30096
Money Market Account
2.25%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

$1000.00 Minimum to open and earn APY and if daily balance falls below $1,000 at any time during the statement cycle a $20.00 minimum balance fee will apply

Family First Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
3604 Atlanta Ave, Hapeville, GA 30354
Money Market Account
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$100,000.00 and Above

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA 30354 1319
Business Money Market Accounts
2.15%
$0
View
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Southern Energy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
30 Ivan Allen Jr Blvd NW, Atlanta, GA 30308
Money Market Account
2.02%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Southeastern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
3205 Mitchell Blvd, Moody AFB, GA 31699
Performance Money Market
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA 30354 1319
Money Market Accounts
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA 30354 1319
Business Money Market Accounts
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Interstate Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.37%
705 W Cherry St, Jesup, GA 31545
Money Market
2.00%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Credit Union of Georgia
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA 30189 5531
Money Market Account
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Family Savings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.34%
101 Felton Dr, Rockmart, GA 30153
Money Market
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

P&S Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
1845 Satellite Blvd, Duluth, GA 30097
Money Market Accounts
1.90%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$50,000 - $99,999

First Arkansas Bank and Trust
Institution Rating:
B4.5 ★ Texas Ratio: 21.26%
200 Chastain Center Blvd Nw, Kennesaw, GA 30144
Money Market Savings
1.85%
$100
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details

OneSouth Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
4070 Forsyth Rd, Macon, GA 31210
Money Market Account
1.76%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Security Federal Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
7004 Evans Town Center Blvd, Evans, GA 30809
Money Market
1.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Security Federal Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
7004 Evans Town Center Blvd, Evans, GA 30809
Money Market
0.90%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
175 S Macon St, Jesup, GA 31545
TotalView Money Market Savings
0.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Hyperion Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
3525 Piedmont Rd Ne, Atlanta, GA 30305
Consumer Money Market
0.75%
$1,000
View
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

Hyperion Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
3525 Piedmont Rd Ne, Atlanta, GA 30305
Business Money Market
0.75%
$1,000
View
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
175 S Macon St, Jesup, GA 31545
TotalView Money Market Savings
0.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Georgia and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Georgia Money Market Rate Trends

Compare local Georgia money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Georgia MMA Trends →
High-Yield MMA — GA Avg
3.070%
Unchanged vs 7 days ago

Georgia high-yield MMA rates currently average 3.070% APY.

Standard MMA — GA Avg
0.700%
Unchanged vs 7 days ago

Georgia standard MMA rates currently average 0.700% APY.

As of May 14, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Georgia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Georgia. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in GA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Georgia

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Georgia.

Are Money Market accounts in Georgia safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Georgia up to $250,000 per depositor, per institution.

How often do MMA rates change in Georgia?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Georgia rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Georgia?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Georgia require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Georgia

Here are some of the highest money market account APYs currently available in Georgia:
  • Workmens Circle Incorporated Credit Union
    Share/IRA Money Market/Platinum Plus — 3.75% APY
  • Baxter Credit Union
    Money Market Special Intro rate — 3.50% APY
  • New Millennium Bank
    SMART Money Market Account — 3.50% APY
  • Together Credit Union
    Money Market (IRA) — 3.50% APY
  • Publix Employees Federal Credit Union
    High-Yield Money Market Tiers* — 3.50% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Georgia. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026

Georgia Rates & Resources

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Cities in Georgia

  • Abbeville
  • Acworth
  • Adairsville
  • Adel
  • Adrian
  • Ailey
  • Alamo
  • Alapaha
  • Albany
  • Allenhurst
  • Allentown
  • Alma
  • Alpharetta
  • Alston
  • Alto
  • Ambrose
  • Americus
  • Andersonville
  • Appling
  • Arabi
  • Aragon
  • Argyle
  • Arlington
  • Armuchee
  • Arnoldsville
  • Ashburn
  • Athens
  • Atlanta
  • Attapulgus
  • Auburn
  • Augusta
  • Austell
  • Avera
  • Avondale Estates
  • Axson
  • Baconton
  • Bainbridge
  • Baldwin
  • Ball Ground
  • Barnesville
  • Barney
  • Bartow
  • Barwick
  • Baxley
  • Bellville
  • Berlin
  • Bethlehem
  • Bishop
  • Blackshear
  • Blairsville
  • Blakely
  • Bloomingdale
  • Blue Ridge
  • Bluffton
  • Blythe
  • Bogart
  • Bolingbroke
  • Bonaire
  • Boneville
  • Boston
  • Bostwick
  • Bowdon
  • Bowdon Junction
  • Bowersville
  • Bowman
  • Box Springs
  • Braselton
  • Bremen
  • Brinson
  • Bristol
  • Bronwood
  • Brookfield
  • Brooklet
  • Brooks
  • Broxton
  • Brunswick
  • Buchanan
  • Buckhead
  • Buena Vista
  • Buford
  • Butler
  • Byromville
  • Byron
  • Cadwell
  • Cairo
  • Calhoun
  • Calvary
  • Camak
  • Camilla
  • Canon
  • Canton
  • Carlton
  • Carnesville
  • Carrollton
  • Cartersville
  • Cassville
  • Cataula
  • Cave Spring
  • Cecil
  • Cedar Springs
  • Cedartown
  • Centerville
  • Chatsworth
  • Chauncey
  • Cherrylog
  • Chester
  • Chestnut Mountain
  • Chickamauga
  • Chula
  • Cisco
  • Clarkdale
  • Clarkesville
  • Clarkston
  • Claxton
  • Clayton
  • Clermont
  • Cleveland
  • Climax
  • Clinchfield
  • Clyo
  • Cobb
  • Cobbtown
  • Cochran
  • Cohutta
  • Colbert
  • Coleman
  • Collins
  • Colquitt
  • Columbus
  • Comer
  • Commerce
  • Concord
  • Conley
  • Conyers
  • Coolidge
  • Coosa
  • Cordele
  • Cornelia
  • Cotton
  • Covington
  • Crandall
  • Crawford
  • Crawfordville
  • Crescent
  • Culloden
  • Cumming
  • Cusseta
  • Cuthbert
  • Dacula
  • Dahlonega
  • Daisy
  • Dallas
  • Dalton
  • Damascus
  • Danielsville
  • Danville
  • Darien
  • Davisboro
  • Dawson
  • Dawsonville
  • De Soto
  • Dearing
  • Decatur
  • Demorest
  • Denton
  • Dewy Rose
  • Dexter
  • Dillard
  • Dixie
  • Doerun
  • Donalsonville
  • Douglas
  • Douglasville
  • Dover
  • Dry Branch
  • Du Pont
  • Dublin
  • Dudley
  • Duluth
  • East Ellijay
  • East Point
  • Eastanollee
  • Eastman
  • Eatonton
  • Eden
  • Edison
  • Elberton
  • Elko
  • Ellabell
  • Ellaville
  • Ellenton
  • Ellenwood
  • Ellerslie
  • Ellijay
  • Emerson
  • Enigma
  • Epworth
  • Esom Hill
  • Eton
  • Evans
  • Experiment
  • Fairburn
  • Fairmount
  • Fargo
  • Farmington
  • Fayetteville
  • Felton
  • Fitzgerald
  • Fleming
  • Flintstone
  • Flovilla
  • Flowery Branch
  • Folkston
  • Forest Park
  • Forsyth
  • Fort Benning
  • Fort Gaines
  • Fort Oglethorpe
  • Fort Stewart
  • Fort Valley
  • Fortson
  • Fowlstown
  • Franklin
  • Franklin Springs
  • Funston
  • Gainesville
  • Garfield
  • Gay
  • Geneva
  • Georgetown
  • Gibson
  • Gillsville
  • Girard
  • Glenn
  • Glennville
  • Glenwood
  • Good Hope
  • Gordon
  • Gough
  • Gracewood
  • Grantville
  • Gray
  • Grayson
  • Graysville
  • Greensboro
  • Greenville
  • Griffin
  • Grovetown
  • Guyton
  • Haddock
  • Hagan
  • Hahira
  • Hamilton
  • Hampton
  • Haralson
  • Hardwick
  • Harlem
  • Harrison
  • Hartsfield
  • Hartwell
  • Hawkinsville
  • Hazlehurst
  • Helen
  • Helena
  • Hephzibah
  • Hiawassee
  • High Shoals
  • Hillsboro
  • Hinesville
  • Hiram
  • Hoboken
  • Hogansville
  • Holly Springs
  • Homer
  • Homerville
  • Hortense
  • Hoschton
  • Howard
  • Hull
  • Ideal
  • Ila
  • Inman
  • Iron City
  • Irwinton
  • Irwinville
  • Jackson
  • Jacksonville
  • Jakin
  • Jasper
  • Jefferson
  • Jeffersonville
  • Jekyll Island
  • Jenkinsburg
  • Jersey
  • Jesup
  • Jewell
  • Jonesboro
  • Juliette
  • Junction City
  • Kathleen
  • Kennesaw
  • Keysville
  • Kings Bay
  • Kingsland
  • Kingston
  • Kite
  • Knoxville
  • La Fayette
  • Lagrange
  • Lake Park
  • Lakeland
  • Lakemont
  • Lavonia
  • Lawrenceville
  • Leary
  • Lebanon
  • Leesburg
  • Lenox
  • Leslie
  • Lexington
  • Lilburn
  • Lilly
  • Lincolnton
  • Lindale
  • Lithia Springs
  • Lithonia
  • Lizella
  • Locust Grove
  • Loganville
  • Lookout Mountain
  • Louisville
  • Louvale
  • Lovejoy
  • Ludowici
  • Lula
  • Lumber City
  • Lumpkin
  • Luthersville
  • Lyerly
  • Lyons
  • Mableton
  • Macon
  • Madison
  • Manassas
  • Manchester
  • Manor
  • Mansfield
  • Marble Hill
  • Marietta
  • Marshallville
  • Martin
  • Matthews
  • Mauk
  • Maxeys
  • Maysville
  • McCaysville
  • Mcdonough
  • McIntyre
  • McRae
  • Meansville
  • Meigs
  • Meldrim
  • Menlo
  • Meridian
  • Mershon
  • Mesena
  • Metter
  • Midland
  • Midville
  • Midway
  • Milan
  • Milledgeville
  • Millen
  • Millwood
  • Milner
  • Mineral Bluff
  • Mitchell
  • Molena
  • Monroe
  • Montezuma
  • Monticello
  • Montrose
  • Moreland
  • Morgan
  • Morganton
  • Morris
  • Morrow
  • Morven
  • Moultrie
  • Mount Airy
  • Mount Berry
  • Mount Vernon
  • Mount Zion
  • Mountain City
  • Murrayville
  • Musella
  • Mystic
  • Nahunta
  • Nashville
  • Naylor
  • Nelson
  • Newborn
  • Newington
  • Newnan
  • Newton
  • Nicholls
  • Nicholson
  • Norcross
  • Norman Park
  • Norristown
  • Norwood
  • Nunez
  • Oakfield
  • Oakman
  • Oakwood
  • Ochlocknee
  • Ocilla
  • Oconee
  • Odum
  • Offerman
  • Oglethorpe
  • Oliver
  • Omaha
  • Omega
  • Orchard Hill
  • Oxford
  • Palmetto
  • Parrott
  • Patterson
  • Pavo
  • Peachtree City
  • Pearson
  • Pelham
  • Pembroke
  • Pendergrass
  • Perkins
  • Perry
  • Pine Lake
  • Pine Mountain
  • Pine Mountain Valley
  • Pinehurst
  • Pineview
  • Pitts
  • Plainfield
  • Plains
  • Plainville
  • Pooler
  • Portal
  • Porterdale
  • Poulan
  • Powder Springs
  • Preston
  • Pulaski
  • Putney
  • Quitman
  • Rabun Gap
  • Ranger
  • Ray City
  • Rayle
  • Rebecca
  • Red Oak
  • Redan
  • Register
  • Reidsville
  • Rentz
  • Resaca
  • Rex
  • Reynolds
  • Rhine
  • Riceboro
  • Richland
  • Richmond Hill
  • Rincon
  • Ringgold
  • Rising Fawn
  • Riverdale
  • Roberta
  • Rochelle
  • Rock Spring
  • Rockledge
  • Rockmart
  • Rocky Face
  • Rocky Ford
  • Rome
  • Roopville
  • Rossville
  • Roswell
  • Royston
  • Rupert
  • Rutledge
  • Rydal
  • Saint George
  • Saint Marys
  • Saint Simons Island
  • Sale City
  • Sandersville
  • Sapelo Island
  • Sardis
  • Sargent
  • Sasser
  • Sautee Nacoochee
  • Savannah
  • Scotland
  • Scottdale
  • Screven
  • Sea Island
  • Senoia
  • Seville
  • Shady Dale
  • Shannon
  • Sharon
  • Sharpsburg
  • Shellman
  • Shiloh
  • Siloam
  • Silver Creek
  • Smarr
  • Smithville
  • Smyrna
  • Snellville
  • Social Circle
  • Soperton
  • Sparks
  • Sparta
  • Springfield
  • Stapleton
  • Statenville
  • Statesboro
  • Statham
  • Stephens
  • Stillmore
  • Stockbridge
  • Stockton
  • Stone Mountain
  • Suches
  • Sugar Valley
  • Summertown
  • Summerville
  • Sumner
  • Sunny Side
  • Surrency
  • Suwanee
  • Swainsboro
  • Sycamore
  • Sylvania
  • Sylvester
  • Talbotton
  • Talking Rock
  • Tallapoosa
  • Tallulah Falls
  • Talmo
  • Tarrytown
  • Tate
  • Taylorsville
  • Temple
  • Tennga
  • Tennille
  • The Rock
  • Thomaston
  • Thomasville
  • Thomson
  • Tifton
  • Tiger
  • Tignall
  • Toccoa
  • Toomsboro
  • Townsend
  • Trenton
  • Trion
  • Tucker
  • Tunnel Hill
  • Turin
  • Turnerville
  • Twin City
  • Ty Ty
  • Tybee Island
  • Tyrone
  • Unadilla
  • Union City
  • Union Point
  • Upatoi
  • Uvalda
  • Valdosta
  • Valona
  • Varnell
  • Vidalia
  • Vienna
  • Villa Rica
  • Waco
  • Wadley
  • Waleska
  • Walthourville
  • Waresboro
  • Warm Springs
  • Warner Robins
  • Warrenton
  • Warthen
  • Warwick
  • Washington
  • Watkinsville
  • Waverly
  • Waverly Hall
  • Waycross
  • Waynesboro
  • Waynesville
  • West Green
  • West Point
  • Weston
  • Whigham
  • White
  • White Oak
  • White Plains
  • Whitesburg
  • Wildwood
  • Wiley
  • Willacoochee
  • Williamson
  • Winder
  • Winston
  • Winterville
  • Woodbine
  • Woodbury
  • Woodland
  • Woodstock
  • Wray
  • Wrens
  • Wrightsville
  • Yatesville
  • Young Harris
  • Zebulon